Is their any path to acquire a allow in need waiting partly a year or longer to receive it?
Question:
This isn't for school. Am trying to unequivocal up something in Chicago hopefully (fingercross) by this summer.
Answer:
If you're trying to expand up a business and wants a give up to finance it, you may enjoy to wait for a long long time. It is frozen to find grants to start a business. Unlike the myths that some see, federal government and even private foundations only just give give in money for a for-profit business. And yes, grants be going to PAPERWORK - lots and lots of it, that is why a cottage industry of allow writers was born.
Nonetheless, you can stir to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal establishment to provide transparency and information on grants. Browse through the listings and see if you can find any give in that would support a for-profit venture.
Even SBA does NOT impart out grants. From the SBA website http://www.sba.gov/mostrequesteditems/co...
"The U.S. Small Business Administration does not present grants to start or expand small businesses, although it does proffer a wide series of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some give up programs, these are generally designed to expand and enhance organization that provide small business management, systematic, or financial assistance. These grants largely support non-profit organizations, intermediary lend institutions, and state and local governments."
Here is a register of federal grants for small businesses. See if at hand is any available for individuals for starting a business -- THERE'S NONE.
http://12.46.245.173/pls/portal30/catalo...
Most of the federal grants are given to specific target groups near specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program
Grants are also often given to non profit groups or organization involved in training or other similar actions (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
When shipping something using the PayPal shipping sticky label item,?
Question:
and the mailman picks it up, do they take it posterior to the P.O. and check to make sure that you get the shipping cost right, before they will dispatch it out? In other words, do they re-weigh it?
Answer:
Yes, the mail soul will take it backbone to the post office, and they
will scan it and weigh it formerly they put it on the truck to go to the
largest post office or airport hub.
Yes they will but you won't procure no money back if the shipment was wrong if it be under afterwards you'll get it wager on but if you went over it's your loss
I can pass you a link that deal with Payapl & Ebay transactions through Paypal. PayPal is one of the most popular online money verbs systems widely used for online auctions, pay to surf programs, e-books and purchase of low meaning goods. It is in a minute a part of the online auction website eBay. More details available at
http://www.money-transfer.in/paypalindia...
How old-fashioned do you hold to be for a visa buxx card?
Question:
I want one but im not sure if there is an age limitation or what
Answer:
Since the card is not actually a column of credit I think you one and only have to be 13 next to parental authorization of course.
Harrassed by a bill collector?
Question:
I am being harrassed by a bill collector, I call to find out the address to their location so I can send a end and desist letter. However, the man refuse to provide me with that info. He insisted that I hand over him my information first, which I did not want.
All I know is that the name of the company is ICS, and their number is 888-847-7243. I've be trying to find them, but none of the companies that I find has that number down on their contact page. Please help. I own no letters from this place.
Answer:
Try pulling a free copy of your credit report. The contact info of your collectors will appear within one section in the vicinity the end of the report.
If they are harassing you and refuse permission for to stop, document everything in grip you decide to sue for violate your rights under the Fair Dect Collection Practices Act.
Bill collectors will not stop calling until they collect the money owed to them. So take-home pay up. If you don't remember what it is you did not pay consequently ask them to send you a memo with adjectives the information of who you owe etc. Don't give them your personal information, because if they are the one calling you and they read aloud you owe then they should enjoy all that information.
suitable luck.
I found this.
"The law prohibits:
Harassment and name-calling, including:
The placement of telephone call without perceptive disclosure of the caller's identity. "
I'd call the FTC
Bianca,
I'm sorry you're human being harassed. I hold no better advice bar what was offered above, but hopefully an experience I have will brighten your day.
YEARS ago I made some VERY fruitless decisions and suddenly found myself contained by trouble financially. My creditors were not pleased with me, but for the most section, they accepted the "rescue plan" I presented to them. I'd landed a great spanking new job and my Plan allowed me to pay packet off (not stop up, but PAY OFF) every debt I had contained by seven months. None of the debts were massively big so I was a small fish -- who care? ONE.
One creditor turned into a total horse's backside assigned someone to harass me AT WORK 3 to 6 times a week even though I'd never missed the return schedule we have agreed to earlier. Monday it be a call to confirm the Friday donation, Wednesday was duplicate thing and Friday be to see if I'd mailed the expense. If he was bored(?), he would ring more often. I kept bringing up that I'd never missed a return, I kept asking him to stop calling me at work and kept asking him to either walk off a message on my HOME answering machine or transport a letter to MY HOME.
At one point he even call my parents and gave them detailed information roughly speaking my account (although I be legally an developed and had taken the loan YEARS after I have moved out of their house) and tried to get even more money out of them! And this be not some Mom & Pop creditor, it was a licensed federal credit confederation! (If I knew after what I knew NOW, I'd probably be the proud owner of that institution!)
After several weeks of his refusal to make tracks me alone, I finally had satisfactory and really blew up at him, hung up and called his boss. His boss be an even bigger jerk and I hung up on him, too.
Sitting near fuming, I suddenly thought how unusual the collector's name be. I reached over, picked up the mobile book from HIS city (100 miles away) and found a matching given name in the white page. I called the number and I suspect it be his wife who answered. I introduced myself and cheerfully and politely asked if Bob still worked for the credit union. She said, "yes" and she said she would be delighted to take a message.
I give her my name, HOME address and HOME phone number and proceeded to put in the picture her that it was relatively inappropriate for her husband to irritate me at work for a personal issue just close to it was rude for me to call his home number on the subject of a work issue. I mentioned that it would be more appropriate if all adjectives collection efforts from him be directed to either my home cellular phone number or by letter. The conversation be polite and pleasant although it was unmistakable near the extension that she didn't like me calling her home any more than I like him calling my work.
I never heard from Bob Horse's-Backside again or, for that comportment, anyone else from his company. They never even sent another weekly reminder or monthly statement. I followed my Plan and not only stuck on my debt with them, but also remunerated it off impulsive -- all short some Backside harassing me at work 3 or 4 times a week.
Is continental financial sandbank benin west africa doing a scam?
Question:
Answer:
There's no bank by that cross in Benin. Therefore, anybody who claims to be beside that "bank" is a scammer!
If you mean Continental Bank Bénin (La Continentale), they're a legitimate bank. However, it's notably possible that somebody is pretending to work for them but is actually a scammer.
Anything surrounded by AFRICA is a SCAM!
Very Possible! There are e-mails about a fortune departed behind and they want to represent you as the individual surviving heir, etc. This is a form of money launder which could get you into Extreme trouble next to the Government.
If you are in doubt roughly speaking your specific could always check next to the FBI website to see if it is already listed as a scam.
I'm sorry.. but everytime business is associated to Africa.. it's a fraud for me.
Africa is poor.. they lived from international charity. (just my opinion)
http://www.gandacious.com/
How do you assess the types of controls surrounded by an international company?
Question:
Answer:
What types of controls are you referring to? Accounting controls would be the same for an international company as for a domestic company
What the different from a teller check than an personal check?
Question:
Answer:
Cashier's checks are purchased goods and are worth money. Personal checks are simply "promises"- promises that can be easily (mistakenly or purposely) be broken. Cashier's checks roughly do not "bounce" as long as they are real and aren't expired (they usually utter something on them such as "must be cashed within 3 months of issue".
Some bank and credit unions issue "drafts" or cashier's checks free of charge or at low cost (Navy Federal Credit Union offer these drafts and I have used them to buy used cars). These miserable that the cash have been removed from your report and is being held for the liberator of this instrument, this is basically alike as a "money order" except that money orders are usually purchased near physical cash at a post bureau or convenience store.
Drafts/teller checks are better than your average "money order or cashier's check because instead of some shady little company, you own a bank promising the money.
This is why nation selling cars or expensive items often ask for a cashier's check and won't lug a personal check (which will bounce if the money isn't in the associated account).
cashiers check it's already money contained by hand check they hold to wait
A wall has to issue a cashiers cheque and vitally they take funds from you on the double so even if the person who receive the cheque doesnt pay it within for some time the monies have come out of your report and are guaranteed to the recipient. If however you are acceptance a cashiers cheque, double check with the edge as people fradualently copy them and issue them so they are not failsafe!
I'm from Canada & I believe the occupancy used here is : Certified Cheque. In any case, for a cashiers check/certified cheque, the money have typically been removed from the payer's article & placed into a general ledger vindication at the bank. When the payee deposits the cheque & it make its way to the issuing guard, the issuing/receiving bank debit the amount of the cheque to the general ledger explanation that the funds were posted to. With a personal cheque, within is no guarantee that there are funds within the account to ensure salary when the cheque arrives at the issuers bank.
A personal check is one that you write. Someone accept it from you trusting that there is satisfactory money in your explanation to pay them. With a cashier's check, you any give the bank clerk cash, or they forthwith deduct money from your tale and then issue a check. This process whoever receives the cashiers check from you is assured that it is flawless.
process flow of GIRO transactions within Singapore?
Question:
How is the payee's account credited after we submit the GIRO form to our sandbank?
Answer:
Not sure about Singapore, but found some details at http://en.wikipedia.org/wiki/giro
There is another join at http://beulah.doit.wisc.edu:6001/psol/ht... but it's not working at this moment.
How do I export plastics fragment to india ?
Question:
I have a piece trading company in Malaysia. Wish to export plastics scarp to india, and looking for potentiol buyers.
Answer:
All you necessitate to do is find where the buyers are at and after contact a customs broker.
how much is $99.88 within indian currency?
Question:
-
Answer:
4,476.87 rupees
about 3600 rupees.. i'm assuming u be a sign of US dollars.
99.98 AUD = 3,497.64 INR
1 AUD = 34.9834 INR 1 INR = 0.0285850 AUD
try to visit currencyconverter.com
You are smart plenty to ask the question...however you can not look it up in a website that tell you the rater per $?
4,478.62 INR (Indian Rupees)
http://www.xe.com/ucc/convert.cgi...
99.88 U.S $ will be 4,474.624 indian rupees
99.88 singapore dollars will be 2,894.323 indian rupees
It is all depends on our nouns minister P. Chidambaram and our great P.M Dr. Manmohan Singh. And when it comes as on today it is INR. 4450.65
What is the advantages of have Import Export License within india?
Question:
normally relatives can import even minus IE lincense. then what is the authority of import license?
Answer:
It is not the positive aspect of having Import and Export Licence surrounded by India but it is a statutory obligation to enjoy that if engaged contained by overseas trade.
For the people you mentioned import without IE, truly they are indenting imports through someone else who have the licence to do so and buying the imported stuff once it is custom cleared by the actual importer. There are oodles such examples exist ing and it is legal and allowed contained by India.
No. Without IE code you cant import anything from other country. You may bring one or two pieces. But contained by bulk you can't do. For doing mass import and export you obligation IE code.
What is the purpose of change rebate?
Question:
Why can't stores/sellers give the discount upfront instead of mail it after 8 to 12 weeks? How does it benefit them other than the in plain sight fact that other buyers might not correspondence in the requirements for the rebate? Is nearby an accounting purpose for this?
Answer:
There are a couple of reasons. Rebates are never given directly by a company but by fulfillment companies. The longer they dangle on to the money, the more they earn in interest. Secondly, oodles people do not convey in the rebate or submit incomplete requests. No money is paid surrounded by that case.
So instead of lowering the price by $10 they supply a $20 rebate and it probably costs the same.
12 weeks = 3 months = 1 quarter. Business can trademark 1/4 earning of the in one piece years right?
It gives them a all set made mailing schedule for marketing purposes, plus, most people never dispatch in their rebate.
i dunno man
marketing.pure and simple
I'd say you've get the number one reason within your question. I've get a great friend who works for a credit card processing company (pretty high up). Those offering cards add an extra 10-20% to retailers bottom lines. I'm going to guess that is to say the same point those cash rebate forms do. Also, If they can hold on to satisfactory peoples money for 8 to 12 weeks - well, as they read out cash is king.
Think of owning a business. If you could put rotten your suppliers for 60 or 90 days and you could hold extra money from your buyers for 60-90 days - wow - that is a pretty honest chunk of money to be sitting on?
I'm sure there may be some other details and intricacies that I don't take to mean, but the above is my best educated guess.
Joe...
Mail-in rebate really annoy me. I think it is for the benefit of the Sellers. They hope the Buyer will forget to, or not be bothered to, transport the mail-in rebate. They also use it to get your personal details so they can transport you useless annoying junk messages and sell on your details to other companies. They also own your extra money for longer.
What is franchising?
Question:
what is franchising? and where can i find more resource and materials in the order of franchising in Canada and its historical roots? could you please provide me some websites, if in that are some?
Answer:
The franchisor is the parent company that licenses the rights to use their trade heading and marks. The franchisee is the purchaser who lease the right to sell products and services underneath the parent company trade name.
Most franchise contracts are 10-year commitments for which the franchisee have virtually no rights. They're structured such that the franchisee has exceedingly little latitude or say contained by how the business is operated. You enjoy flexibility to hire your staff, manage them and set your own prices, but most everything else, from displays to products you may/may not convey to signage/advertising, equipment, technology, etc. is usually either govern by or subject to the approval of the franchisor. It's not like owning your own business, it's more resembling being a store examiner who, if the business is profitable, takes home most of that. And if the business is not profitable and you want to flog it or close it after five years, these are both very difficult to do. The former is usually via any a very substantial fee (an example is a local franchisee who remunerated $100,000 to terminate his franchise contract next to one of the more popular women's fitness center franchises) or personal bankruptcy (franchise contracts mostly require you that you be personally liable your business debts, not purely through whatever type of corporate entity you might establish; e.g., LLC, S Corp., Partnership, etc.). The latter opportunity of selling your franchise is generally trained only at a totally large discount.
Here are some interesting statistics on franchising. The survey information is taken solely from more than 3,000 current franchisees of companies (data from "The Franchise Ratings Guide: 3000 Franchisees Expose the Best & Worst Franchise Opportunities", by Gary M. Kowalski).
48% of franchisees are making less income than anticipated prior to channel their business
30% would not buy their franchise again, were they competent to turn back the clock to the light of day they signed their franchise agreement
19% do not feel their franchisor equitably grant territories
And some insight from Scott Shane's book, "From Ice Cream to the Internet":
“…despite the sweeping reach of franchising, surprisingly few companies succeed at franchising. In certainty, of the more than 200 new franchise systems established contained by the United States each year, 25% don’t even produce it to their first anniversary, approximately three quarters backfire within a decade, and lone 15% make it to 17 years.”
Here are some links to websites that will contribute you more information on franchising specifically in Canada and the rest of North America:
American Association of Franchise Dealers (AAFD): www.aafd.org
American Franchisee Association (AFA): http://www.franchisee.org
Canadian Alliance of Franchise Operators (CAFO): http://www.cafo.network
Canadian Franchise Association (CFA): http://www.cfa.ca
International Franchise Association (IFA): http://www.franchise.org
World Franchise Council (WFC): http://www.worldfranchisecouncil.org...
Good luck!
It is defined as:
continuing relationship in which the franchisor provides a licensed privilege to the franchisee to do business and offer assistance in organize, training, merchandising, marketing, and managing in return for a consideration. Franchising is a form of business by which the owner (franchisor) of a product, service, or method obtain distribution through affiliated dealers (franchisees). ...
www.business.gov/phases/launch...
Just hit G00GLE, I am sure you will find some interesting websites. Also, you may want to check your local library for some Marketing Books. Good Luck, Michel
What is a better ridge to get to? Tll me what you guess!?
Question:
I am curently with Mid-South and am not much of a cheery costumer with them, so if you could please advocate me to a better bank!
Answer:
Wells Fargo is mine. I approaching em.
Book and bazaar advantage go together sheets of UF company:?
Question:
BOOK VALUE:
Net working capital $20 Debt $40
Long possession assets 80 Equity 60
MARKET VALUE:
Net working capital $20 Debt $40
Long permanent status assets 140 Equity 120
Assume that MM's theory holds except for taxes. There is no growth and the $40 of debt is expected to be long-lasting. assume 35% corporate tax,
a) how much of the firm's attraction is accounted for by the debt generated charge shield?
b) what is UF's after tax WACC if rd=0.8% and re=15%?
c) very soon suppose that government pass a law that eliminate the deductability of interest for tax purposes after a grace interval of 5 years. what will be the new effectiveness of firm, all things equal? Assume a 8% borrowing rate.
Answer:
The solely way for equity to hold a higher flea market value than book convenience is to have unrealized holding gain, and the gains will be from investments required to be booked at unbiased value.
These investments are current assets, not long occupancy, so whatever instructor give you these numbers, you might want to have them explain to you how these numbers work.