Finance & Business Question and Answers

How much does a book of 12 1st class stamps cost?


Question:
In the UK!

Answer:
lb3.84p (12 x 0.32p)
12 X the face helpfulness of a single stamp. Cha-Ching
lb3.84
That will be lb3.84
12 first class stamps @32p each.
You don't capture any discount for buying in bulk.

http://www.royalmail.com/portal/rm/jump2...

If you dispatch a lot of postage you should check out Smartstamps from the Royal Mail. You can print your own stamps via the internet.
It costs lb5 a month to subscribe but stamps are matching price as they are from the post office.

I use Smartstamps for my eBay postage, and print stamps for sending post all over the world.
http://www.royalmail.com/portal/rm/jump3...

Good luck

Paul




Why is nearby so copious scam coming out of Nigeria?


Question:


Answer:
You too ! Lately, I have averaged at least possible a couple a week. They have manage to buy up, no doubt, heaps of our address with the impression that a mass scam must produce results for them. But these scams are so transparent that it is difficult to interpret how successful they are.

Perhaps they think they are on a apposite thing if the victims don't claim because they are too ashamed to own up their greed and stupidity.

I have hit the scam button on every one of these but they still appear surrounded by my mail, suggesting they are coming from a great deal of different directions.
because the white house is running out of ideas
because it is a country of outstandingly immoral populace sitting around with no duty no money and nothing to lose.
BECAUSE MANY PEOPLE ARE DUMB ENOUGH TO BITE-SOME EVEN TWICE...




what be the dow on the following date?


Question:
December 14, 2006
December 15, 2006
December 18, 2006
December 19, 2006
December 20, 2006

If do you not know, where can i find this former information? Thank you.

Answer:
Dow Jones Indexes has the http://www.djindexes.com/mdsidx/... historical index good point of the Dow Jones Industrial Average and other Dow Jones indexes




Hi, I won a prize from a draw and that communiqué say the prize is FREE OIL MASSAGE. What does it parsimonious.?


Question:
I wants to know whether it a apparatus or what kind of a entity.

Answer:
Wow If the oil polish is given by a hot bombshell youre really in for something special.
not adequate details bro - have no clue what you are maxim?
No it's a massage done near oils not a apparatus or anything like that.
a free grease massage is be you go and gain a full body massage using essentials oil to either relax or stimulate you.. it is extremely nice and enjoyable and worth going on for 40 lb
it no machine i can update you that my Friend bit you will love it !!
why dont telephone the company offering the prize and ask them
deeply Pop-eyes gorlfriend comes out and gives you a chafe.. LOL

No, seriously, you lie down on a bed and society will come and rub your back, legs, arms, etc.. using special oil designed to relax and sooth you.

You should leave nearby feeling silence and relaxed.




Patent aid near?


Question:
i have an impression and need to official document it very at the double can enyone tell me how you step about it thank you

Answer:
You should turn to the patent office's website asap and read adjectives the relevant info on there. this will narrate you what steps you need to nick. here is the link http://www.government grant.gov.uk/whatis/whatis-p...
Best to get yourself a official document attorney. They specialise in these sort of things and will guide you through it. Not cheap though.
http://www.official document.gov.uk/whatis/whatis-p...
There's a step-by-step guide on the site listed below that explains it awfully clearly. Hope it helps... and Good Luck
Patenting any invention involves following steps, these are generic but complete for initial comprehension:

1. Assess whether your invention is patentable i.e., it is new, involves inventive steps and expert of industrial application.

2. File an application with Provisional/complete Specification accompany by statutory fees and relevant documents.

3. If it is provisional one, you will get 12 months to directory complete specifications.

4. After prescribed period, such application will be published contained by official record of Patent office. A request is required to be file in this high regard.

5. Thereafter file a request for proper examination of such application.

6. In grip of any objection in respect of your application, you are required to remove matching within a spell as prescribed by the Patenting Authority under the tenet of Patent.

7. After removing such objections or successfully counter any dislike, if any, your application will be in direct of grant.

8. Apply for getting Patent Certificate.

At every step statutory fees is required to be deposited beside the Patent Office. It is advisable to seek the assistance of a Patent Attorney/Agent as Patenting is a complex techno-legal procedure. Also maintain in mind the commercialization aspects of your invention because your invention may not be commercially viable despite of mortal patentable. In this case it is useless to spend a huge sum and time on patenting process.

Best of Luck.




what is bond?


Question:


Answer:
In finance, a bond is a debt shelter, in which the issuer owes the holders a debt and is indebted to repay the principal and interest (the coupon) at a later date, term maturity. Other stipulations may also be attached to the bond issue, such as the constraint for the issuer to provide certain information to the bond holder, or limitations on the behavior of the issuer. Bonds are mostly issued for a fixed term (the maturity) longer than ten years. U.S Treasury securities issued debt near life of ten years or more is a bond. New debt between one year and ten years is a make a note of, and new debt smaller amount than a year-bill

A bond is simply a loan, but in the form of a deposit, although terminology used is fairly different. The issuer is equivalent to the borrower, the bond holder to the lender, and the coupon to the interest. Bonds enable the issuer to nouns long-term investments with external funds. Debt securities next to a maturity shorter than one year are typically bills. Certificates of deposit (CDs) or commercial rag are considered money market instruments.

Traditionally, the U.S. Treasury uses the word bond just for their issues with a old age longer than ten years, and calls issues between one and ten year follow-up. Elsewhere in the souk this distinction has disappeared, and both bonds and proceedings are used irrespective of the maturity. Market participant normally use bonds for hulking issues offered to a wide public, and transcription rather for smaller issues originally sold to a controlled number of investors. There are no clear demarcations. There are also "bills" which usually denote fixed income securities with three years or smaller number, from the issue date, to maturity. Bonds own the highest risk, summary are the second highest risk, and bills hold the least risk. This is due to a statistical guess called duration, where on earth lower durations have smaller number risk, and are associated with shorter occupancy obligations.

Bonds and stocks are both securities, but the difference is that stock holders own a piece of the issuing company (have an equity stake), whereas bond holders are in essence lenders to the issuer. Also bonds usually hold a defined term, or parenthood, after which the bond is redeemed whereas stocks may be outstanding indefinitely. An exception is a consol bond, which is a perpetuity, a bond beside no maturity.
That's a bit vague! James Bond? A whiskey bond? The verb as within "to bond"?
Bond is something that binds, fastens, confines, or holds together. Something that binds a being or persons to a correct circumstance or line of behavior. Something, as an agreement or friendship, that unite individuals or peoples into a group; covenant

Examples:

he bond of matrimony
the bond between nation
My word is my bond
A bond is money you lend to a company(or government) with an agreement that they will pay packet you a certain amount of interest over a specified extent of time.
in investing it is a loan to a company or governing body, you buy a 1000 bond, they pay you interest for the stated number of years,afterwards pay put money on the loan

there are other ways it works as resourcefully, a zero coupon bond, enunciate you pay 400 and gain paid final 1000 in so masses years
a) James Bond
b) Close-link between two
c) An investment instrument
You can choose any depending on your requirement!
in simple sense it is an tabloid with an agreement next to financial, industrial, insurance , commiting to preset points laid.




this notion will convert the world...?


Question:
i have a system for generate electricity that is green and at most minuscule 100 times better than wind or wrinkle powered ideas currently contained by use.this idea have not been proposed by anyone surrounded by the past.it is a brand strange way of generate power.like adjectives the best ideas it is incredably simple.the answer is staring us within the face.no nuclear dribble away to dispose of.no carbon emissionsno fossil fuels(in time).from a business standpoint ,how would you like to hold a factory full of employees working adjectives day to create your product,and at the end of the daypay you ten times the cost for your product EVERY DAYI hold tried and tested this idea ,and it works realy powerfully.i suppose my question is?where on earth do i go from here?

Answer:
Firstly, don't bring up to date anyone about it until you enjoy protected your idea 100% because someone WILL steal it or modify it and make a fortune. DO NOT GIVE YOUR INFORMATION AWAY.

Read the websites give or take a few protecting your idea and do it.
Then, and solely then, conjecture about where on earth to place it.
To a place where near is no electricity!! :D
Try getting in touch near Bill Gates or any other person surrounded by the news to be precise interested in varying the world and has the dosh to help you do it.

Bill & Melinda Gates, Donald Trump, Ross Perrot, etc.

Good Luck... desire I had the money to give a hand you get it going...
Go to the official document office. Because if someone or some coorporation get ahold of your idea they will claim it as their own. Then you can ask them how to receive the product manufactured. Good luck to you and congratulations in finance.
its called Dragons Den
With what you hold just stated, I suggest that if this invention is as incredible as you read out then, I would start by contacting the US Patent and securing your discovery. Otherwise i would contact the federal affairs of state to get surrounded by contact with the proper race to present your invention to.
http://www.inventhelp.com/contactform_uk...

Try this website. it might be a good place to start. purely remember to patent your conception so no one nick it and makes money out of your theory! Really good luck beside it, if it really works and you can help the planet and other individuals with your concept plus make a mint for yourself, I want you all the best near it!!
Sounds great but be very punctilious. We've all hear about the guy who designed the motorcar engine that run on water and be totally economical and environmentally friendly... He was approached by 'Shell' who needed to buy his idea solitary to destroy it - They offered millions and he refuse. He was found comatose not long after under mysterious circumstances.

The world powers don't other want what's best for the world...
Have you tried a psychiatrist!Perhaps I'm just an ancient sceptic!
Get a patent on it as soon as possible incase somebnody else stumbles on the opinion. Then contact people who may be capable of market it for you.




What does "NET 10TH PROX" on billing statements be going to?


Question:


Answer:
NET EOM 10 or NET 10 PROX or NET 10th PROX all indicate the same entity. The invoice is due on the 10th of the month after the reference date on the invoice. The occupancy PROX is most commonly used when there are mixed NET language and discount terms such as 2% 10th PROX / NET 60 or 2% 10 / NET 10 PROX.
Net 10th prox. expressions

What you want is Net 10 EOM (end of month) terms. This say to pay the invoice by the 10th daylight after the end of the month. Net 10 money it is to be paid contained by 10 days of the invoice date. They are not the same. You might know how to set this up by creating a Net 10 EOM term within the Terms List (Lists/Customer & Vendor Profile Lists/Terms List). Check the Date Driven box. Enter 10 into the Net Due Before the 10th day of the month. Enter a 10 again below that, where on earth it says Due the subsequent month if issued within 10 days of invoice date. I would get sure that I had the Terms and the Due date field turned on in your sale form so that you can readily see that the due date is correct when you select the customer. Customize the form to do that. Make sure you select the correct terms on respectively customer record so it automatically enter that into the sales form.




Why does a giant ROCE slump?


Question:


Answer:
This a very wide open and open query with a huge amount of answers.

Assuming business conditions remained constant and turnover stayed duplicate, no capital be invested in to the business etc, afterwards ROCE may still fall from year to year entirely dependent on the accounting technique employed.

The way surrounded by which inventory costs are calculated can affect the profit figure and hence ROCE. Depreciation and taxation calculation can also affect it.

ROCE is often criticised for have a short term attitude and not taking in to description that a business may be investing in the payment of future cashflows a bit than exploiting those in the instant future (to the detriment of the business surrounded by the long term possibly).

Any ratio which uses profit or cost information should be used delicately and with a thorough kind of how these numbers are derived.
price riseschange in business devices...inflation.BT...




where on earth can i buy a George Best lb5 make a note of?


Question:


Answer:
Nothern Ireland.
The Bank of Ireland
There are LOADS of them going on ebay. Just search for 'George Best Note'
Must be a special edition on one of the copious northern irish bank resume. Why not e-mail one of the banks for details?
Ulster Bank within Northern Ireland - you can order them within any branch.

the ones for sale on ebay are fraudulent because those family do not have them.

they will just cost lb5 and anyone buying them on ebay is giving their money to the seller and not the charity.
There are loads on ebay
why would u want to buy one?!
specifically the question
You call for to log into the following website and order one using the form, do not use auction sites nearby are plenty avaliable.

http://www.georgebestfive.co.uk/...




I am going to set up a Franchise for Children, who would be interested? And if you are, please email me!?


Question:
If you would like to purchase a Franchise, please email me for more info!

Answer:
you can enjoy my children when they are naughty'




Fiscal policy is defined as?


Question:
a the use of government spending and taxing to influence financial activities
b the policy of laissez-faire
c the use of command cutback quotas in a free enterprise system
d a set of schedule designed to raise severance.



2. Foreign exchange refers to?

a the trade negiotations between countries
b mutual agreements to reduce trade barrier
c the various international currencies used for international trade.
d the exchange of merchandise and services between nations.

disappear a link where on earth you find these answer it has more than one query

Answer:
fiscal policy

Measures employed by governments to stabilize the cutback, specifically by adjusting the level and allocations of taxes and government expenditures. When the cutback is sluggish, the government may cut taxes, disappearing taxpayers with extra lolly to spend and thereby increasing levels of consumption. An increase surrounded by public-works spending may likewise pump lolly into the economy, have an expansionary effect. Conversely, a decrease contained by government spending or an increase within taxes tends to exact the economy to contract. Fiscal policy is regularly used in tandem next to monetary policy. Until the 1930s, fiscal policy aimed at maintaining a perched budget; since then it have been used “countercyclically,” as recommended by John Maynard Keynes, to work against the cycle of expansion and contraction in the cutback. Fiscal policy is more effective at stimulating a flagging discount than at cooling an inflationary one, partly because spending cuts and toll increases are unpopular and partly because of the work of monetary stabilizers. -
Cant you just flip to the glossary slice of your textbook?
Fiscal policy is manifested within a government's policies on taxation and expenditures. To obtain funds for their operation, elected representatives units commonly collect some form of taxes. The expenditure of these funds not only provides stuff and services for constituents, but has a direct impact on the cutback. For example, if expenditures are larger than the funds received by the government, the resulting deficit tend to stimulate the economy, as stuff and services are produced for government purchase. In contrast, if a political affairs runs a surplus by not spending all the funds it collects, monetary growth will generally be curtailed, as the surplus funds are removed from circulation contained by the economy.
The use of parliament spending and taxation, as opposed to monetary policy (interest rates and money supply), to try to influence the smooth of economic hustle and bustle. An expansionary fiscal policy means lower taxes and better government spending. The effect of these policies would be to provoke more spending and boost the economy. Conversely, a contractionary fiscal policy method raising taxes and adjectives spending.




Is in attendance a pattern resource for companies that necessitate to outsource element services at lower costs?


Question:
The services include ICT, Accounting, Procurement of raw materials and merchandise etc

Answer:
Outsourcing jobs is stupid. You must hold no respect for your country and your neighbors.




Wat is unreliable budget??


Question:
its importance

Answer:
Budgets are made to donate the company a general opinion of what money will be required to run the business for the next operating term. Budgets include fixed, ongoing costs and variable costs that can fluctuate. A inconsistent budget is one that makes allowances for any surprising changes or variation in costs or revenue for the company. There are fixed costs that are considered such as rent, loan payments, etc. but some costs may transfer such as labour costs, production costs, etc. The income or revenue may also hold fixed and variable items. Fixed revenue may be income from the rental of a division of the company building to another business, $1000. pm or income may be variable from the Dutch auction of a product.
Variable allowances are determined by a number of different formula's depending on the reason. such as unit cost variation, labour cost variation, sales income variation etc.
variable budgets can also be described as flexible budgets. which allow for variation and will take a % of the set or standard costs to cover the fluctuations.
If a budget does not consider the variable costs. and they budget adjectives funds to specific areas without any surplus to cover unsettled costs, they may not have satisfactory operating capital to rate for any extra expenses that arise. which could affect the value of the companies assets.
Exactly the differing of a fixed budget
A fixed budget calls for $100 contained by labour and remain at $100 surrounded by spite of revenue or manufacturing costs.
A inconstant budget is one that changes beside revenue or costs.
Budget wages might be $100 for manufacturing 50 pen but if only 40 pen were manufactured, the wage budget would be decrease and the new budget would be $80. (as it would ebb and flow with total for every pen made you are entitled to spend $2.00 in labour)




Accounting?


Question:
Does anyone know what insights the statement of cash flows can provide to our analysis/analysts?

Answer:
A lolly flow statement is a financial report that shows incoming and outgoing money during a particular time of year (often monthly or quarterly). The statement shows how changes surrounded by balance sheet and income accounts artificial cash and change equivalents and breaks the analysis down according to operating, investing, and financing activities. As an analytical tool the statement of dosh flows is useful contained by determining the short-term viability of a company, mainly its ability to foot bills.

Cash flow statements are particularly prominent for start-up companies with predetermined liquid assets. These companies are adjectives to devastating cash shortages, even when Accounts Receivable balance point to long-term financial health.

Another explanation:

Because the income statement is prepared lower than the accrual basis of accounting, the revenues reported may not hold been collected. Similarly, the expenses reported on the income statement might not enjoy been rewarded. You could review the balance sheet change to determine the facts, but the cash flow statement already have integrated all that information. As a result, savvy business inhabitants and investors utilize this important financial statement.

Here are a few ways the statement of dosh flows is used.

The cash from operating endeavours is compared to the company's net income. If the bread from operating activities is consistently greater than the network income, the company's net income or proceeds are said to be of a "high quality". If the dosh from operating activities is smaller quantity than net income, a red flag is raise as to why the reported net income is not turning into bread.

Some investors believe that "cash is king". The bread flow statement identifies the bread that is flowing within and out of the company. If a company is consistently generating more currency than it is using, the company will be able to increase its dividend, buy vertebrae some of its stock, reduce debt, or acquire another company. All of these are perceived to be honest for stockholder value.

Some financial models are base upon cash flow.




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