Finance & Business Question and Answers

One of the most essential characteristics of the budget is that it should be flexible.?


Question:
Give two reasons for the obligation of flexibility in the Sales force Budget ??

Answer:
Within discrete limitations, essentially.

Reason: Market fluctuations, Other miscellaneous reasons.




Can you win shipping supplies contained by the usps post organization instead of getting it online an waiting for 7 days?


Question:
non

Answer:
Yes. All priority boxes are free, the catch is you hold to send them by priority e-mail. We also offer different size envelopes and pad mailers for sale.
yes and walmart carry supplies too.
Yes, also at UPS.
You bet.
Yes! Check out Office Max and UPS too.




will bank be plain tomarrow?


Question:
tomarrow is a day of rememberence of gerald ford. and i know post bureau is closed.

Answer:
I think bank will be open because they are not run by the administration.
I am a Security Coordinator for Suntrust Banks and all of our locations surrounded by DC will be Open. I am assuming most other banks will be too.
YES we will be start.
Yep. They are planned to be open, though surrounded by some areas with independent bank, they may choose to close tomorrow. But the major tie up banks will surely be start.
yeah banks will be open out tomorrow
You betcha'
yep
No banks will be plain tomorrow, nor will the mail be running. I guess it depends on where on earth you live. The President declared a holiday b/c President Ford will be buried tomorrow, 010207.
yes




Priority letters boxes from USPS?


Question:
I have never shipped any packages. I hear that if you ship priority mail that the boxes are free. Is that true? Also, can i jump to the post office and capture the boxes and then put doesn`t matter what I need to dispatch at home and then come subsidise and get the postage and convey?

Thank you.

Oh and the packages are for various things. Example: cell phones, games (video systems and games)

Answer:
Better on the other hand, you don't have to turn get the boxes. you can stir to usps.com/shipping and order boxes, flat rate envelopes (which are cheaper than boxes to mail) and they will labour it right to your door.

The flat rate envelopes are 4.05 to mail and you can fit cell phones and games into them. The boxes are 8.10 to correspondence.
Yes, it IS true, and yes, you can go surrounded by, get boxes and consequently post them to mail subsequently at your convenience. I mail lots of things and the boxes individual there and free is awesome!
yes budge to the post office and they will own a free display in the lobby nouns; bags, boxes, label, etc,.




I recieved a memorandum stating I won a substantial amount of money,how do i find out if it is legal?


Question:


Answer:
I received a similar letter and sheltered in the missive was a check for almost $3,000. I G00GLEd the label of the company that I supposedly won from and the name be legitamate and they had really have a drawing. The difference was their winnings be for a total of $5,000 and I was told I have won $100,000. It was a cancer research center. I subsequent called the wall the check was written on. The check stated it be from a very very well known insurance company. The company be in British Columbia and the check be drawn in Michigan. When I call the bank to verify that the check be valid, I was informed not to bread the check it was no pious. It looked real, even have the water grades on it. I next contacted my local FBI because I didn't want someone else to be precise desperate for money to cash the check and convey them the money to get their $100,000 that doesn't really exist. Once they grasp the money that you cashed on your bank you are out the however tons dollars that fake check is written for. I don't know if you received a check near your letter or not but my guess is that it is a scam. Check next to the Better Business Bureau to see if there are any complaints file against the company that sent you the letter. The company that my simulated letter be from wasn't registered with the better business bureau so I did some further investigation and be really glad I did. Good luck. I hope for your sake that the letter is material.
It's not...
It's Not
Pull your head out of that melt, dark place.
It's a hoax. Don't plunge into the trap...!
It is not legit, those are NEVER legit. Tear it up and throw it away, then thank your lucky stars you be not dumb enough to plunge for that.
i before e exept after c. Are they offering to deal in anything. Usually those letters are from some sale agency, and when you answer the letter they dispatch you all sorts of $hit.
Its not. To substantiate it, turn to any website (ie. G00GLE) and type the company name within to see if any complaints ate listed. Usually the words "____(insert comany moniker here____" and "scam" do the job
If you didn't enter a lawful contest then it's not solid.
It's a scam...throw it in the litter. It's not even good satisfactory to go within the recycling bin!
I don't know, but I'd be drastically skeptical and cautious. If they want your ridge info or if they want you to send them any money at adjectives, don't to it and report them to the State's Consumer Protection Office or the Attorney Generals Office.
First asked yourself... when is the last time you enter a contest? If you have enter one, then conceivably, just perchance you got lucky but if the answer is never, consequently throw that letter away, I dont even break open those types of letters, I only throw them straight to the trash. Also the types that say you've be approved and I have never even applied.
agree to me guess... they want you to send them personal info and a small deposit via western league? They use different methods and technics but these are variations of the "Nigerian scam" or credit fee fraud.
Always ring up the Better Business Bureau in your nouns. They will be the ones who can tell you EXACTLY. If it is from enunciate "Spain" or any other foreign country its a scam. "Too Good to be TRUE" is TRUE. Here's the rundown: Once you deposit that check in the wall, the cash the bank hands you will hold to be paid wager on to the bank. Once the wall finds out that it is a fradulent check. IF they cash it.
I agree next to everyone that it is NOT legitimate. Some things to look for, since you are asking:
Scams spring from Nigeria, South Africa--any 3rd world foreign country that does not hold their citizens accountable for fraud.
Another big alarm should be numerous spelling errors and sentence structure that seems inconsistent. Big words that, in a sentence, do not receive sense.
Lastly, these letters ask for you to distribute them a reply--to start this process. Once you send that email-- they know they enjoy you.

A good show to scrutinize about this be on Dateline NBC. http://www.msnbc.msn.com/id/17713446/...

To sum it up-- If you do not know the person who sent the email. DELETE IT and forget about---or it will cost you your time savings-- Don't be stupid to believe in 'easy money'..If it seem to good to be true- it is.
If you are stupid satisfactory to think its tangible you deserve to be skanked




How do I host a non profit benefit event?


Question:
I want to put together an event for the local animal shelters and organizations within my area. I would love to own a venue where we can enjoy artists, musicians, etc but all the monmey go to animal needs (blankets, food, shelters) etc. I would approaching there to be adoption going on and maybe the entrance tax is a bag of dog or cat food?

How do I bring together this? Is it a good concept?

Answer:
Its great you want to help out. I'm usually pretty virtuous determining whether an idea will work. In this valise, I'm not sure. Ask yourself these questions:
1. Will the animal shelters agree to & support the event.
2. Can you promote the event to get hold of lots of people to it? Buy within from radio, tv, etc.
3. How will you pay for the venue and entertainment?
Start by writing down your figment of the imagination and start talking to individuals about it. If you're devoted about the event, which you are since you're doing this for charity, your enthusiasm will be contagious.




where on earth can i find out if a post department is open today??.similar to fedex per vote?


Question:
is that i want to send something to my soucin and he wishes it for tomorrow!! so anybody knows the rota for today??

Answer:
Depends on where you are at. Here contained by Salt lake City within is a 24hr post office break open by the airport. Call 1-8OO-ASK-USPS
Go to their website and click the Store Locater or something similar. Or, call them.
If in that is a Kikos-Fedex open implicit your house you could call and ask them.
I don't construe that the post office is widen today. It's a federal building and they are often not open out on Sundays. If you overnighted a package on yesterday it would hold gotten there tommorrow, but it's openly too late, your cuzin will hold to get the packet on Tuesday, but that's if you get to FedEx on tommorrow at 8:00am. It's expensive to convey something overnight or even same day.




Am I going to settle up any money when asking a interrogate thru this website?


Question:


Answer:
Yes. What you need to do is taster the forums and then dispatch your payments directly to me.

You can choose between paying for each press or a monthly rate.

(Top contributors are paid for their services.)

Don't foot any attention to Bluegirl, she doesn't have one of these fancy schmancy gold ingots thingees under her autograph.
no
no no no !!
WELL STAY AWAY FROM SPAMMERS!!!
Nope all free...
You can retribution me for best answer if you want to.
Yeah, I'm in charge of collections-it's base on the difficulty of the question asked, the amount of responses, and all along time a question is gone up before an answer is chosen. It's adjectives very complicated.. but, fortunately, I'm here.

Make your check out to 'cash,' and I will email you my address.

I also pinch PayPal.

LOL.




How can we operation next to business/creditor call for the personage who used to enjoy our phone number?


Question:
My wife and I are being driven crazy by collection agencies, creditors and businesses of every stripe since we've moved into our hot home and gotten a new land-line phone number. Apparently the personality who used to use the number must've been a trunk debtor because we get nearly 5-6 calls every light of day from people who want to speak to her. When the call are from a person (IE: not a robo-call, although we carry those too), we politely explain that we don't know the person they're looking for and that we don't know how they can be reach, but this doesn't seem to do any apposite because they just beckon us back after that.
I spent an entire morning dealing with one of these companies after getting a robo-call and they told me the concern was settled, but we continued to receive calls from them.
We're already on the Federal Do-Not-Call account, but as I understand it these society are exempt because they're not telemarketers and they've had prior business near the number.
What can we do to make these call stop?

Answer:
We ran into this various times after moving. The next time they nickname, ask to speak to a supervisor and explain it all to them. That usually get it taken care of. Use big words resembling "harassment" but don't get a tone within your voice. Be sickly sweet as you tell them they have need of to cut it out. Be completely honest with them, unfolding them how long you've lived there.
Check near your local phone company to see about have them blocked if the above doesn't help.
I have a similair problem.. what i eventually ended up doing be changing my number.. previously that i used my caller ID to peak calls and dispatch them to a voice message recording thats say if you are calling for some one other then (my name).. please stop calling! - thank you! haha it worked for a couple days but eventually get the same call from a differant person. I did collections previously and what they do is pass the skin from person to individual so once u talk to somebody.. they know not to call for, but then the covering is given to another rep.. and what shappens.. they call!! totally frustrating..
get the cross and address of these companies and send them a give up and desist letter. Explain that you are not the debtor and any adjectives contact by them will be considered harassment and you will hope legal remedies. Send the communiqu¨¦ with a returrn acceptance required so they can not say they never received the notification.




can somebody convert 24 Euros into sterling for me please?


Question:


Answer:
24 Euros
are worth
16.26 Pounds Sterling

If you need further conversion step here
http://coinmill.com/eur_gbp.html...
www.xe.com do it yourself
24.00 EUR = 16.2420 GBP

http://www.xe.com/ucc/
Use this site: http://www.xe.com/ucc/
16.2406 GBP
lb16.2406
approx 16 quid
lb16.25
Works out about lb18.00..0.75p for every 1 euro.
0.75 x 24 =lb18.00, but consequently it all depends on the rates at this time of yr.
There are plentiful such calculators on the web, approaching this one:
roughly lb16.25 but it does depend on the rates




How to figure return of a firm?


Question:


Answer:
There are several ways to calculate this. Each will dispense a different answer, based on the formula.

One is Return on Equity. (ROE). It's base on profit and how much equity the firm has.

Another is Return on Investment (ROI). Profit and total investment are the factor.

Another in Internal Rate of Return (IRR). This is a "what if" scenario -- a wealth budgeting method used by firms to decide whether they should trademark long-term investments.

Each of these formulae can be calculated in Excel.




RE Banks ? Building societies?


Question:
One thing bugs me, my hill doesnt charge me any fees whatsoever as long as my account is within credit, so why do people use bank and or building societies that impose charges. Has anyone any opinion what makes a human being use a bank that charges when I hold a high street edge that doesnt. I have bank with them for immediately for approx 23 years and never once had any charges be made to me, ok i am a canny scot who is very thorough with my finances and own never overdrawn once even though i have an overdraft facility.
I dont want to be one of those empire who spend like money is going out of whim and worry just about it later, but it get out of hand, you lose your home, saloon, belongings the lot, its not for me, i am in poor vigour and could be dead inwardly 10 years, so i dont say to myself whats it worth worrying, because if you are a clothed family soul being the breadwinner consequently you have to variety sure that your family is provided for,

Answer:
Totally agree next to you. I will NOT withdraw money from any sandbank thank charges for it. Plus, my bank never charges me. I stay surrounded by credit. I too am very vigilant with finances, not because i enjoy to be, but because i don't like wasting it pointlessly. I enjoy NEVER had a credit card surrounded by my life (now middle aged), my motto is 'If you can't afford it, next don't buy it'. Its a pity more youngsters don't stick to this motto nowadays. Would pick up them a load of hassle when they overspend.
In your valise its whats known as 'loyalty' and not everyone is fortunate adequate to be able to own that. We all choose bank that offer this and that and once we've made our choice we stick to it.

Its solely when they start messing about that we start shopping around for a better accord, its wether we find it that matters.
Interesting cross-question.

In general I estimate people do their research when first establishing an vindication but over time find it a hassle to change bank. Once you set up automatic payments & deposits it could take you months to exchange.

For some people, near may be special services that they would like to own that require a fee.

Or they don't want to maintain a minimum amount in their checking/savings accounts.

Others may want to use a local hill that needs to charge fees to cover their overhead.

Small business may want the sandbank to provide services so the business doesn't need to feel it on their own.

I understand your point, and I believe that everyone should know what they are getting for the money they are spending and not misuse money on services they are never going to use.

It's easy to articulate that $5-$10 a month isn't very much money to verbs about but I would to some extent have that than permit my bank enjoy it.
is this a question or a forum for you to permit us know how "canny" you are? we dont really carehowever - to answer what maybe your request for information - its all going on for service. Some people require overdrafts for example - you can obtain up to 10k on an overdraft - that could be a reason to settle bank charges for example.
Hiya from Aberdeen. Some those like myself hold to open supporting bank description to get our jsa remunerated into. We don't "qualify" for premier accounts. We get fundamental direct debit facilities but no overdraft. If we walk into the red, bank impose 3 seperate charges totalling lb90. Some of us have no choice vitally. Government shutting post offices adjectives over the country, so no Giro, Banks are raking it within from us "poor" people and btw my family circle is always provided for.
As you haven't name your bank I cannot check the facts but contained by general, a ridge that charges nothing on current accounts (I assume you must be conversation about a current vindication as loan accounts are unlikely to be interest free), will set off the costs of maintain your account by levy higher fees on another product. used by other general public or businesses. What maintenance charges you might ask? Well if you go and get statements they are not produced for nothing and every transaction that go through your account have an associated cost, be it the wage of the teller who accept your deposits or the payment system used to process payments in/out of your justification such as the UK Clearing system or Visa for processing payments made using a debit card. I guess you are lucky that you do not incur charges but I suspect that your banking requirements are set. Some Banks that charge fees for running accounts offer special discounts on services, for example a reduced rate AA strong views or fee holiday insurance - in a minute if you are an AA member or nick regular foreign holidays this might be worth investigating - swings and roundabouts perhaps but the bottom file is no business can afford to give its customers something for nought! Somewhere somebody has to take-home pay.




On Ebay If I am Outbid on an item & I dont place another bid do i hold to payment?


Question:
On Ebay If I am Outbid on an item & I dont place another bid do i have to earnings

Answer:
No...if you are outbid, then someone else have bid more...

Why would you think you would requirement to pay?
if your outbid later no silly
NOpe
No you never pay for merchandise you don't recieve.
No. Only the matchless bidder pays
nope, you only settle up when you WIN
No..
you only settle if you win the auction, and if you are outbid..you did not win..
NO! Only if you decide you want to tip the wholesaler,in which bag I have alot to vend. LOL
no




When purchasing a vehicle?


Question:
If you purchase a vehicle and arent finianced can you turn the vehicle back contained by?? I mean how long do you own??
say the income to debt ratio isnt what the fianiance companies want..
The dealership said the companies they work near wont finaince due to income to debt ratio, wanted to know if in attendance was anymore income or worst senario a co-signer...I penny-pinching does it really take more later one day to finiance someone next to excellent credit?
Say they cant get a company to finiance what after they just turn the vehicle within and walk away?
How long does the dealership own to finiance you?

Answer:
What you seem to be describing is what is agreed in the industry as a "Spot Delivery." It's little more than a scam and is not permitted in a growing number of states. Here's how it works.

You contract to buy a sports car but your credit is weak and the provider can't get a prompt committment from his usual pool of lenders. He reckons that he can find someone so he sends you out the door near an incomplete finance contract OR a conditional nouns contract that gives him a few days to shop the financing.

Several days subsequent, one of two things will happen. The buyer will call and say aloud that there have been a problem beside the financing and the payments will be higher than agreed OR he couldn't gain you financed and he needs you to return the saloon. Most people will grotto at this point and either sign a contemporary finance contract or mitt the car support to the dealer. If you turn the coup¨¦ back, the trader will sometimes hit you with usage charges for the time and miles that you have it in your posession. DO NOT LET THEM DO THIS! The inventive finance contract you signed IS VALID and the provider will have to honor it, even if it medium that he will have to transport the paper himself. You may stipulation to drag a lawyer into the fray to assert your rights but you do enjoy a valid contract that the dealer will hold to honor.

Of course, if you have a desperate case of "buyer's remorse" and the broker agrees to unwind the deal -- i.e. return adjectives your monies and your trade-in to you -- then move about for it. This is the ONLY WAY you can get a marketer to unwind a deal! There is no cooling-off length on a vehicle sales contract contrary to widely held belief.
There aren't any time edges that I know of. Most people hold a 3-day reconsideration spell on contracts, but I'm not sure that applies to vehicle purchases. If you can't get financing through the sources you've tried, possibly you should try a credit union.
This put somebody through the mill only applies if you are seeking external financing. By external I indicate through a bank or credit coalition and not through the Finance Manager at the auto dealership. If you are sitting with the Finance Manager, s/he will relate you if you will be able to drive away that daylight, will need to find a co-signer or will not be capable of get the vehicle at adjectives.

If you are seeking external financing, the dealership generally allows 3 days to finalize the promise. This is a rule of thumb, not a law or precedent. If you cannot catch your financing for some reason, you will be obligated to turn the motor back contained by. The penalty for doing so falls entirely on the buyer.

Each state have specific laws as to the amount that you can be held liable for within event your external financing falls through. Be sure to do you research if you are in doubt for any rationale.

To combine the two points; it is illegal for a nouns manager (in NY state at least) to allow you to sign and drive knowing that you are not going to be approved.

Good luck near your car shopping.




how can i return with a spread sheet to work out my invoices ?


Question:
i would like to entre details into a spread sheet along near time used, press a button and let the computer figure the total.

Answer:
In Microsoft Excel spreadsheet, you can input formulas, G00GLE it and you should be able to find directions
You would stipulation to learn to use Excel or doesn`t matter what program came next to your computer - you would have to enter formulas to do the calculation that you want.
OR you could invest in a copy of Quick-books. Costco have the best price - it is easy to use and you can find a whole overview of how you are doing within your business besides the invoicing and reports for that.
email me the spreadsheet with the sheet and adjectives the details in.. and update me what you would like it to work out and i will do my best to bring back it done for you

email to my yahoo at leighmetcalfe@yahoo.co.uk
You can put a formula into a cell to add certian cell or rows to give you a total or multiply or doesn`t matter what you want. You can even pull numbers from other page in the workbook. I'm not sure on exactly what you want, but this might assistance or give you an belief of what to do. I use Excel for my invoicing & have an aging that will display the inv #, amt., customer, when it's due, how chronological due it is, check number, etc. It's pretty easy once you seize the idea.

enunciate you want the total of a row of numbers A10-A25 it'd be
=sum(A10-A25)

maybe you could be more specific on how several pages you want totals & I could minister to more.




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