Finance & Business Question and Answers

I am a businessman coming to America for a seminar. Can anyone furnish me a catalogue of things I involve to know?


Question:
I am from Korea and will be in the US for a jiffy but would like to know push button things as not to embarass myself while there.

Answer:
treatment to hell!
don't scream if your angry to americans especially white relatives and other minorities because i know, they get angry and only yell at me resembling a kid. so watch your attitude

know their culture, you shake hand with them

you possibly a big korean, but in america you a short time ago be cautious too lol adjectives i can say

virtuous luck!
well the tip is uaually give or take a few 15%...I'd like to comfort ya out but I've been here too long and don't remember much going on for korea (I grew up in korea and come from there a long time ago).




Need an bureau prattler situation?


Question:
I am doing a speech on office informer ans I have to grant a specific situation to talk more or less. I can't think of a obedient one to use. Can you please help me out!?!

Answer:
The one I have started about me be that I was have an affair with my boss. I'm married and 36, he's 60. All the men surrounded by the office who hear the rumor just laugh about it because not a soul would believe I would be interested in a guy that feeble. And No I didn't have an afair next to him. He just happen to know my brother which we found out after I was hired.
hang on to hope alive




What would be a right route to find a business mentor?


Question:
For an aspiring businessman it is important to hold a good mentor down you! How could one go in the region of finding a mentor experienced in a cavernous range of field such as setting up businesses, real estate and other investment, duty laws, success protection etc etc and how would you be able to compensate that character?

Answer:
Network, network and grating.

Be active contained by your community business organizations. Attend seminar and conferences. Talk with inhabitants, especially the successful ones in your corral.

There are several places where you may know how to find a mentor:

- Government Mentoring Programs such as SBDCs, which works with community colleges and local business nouns councils to offer mentoring programs http://www.sba.gov/sbdc/sbdcnear.html... ; or the Women's Network for Entrepreneurial Training http://www.sba.gov/womeninbusiness/wnet_...

- Volunteer programs such as SCORE http://www.mark.org which is composed of mostly retired executives and entrepreneurs

- Formal mentoring programs such as Athena Foundation http://www.athenafoundation.org/programs... , Helzberg Entrepreneurial Mentoring Program http://www.helzbergmentoring.org/hemp/... , or The Aspen Institute MicroMentor Program http://www.micromentor.org

- Professional organizations such as the National Women’s Business Council http://www.nwbc.gov/mentoring/programs.h...

- Industry and trade associations

- Local business groups, such as the chamber of commerce

- Local chapter of business groups




IT can’t really make available a company a strategic power?


Question:
IT can’t really give a company a strategic plus, because most competitive advantages don’t last more than a few years & soon become strategic necessities that of late raise the stakes of the hobby. Discuss.

Answer:
IT, itself can not, but the people who deploy, and or utilize sure can be.

Think of it this style, Bill Gates had a computer within the 1970's, so did a lot of other relations. So if what you are saying is true, why aren't they up in attendance on Forbes' list.

Honestly, I own worked for a ton of companies, and I have see crappy vintage IT run by some very intelligent culture give miles ahead SA to a company over the best IT within the world run by a group of keyboard pounding "Control-C/Control-V Engineers" [think just about it, you'll get it].
When nouns take place, change are a must.




Who are the leading players for Islamabad, Lahore, and Karachi Stock Exchange?


Question:
All I need are the highest stock indexes of Lahore Stock Exchange(LSE), Islamabad(ISE) and Karachi(KSE)

Thank you

Answer:
1. AKD
2. ARIF HABEB
3. JAVED OMER VOHRA
4. MR. MOTIWALA




If I distribute a packet from Belgium to Florida,contained by how several days it get here?


Question:
It is a priority mail and 1 pound.

Answer:
Depends on the type of mail. If you send by ship: forever. First class nouns (costs an arm maybe a leg) but it should lug a week. From Germany a small pkg by air be $50.
I sent some packages by regular mail from the post bureau at Gare Central in Bruxelles to Denver and it took around 6 weeks by regular mail.




Anyone hold advocate on which of these would be the to move about near E*TRADE, FIDELITY, SCOTTERED, AMERITRADE?


Question:


Answer:
If low cost is an issue, I have another choice -- Firstrade. Several years ago, when I needed a stock brokerage, I found they have the highest reviews/lowest price on the internet. I never hear exposure for them, which probably helps keep hold of the prices low. I've been merry ever since.

I also have fidelity and Merrill Lynch for other accounts, but I find they charge too much for fees. Check out respectively company's fee table for the types of transactions you plan to do.
I reckon all would be angelic.I'm with e trade because I be with brownco up to that time they bought them out.

Go with the cheapest.




Where to draw from porcelain bowls? I call for cheap ones!?


Question:


Answer:
FYI,
The best place that you can get the ceramics porcelain bowl below S1 Dollar are at Air Hitam Johor.But you need to travel from Singapore to Malaysia.
If you capture relative here in Air Hitam can ask them to buy it and bring it to your place when they come to Singapore.
If their porcelain they are not going to be cheap , Best Bet is to go to craigslist and try inquiring there , if you do find them I'm sure they will be smaller number expensive
If you have a business license you can grasp porcelain bowls wholesale. You can call some introduction stores in downtown L.A. Here is a site that have square porcelain bowls for 2.98 apiece. http://www.cb2.com/family.aspx?c=222&f=1... With a business license you should be able to seize them for less if you buy contained by volume.

Or you can go to Target or K-Mart and if push comes to shove you may want to try the 99cent store or Big Lots.




How are the shares and bonds traded on the stock exchange for Pakistan?


Question:
please serious answers, this is for a university project.

Answer:
Stock exchange is operated by stockbrokers who buy and provide stocks, bonds, or other securities according to fixed regulations. I guess it goes next to any country.




College former students who majored within business nouns, is it adjectives for you to keep hold of your books?


Question:
Or am I better off selling my books for money? Is nearby ever a time in your trade where you involve to look up something that you learned surrounded by college?

Answer:
I kept some books, because they look good on the shelf, but sold the rest. Books own a short life of appeal anyway. Sell them before they own a value of $ 0. I kept some for 1.5 years and they be worthless because other editions come out afterwards.

I kept Financial Theory Cash Management and Accounting.

What I found useful be to keep Term Papers & Projects.
Sell them put money on. The "stuff" I need to look up I can find on the internet.




What foreign country be the biggest supplier of sporting commodities to the US within 2004?


Question:


Answer:
China
- see my link for a chart over the ending 10 years from the US Department of Commerce - International Trade Administration




What does it close-fisted by permanent status return on wherewithal employed , surrounded by accounting?


Question:


Answer:
In brief and simple words, it is periodical (normally once a year basis) net profit/net income earn on the capital deployed within any venture./ business. Borrowed funds are to be excluded after providing for their interest charge.
Suppose that the property involved in an operation is one million dollars. The resulting profit for a year is $60,000. The return on wherewithal is 6%.
On simple terms, Return On Capital Employed (RoCE) manner the profit a business generates from a reliable amount of investment in a business.

See the connection for further information
http://www.G00GLE.com/search?hl=en&q=def...
Profit or Loss. Entire business gambit revolves around capital solely. The return on investment is either profit or Loss.




How does one confirm that the pro of a share is in reaonsable boundaries?


Question:
Given FUNDAMNENTAL analysis considerations such as:-
1) Type of business (eg oil and gas exploration etc)
2) Annual turnover and other financial execution data including income per share etc
3) diversity
4) dividend history
5) etc

Please don't be shy with the math - I'll nick mathamatically complex answers on the chin ...

There must be a way of converting fundamental analysis into numbers - can anyone head me in the right direction?

Answer:
A rule of thumb is to apply the PEG ratio. PEG ratio measures the price and PE of a stock relative to its growth rate. For example, if a stock is adept of growing earnings at 20%, its even-handed value is 20X. If it is 15%, it is 15X etc etc

The problem is plentifully of stocks are fairly expensive at the present time. It is not unusual to find stocks that sell at 15-20X but single growing at 5-10%.

Conversely, if you can find stocks nowadays trading at PEG<1 and it is a fully clad and financially solid company, it is worth looking more into it.

*************

Apart from PEG, you can also compare the PE, enterprise value/sales, EV/EBITDA ratios to its peers.
The closer the share is contained by price to its book value or core helpfulness.. the closer it is to its reasonable boundary.

Big signature stocks and whats hot today are way over their estimated book meaning.. that is course away from reasonable boundaries.

That is it within a nutshell.




Business Help?


Question:
Could anybody please help near the following.

Identify and describe (Break Even Analysis)

Identify and describe (Marginal Costing)

Identify and describe (Absorption )

Identify and describe (NPV) Net Present Value

and maybe a few graphs.

Answer:
The break even point for a product is the point where on earth total revenue received equals total costs associated with the Dutch auction of the product (TR=TC). A break even point is typically calculated in instruct for businesses to determine if it would be profitable to sell a proposed product, as anti attempting to modify an existing product instead so it can be made lucrative. Break-Even Analysis can also be used to analyze the potential profitability of an expenditure in a sales-based business.

Marginal Costing is a costing technique where on earth only adjustable cost or direct cost will be charged to the cost unit produced. Marginal costing also shows the effect on profit of change in volume/type of output by differentiating between fixed and adjustable costs.

The Absorption Costing method is an inventory valuation / costing model that includes all commerce costs:
- direct materials (those materials that become an integral part of a finished product and can be conveniently traced into it)
- direct labor (those factory labor costs that can be well traced to individual units of product. Also call touch labor)
- both variable and fixed engineering overhead in the cost of a element of product. As a result, under incorporation costing, fixed overhead is a product cost until sold.

Absorption costing is also referred to as the full cost method.
Net present value (NPV) is a standard method for financial evaluation of long-term projects. Used for wherewithal budgeting, and widely throughout economics, it measures the excess or shortfall of cash flows, surrounded by present value (PV) jargon, once financing charges are met. By definition,
NPV = Present value of lattice cash flows.
If I did adjectives of that willI get partly the grade?

I'll do one.

Break even analysis is the point surrounded by which your total costs of production of a certain number of unit (not including startup costs) equal the sales from those same unit.

The break even point is important to know because adjectives sales above that point parsimonious that you are into the profitable region.

Sustained sales below breakeven mechanism you should, or soon will be, out of business


OKAY I'll do one more.

Marginal costing --- Is an inventory costing or valuation method as you determine the variation in total cost as you produce a further unit of product.

Marginal Costing is honest when you are tring to evaluate a change within equipment or process (combining steps) seeing where the cutback of scale kick in. and when it get prohibitive to produce any further. (Capacity of equipment, storage space, overtime)

You do the rest and send me 25% of the order.




Has anyone used an online mortgage company to work from home and do they really discharge?


Question:
I have be approached by online mortgage companies to work from my home. I am skeptical of the promises of more loans for less money. Has anyone ever done this type of work back; and what was your experience near them?

Answer:
I have not worked for any, but know a couple. It really depends on who is running the show, as to how you bring treated. It pays to know any company well until that time joining up with them. What is their reputation within the industry? To clients?

If you are new to the business - I would suggest steering clear, unless you just want a temporary see. How can you effectively learn the business working from your home beside no support around you?
You are right to be skeptical. Just what would they have you do? Originate for them? Just be a broker and do that.
Im looking into like thing. I believe some will afford you a "finders fee" for any leads you bring them. But how would you know if they wont communicate you of the deal closed or not? I would to some extent be as involved as possible. I've learned plenty just about different types of mortgages and mortgage terminolgy. I have reviewed the fannie and freddie may applications and quality that I could have one properly chock-full out. I think that if those standard applications are complete out correctly and turned into the right mortgage broker I would get remunerated at the time of the closing or soon after. that would show the broker that I know what Im doing and he/she would rather that I hold on to sending them to him/her than anyone else. I feel that as long as you can peak the applicant enough to determine he/she is serious more or less going through with the loan, consequently get the application (1003) crowd out properly a broker would be more willing to work next to you. The only entry a broker has to do is find a mortgage program that would work to draw together the need of the client. The broker would probably bring in a phone call to ask a few more question and then find a lender. Best proposal in combination near suitable compensation follows next.




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