Finance & Business Question and Answers

Ever used a Private Investigator?


Question:
I am looking to hire a PI to find skeletons for a custody suit.

1. What expenses am I looking at? I can't even ballpark what a PI costs!

2. What kinds of information should I ask for? I know money seem to disappear despite amounts of child support being salaried (I suspect gambling, drugs or some other issue)- can a PI look into finances?

Thank you contained by advance!

Answer:
They're expensive, my brother does it for a living. He charges similar to 50 plus an hour plus you have to payment for gas/food. You give a description of what you think going on, a schedule and a timeline and he get down and dirty.




How can I hang on to my focus?


Question:
I just started college again. I am working full time and I want to make sure I preserve on track with both. Any design?

Answer:
Get plenty of rest when you can.... don't overwhelm yourself with university work. take it one assignment at a time. it isn't other smart to read far ahead... you can get confused well. Don't be afraid to ask your teacher for oblige...as well as other students. don't forget to seize exercise and eat okay. If your body isn't happy... or is sick... you won't be capable of concentrate on school or work.




I hold a Bond....?


Question:
For $1000 from 1846. The bank is no longer exists, The Bank of The United States. Could this be worth money?? How do I find out??

http://en.wikipedia.org/wiki/first_bank_...

Answer:
May I guess that the serial number of your bond is 8894?
If so, it is probably the most widely copied banknote surrounded by recent history. Hundreds of thousands of these were distributed on simulated parchment contained by the 1960s. I see several of them a month, always near the serial number 8894. Please see the link below for more info.
If your item is something else, afterwards you may have something worthwhile.




Bank charges!?


Question:
i have sent a missive and a cheque to my bank requesting my statements for days gone by 6 years the cashed the cheque on the 20th april, but i still have not hear from them, do u think i should write to cranium office or call for them advice pls

Answer:
The guard have 40 days from the date they received the dispatch requesting your bank charges or alternatively statements for the closing 6 years. You should have sent the communication recorded transference so that you can track it using the Royal Mail website, so you know the exact day it arrived. The 40 hours of daylight deadline starts from that date, and includes weekends, its not 40 working days.

In some cases now, it get to 40 days and you still haven't got the information you asked for. This can be an oversight on the bank part as they are so busy in a minute with culture claiming their charges back, but they don't hand over you any grace if you go overdrawn, so you shouldn't tolerate them get away next to it either. In other cases its a intended delaying tactic.

I hold a letter on my site below which if you still haven't received your information after 40 days you can convey to the bank. This give them 7 more days to send you the information (so you can show you are human being reasonable beforehand you make an administrator complaint). In my own case, and a little other cases the letter have done the trick, and they send out the info. If it doesn't work however, my site also have a detailed guide to complaining to the Information Commissioner who over sees the Data Protection Act and will no force the guard to comply and send you your info.

All this information is imaginative to the site.

You don't mention in your sound out how long its been, but if they cashed the cheque (which is extremely unusual!) on the 20th April, it still sounds like they own a while yet.

There is no necessitate to write, they are getting closer and closer to the deadline now, as more and more populace claim their charges back. I know its frustrating waiting for them, but you inevitability to give them the full time.

DO NOT phone the hill, at any stage of the process. If you do they can tell you that they will do something for you, you continue for it to be done, and then at the wind up of the deadline you find they`ve done nothing, and its dried up the time. You have no comeback, as theres no evidence to prove they said they`d do something for you. ALWAYS put everything contained by writing, so you have evidence for if the travel case comes to court. Although it sounds like it will drag things out, it can in fact make the process quicker, as you are not kept waiting on false promises!

On resourcefully as the guides above on the site, we have detailed guides to respectively step of the claims process, along with template correspondence and spreadsheets you can put your details into and send to the mound, making it easy to generate a claim. We also have forums for one to one warning, and the latest wall charge news and developements. Again, extremely rare to the site we have a detailed guide to file a claim in court online, using the Money Claim Online website run by the UK Court Service.

The site is completely free to use!
Six years? You stipulation to give them some time to deliver. Call and ask when you can expect to see your history.
Write to them again! They're quick plenty to write to you!
Is this so that you can claim Bank charges back?
You can other send them a dispatch advising that if you do not own a satisfactory response inwardly 8 weeks you will take them to the Financial Ombudsman Services.
yeah u should write to the go before office and express your disapointment. they do pinch advantage!
threaten to pinch them to court, they wont take it futher because they know they cant win because the charges are contained by exsess of the thing u did, they should merely really charge lb2 for administration, this is y they dont beckon it a fine but a fee, which is crap cos thats exactly what it is.
My sister did this and it did transport awhile Hun you need to lurk some more i don't think it will hurt to ring tho!!
Call them. Find out what is going on and why it is taking so long. Everything is electronic and it should not appropriate that long to get you copies.
you can veiw your statments on splash but only stir back 6months near my bank yours may differ




Which ones are credits and which ones are debit?


Question:
k. Collected $7,200 cash contained by partial payment from the client described surrounded by transaction g.
l. Paid $1,500 cash for wages to a drafting assistant.
m. Paid $2,250 lolly to settle the account payable created surrounded by transaction h.
n. Paid $675 cash for minor repairs to the drafting equipment.
o. Shelton withdraw $9,360 cash for personal use.
p. Paid $1,500 change for wages to a drafting assistant.
q. Paid $3,000 cash for advertisement in the local tabloid during June.

Answer:
Debit cash 7,200
Credit accounts receivable 7,200

Debit wage/salary expense 1,500
Credit lolly 1,500

Debit accounts payable 2,250
Credit cash 2,250

Debit repair and repairs expense 675
Credit cash 675

Debit equity 9,360
Credit lolly 9,360

Debit wage/salary expense 1,500
Credit cash 1,500

Debit promotion expense 3,000
Credit cash 3,000

A piece of warning: It will help you numeral these out yourself if you remember that when you get dosh, it's a debit to cash and when you spend change, it's a credit to cash. Start next to the cash partially of a journal entry (when currency is involved), and then do the other side of the entry.
What is this your 10th position Accounting homework.

If you collect money its a credit, if you pay money is a debt - within most coases. Think if you have $100 surrounded by your account and you write a check for a compact disc for $15 you account will be debted $15, if you find out that the compact disc is broken and take it subsidise the store will owe you a credit of $15.
credits are monies coming in (received, collected, etc)
debit are monies going out (paid, owe, etc)

You can figure it out from in that...since this is obviously homework.




Where can I find a chart tracking the dollar vs. the euro?


Question:
I'm looking for an online chart tracking the value of the dollar vs. the helpfulness of the euro. Can someone help? Thanks!

Answer:
Go to Yahoo and select the Finance portion. In the bar at the departed, you will see an item called currency. There, you can compare any number of currencies over a long history.
Try this: http://www.oanda.com/convert/fxhistory...
(includes historical rates fairly than just point-in-time merit.)




How does a business carry adjectives the address for a pernickety fastener code to e-mail coupons to?


Question:
Is there an inexpensive opening of getting all address in one closure code and doing ht emailings yourself? Or is there any companies that you know of that do this for you?

Answer:
If you really want to do this, a appropriate relatively inexpensive choice for purchasing mailing list is InfoUSA ( http://www.infousa.com/ ).

For consumers, search the consumer database, consequently do a select by zip code. You can draw from all address in the closure code, or do further demographic selects such as household income, home ownership status and home helpfulness, and many others. (The more select you use, the more expensive the list.) You can also voice whether you want only one front per valid address.

Then it will run a search for you and tolerate you know how many documentation it can retrieve and how much they will cost you. It’s typically a sliding scale base on volume.

The search and the quote is free. You can purchase lead with a credit card or if you're a massive enough business, set up an vindication.

For example, my zip code have 2,943 addresses within it, and you can buy a list of those address, with a contact identify, for about $325.

If you want to do a postcard mail, and have a service knob the entire thing for you, here are several services available--though they are not exactly inexpensive.

One that partners next to infoUSA is AmazingMail (http://www.amazingmail.com/). You can design your postcard online, buy your mailing register, and they will print and mail your cards.

Another way out is through the US Postal Service's NetPost program (http://www.usps.com/netpost/) --you need to buy your own roll and upload it, but you can use the service to print and mail a wide open variety of medium (post cards, flyers, newsletters, etc.) at very average prices.
i believe the privacy act made that unauthorized....thank god




Which ones are credits and which ones are debit?


Question:
a. Shania Shelton, the owner, invested $105,000 cash, organization equipment with a appeal of $6,000, and $45,000 of drafting equipment to launch the business.
b. Purchased land worth $54,000 for an department by paying $5,400 cash and signing a long-term information payable for $48,600.
c. Purchased a portable building with $75,000 lolly and moved it onto the land acquire in b.
d. Paid $6,000 brass for the premium on an 18-month insurance policy.
e. Completed and delivered a set of plans for a client and collected $5,700 change.
f. Purchased $22,500 of additional drafting equipment by paying $10,500 currency and signing a long term information payable for $12,000.
g. Completed $12,000 of engineering services for a client. This amount is to be received in 30 days.
h. Purchased $2,250 of added office equipment on credit.
i. Completed engineering services for $18,000 on credit.
j. Received a bill for rent of equipment that be used on a recently completed post. The $1,200 rent must be paid in 30 days.

Answer:
a. dr cash 105K, cr equity 105K
dr equipment 51K, cr bread 51K

B. dr land $54K
cr change 5400
cr note payable 48.6K

C dr buildings 75K
cr dosh 75K

D dr Prepaid expenses 6K
cr cash 6K

E Dr change 5.7K
cr Sales 5.7K

F Dr Equipment $22.5K
Cr Cash 10.5K
Cr Note Payable 12K

G Dr Accounts receivable $12K
Cr Sales $12K

H Dr Equipment $2,250
Cr AP or Notes Payable $2,250

I. Dr Accounts receivable $18K
Cr Sales $18K

J. Dr Rental Expense $1200
Cr AP $1200




Who do I contact to....?


Question:
report violations contained by credit or debt collections?
For example, SEC controls financial trades, FCC controls radio and television....

Who do I contact to report informal debt collection practices?

Verizon phone uses AFNI to collect debts and I just very soon found out I'm in debt $300 to em from seven years ago?!?. I did a G00GLE scrabble on "Verizon AFNI" and found many ancestors reporting it as a rip off double billing or not even their responsibility. I want to know who the reporting agency is so I can use it as a velvet hammer to acquire to the bottom of the situation.
Thanks!

Answer:
Your State Attorney General's office would be the first place to start. The Federal Trade Commission, FTC, enforce the FDCPA but it is unlikely they will do much to help you. Check your state for other state agencies and look online for class goings-on lawsuits.

Good luck.
Yeah I agree with the first poster.
Contact the BBB surrounded by the city nearest you. They will have the numbers to capture you to the right agencies and to the bottom of the situation.




I call for to prepare common monthly entries for my accounting class as very well as an terminate of month trial harmonize.?


Question:
What I am having trouble beside is distinguishing between credits and debits. Is near some sort of program I can dowload that might help me next to this. And where

Answer:
I don't know of a program, but here are a few tips:

A debit increases assets and expenses
A credit increases liability, equity, and revenue

Anytime you get brass, you debit cash and credit the balance (usually accounts receivable or sales)

Anytime you spend cash, you credit dosh and debit the offset (usually accounts payable, an expense commentary, a fixed asset, or inventory)

Anytime you sell something, you credit sale and debit the offset (usually currency or accounts receivable)

Anytime you buy something, you debit an expense or an asset and credit the offset (usually change or accounts payable)

When preparing journal entries, start next to the easiest side of the entry -- figure out whether it is a debit or a credit -- and later figure out the other side of the entry.

The trial symmetry is just a encyclopaedia of all your accounts and their balance at the end of the month. You newly take your formation balances, adjust them by the amounts of your magazine entries, and you'll have your closing moments balances.




I hold a short time ago brokered a remarkably big business operate what is the standard commission?


Question:


Answer:
Several ways to look at this question. If you didn't own an agreed upon amount prior to the deal, you may be at the mercy of the buy/seller as to how much you are entitled.

If it be a real estate base transaction, and you are legally licensed within your state, I would imagine the commission would stock from 2-5% of the sale price, possibly a point of two higher.

If it be a stock/security type transaction, I would think that 5% confer or take a point or two, might be equitable.

Hope this help and good luck
I don't meditate that there is a standard, I would enjoy expected you to have your commission built within or agreed upon in mortgage of finishing the deal..

Good Luck!
It is subject to negotiation. There is no standard per se. Also 'very big' covers like mad of territory. Was it for $50 Million or $50 Billion? For the latter, the percentage is going to be much smaller quantity.




Trouble next to a bag i ordered offline?? Says that my information be incorrect?? What do I do??


Question:
I ordered stuff off of oldnavy.com and it's be a while so i went online to track my demand and it said that it should of arrived but the information was invalid or something. I reflect on it might be b/c i typed Ln in my address instead of Lane. Would this screw it up? Who should i send for to talk to?? It said that UPS sent a postcard to me to verify info or something similar to that?? How do I conact UPS or should i call the postoffice it's at?

Answer:
Go over the info you sent to Oldnavy.com and revise it, I don`t know change the Ln to Lane instead. If the address be invalid, the package will be sent hindmost to old convoy and you still have a coincidence to get it. If that doesn't work...sorry, dunno.
I hope you receive the package!




Quick give somebody the third degree within MATH! multiple choice?


Question:
A boat travels 30 miles upstream in 4 hours. The trip downstream take 2.5 hours. Find the rate of the boat in still hose.
12 mph
10 mph
9.75 mph
7.5 mph

Answer:
9.75

7.5 Upstream
12 Downstream

9.75 is Average, with no force on any end.
12 mph ?
not 100% but i would right to be heard 7.5 mph
12
Answer: 12mph

Working: The distance to travel is 30 miles, as indicated in the cross-question. Since the trip takes 2.5hours, you simply divide 30 miles by 2.5 hours, which become 12 mph.
You are looking at 30 miles in 240 minutes thats 8 mph. and 30 miles surrounded by 150 minutes so the answer should be 12 mpr or about it does not voice anything about current speed of the stream or river. 12 x 2.5 = 30
30 miles = 4 hours upstream = 7.5 mph
30 miles = 2.5 hrs downstram=12 mph

difference = 4.5 mph/2 = 2.25 average force of stream
mid point between 7.5 and 12 = 9.75
9.75 mph

Explanation:
This is a tricky press because you are not given the current, which obviously slows the boat on the first leg and speeds it up on the second. The knob here is that the current is a constant (if it weren't, we could not solve the problem). It is measured in miles per hour and on the upstream trip it affects the boat for 4 hours, but on the downstream trip, with the sole purpose for 2.5 hours. So the current actually have more effect on the first part of the trip than the second. That's why you cannot simply average the trip (the boat covered 60 miles - 30 plus 30 - within 6.5 hours - 4 plus 2.5)

Here's how I solved it:
let x = the speed of the boat within still water
permit y = the speed of the current

4(x-y)=30 4 hours of boat speed minus current is 30 miles
2.5(x+y)=30 2.5 hours boat speed plus current is 30 miles

using the first equation, solve for y in lingo of x.
4(x-y)=30
4x-4y=30
-4y=30-4x
y=x-7.5

now insert the tentative description of y into the second equation
2.5(x+y)=30
becomes
2.5(x+x-7.5)=30

very soon solve for x
2.5(x+x-7.5)=30
2.5(2x-7.5)=30
5x-18.75=30
5x=48.75
x=9.75

The speed of the boat in still dampen is 9.75 mph




HELP!! Government Grants??


Question:
Ok, I need help out starting a new business. I own done my search of at home business opportunity and now I hold realized that surrounded by order to breed more money I have to enjoy the money to spend. Which I do not!! So, here is my question.....I am wondering if in attendance is a site or contact info. of where I can find ACTUALLY FREE Government Grants? Every where on earth I look all I see is free trials when you bequeath them ur CC info or a one time fee of jus $39.95. Well I dont want to wage to find grants or near applications. I am a low income family and dont enjoy the extra $$ to spend on stuff like that and I want to get more money but cant find the right employment opportunity to do so.

So if anyone has any serious answers to where on earth I can get information on REAL senate grants I would greatly appriciate it! Thank you especially much!

Answer:
The ones that ask for your money are SCAMs -- and those that claim that they can get you a forfeit for whatever purpose you want such as starting a business or paying bills are peddle LIES

It is hard to find grant to start a business. Unlike the myths that some perpetuate, federal rule and even private foundations hardly furnish grant money for a for-profit business.

Nonetheless, you can step to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal system to provide transparency and information on grants. Browse through the listings and see if you can find any forfeit that would support a for-profit venture.


Even SBA does NOT donate out grants. From the SBA website http://www.sba.gov/mostrequesteditems/co...

"The U.S. Small Business Administration does not bestow grants to start or expand small businesses, although it does proposition a wide hotchpotch of loan programs. (See http://www.sba.gov/financing for more information) While SBA does offer some give up programs, these are generally designed to expand and enhance organization that provide small business management, systematic, or financial assistance. These grants mostly support non-profit organizations, intermediary lend institutions, and state and local governments."

Here is a book of federal grants for small businesses. See if nearby is any available for individuals for starting a business -- THERE'S NONE.
http://12.46.245.173/pls/portal30/catalo...

Most of the federal grants are given to specific target groups near specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program

Grants are also often given to non profit groups or organization involved in training or other similar happenings (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
The Catalog of Federal Domestic Assistance lists adjectives government grant available. It will take some work, but you may be capable of find something to apply for.

http://12.46.245.173/cfda/cfda.html...
Start very small and maintain your other job until you build satisfactory credit for a SBA loan.

Your chances will be much better that road.

Why should my tax money product you rich?

Peace!
I have some books that might back you out, The books are filled near tons of information on how to obtain Grants. Please email me at yoauctionco@yahoo.com and I will grant you my telephone number.




Can't gas companys factor surrounded by coppers overs?


Question:
Why can't Gasoline companys factor in the cost of shifting their refinery's from winter fuel to summer fuels that have smaller number air polluants? Surely they must someone contained by their Budget department who can factor the cost in over the course of a year.

Answer:
They should be capable of...but they wont...and probably for the same common sense why 14 years ago when gas was at $60 a barrell it just cost us $1.50 a gallon, and now that it is subsidise at $60 a barrell it costs us $3.30 a gallon! I dont get it! Shouldnt we be paying $1.50 a gallon again?

It's adjectives about sucking money out of strong working people so they can sit on their big butts intake caviar and drinking $400 bottles of champaign.
Competition dictates a no they can't
If we don't buy that excuse, they will think of another. The truth is it's supply and constraint. People travel in the summer, so the price go up.
-MM
Theyre not allowed to.




More Questions and Answers ... 514 - 2049 - 1147 - 1841 - 369 - 1637 - 763 - 1082 - 2719 - 732 - 595 - 1955 - 299 - 2592 - 2529 - 2567 - 4 - 1427 - 1217 - 975 - 511 - 1195 - 2436 - 2162 - 2093 -

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com