What to do near unfilled payment cards?
Question:
We have a TON of Visa endowment cards that are all used and hold $0 balances. I notice this year that the cashiers everywhere have be very burning to take our neglected gift cards; what are they doing beside them? Is there a recycle program? Any creative craft ideas for these things?
Answer:
Don't know of any creative crafts although withdraw seeing a dress completely made up of AMEX credit cards for a Fashion Show.
I don't know of any recycling programs any. Most folks just throw them away.
I own no idea. Maybe they use them to shaving bugs off their saloon windshields.
i just cut mine up and thow them away. but some you can supply more money to and use them again
Throw them out.
Is anyone else sick and tired of adjectives the Chinese CRAP that most stores put up for sale??
Question:
Why is it that so much stuff we buy is made in China??Whatever happen to American pride and quality??It seem that all the up to date brands,(Black and Decker,Coleman,etc.etc.are now adjectives imports,of poor or questionable quality-Sure,it's cheap,but most of it falls apart at the double,especially tools.Can anything be done??
Answer:
Companies manufacture overseas because labor costs are cheap. If the US have a policy for taxing imports at glorious rates, then more work would be done here.
Its up to consumers to use their wallets to transmutation things. If everyone bought locally made, good part items soon shops would stock more of those
omg...you cereal ?
Yes, we are becoming to dependent on product being produced surrounded by foreign countries.
You have to shop for apposite merchandise manufactured in countries where on earth quality and craftsmanship are appreciated. I loathe seeing all the shoddy Chinese-made merchandise contained by stores, especially things like Nike sneakers that are made for $4 per couple and sold for $150. Why can't we make those here for $25 and support American workers?
You should retribution attention to where things are made and be prepared to foot a little extra for the apt stuff. That's what I do.
It's so much cheaper to produce stuff overseas nowadays... the end time I bought a pair of Levi's they be made in Bangladesh or someplace. Sad entity is, you can't even buy a true American car presently... half the components are made within Mexico, Taiwan, or Korea...
This has zilch do with the Chinese. It doesn't thing where it is made, it will still be crap. The origin its made in China is because they submitted the lowest bid. In other words, it's cheaper to build impossible to tell apart crap in China than within the US.
As a matter of reality, if they were to move operation over to US, the quality would diminish because companies would involve a way to balance the cost of increase labor.
Yes, you can do something about it. Open your own industrial plant and work by yourself 24/7 for $100/month and stop complaining.
Maybe your problem is that you just don't pinch care of your stuff. I own products made surrounded by China that work just fine. Most of my consumer electronics are made contained by Japan. My car is a Toyota. I've have problems with crappy part made right here in America. For example, my HP Compaq laptop have dead pixels which I have to get replaced. 1995 Ford Taurus? Transmission go out in smaller amount than 4 years.
Try thinking for yourself. Do a little independent study. Don't hand over in to the mob mentality. It's unproblematic to blame "China" because there are foreign, anything blah blah. But in closing, people close to you probably just don't pilfer care of your stuff.
And I can't stand the "support American workers" refuse. What are you communist? Welcome to USA, land of the free bazaar. The purpose of running a company in USA is to kind a PROFIT. Why should I pay some idle *** Americans $10 more to make like Nike shoe that can be made in China for $1. What assurances do I own that the American (and if they're working in a shoe factory, is probably uneducated) is going to work harder than the Chinese worker? It's discouraging business.
But most of you are so caught up within your jingoistic, idiot patriotic pride to certify American Economics 101. Profit first, everythign else is secondary...especially misguided chauvinism.
How much would a 1946 penny cost?
Question:
Answer:
1 cent
1946 is not a rare date for Lincoln cents. In circulated condition, it's worth more or less 3 cents. A nice uncirculated one is worth about 25 cents.
Here is more input and direction:
* There were almost a billion of them minted. In circulated condition, it's worth around 3 cents.
* 2 or 3 cents unless it is uncirculated. Then it might be up to $2. It would cost you at least a dime to buy one from a hawker, but most of that price is the cost of his time to open the register.
BUTTTTTT CHECK THIS OUT!!
1943 Penny
In recent years a "1943 S" (San Francisco Mint) copper coin have gone for about $60,000 dollars at auction. I remember the prices from the P (Philadelphia) mint range from around $10,000 many years ago to $73,000 contained by recent times. There are many counterfeits of this
if in that is nothing more special next the date of 1946 on the penny, then I would dream up the penny would only cost one cent...
If you are buying it costs a few dollars but try to put up for sale one to the same guy and he will propose a penny. Coin collecting is profitable to the seller but not the buyer as try to go it back and you lose it adjectives. Is the worst investment ever. Guarenteed loss.
In very fine condition it is worth singular 10 cents unless the S mint mark have been struck over the D mint imperfection, then it can worth up to $575.oo for one surrounded by Mint condition.
which is better..?
Question:
reciving $1 million dollars or getting ur dad to love u again
Answer:
Getting your dad to love you again.
Because noting is greater than your dad's love.
You can earn money whenever you required ,but you cant get love whenever you similar to.
It depends whether your dad is worth it.
Take the money as a Dad that doesn't love his child unconditionally doesn't deserve you and hasn't earned the label Dad.
depends hope nothing resembling that would ever come i would prob pick dad
Getting ur dad to love you again is better in a freaky charitable of way
paying your dad 1 million dollars to pretend to love you again. purely kidding. Dad's love is priceless, however, if he isn't already giving it to you, he's worthless.
Trust m, love is worth much much more than $1 Million!
$1 million sounds honest. You can pay someone to deed like a dad for much smaller number than that.
I don't know. Even if my dad starts loving me again, will it ever be the same and who say that my having one million dollars may not be instrumental surrounded by bringing him back to me.
i want the mil
since my dad and i hav never be close.AT ALL, we jus walk right historic eachgother, not do anything, i wuld hav to say getting a million dallors, deem about it though, cuz dats juss me, not u.
getting ur dad to love u
obviously its DAD. i would even pay 1 million for him to love me again...
money can be earn. dad cannot be earned. :D
run the million and buy back his love
Easy for me, bear the money cause it sounds similar to he isn't much of a dad to begin next to. I tried to get mine subsidise after few years of doing him wrong and what I found out was: he be the problem I ended up the bearing was. I freshly go through everyday trying to elevate my kid, to the best of my abilities, so this cycle of dysfunctional family can be broke.
Dad is better then millions of dollar if you and your father love respectively other.
How much is the tax to currency an Amex Traveler Check contained by Italy?
Question:
Hi everybody. I'll go to Italy subsequent week and I've already purchased some Amex TC in Euro. But one of my friends told me that within Italy those FEE FREE encashment banks will lone accept a determined amount of TC per week per personage, 200 euro or so.. Is that true?
And besides, if I need extra bread, what's the normal rate that cambio or bank or other agencies will ask in Italy? For suggestion cuz i don't want to be fooled with a inexplicably higher rate...
Thanks!
Answer:
My summary was that you could way of walking into any American Express office surrounded by the world and cash your travelers checks beside no charge. Your hotel may be able to currency some for you too.
Frankly though, its been an awfully long time since I finishing bothered to obtain travelers checks for travel in a foreign country. I just use plastic, as my indication is that you generally acquire the best exchange rates that way and it's far more convenient than travelers checks. For dosh (in the local currency), I just
use my home bank's ATM card contained by a local bank's ATM machine and permit the banks settlement with the currency conversions.
What is the best product (specific) can I market to the business open market?
Question:
Because it is for my project in Sales
I obligation a product (I can't think of any) to supply to business markets
A product that I can really present the features
For Example: It is particularly hard to vend food because there is freshly not much features in it that I can present.
Answer:
You can scarcely sell a dollar for a quarter lacking suspicion until you can sell yourself. So my answer to you is "YOURSELF". Be your own product and you will trade anything.
Discounted change flow surrounded by excel?
Question:
Answer:
Are you asking how to calculate the present appeal of a discounted cash flow within Excel? If so, open a strange file, choose Insert, Function, and PV (present value). Enter rate, nper, pmt, FV, and type, where on earth rate is the interest rate (divide by annual by 12 if representing periods within months), nper is the number of periods (e.g., 240 months), pmt is clearance made each spell, FV is the remaining balance, and type represents whether payments are made at the emergence or end of the time of year (usually the beginning - so enter 0).
This interest rate is your discount rate. Hope that help.
There are two financial methods you can use to help you answer adjectives these questions: web present value (NPV) and internal rate of return (IRR). Both NPV and IRR are referred to as discounted brass flow methods because they factor the time value of money into your means investment project evaluation. Both NPV and IRR are based on a series of adjectives payments (negative cash flow), income (positive change flow), losses (negative cash flow), or "no-gainers" (zero brass flow). NPV returns the net effectiveness of the cash flows — represented within today's dollars. Because of the time value of money, delivery a dollar today is worth more than receiving a dollar tomorrow. NPV calculate that present value for respectively of the series of cash flows and add them together to get the network present value.
have anyone every recieved a lb250 tip from nearby previous employer for christmas, i purely did?
Question:
Answer:
Run away quick back he finds out you don't work there anymore
Never enjoy, well done
a friend of mine get two thousand five hundred of his boss i need a profession in radio
No, but I'm an employer and I'm going to supply 2 of my employees a lb250 tip. Merry Christmas!
I be lucky to get sour an hour early!
No financial bonuses contained by the public sector bits I've worked in dreadfully (but at least we can surface good in the region of ourselves for having worthy job in the first place)
resourcefully done spend it on something outrageous
sue him 4 ruining ur future by not paying NI cont.
Invest the compensatsion surrounded by equity
Should i hire an attorney to write a memo to my ex because he owes me money that he won't settle?
Question:
he owes me $800
Answer:
You can send him a certified note for demand of payment--- hold on to the return where he signed for it... within the letter dispense him 14 business days (or more) to pay up. After he doesn't, wallet in small claims court... you can find a example letter for constraint of payment online...
Side transcribe: I wouldn't hire an attorney.. they charge a lot-- Yeah, you could sue him for the attorney fee, but the take in for questioning is that all you seize in court is a "judgement." All it does is say that someone owes you money- not that they have to pay packet you... he still may never pay up... which vehicle every 10 yrs or so, you have to progress to courthouse and sign for the judgement to stay in effect. That path he can't buy property... the next capture is that if he moves to another parish or county, you have to report in that courthouse too to keep hold of the judgement against him.
I would try the letter of constraint first and then small claims... if he doesn't pay envelope up-- $800 is a cheap lesson learned... atleast you know in a minute not to give your money to boyfriends (Don't do what I did and be paid the same mistake twice!! I lost $850 on the first nudge and learned my lesson when the subsequent one cost me over 20k)
The lawyer will merely threaten and hopefully get a judgement which is useless. If it's singular 800.00 and he lives close to you, take him to small claims court. If you inevitability details let me know
Before you lug him to court, send him a certified reminder that you wrote yourself. That will give you proof contained by court that he received a letter where on earth you have outlined exactly why he owes you the money.
You should own a lawyer write the communiqu¨¦, When we flex the legal muscle, inhabitants seem to conduct yourself a little quicker. I am an independent associate for a company. Our lawyer will send an unlimited amount of junk mail for you. If it ends up that he does not pay, they will nick further action for you. If you really want your money backbone, this service can help you. If you a moment ago hire an attorney, it could be $250 just for the communiqu¨¦. Let me know and good luck to you!
Question in the order of the donation expressions on Alibaba.com?
Question:
Payment terms = L/C,T/T,M/T,CASH,D/P
Besides CASH, what do adjectives of the other abbreviations stand for??
Answer:
notification of credit
telephone verbs
money transfer (wire verbs maybe)
cash
draft payable?
I received a missive within the letters today from Trans-Continental Lotto re:my conquering $120,000.00 Are they a scam?
Question:
They sent a check for $2,600.00 and gave me a phone number to nickname .I gave them the directory # and ticket # and was told to hold . I be on the line for a long time and finally I hung up.
Answer:
Dam straight it's a scam.
Check will be a forgery or finish up bouncing after you give them personal info or dispatch them a rebate of some type.
If you want an education contained by the process, call your local police and turn it into them
Yo, dogg, you shouldnt own called. That is the scam. They draw from you excited and you call and put you on hold. You will enjoy a surprise on your phone bill for a call, probably to Nigeria, that have cost you between $15 to $35 per minute.
Yes its a scam. If you deposit the amount it will bounce, probably after a week or so. Then you will be stuck. They may be attempting to get your mound info so that they can liquidate it, or trying to get your info for an Identity burglary. Please be careful
Let's see, an international lottery. Do you remember buying a ticket? No, I didn't cogitate so. It is definitely a scam. They are trying to procure your personal information, including your bank information.
Do not contact them again and throw the check away. It's worthless.
wow, they purely had something more or less a scam like that going on , the communication showed it
I THINK it was #2 report here in NJ , try looking it up on the local report stations, they just showed it the other darkness, sorry I don't remember if it was that company or not
There are profoundly of scams I almost bought into one. This one be for a job doing clandestine shopping. The check looked legit, bank desk clerk even checked the security watermarks. It adjectives checked out with the exception of the physical appearance. Upon further inspection the check (cashiers) be fraudulent.
How the victims become responsible is It's normally made out to the martyr, also the maker of the check is usually a victim also. Once the martyr endorses the check it becomes the victims responsility, objective they have to wage it back or frontage prosecution for fraud. More than likely these crafty general public would have given instructions to unfurl a bank description in an information of their choosing. Probably with the $2,600 they sent you. So they can own a secure rationalization to make your payout to. They convince you it's not your money anyway. it's a moment ago for security purposes. Thinking they'll really obtain the big money $120,000.00 in this overnight case, they do it. Well needless to say-so, they have access to the explanation take adjectives the money and walk away.. give or take a few aweek later it will be found out the check be bad. Guess who get to pay it support or go to top-security prison? The victim, isn't that fun? So it's a biddable thing you hung up throw the point away or better yet confer it to the authorites. Well that's all I get to say around that.
it's a scam, whatever you do don't endow with out bank self or SSN, if u ever need further information on scam http://scamsbeware.com is a good resource center to minister to you stay informed, best wishes.
keep trying because i get one too and then i call the number and got an agent. after he talk to me and i give him my numbers and he said that the check for $2,600.00, i need to dosh it and then transport it to someone and then the money will be deliver to me in 24 hours by ups. that check is for the taxes on the money. so i entail to cash the check and dispatch it to the place they told me to send it. though if i don't claim the money consequently it will go to charity. what happen to you and this stuff???
Who offer a unsecured loan to consolidate credit cards?
Question:
I'm talking a moment or two over 25k. My husband and I have suitable credit 630's (not great, not poor-we manage). He makes 28k a year, I craft 18k. We have no housing payments as we live next to my parents (planning to move to rent/purchase a home in August). We own about 25k within debt (not including our vehicles) that we are looking to consolidate. Right now, we are making minimum payments on our credit cards and I consistency like we will never ever be rid of them...I'm hoping that perchance someone will give us a loan around 11 percent for 12 - 24 mos. (obviously longer is okay too)...we will be capable of pay more than the minimums, but we only just want to be rid of it quickly. If they won't adopt our credit, I will swear on my life that they will bring back every penny of it back -on time, monthly.
We are Christian, and a deeply young couple--if that help!
Thanks so much for reading and trying to help!
Answer:
dunno
Try Beneficial. They are the single company that would give us an unsecured loan next to credit scores surrounded by the same span.
visit http://www.card-gallery.com for a register of credit card debt consolidation offers, both secured and unsecured.
Does the Director of Sales be a sign of one and the same as Sales Director?
Question:
Answer:
i believe so...
No, the director of sales would be the controller over the "sales directors"
penguin girl, you're a moron. Of course it's like peas in a pod.
Has anyone tried any of those "free money" things you see on infommericals?
Question:
The ones where they articulate that the government have billions of dollars they have to administer away, you just enjoy to write them for it. And they sell this book that have addresses that you write to procure government grant to pay your bills. Is this point LEGITIMATE? I would like to hear from PEOPLE WHO HAVE TRIED IT.
Answer:
NO, I HAVE NOT SEEN THEM.
C'mon! Have every really see *free* money?!
Do you really think it's for legitimate *and* they'd be advertising it?
I'd have a sneaking suspicion that that the schemes that propose free money that need to be advertise are the ones where the coordination entails a sucker, sorry, participant to part of the pack with money within order to find out how to share.
So, the money only flows one route: from you to the scheme owner.
Do you deem it's excessive that if someone get money by Paypal, they lose 3%-5% of it on fees? Explain.?
Question:
Like with Western Union or Moneygram, the sender have to cover the fees.
Answer:
You're paying for the service of a safe transaction, cheap considering if somebody stole your identity...your doing your customer a service, not letting your customer/buyer receive charged is an incentive to buy from a paypal business.
That is so unfair you should acquire to keep the money that you cause .
Pay Pal offers a service to inhabitants who are trying to sell something. It allows frequent people to adopt credit cards where they would not be capable of ordinarily. Credit Card companies genrally charge an even larger fee if you stir directly through them.
Pay Pal is secure, simple, and cost successful.
If you don't want to pay the duty then don't tolerate someone pay you that course. It's precisely the way credit cards work. You pay packet the retailer $100 for something and use your credit card; the retailer pays Visa/Mastercard about $3 and is unquestionably happy or they wouldn't adopt credit cards.
Is the 4% worth it to not have to verbs about taking checks, money directions as well as the more customers who wouldn't otherwise use your service if they couldn't pay by PayPal. When I buy via Ebay I don't buy unless I can use PayPal.