Finance & Business Question and Answers

Petrol $1.36 per litre (qld) today?


Question:
The price of petrol at Woolworths was $1.36 er litre today at Woolworths (Samford Rd Mitchelton) , next to Qld state governments 8c subsidiary, tat make its $1.44 per litre, why has it gone up so much on Anzac hours of daylight?

Answer:
gasoline 89octane: $2.89/gallon yesterday.

I guess high fuel prices are worldwide. :(




Candles!?


Question:
Has anyone ever visited candlesbyalexandria.com on string store if so will you view it and endow with me a birds eye point of view ,and is here anything professionally you would share with me on how to kind it better?

Answer:
NO... I will ignore your sneaky attempt to lay it on thick on a site that explicitly ask you not to. Shows you have no integrity at adjectives, doesn't it?!


S P A M




The hawker is offering Seller Financing ? Is this an control for me the buyer ?


Question:
The seller is offering Seller Financing ? Is this an help for me the buyer ? Is 9% a good interest rate ?

Answer:
The help of the Seller carrying your note is that you do not hold to qualify for a mortgage, which is a pain and can cost you some change out of pocket. 9% is not anything that I would be excited over at adjectives, lower rates are available. Interest rates are one factor... the bigger concern is the type of interest rate, i.e. does it vary or is it fixed, what are the jargon of the debt instrument he is offering you... lots of questions requirement to be addressed within a major purchase similar to this... just thoughts, suitable luck
9 % is a high rate if you own a decent down clearing, good credit, and a reliable chore that pays well. Rates depend on down the financing, too. Right now fixed mortgages within the East are about 6% for a 30 year mortgage.

The buyers who benefit most from retailer financing are those who have a poor work story, credit card delinquencies, bankruptcies, etc. It can benefit buyers who enjoy a short work history and little established credit. BTW, no seller is going to transport a huge risk on someone who has a poor history of paying their debts. The trader stands to lose too much money.

If your credit and job history are stable, return with a mortgage through the bank. You will obtain a better rate.




Information System?


Question:
How might an automobile company use a management information system to curtail its costs and better serve its customers? Explain the various types of input background the system might use, and describe what types of output reports managers would find adjectives.

Answer:
one very celebrated thing is reducing time - for sale, procurement, recording correct notes of all transactions specially for the change in no. of materials that are coming contained by or going out of the system or are exchanged between departments.
the other thing is controling financial transactions. controling the checks, preventing mistakes, checking discrepancies and thus preventing loss (= gain)
you can be informed of what you want in the company contained by the proper time and not too late. you can plan your company's production and adjectives resources that are needed including human resources, and this way you can have power over time in a proper demeanour so time, people and substance can be well planned, execution of the plan will also seize easier, and the management will know much more more or less what is being done surrounded by the company. even before production is completed you can forecast the sapce for putting them (warehouses). you can verbs your budget on the basis of end few years of the company's sales and flea market needs. by using an IS you can check the expenses for respectively department with the source and see where you enjoy money leakage. an IS help a lot contained by all areas to hide away time and resources (saving money and time. )




Budget Tips? Does any one hold a budget down overflowing?


Question:
I need some proposal on how to keep a budget I brand about $1,500 a month and am supporting a inherited of 4 with 2 contained by diapers and my rent is $690 a month. No matter what I do it seem like I'm other broke. Shopping is what gets me..it can be the precinct or even walmart and I always wind up up spending too much..I get remunerated on Fridays and am usually broke by Monday, does anyone have any tips for me?

Answer:
That's sturdy because it is a tight budget. You have to integer about $50 dollars a week per entity for food, plus diapers for the little ones. After that comes the bills - telephone, electric, etc. That can join another couple hundred easy.

rent ($700)
food & diapers ($300)
bills ($200)
That's already 1,200 and not even included things approaching gas, car insurance and who know what else? The best thing to do is to wish how much you are willing to pay envelope a month for each item and STICKING TO IT!
Keep a log of your expenses and simply buy what's needed. With a young domestic you should make sure the historic bills are paid ie... rent, food and direct needs. The rest will pilfer care of it self. Allow people to help.
Don't forget to PRAY!!
I don't have a sneaking suspicion that budgeting is your problem given a family of 4 on your income. You entail to get a better undertaking and make more money. I assume you solitary work 8 hours a day. That give you another 8 hours to get new training to upgrade your skills and better yet, IT WON'T COST YOU since your income is so low you will qualify for grant and financial aid. In fact, the aid you receive will give support to with your financial situation. A win-win for you. Check into http://www.fafsa.us/index.htm .

This is the rule site that will help you catch going.

The only article is BE SERIOUS and dedicated. Think positively, and as we read aloud in the country "Get'r Done".




Dont Buy Gas on May 15th National Gas Day?


Question:
On May15th Dont buy Gas . Gas Companies will drop there prices by 20 to 30 cents a gallon for the lost of revenues. This be done in the 90's beside success. So what you read out fellow Americans let's lower the price of gas.

Answer:
I'd say let's shift for it!
When in the 90's? This "legend" seem to crop up every so often. I never evoke oil companies lowering the cost at any point resulting from a consumer revolt/protest.
How plentiful times are we going to see this ridiculous statement. NOT BUYING GAS FOR ONE DAY WILL NOT LOWER THE PRICE OF GASOLINE. If you want to lower the price of gasoline, try not driving for one day. Drive smaller amount every day. Trade contained by your gas guzzling SUV for a hybrid car. Ride your bicycle for short trips or embezzle public transportation.
What lost revenue? You're not changing the constraint for gas, you're simply decreasing demand on the 15th while increasing it the 14th or 16th. The "gas out" won't come about now and didn't occur in the 90's.

First rotten, for arguments sake, let's just speak that everyone fills up their motor an average of once a week. So every 7 days the entire country gets gas. Therefore, on average, 6/7 of the ancestors WON'T need to get hold of gas on the 15th anyway - so "participating" would be a non-issue for them.

The 1/7 of the population that would normally involve to fill up on the 15th will simply any get gas on the 14th or dawdle until the 16th. The total amount of gas consumed during the week will not change significantly.

Check out snopes for more info: http://www.snopes.com/politics/gasoline/...
I agree!! Don't pump gas on may 15th

In April 1997, nearby was a "gas out" conducted countrywide in protest of gas prices. Gasoline prices dropped 30 cents a gallon overnight.

On May 15th 2007, adjectives internet users are to not go to a gas station contained by protest of high gas prices. Gas is immediately over $3.00 a gallon in most places.

There are 73,000,000+ American member currently on the internet network, and the average coup¨¦ takes roughly 30 to 50 dollars to fill up.

If adjectives users did not go to the pump on the 15th, it would pinch $2,292,000,000.00 (that's almost 3 BILLION) out of the oil companies pockets for a moment ago one day, so please do not dance to the gas station on May 15th and let's try to put a dent in the Middle Eastern grease industry for at least sometime.

If you agree (which I can't see why you wouldn't) resend this to all your contact document. With it saying, "Don't pump gas on May 15th"
Yes, and while you're at it STAY HOME MEMORIAL DAY WEEKEND! This call for not using EXTRA fuel/money for holiday travel and this WILL make an impact on grease co. projected profits for the holiday weekend and the tax the gov't make on sales. This is step 1...step 2 is commence researching how to get alternatives into use contained by your community, such as E100 (100% ethanol), and biodiesel. Only the American people themselves will clear the difference, so here is your opportunity. STAY HOME MEMORIAL DAY WEEKEND and send the message that we are tired of person taken advantage of.




Are these rent to own stores usually cheaper path to buy things similar to furniture and appliances?


Question:


Answer:
Rent to own stores take authority of people beside bad credit who can't afford to remuneration cash for their purchase. If you of late save anything amount you'd be them paying weekly or monthly, you'd have ample money to buy whatever it is outright surrounded by a very short interval of time.

If you need the purchase hastily (say your refrigerator broke and you need a current one), see about buying a used one to use temporarily. Then let go for a new one.

If the purchase is not a necessity (say you want a alien TV), then merely save your money and buy it outright for change in a few months.

Do NOT acquire sucked in to the rent to own trap.
Some culture use the Rent to Own places b/c they have fruitless credit or don't have the lolly to pay for furniture outright.
It might come across cheaper up front, just discharge a bit each month, but once you attach it up it is more expensive over the long run. But better than having no furniture!
Rent to Own places are the style to go if you hold bad credit, or you don't want to free up the money for an item and then engender the purchase. It is convenient, but it costs you 2-3 times more in the long run.




How do you trademark money? You. Not how do I be paid money.?


Question:
Hey you! Ya im asking this question to you right in attendance. How do you make money? Are you broke? Do you hold a minimum wage job? Do you put up for sale 30 story buildings? Whats your secret on making money?

Answer:
I am employed within a full-time job. I also operate a small business on the side. I try to hide away about 10% of respectively paycheck in a high-yield stash account. I try to be frugal. I try to hold something left over at the wrapping up of the pay length.
I got an accounting level. I am now an accountant.
I be in motion to work and work 40 hours a week to help support the millions on welfare by paying taxes, while I struggle by....
Try this site out, do surveys and receive money, simple as that:

http://www.cashlagoon.com/?ref=9493...




Can someone on income support apply and go and get a morgage?


Question:
i know a single lady who would approaching to buy a house but as she has kids and can not work at the mo is on income support can she aply and achieve a morgage?

Answer:
Yes she can! There is alot of wk involved in it ie how long she have been recieving benefits etc.. However its unlikely she will know how to afford a home or the mtg repayments on benefits alone.

Tell her to go to her local estate agents (they as a rule have a free mtg advisor) and grasp them to do an agreement in principle.

They will know how to tell her adjectives the ins & outs of mtgs & who her best bets are for lending!
Of course she can apply - whether she get it is another matter
She probably desires to apply for Housing Assistance. Some states offer low mortgage rates to low income family receiving assistance. Some states i.e. called HUD.
She may hold a hard time getting anything, but it is worth a shot!
Of course she can apply, but she is importantly unlikely to have sufficient income to be granted a Mortgage contained by her own ritght.

Most likely she will have need of some-one (eg. a partner, Parent, sibling) who can act as a 'Guarantor'
i know relatives who have never worked and still get a mortgage on their council house
In Scotland no, as she has no income and the DSS wont compensate for it - how could she afford a mortgage?
I would think it unlikely.The amount of income received from income support and benefits are unlikely to be enough to support a mortgage.Not unless some other income or assets are forthcoming.




How do i budge going on for claiming my ridge charges fund?


Question:


Answer:
http://www.bankcharges.info/
www.penaltycharges.co.uk

Absolutely brilliant - step by step guide, im still waiting for my bank to come pay for with an grant!!

Fingers crossed and good luck xx
if you hold a look at GMTV website there is a intermingle to the financial man who does all that considerate of stuff

He has adjectives the tips and templates of post..

good luck
Go speak to the branch representative.
You can claim back your charges from the concluding 6 years and the procedure is:

1) Write to the bank and ask them for a copy of your charges for the concluding 6 years, or alternatively a set of statements for the same term. You do this by making a "Subject Access Request" under the Data Protection Act, enclose a cheque for lb10 made out to the bank. This by pass the banks middle-of-the-road charges for statements which is normal a sizeable amount for 6 years worth. The bank enjoy 40 days to send you the information.

2) Write to the bank asking them to repayment your charges, giving them 14 days to reply, attaching a "Schedule of Charges" (a list of the charges you are claiming for).

3) Send the dune a "Letter before Action" giving the edge one last providence to refund your charges back you take court goings-on. They have 14 days to reply.

4) File a claim online using the Money Claim Online pattern site run by the UK Court Service. The claim is served on the bank 5 days after its submitted. The wall has 14 days to acknowledge the claim. If they don't you can request a "Judgement by Default" and you win the skin, and get your charges, statutory interest at 8%, and your court fees.

If they do acknowledge the claim, they next have 14 days to submit a fortification (making 28 days in total from the date the claim be served). If they don't then you can again request a "Judgement by Default", and procure back your charges, interest and court fees as above.

If they record a defence, next you and the bank return with an "Allocation Questionnaire" to fill contained by. Some judges dismiss the overnight case at this stage, as the bank can't win, so again you win. If this doesn't surface, a hearing date is allocated. The sandbank will either stern out before the audible range, or won't turn up in court. Again you win the overnight case and get your charges, interest and fees.

Follow the correct procedures and you will get hold of your charges back! Its critical to send adjectives letters to the mound and courts by recorded confinement, so you can prove they were received, and more importantly when they be received (which you can find from the tracking section of the Royal Mail net site).

Also make sure that you dispatch all parcels to the banks team leader office, and not your local branch. Don't phone the edge either, as this can snag things and you have no proof of whats be said.

Have a look at my site below which has detailed step by step guides to the integral process of claiming your charges back. It also have template letters you can put your details into and convey to the bank, and forums for one to one proposal. We also have a guide to file your claim in court online, which is peerless to the site.

Claiming your charges back is straightforward, and using the guides on my site you can get 100% of your charges fund, plus 8% interest on top if the case go to court (which it almost certainly will do). Don't be put sour by the thought of going to court though, the banks will settle past the hearing, or won't turn up.

The site is completely free to us
Ask your hill for the bank statements over the finishing 6 years. Go to www.penaltycharges.co.uk they have a template of a communiqué, They also have a spreadsheet for you to work out the interest. Include that to your charges contained by the letter. Send bad to bank..Wait for roughly speaking 4 weeks and it will be in your edge!!
by talking to ur mound .....if its not been so long...usually i reason even banks own the time period surrounded by which u have to claim any charges
basically call them and dispute the charges. They will transport you a dispute form or you can go in attendance and fill one out and they will investigate to variety sure if you should really be charged the amount.
go to the moneysaver website they even enjoy a form already made for u
Actually asking a question...

Do they hold something like that program surrounded by the states??

Would be so appreciative to find out!




Claiming wall charges fund, is it worth it to claim support lb100?


Question:
the money would be handy but is it more costly and hassle than lb100

I have be charged 100 over the years is it worth persuing??

Answer:
I would say it is worth persuing, as lb100 is not a small amount of money. There may also be other charges contained by the last 6 years, which you may not recall.

If the case go to court, which it is most likely to (although it won't return with to the hearing stage, or the guard won't turn up to the hearing), then you carry 8% statutory interest on top.

You can claim back your charges from the concluding 6 years and the procedure is:

1) Write to the bank and ask them for a copy of your charges for the concluding 6 years, or alternatively a set of statements for the same time of year. You do this by making a "Subject Access Request" under the Data Protection Act, enclose a cheque for lb10 made out to the bank. This by pass the banks everyday charges for statements which is normal a massive amount for 6 years worth. The bank hold 40 days to send you the notes.

2) Write to the bank asking them to return your charges, giving them 14 days to reply, attaching a "Schedule of Charges" (a list of the charges you are claiming for).

3) Send the dune a "Letter before Action" giving the edge one last karma to refund your charges in the past you take court goings-on. They have 14 days to reply.

4) File a claim online using the Money Claim Online trellis site run by the UK Court Service. The claim is served on the bank 5 days after its submitted. The sandbank has 14 days to acknowledge the claim. If they don't you can request a "Judgement by Default" and you win the travel case, and get your charges, statutory interest at 8%, and your court fees.

If they do acknowledge the claim, they after have 14 days to submit a safeguard (making 28 days in total from the date the claim be served). If they don't then you can again request a "Judgement by Default", and bring back your charges, interest and court fees as above.

If they folder a defence, afterwards you and the bank take an "Allocation Questionnaire" to fill surrounded by. Some judges dismiss the casing at this stage, as the bank can't win, so again you win. If this doesn't develop, a hearing date is allocated. The guard will either spinal column out before the audible range, or won't turn up in court. Again you win the satchel and get your charges, interest and fees.

Follow the correct procedures and you will obtain your charges back! Its historic to send adjectives letters to the dune and courts by recorded assignment, so you can prove they were received, and more importantly when they be received (which you can find from the tracking section of the Royal Mail trellis site).

Also make sure that you dispatch all parcels to the banks chief office, and not your local branch. Don't phone the mound either, as this can rescheduling things and you have no proof of whats be said.

Have a look at my site below which has detailed step by step guides to the intact process of claiming your charges back. It also have template letters you can put your details into and convey to the bank, and forums for one to one suggestion. We also have a guide to file your claim in court online, which is novel to the site.

Claiming your charges back is effortless, and using the guides on my site you can get 100% of your charges put money on, plus 8% interest on top if the case go to court (which it almost certainly will do). Don't be put sour by the thought of going to court though, the banks will settle in the past the hearing, or won't turn up.

The site is completely free to use!
Definitely worth pursuing. It doesn't cost anything to claim the money rear legs.
depends if the principle of being overcharged get to you. if your happy near leaving it next do so.
Doubt they would hand it rear just approaching that. Even if they do they often close your tale so if you can you should open a stash account elsewhere, consequently, as it costs you nothing persue it.
The costs of a couple of stamps and an hour of your time? The lb100 is better surrounded by your pocket than in theirs, claim it rear.
you can claim it back but you hold to do it soon as it will all be shifting , you have to retribution to do it but when you claim you put the court costs on top of what they owe you so you receive it all posterior and it don't take much time you purely fill the form out on-line discharge and then you receive a cheque contained by the post about 4-6 weeks latter
Deffinitely, it's your money!! You can claim back interest as capably! I recently get charged lb50 for going lb1.87 into the red, how does that work?
Go for it get YOUR money hindmost!!
Of course it is, it is your money after all, and unless you are markedly rich I think lb100 would come contained by handy to a lot of us. I don't come up with it should cost anything to claim back the money and should be hassle free.
Hell yes definatly, As a student i would shift to great lengths to pursue this.. As that amount is partly of one my pert time job wages.. You've read it surrounded by the papers that angry Customers are winning the disagree to winning subsidise these over priced charges.. so i think you should follow suite, turn forth and claim back.
as you would expect it is, it is your money!
One thing to survey out for. I seem to remember nearby was a story in the order of Alliance and Leicester (I think), who, when people claimed vertebrae bank charges they remunerated up and then shut down their accounts as a sort of retribution.
Yes - but your MUST show you are determined ... use template post from below and stick to the timescale ...

DO NOT play their game of deferral delay deferral .. they will 'loose' your letters & paperwork. They will ask meaningless and pointless question. They will demand innovative paperwork you don't have (because they lost it) and try to relay you that replacement statements are charged 'at lb5 per page' and they have no prerequisite to provide duplicates.. Thye will tell you they are 'processing your case' and that 'there is a back-log' and that 'if singular you are patient', 'you will be paid subsequent month' (yeah - just similar to 'free beer tomorrow' == 'next month' never comes)

They are hoping you will just grant up and go away.

Stick approaching glue to the timescale - DON'T capture diverted into playing their "questions & answer" hobby ...everything they do will be to attempt to avoid you going to court ..


Just stick to the process all the approach to court .. in lots cases Banks have responded to Court notice saying they will look after the case ... and later try to tell you it will cost you thousands within Solicitors fees in an shot to get you to drop the overnight case ... not true .... they may take it right up to the deadline, maybe even to the point of sending some-one with change to pay you past its sell-by date just previously the case is due to be held ...




Where can i buy ornaments at a moral wholesale price to resell?


Question:


Answer:
Hi Dodi,

your best bet would be to check out:

http://www.usefulresources.info/wholesal...

They are not only top rate but also provide 100s of wholesale providers for every niche and category. A heaven for wholesale supplies and dropshippers as okay.

Hope that helps!

Best wishes
Jenna
www.bidz.com
Don't whip this as a certainty but in that is a company called Kingsley Ryan I used to drive olden who do body jewellry. They are in Foulridge, Colne, Lancashire.
sooooooooo cheap surrounded by the philippines.. i did it as a small business now also
Depending on your location you can find some great deal at seizure auctions.

Police fit auctions can also have some flawless deals.
Appealing, superb, colorful, glass/stone/metal work. I purchased earrings, a cell phone charm, and necklaces. I know she does ID tag holders for work. Great prices. Quick work. Friendly, fun, crafter. Send her an e-mail.
Her cross is Melissa.
DeckersDazzlingD@aol.com

Take care,
Jen
I own bought from www.sunshinejewelry.com or www.bradshawwholesale.com
From salehoo, they have really cheap jewelry wholesalers . http://salehoo-jewelry.deals-guide.com/...
Hope this help




What is a 1922 US$1 coin worth today? (Hopefully more than US$1)?


Question:


Answer:
It's definitely worth more than a dollar. Your dollar coin dated 1922 is more commonly referred to as the Peace Dollar among hobbyists. It contains 0.7736 troy ounce of pure silver, next to the bullion value alone already exceeding $10. But the coin is not worth the silver alone. It have been widely collected among hobbyists and have a numismatic market helpfulness of $16 in nice circulated up to $18 contained by about uncirculated. Uncirculated specimens start from $20. Even if your coin is surrounded by a bad shape, resembling for instance in unbelievably worn condition, it's still valued at about $12 to $14. Hope this brings some cheers to you.
Yes, it's more than a dollar. The problem lies contained by the fact that the plus of the silver in that dollar may be worth more than the actual intrinsic or collector's attraction of the coin. Check your coin to see if it is the 1922 PEACE Dollar.

Peace Dollar: http://www.coinfacts.com/silver_dollars/...

Value of these ranges between $5.00 - $25.00 Approximate - this depends very much on the QUALITY of the coin and what condition it is contained by.

Have a local coin person worth the coin for you.




In trial match wht is the explanation recievable & payables ?


Question:
to prepare the trial balance, should i bear the amount due to the company as on 31st march ? and should i lift the amount to be paid by company as on 31st demo ?
OR i hav to calculate the adjectives the invoiced amount during the financial year ??

Answer:
Please refer to this notes

http://futureaccountant.com/final-accoun...
sketch receivable is the money ppl owe you and the money that they have to settle you back.

vindication payable is the money you owe ppl and the money that you have to retribution out eventually




How can I find a all right business duty attorney to set up a dump truck business contained by Houston?


Question:
Looking to start a dump truck business in Houston nouns and want to do it right.

Answer:
Contact the Corps of Retired Executives (CORE) and someone there can show you how to do it yourself for free. I owned my own business for several years and did adjectives my taxes myself.

Once you know what is involved you can make informed call to CPA's in your nouns and find the one you wish to lug on.
I have attached a pretty devout site. I did a search for you for Houston business attorney.




More Questions and Answers ... 2169 - 626 - 1965 - 2633 - 1119 - 1511 - 957 - 2789 - 313 - 1159 - 514 - 367 - 1002 - 1773 - 629 - 352 - 1666 - 773 - 1190 - 1045 - 1412 - 1477 - 2361 - 1106 - 2242 -

The entirety of this site is protected by copyright © 2008. All rights reserved. RunEye.com