Bond Maturity Question?
Question:
11.Quick-Buck also plans to issue bonds with a old age of 10 years from today, which pay interest semiannually, and provide an annual abandon of 11%. What is the semiannual rate of interest on these bonds – the rate paid respectively six months?
Answer:
Semi-annual rate per period = (100%+Annual Rate)^(1/2)-100%
5.3565% = (100%+11%)^(1/2)-100%
College presentation on money market and cd's. Need information.?
Question:
I need to know the facts and desribe the facts, pro's and' con's of respectively. Not just the bare bones, ( i need to know the info i'm presenting on) and I with the sole purpose find banks when probing? Where can i find complete description of both?
Answer:
A CD is a permit of deposit, a form of time deposit with a dune that pays interest. These are for a fixed term, next to penalties for precipitate withdrawal. In the US, these are FDIC elected representatives insured. Benefits are they are very risk-free, and the yield can be attractive. downside is the money is locked up for the duration of the compact disc.
There are money market savings/checking accounts as ably. These have greater liquidity (the money is accessible daily) and repay much lower interest. Like CDs, these are government insured as capably by FDIC. Benefit is these being sandbank deposits are very secure. The downside is the interest they pay is terrifically very low (maybe 1 or 2 pct).
Then here are money market mutual funds, a form of mutual fund that have a stable value of $1 per share. They invest within high power short term fixed income investments and are not political affairs insured but are considered very undisruptive. They pay dividends at a rate greater than money market stash accounts, and approximating that of short term CDs and sometimes for a while higher. Upside is the surrender is like that of a compact disc but you can get your money out any business light of day. Downside is they are not government insured.
How do I walk roughly speaking patenting and getting a product created and market?
Question:
I have some pretty awesome planning for stuff I'd like to see manufactured some hours of daylight. I just don't know how to bring my idea in black and white and how to have it rightfully mine...I just really have need of to know what goes on near the whole "invention process". Thanks, adjectives!
Answer:
Maybe this site will help you:
http://www.inventorshelpline.info/...
Are nearby any time management/ firm systems that REALLY work?
Question:
I have tried day after day planners, calendars, I hold a PDA sitting here for 2 years unused (the software is too complicated), gmail's daily calendar one and only prints to 5pm, I need to see everything visually so newspaper systems are good but out of verbs out of mind...if I put a paper away, I may never look at it again and I can glibly miss a deadline or have to verbs weekly all-nighters because I just can NOT seem to be to keep up. I own to re-write daily tasks multiple times which is annoying and time-consuming, and at the close of the day I am not productive because my system is cluttered and disorganized near too many things to do, and no route to really prioritize by importance...more by urgency. I will return emails or run mindless errands past reading for a midterm. Homework is put off to concluding spot...which often can penny-pinching I'll start a project due in the precipitate AM at 10pm the night since. It is becoming intolerable. Please, any advice would be extremely appreciated!!
Thanks so much :)
Answer:
Actually, your problem is most feasible not which time managment system you use. To help figure out, I'll explain a little nearly a personality tool call the Myers Briggs personality assesment. The short of it is that within are people that will easily tend toward keeping track of things, using check lists, using time headship tools (J on the J/P continuim) and then nearby are people that don't own the tendency to hang on to track of time, ie. are late to meeting because they want to get contained by that last e-mail or voicemail, etc. Time is not essential to those people. (P on the J/P continuim) Technical associates (at least surrounded by Silicon Valley) tend to be P where Bankers, financial ethnic group tend to be J. So it could be that you have more of a predilection toward the P type personality. That money using any of the time management tools available is a stretch. Knowing this can help out you find out ways to make it easier for you to use these systems and find the right one for you. Just a thought!
You are continually making more commitments to yourself than you can support. Expressed differently, most of the goings-on you want to organize are not aligned near your interests or personality.
As you are unlikely to dramatically loose change either of these, adjectives that is gone is to decide what is really crucial to you and just do that. The doing may be plentifully easier than deciding because we are most usually conscious of doing but our decision are often driven by knocked out factors.
A process to start might be to ask yourself some questions resembling: How did I become over ambitious in this instrument? Am I now, or hold I been associated near people who insist on trying to attain a lot of things done? Have I taken on someone else's preferences and neglected my own? Am I serving my best interests? What are my best interests?
And afterwards questions carry even harder.
To get started, check out the words of John Mayer's "No Such Thing."
I know adjectives about individual busy. It is my specialty
I know you didn't like the answers above, but I agree near them. It sounds to me like what you entail is LIFE management, not a better agency to organize the minutes surrounded by your day.
Spend some time getting to know your own values and priorities. Then, in need fail, start respectively day near an exercise in TRIAGE, to identify what tasks are truly critical and what tasks can lurk or be eliminated altogether...
... and contained by my case, I'd own to say rather prayer helps. God have a great way of helping you establish the right priorities.
11.Quick-Buck also plans to issue bonds near a old age of 10 years from today, which settle interest semiannual
Question:
Re = (1+r/n)n – 1
Answer:
The formula is Re = (1+r/n)^n - 1, not (1+r/n)n-1.
It is the nominal interest rate, divided by how periods are surrounded by the year, compounded (exponentially) by the number of periods.
Is in attendance a risk of have both illustrious operating leverage and giant financial leverage?
Question:
Operating leverage is the extent to which fixed costs are used in a firm’s operation.
Answer:
there is risk contained by having soaring leverage period, if you don't own enough profits or assets to be a foil for it out. You should calculate your financial ratio and then compare to other companies surrounded by teh same market to see if you are over leveraged.
I'm from S'pore. Someone from USA distribute me verbs decree from the Bank of America.?
Question:
I'm from Singapore and someone from USA send me a verbs order by Online Banking of Bank of America. I'm not sure whether is it a con or not? The confirmation email comes from Transfer@BankofAmerica.com. I can't find the money unless I send the item. I obligation to scan the receipt and convey it to transferdeptII@emailaccount.co... I wonder why they don't use the BankofAmerica email account. I call the US BoA customer service line but it come across there is no course for me to get to the customer service officer. Can someone oblige me?
Answer:
Do not ship anything unless you have the money into your details.
Beware of phishing sites (fake websites that appear to be bank of america or any other)
Always check that the domain you are surrounded by correspond to the official website of the hill or institution:
i.e http://www.bankofamerica.com
instead of http://www.bank-of-america.com or anything else
this is very central to consider
chek the padlock sysmbol in any webpage where on earth you input sensitive information
don't do it.
Contact back of america online- they hold a contact email- there are like mad of scams going on- and money information can be fake and cancelled- be careful=D
SCAM. CON. FAKE.
this is one of the most adjectives cons in the world. Do not do it.
use the 1800 # for international from Singapore,email sandbank of America ,click on contact us.
ask him to transfer via paypal
convey the item only after u rx the $
When should a business practice be formalized and a policy written ?
Question:
I have a business practice and I am not sure if it should be written as a policy or kept as a practice merely.
Answer:
at all the times
when the business is started, when it grows, when it stabilizes.
There should be formal practice and written policy to acheive the max goal
i similar to to write ... how do I feng shui my desk for the best results.?
Question:
my desk is rather considerable it sits on the east wall, window south wall, door north, a second desk at the rear me a bookcase and store cupboard same wall, a filing cabinet and book crust on my left , waist picnic basket under the desk. a shelf above me next to study books photos ect
Answer:
i like to make more noticeable that fengshui depends on space, which holds the chi and keeps it flowing - worth the more space you have the better. it is no use within applying fengshui to just your desk, instead of the undamaged office building; in the same way it is no use to apply fengshui to a bedroom, rather to the adjectives house. the other reason for this is that even if you enjoy the best fengshui applied to your area, but the overall fengshui of your building is discouraging. then your accurate fengshui will be overwhelmed by those bad effects.
Feels approaching you are feng-shuied. :)
I would suggest for added comfort a pillow that would cover the work surface.
Just kidding.
Suppose the present price of apt X is $50, PY = $100, M = $25,000, and AX = 1,000 unit. What is the number
Question:
A. 61,500.
B. 61,300.
C. 61,300 - 4PX.
D. 61,500 - 4PX.
Answer:
61,300 - 4px
what is the adjectives of the share price of 'GV Films'(India)?
Question:
Answer:
down.
avoid penny stocksdnt u knw wht happened to such stocks during the may crash so invest solitary in very well known companies where on earth u r assured of returnsif ur too risky then ofcourse u can move about for gv films it might give u gud returnsbut wht adjectives holds no1 can predict
the shares prise og gv films r allready on its height so if u hold sell them they can be divide into two surrounded by some correction
if u wanna invest ur money y r u not trying the voltas, gayatri project, siemens ,and shobha devlopers
What is the scam these yo-yo's want you to dosh checks for them and you keep10% and rope the money to overseas
Question:
seas address.They ask for is your designation, address ,phone,marital status,occupation.usually they claim they want you to be a "Payment Manager"or something of that temperament.I get these and obviously the "you've won some lottery in the U K" I've usually distribute this type of mail to Abuse/yahoo, but can't transport them the header info they need for some justification
Answer:
The checks are forged. You lose all the money.
Whatever it is, be nontoxic and stay away from it.
what the do is send you checks from a bogus sketch or from a bankrupt company to see if you can lolly them... i got one once, and call the company that it was drawn on. They said that,that company have went banckrupt 4 years ago...
This scam is kin to the Nigerian scam. Not one and only does it lead to identity nicking it also leads to a thoroughly empty checking statement.
Forward those things to the FBI...maybe some morning they will be able to put an winding up to those rippers-off of mainly 'elderly' empire and the mentally sub-standard.
Don't do that kind of article, just discount it. They have be showing that stuff on our news lately and it is some company surrounded by Nigera scamming people of their money. One of the reporters from our station go to where their address be in Nigera, (they somehow obtain it) and they wouldn't talk to them on camera...run figure. Was a bunch of men next to a lot of computers surrounded by one room talking on the phones. Just stay away from that characteristics of thing.
its nto true ive tried it and it doest work
This is a "money mule" scam -- and it can work two ways...
(1) They distribute a fake check. You bread it, forward 90% of the money on. A few weeks later it is rejected, and you receive in serious trouble for endorsement bad checks.
(2) They convey a real check. You change it, forward 90% of the money on. Eventually the cops come knocking on your door, because you're chunk of an international money laundering ring.
Neither is a specially nice outcome! I've also included a link which may lend a hand you out with getting the full headers of scam emails.
What is a "whistle-blowing program"?
Question:
I am taking an accounting class, so I wanted to know what "whistle-blowing program" be. Thanks
Answer:
Basically whistle blowing in a company is a tool for
containing monetary crimes in corporate sector (including
allies approaching the Depositories, Share Registrars, etc.) and,
thus, promote ethical behaviour among the grade and file.
Whistle blowing is term ‘internal’ when an employee
airs his complaint internally and ‘external’ when an
member of staff blows the whistle outside the organization eg.,
to medium or a regulatory body.
To actually "Whistle Blow", the hand must tell of the banned act to someone outside the company. It must be a organization or law enforcement agency.
If the hand just complains to someone inside the company, explicitly not whistle blowing, and the employee is not protected by the whisteblower law. However, the employee may be protected lower than other laws. For example, it is dishonest to fire someone for complaining of sexual harassment or nouns.
In general jargon, probably an incentive program for people who snitch on their co-workers.
A program where on earth if you feel within is "shady dealings" or illegal diversion you can report it and still be safe from punishment or man fired.
Some peole will claim "Wistleblower Status" !
In common language " A snitch program" !!
NARC
It's an incentive for people to inform on others surrounded by an organization when that other character or persons are affianced in criminal activities such as appropriation, industrial and foreign espionage or any other illegal stir , sometimes in exchange for imperviousness from prosecution for themselves if they are in volved contained by that activity.
Store accidentally ships duplicate items ($100usd), asks that I return them. What are my legitimate obligation?
Question:
An online store has shipped me products that they already sent me two weeks prior. They own caught their error and have requested that I ship their packet back to them. They promise to reimburse the costs involved. My prior transaction next to this store did not go smoothly and I be quite upset by their want of professionalism. Now, they have cause me yet another hassle. If I could end the shipment or refuse it at the time of the assignment (not possible), I would. Instead, its arrival is imminent and I would approaching to know what legal obligation I have to return this mechandise that I did not ask or payment for? The item is worth $100usd. Thanks for your advice.
Answer:
Why can you not disallow it? You have the right to discard any package that is to say shipped to you. Even if you are not home at arrival you can simply write "Refused/Return to Sender" on the UNOPENED package and it should be returned at their cost. Just DO NOT accessible it, or you void your talent to do that. If it is UPS just phone them and ask them to pick up the package, that you beg to be excused it and it was not suppose to be mail to you and you want it returned to sender.
It has to be returned if you aggreed near them to return it. If you do not it is considered mail fraud and to be exact a federal crime no matter the cost of the item. Now if you did not agree to return it to be exact another case contained by the matter. It depends on how argumentive you want to be, and how much trouble you want to create. It would just be easier to return to sender.
BTWthe Better Business Bureau entry is a crock. They can't do ANYTHING but take away your sponsorship to the better business bureau which 60% of companies do not even bother to get anymore. You can complain, but they can't justifiably do anything except revoke a membership that this company most feasible doesn't even have, or thought to have.
Return them...
If you do not return it, you will tag on another problem to that which you already have have.
Just return it, as they can use legal money to take it fund. If you are unsatisfied with previous service from this same company, folder a complaint with the Better Business Bureau.
Although I am unconscious of exact laws, I know that you would be slightly a douche not to return the item. If you decide to maintain the items, you may be subject to legal implication, or the store may merely refuse to do further business next to you. I'd recommend returning the item.
i think if they sent you something you did not writ or agree to receive, you have no necessity to send it backbone. But because it was an administrative mistake, it is more worth it to distribute it back at their expense than to put up beside their harassing you to do it.
I suggest you ask them for postage prior to sending the item back. If they really want it posterior, the ball is within there court.
I would make clear to them to send a "return shipping label". That mode you are sure you won't get stuck for the return postage. If they do this, I'd transport them their package.
How would you operation Negative reforcement of your partner?
Question:
Ordinary, one would give positive reinforcement for the honest performer and gloomy reinforcement for the poor performer. But if you own a very poor artist who gets refusal reinforcement all the time. However, for some object, you still have worked near him (say he is your kid or company policy make lay off such a personage very difficult). How would you motivate such a soul and turn him around?
Answer:
In Negative Reinforcement a particular behavior is strengthened by the consequence of the stopping or avoiding of a glum condition. Here are two examples of Negative Reinforcement:
1. A rat is placed in a round up and immediately receive a mild electrical shock on its feet. The shock is a glum condition for the rat. The rat presses a bar and the shock stops. The rat receive another shock, presses the bar again, and again the shock stops. The rat's behavior of pressing the stick is strengthened by the consequence of the stopping of the shock.
2. Driving in indigestible traffic is a negative condition for most of us. You go off home earlier than usual one morning, and don't run into sweet traffic. You leave home sooner again the next morning and again you avoid creamy traffic. Your behavior of leaving home closer is strengthened by the consequence of the avoidance of heavy traffic.
The concept of Negative Reinforcement is difficult to train and learn because of the word unenthusiastic. Negative Reinforcement is often confused next to Punishment. They are very different, however. Negative Reinforcement strengthens a behavior because a gloomy condition is stopped or avoided as a consequence of the behavior. Punishment, on the other hand, weaken a behavior because a negative condition is introduced or experienced as a consequence of the behavior.