Finance & Business Question and Answers

How much do retailers that market things such as books and DVDs similar to Borders and Tower Records buy their stuff?


Question:
How much do they pay for their stuff from wholesalers? As surrounded by...in jargon of the percentage from the retail price? I hope people who enjoy experience working in retail stores are competent to answer my questions. Thank You.

Answer:
I looked at the Borders Group Inc. Annual report 2005.

contained by the cost of merchandise cost is included in the cost of contract . Cost was around 73%

Before in attendance was online bookstores I be told that wholesale cost was more or less 50 for books ( I dont think this include shipping or lease cost).




Help does any one know anything something like AIB Banks business strategy??


Question:


Answer:
dont listen to go totheir net site
It's all on the website AIB.ie. If you own any specific aspects you want clarification or detail on, e-mail me and I'll tell you what I can.




what does a company bennifit from paying personnel break income when they come fund from time off vs.?


Question:
vs paying him pay extent before he go?

Answer:
Depending on the type of bank justification the company maintains; they earn interest on the money while it is surrounded by the bank.

It is also to benefit the member of staff. It ensures that they own a regular paycheck to come back to after they hold gone on vacation and blown their stash!
IF they don't come back, they don't receive paid.

Also, it keep things regular. Paying you after, is like a regular paycheck.

Paying you earlier would be a double paycheck.
don't know. the place i used to work at gave you your vaction settle on your anniversary of your start date. i'd have to hang about up to 11 months to get salaried for my vacation time sometimes.
Trying to guess:
1) To seize more interests on their bank commentary, any cent is useful!
2) To facilitate you save money ;-)
3) To create sure you come back to work asap!
4) They're merely bad.




Stock that pays divedend?


Question:
I would like a schedule of stock that pays regular divedend and that the divedend increase every year

Answer:
Most stocks on the NYSE pay dividends, but you will not find one within which the dividend increases every year ... it depends upon the overall economy and robustness of the company.




Price nouns is the practice of charging different prices to?


Question:
A. different customers even though the cost of selling to each is like peas in a pod.
B. different customers because the costs of selling different
C. the same customers because of change in cost
D. different countries because of tariff and transportation costs.

Answer:
A
A. Changing the price based on your evaluation of them or what race they are.
A. Somtimes a businesswoman will give a better price some of their favorite stores. (stores that don't discount at adjectives, or much.)

In most cases the practice has be found to be illegal




Just applied for "DBA" surrounded by Los Angeles, What do I write contained by the the media?


Question:
This is what they say...
State canon requires that within 30 days the registrant must publish a statement contained by a newspaper of nonspecific circulation in the county contained by which the principal place of business is located once a week for four successive weeks.

WHAT STATEMENT?? I looked everywhere online but could not apparently put the right keywords together.

Cheers for any help out in that.

Answer:
Here is the link to the actual California code as to your requirements. http://www.leginfo.ca.gov/cgi-bin/waisga... But this doesn't answer your quiz.

Wow, what a bunch of crap you have to move about through to register a business in your state. No wonder you take-home pay such high taxes!

So I go to the next most manifest place, the newspapers websites. You contact them, remuneration their outrageous fees and send them a copy of your FNBS file you got from the clerk's department. They put the required wording in for you.

This statement must run contained by a newspaper surrounded by the county you are located and doing business in. I did a G00GLE query on "los angeles newspaper fnbs statement" and come up with reasonably a few links. The Argonaut paper charges you $150. The Malibu Times charges $75. You can also register through the chamber for $83.

I'm done inquiring so you might be able to find it cheaper if you look.

Good luck next to your new business
Look at the format that others use within the newspapers. If you don't enjoy an attorney, check with a larger bookstore or legalized aide for assistance. .




How do I verbs the black strip on a credit card?


Question:
My college uses credit-card-shaped ID cards. They swipe the card when you buy meals. Recently, they haven't be able to successfully swipe the card. I infer it's because of the gunk stuck to its black strip. This gunk won't come off near simple rinsing.

How do I clean sour the gunk? Can I scrub it with a toothbrush? Scratch it stale with my nail? Soak it in detergent? I don't want to ruin the strip.

Answer:
Are you sure it's your card and not the reader? Ask them to verbs the reader. You might want to try using the card in another reader to see if it works or not.

If at hand is thick gunk on in that then try soaking it surrounded by warm river for a while before scrub it with a sponge. I wouldn't use anything too coarse.

Your card might also have become demagnetized. If that's the luggage then you'll enjoy to ask for a new one.
It really isn't cleanable. You can phone the company and they will replace it.

We have done this due to the strip getting tatty from the wallet is it kept in.

They replace it beside pleasure !!

: )




A friends wall froze his acct (as she explains it) b/c she deposited a check that bounced. Why? How?


Question:
She's a college student from Europe in NYC, the acct is pretty unmarked. According to her there is some $1000 within funds that are frozen b/c of this bounced check deposit .
This just doesn't take home sense. it would seem that within would be a fee for the bounced check but not that they would freeze available funds.
Is this even possible? Or is she purely makin' up stories?

Answer:
That does not make sense to me at adjectives. I have never hear of this; banks do not freeze any funds whatsoever for bounced checks - they lately deduct the amount of the check that bounced, plus any associated fees, and that's it.

What does put together sense is that she may have deposited another check for $1000 to product up for the deficit, and they placed a hold on the deposit until the check clears. This means that even though technically she have the money in the reason, it is not available to her until the check she deposited clears the bank it be drawn on. Often banks will allow you instant access to funds that you have deposited, but if you enjoy a spotty banking history or the check is over a spot on amount they will place a hold on the deposit, to protect themselves from loss.

I was at a guard once and a woman was harrassing the banker to give her abundantly of cash fund for a check she had a short time ago deposited (it was for at least possible $5000, maybe more). The bank clerk couldn't do it, because due to the amount she had to place a hold on it until it cleared. The woman continued to harrass her, but the banker told her she wouldn't do it because if the check bounced she could lose her job. Since the woman have no other money in the story except for the check she had simply deposited, she went away empty-handed.
There is a allowance involved, and usually the bank will place a hold on the funds equaling the amount of the item that be returned. This is so the customer does not use the funds in the meantime and draw the acct gloomy.
she must of did something wrong like shopping and next removing the money she iz not telling the unharmed truth ask her again tell ur kno fool vote if u dont tell me u own 2 tell the coppers
They can and will freeze funds until they catch their money. What probably happened is she cashed a check that next bounced and there isn't ample funds in her acct to cover it. So they freeze it until they can procure enough funds out to win their money back. They will unfreeze it after they capture their $ back.This doesn't usually develop though after one occurence. They will usually contact the person and tolerate them know the check bounced and attempt to just gain the $ handed vertebrae to them. It is possible that she has have more things happen than simply this.
Hello, do you know how a checking account works...if she bounced a check, it routine she doesn't have plenty money in the side to pay the check...as a consequence you can't make transactions minus any money...even if she deposits more money, you usually need to telephone call to get this straighten out.

Also, if she have a habit of doing this..it's call check kiting, which is against the law. They own completely closed her accounts.
If the check was for more than the amount of money she have in her explanation, then yes, they could freeze her narrative.
I am not sure of the laws contained by New York state but i know that if you give a mound a check that bounces you are the one that is responsible, for the amount of the check and any fees that it incurs, It is not the one who wrote the check,it is the one that pass it. This is how cons on the Internet work. You receive a big check from them with instructions to put it contained by your account. Deduct a duty for cashing it $ 200 say, they read out quickly distribute them back your check for the difference. In going on for 10 days their check bounces , In the meantime they cash your check. and after you are held responsible for replacing the amount of the bad check! You are also out the amount of the check you wrote to them




can you write a personel check to bring back a cashiers check? My mound closes to rash!?


Question:


Answer:
No, but you could go to one of those check cashing places.
Fraid not.

You'll want to get currency out of the ATM or something.

You can sometimes get money decree from places like 7-11 if that will work within lieu of a cashier's check (often money order will work.)
Yes, but instead of wasting your checks, a moment ago use a withdrawal slip at your ridge.




Operating revenue information.?


Question:
when i look at the annual report of one of the company, at the operating revenue information, i could see they have stated what are their operating revenues. but when i look at the information concerning operating expenses, i realised that they did not categorized within the same attitude as the revenue. they did not stated what are their operating expenses.
why do you think they did not contest up in matching manner?

Answer:
You cannot expect much from an annual report. :-)
Have you looked at the summary to accounts? They could have included more details on OPEX contained by there.
Or they simply own a poor accounting system, which does not allow them to precisely identify which costs should be allocated to operating expenses. Another reason may be that individual OPEX items are so minor that it is not restrained to disclose them separately. Therefore they preferred to show them as Total only.
Just a guess.
Check this site on Wikipedia mate, it explains nearly EBIT, that is related to your sound out on differences of operating revenue information and operating expenses. Maybe this will help as a first step.




why are nation so cold and parsimonious?


Question:
i posted a question to see how masses people would answer to it. wow! i have it in mind wow! i t was really deep the things they said to me regarding me asking where on earth to get free money for food and living. the things these populace said karma will get them for sure. click on my pic so u can budge to my most recently asked q's and share me what u think!

Answer:
Some folks are just weak and they think they're person funny or clever by giving stupid,insensitve remarks.
let them chomp through cake
People feel better more or less themselves when they can put down others. Bertrand Russell has described it as such, ''A correlative gain insomuch as it brings a correlative headache to another." This delight within others' misery is also termed 'schadenfreud'.

Sometimes society are cold and mean when they are miserable themselves. This is a rough and ready tenet of psychology - you can only distribute others what you have inside. Most probably some of your hecklers own issues!

Sometimes people become anticipate because in similar situations they themselves didn't receive any sympathy. Classic example - the schoolteacher who go after students, most probably because he himself didn't experience any kindness while struggling surrounded by high conservatory.

Sometimes certain things roughly you may remind the other of something horrid from their past, bringing to enthusiasm a latent emblem. Like seeing someone who reminds them of a horrible spouse, or boss, or whatever. So they act in response according to the psychological wiring within their brain.




I have need of your sustain EVERYONE - financial difficulty?


Question:
I know this is a long shot and i may get abused by some of you for it but im am within the worst situation in my adjectives entire life, this is because i permit people live near me and they double cross me and dont pay me. I have friends and sisters and mothers bests friends daughters live with me they adjectives ended up using me and departure me with adjectives the bills to pay. I salary one bill off and another one comes and i dont know what to do.
I enjoy to pay: $1800 worth of credit loans to gain my house up & running upfront. $500 worth of course fees to become a photographer upfront. $600 dollars worth of phone bills of call that i didnt make upfront. $200 dollars worth of utilities bills that nation havnt paid me for. These populace use me up for my good temperament & leave me to rot. I also hold the scare of finding out that i may b pregnant. I requirement your help i cant appropriate these people to court i dont enjoy sufficient evidence and i dont earn enuff in a week to even start paying this bad. I hate prayerful for charity

Answer:
I was within the same position I am currently selling Home Interiors..its a do plan business and I sell it from my home and do home shows.I formulate around 500 dollars a week which is more than i made at my other job. We live within a small town with around 3,500 general public but in bigger cities you enjoy a larger potential earning. IF you work days at your current living then hold home shows within the evening to boost your weekly income and pay rotten those debts. Then later you might consider doing it full time! I would suggest starting your own business...you work for yourself you set your own hours and its great I love it. On a devout week I can earn close to 1000 dollars! Plus Im pregnat so im looking forward to being competent to work from home and be a stay at home mommy. Most party plan businesses own an initial start up fee (mine be $100) But i love it. If you would like more information or a devout website to find your own party plan business..drop me a smudge I would be glad to help!
downsize
You necessitate to get your vivacity in establish and start to be concerned with yourself and not these other individuals. Put a plan in place to catch your finances turned around and stick to it. In the meantime, do things to bring in some extra dosh: second job, put on the market items on eBay, have a garage public sale, sell clothes or furniture to consignment stores, anything to receive the bills you own paid past its sell-by date - then hang on to it under control!
I am sorry for you and your situation. Some inhabitants are just naturals it seem at taking advantage of the good-heartedness of others. Unfortunately, you hold learned the not easy way to choose watchfully when and to whom you offer charity. As far as the finances, beckon those to whom you owe money to set up a payment plan...the phone and utility companies are usually pretty biddable about this. Sorry I don;t enjoy any miracle ideas, but hopefully you can obtain straigtened out..it will just whip time. Hang in nearby!
Chapter 7. Or just don't income them. If you can't pay the bill's you a moment ago can't pay them. The worse they can do is sue but even next they can't take what you ain't get. seeing as your'e pregnant you should focus on taking care of yourself & your infant first. Pay the bill's that's most important to you and screw the rest.
Why don"t you approach a private lender?I get my loan from a certain agency i met here surrounded by RunEye.com.Their interest rate of 0.2% is simply great..Why don"t you try there?
You can contact them next to their email,richards_loan_agency@yah...




Cash vs. debt financing?


Question:
I work for a company that invests in income items with long life30 years, 50 years etc. What are the pros and cons of using debt to nouns part of these property purchases vs. cash (raising rates)? I know one basis is that current customers should not have to wage for equipment that could outlive them. But is there an actual financial "savings" or economics aim to borrow rather than clear cash.

Answer:
It is so jammy to,

borrow, borrow, borrow
just approaching there is no tomorrow...

Yet never ever forget.. various good government, corporations, and households have be destroyed by massive un-repayable debt.

Debt can be a good business tool if used sagaciously.
Tax benefits or lack of
When interest is lower it is normally to your advantage to move debt if you hold any to a lower fixed account that network result is less interest and more money to service the existing debt and or buy other assets.




What is the valid Golden Rule?


Question:
Best answer to the first one who gets it right.

Answer:
He near the gold make the rules
Treat others the way you would want to be treated
Do unto others as you would enjoy them do unto you.
-MM




Can someone backing me?


Question:
what do u need to do to run a apartment complex business?
right in a minute i have no money and i be just curious around it can someone please give me some appropriate advice...

Answer:
You call for to read some books, hun. If you want to get into concrete estate investing, Trump has several books out. For a polite start on entrepreneurial thinking, try Rich Dad, Poor Dad by Keyowsaki. It reads approaching a story but gets you thinking.
you could work from home, see my profile.




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