Finance & Business Question and Answers

Serious answers individual: how do I find someone to present financial approval to my product - folk resembling it; I'm broke?


Question:
I've been tremendously seriously ill and contained by consequence don't have much money, but I do own a product that's had a consistent amount of market-testing and could grow into a significant brand. All that I need to do is bring it to people's attention; after that it usually sell itself, but I need the size to do a viral marketing campaign within the UK and USA. I don't believe that I need a huge amount of money; the product is equipped to go and is starting to build a following. However I entail it to take bad faster than it's going now and much of i.e. down to a simple lack of bread.

My local BusinessLink is useless in vocabulary of loans, grants, or proposal. I can't approach my bank because adjectives they see at the moment is the poor cashflow from the time that I was so poorly. Any ideas on where/how I can find someone beside a relatively small amount of cash to hindmost a promising idea? Many thankfulness in mortgage.

Answer:
How can you be certain your conception will not be easily misappropriated.

Say fruitless guy wants to know your concept. Tells you it is no good consume of time and money.

Bad guy gets next to cronies and markets your polite ideas.. how can you protect yourself?
Try a network site.And hyper link it to another site.Have a look at "stroll
in Tadworth.com" and chew over how that has evolved basically on community spirit and no financial support!
How much is likely to be needed?

What sort of underwriter do you want?




What are the current prices for gold ingots contained by the uk at the moment ?


Question:
AS above :

What can you expect to pay per gram/ounce of the stuff, and also put on the market your scrap gold ingots at.

Thanks.

Answer:
Pounds for ounces !



;-0
$686 (lb350) per troy ounce (31grammes) according to todays newspaper.
Have a look at www.thebulliondesk.com or www.basemetals.com for adjectives prices worldwide for metals.

Showing Gold at $660 per ounce at the moment.




why is one nation dollar worth more than another?


Question:
and can you make interest sour of anothers?

Answer:
It's the law of supply and constraint. If a nation has a low supply but big demand for their monetary element, it will appreciate against other nations money.
The better the reduction of a country the higher the attraction of dollar or any other currency of the country. Dinars of oil rich countries own the highest utility.




What is the cost of a public bond?


Question:
Let's say a community pass a $10million bond issue, but they decide not to turn through with what they needed the money for so they "get their money back".

how much of the $10 million might they obtain back? What is a typical charge for the bonding?

Answer:
The underwrite spread can vary, but it's largely around 1% of the amount issued. Of course, unless the bond has a beckon provision, there is no route for the community to just tender the money back. The best they could do is reinvest it elsewhere at a similar interest rate to what they are paying and use the income from the investment to repay the bond payments. This is term "prerefunding"




how much is $100.00 surrounded by euros?


Question:


Answer:
try www.xe.com

simple site that will allow you to work out any currency conversion
Roughly Euro 76.45. www.oanda.com is one of the best resources on the web for fx rates.
ha...bout ten cents at the present time...nah it's actually almost 75 euros.




I am writing a reminder to my guard to reclaim departed hill charges - where on earth do I distribute it? Head department or local hill?


Question:


Answer:
I don't think it matter...
If you need help out, this article has great suggestion:
http://www.moneytowers.com/2006/banking-...

There's also a template letter you can distribute - it worked for me :))
http://www.moneytowers.com/2006/banking-...
Local bank worked for me and I won adjectives my money back-Barclays
I work for a major lofty street bank, if you write a reminder to your account holding branch (either distribute it or hand it within personally) By law they hold to act on that reminder or send it internally to team leader office for authorisation.
when you do, use this endorsed Doc below , just cut and smooth mixture it .
and if I was you I would distribute a copy to each !
.



[Your Banks Address]



[Date]


[Your Address]



[Your Account Number/Details]

Without Prejudice

Dear Sirs

Due to recent medium coverage on bank charges I am in a minute aware that you, {your banks name} own been charging me edge charges that are contrary to the Unfair Terms in Consumer Contracts Regulations 1999. Subsection 1(e) of the said regulations give a non complete list of vocabulary which may be regarded as unwarranted, such as a term which require me as a consumer who fail in his prerequisite, to pay a disproportionately giant sum in compensation.

I believe that your charges are disproportionately soaring. Therefore they are contrary to the Unfair Terms in Consumer Regulations 1999. In decoration I believe that your charges are a Penalty. Penalty charges are irrecoverable at common canon. The precedent for this was a Scottish grip, Castaneda and Others V. Clydebank Engineering and Shipbuilding Co (1904) 12 SLT 498. Along with the English suitcase of Dunlop Pneumatic Tyre Co Ltd v New Garage and Motor co Ltd [1915] AC 79. It was held that a contractual get-together can only rest damages for an actual loss or liquidated losses. It is clear that your charges do not parallel any actual or real loss.

Your charges appear to be nought more than a lucrative profit-making scheme. Therefore I require you to return my entire bank charges for times gone by 6 years, a total of [lb ]. I hear by give you 14 days to repayment the charges back into my explanation. If this is not done within 14 days, I will be forced to clutch legal conduct.



Yours Sincerely




[Your Name]
Well i just sent my missive 1 week ago to my local branch(Lloyds tsb) as it them who put the actual charges on my account.
if i be sending a letter i would convey it to the head organization, most of the times i go into my mound to sort something out they tell me to ring the organizer office or dispatch them a letter
I sent mine to my local branch of NatWest (Whitby, North Yorks). but the reply come from Bradford or somewhere... while the ones my Dad sent to the local branch of Barclays got the replies from somewhere contained by Leicestershire.




How do I authenticate a Singaporean company?


Question:
I need to check the companies existence and reasonableness.

Answer:
All companies in Singapore have need of to be registered under ACRA. Go to:
www.bizfile.gov.sg

Then click on the first cooperation titled:
Directory of Companies/Businesses/Limited Liability Partnership/Public Accounting Firm Names

You then punch within the company's name to see if it is valid.

Easy, hor?




What are "weekend" days within diverse countries?


Question:
I'm trying to find out what the normal work week is surrounded by various countries for big firms such as corporations, financial firms, etc.

In the US, as you would expect, Saturdays and Sundays are normally considered weekend days (non-working days). Are here other countries where the "weekend" days are different? Can anyone point me to a website which list the normal work week rota in a mixture of countries?

Thanks.

Answer:
well i believe its only surrounded by the middle east

weekends are Thursday & Friday (Saudia Arabia)

Friday & Saturday (Qatar, UAE)


will try to post some websites if i can find any




To distinguish swing contained by constraint from change contained by sum demanded, which of the following is true?


Question:
A. If demand increases, later the demand curve shifts to the departed.
B. If demand decrease, then the emergency curve shifts to the left.
C. If emergency increases, then the price go down.
D. If demand decrease, then price go down.

Answer:
no idea




What is a stock marketplace and how does it work?


Question:


Answer:
A stock market is the flea market that people use to trade shares, which are close to small pieces of the company that a person can own. The pro of the share depends on how many population want to buy it and how many ethnic group are selling it.

People usually trade shares in stocks through a broker, who is a personage who studied the stock market and can backing them make honourable choices in stocks.


Hope this can point you surrounded by the right direction.




what make a dollar of worth?


Question:


Answer:
Would appeciate a little bit more information.Do you denote a $1 coin in relation to it's date.Or do you close-fisted a specific amount of goods that can be bought for $1




Why do bank put a hold on check deposits.?


Question:
Every time I deposit a check into my checking or savings sketch the bank puts a hold on it for up to 10 business days. They say aloud its to clear the check. But I think that within this day of instant electronic bank that’s a bunch of BS.

Answer:
Banks are governed by regulations. (Government laws) The regulation that govern holds being placed on checks is call the Expedited Funds Availability Act, or Reg CC for short.

Before the regulation was created, bank would place holds for any amount of time to make sure a check cleared and they weren't ripped rotten.

Customers began complaining in the region of the length of time holds be placed so the government created Reg CC. Reg CC borders the reasons and amount of time a mound can hold a deposit.

If you deposit a "non-local" personal check, the bank can place a hold for a enduring amount of time. If you are a new customer, the sandbank can place another type of hold. If you deposit over $5,000 they can place another type of hold. If you have overdrawn your reason repeatedly in the recent past, they can place another hold on the deposit.

When you opened your sketch, your bank give you a disclosure that stated that holds could be placed on your deposits. Reg CC only applys to checking accounts. Savings accounts are not govern by Reg CC, so technically, a bank could place a longer hold on a deposit made to a hoard account.

Look at it from the bank world view. You receive or write a check from a different account/different wall, deposit it, take dosh immediately, the mound finds out the check is bad and they are out the money. The regulation protects you by making bank put reasonable holds on deposits but it also protects them by letting a check hold time to clear.

I suggest you look up Reg CC and do a little reading. Ask your ridge to give you another disclosure if you can't find your unproved one. They have tons handy.

Hope this help.
You're right -- it's BS! And they do it because they can.
banks acquire a touch of more interest on the float, the time between the deposit goes thru and the time they credit your commentary
Even with today's technology, checks still hold to manually go through the clearing process. It also allows time to check for fraud. Might I suggest if you don't want a hold put on it, help yourself to it to the bank that it is drawn on and change it and then deposit dosh.
Well they have to brand sure that the check they are processing is not a "bad" check. I think it is a bunch of BS too but within is nothing we can do almost it. It sucks that they have to hold "our" money from us huh.
How much are the checks you are depositing? Usually, if the check is a hugely large amount, the do hold them to breed sure they clear before crediting your explanation.(Especially if it is a private party check. The sandbank wants to be paid sure it isn't going to bounce.) It is a common practice.
Some bank put holds on OUt of State checks. If you go during bank hours when the all bank should be open they should know how to verify the check. Change bank.




can a money instruct be cashed online?


Question:
credit union money charge,can it be cashed online or sent to someone for fast giving?

Answer:
a money order have to be physically received by someone in command to cash it
I guess, it's ridiculous.




Hi, is nearby a number i can telephone within the usa if i hold free mobile min surrounded by instruct to phone the world?


Question:
For example in the UK if u enjoy free inclusive minutes.U can use them to call a number which the allows u to telephone call the world using those free minutes which are included in your monthly plan.

Answer:
Download Globe7 software to do this. http://surl.in/hlgb7261252bmrmtgq...
Yescall "911"




what make a diamond or gold ingots of worth?


Question:


Answer:
Anything desired has helpfulness. The more someone wants it the more it is worth. Diamonds are not nearly as infrequent as people consider. they are controlled by mostly one family. The DeBeers ,own most of the diamond mines. They closely control the diamond open market in decree to keep the price up. To prove this own you ever heard of a diamond shortage? You can bring any diamond you want at any time provided you have the money. Gold have been desired since untimely men.It is used in jewelery,electronics,foods,dri... and medical uses. 90% of adjectives gold ever mined is still in charge today. Your gold ring might enjoy at one time adorned an Egyptian Pharaoh's drinking cup.Niether are the most infrequent of items but they both are highly prized.
They're immensely rare. Their processing is vastly expensive and requires skills. You can only find them surrounded by very remote areas. It's also the history at the rear their worth. People have other given them tremendous values.
With diamonds, its the three C's. Cut, clarity, and carrot weight. Whats funny beside diamonds, you could have one really huge diamond, and one small one, but the small one is worth more since its cut better, and have less inclusions.

With gold ingots, it has to do next to pretty much the same article. If you want to invest in well brought-up gold, walk for at least 14k. Anything smaller amount really isn't worth it.




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