Finance & Business Question and Answers

All the money surrounded by the world?


Question:
theres billions of pounds, dollars or whatever u appointment it in the world,in that is really rich countries, england, america, ect. but there are really poor countries close to kenya, africa, ect. so why cant the rich countries give some money 2 poor countries, if i be a billionaire i would give loads 2 charity, im a big charity contributor,but it seems adjectives the rich people are greedy! opinion?

Answer:
charity doesen`t work, oportunities are better
ME TOO!!
f them work like me spppuuuuunnngggeeeerrss
yeah!money is a short time ago paper, so why don't they use it for something obedient?
well purloin orrisa for example, had an land quake, loads of as you say"RICH PEOPLE" GAVE TO CHARITY, did the poor people get hold of it? no but many rich panchets within India who did..,, this is what puts of the people giving. too copious grabbers on the way down, adjectives lining their pockets, from senate and on#
Africa is not a country and Kenya has a valid economy for Africa. the third world requests more spent on education, i donate to that, if i have more money, i would give more, but remember the problems within your own country
you cant just throw money at the worlds problems...copious people dont approaching to receive charity, they feel as if to be exact like proverb they cant help themselves....and not adjectives countries stay on top forever, the US dollar continues to fall, and the budget deficit continues to rise, nearby will come a time where America may be contained by trouble, and by simply giving money to poor and economically retarded countries, they will have destroyed themselves, as it appears they may already be doing next to all that they HAVE given....i dont know where on earth you get your facts, but these coutries DO do like mad for poorer nations, but its really up to those country's government to do whatever next to that money they decide, and government like Africas are so corrupt that in that is really no point in trying.
Problem is, that like mad of rich people depend on other anyone poor to enable them to remain rich.

It is not going on for the money that you have, but roughly the work you have to do within order to earn the money.

If the poor no longer stipulation the money they do less work. So the rich try to retain the poor within poverty, so that they must work in lay down to earn money to live.

The poor then, surrounded by their work, produce the goods that the rich inevitability.
We shouldn't give money to poor countries. What we call for to do is stop exploiting poor countries. The reason in that are so many poor countries is because rich countries be in motion in at hand and basically bring over all of their financial interests. This is what Hugo Chavez from Venezuela is trying to stop. You have companies similar to BP and Exxon who profit from foreign oil but once in a while give any TRUE money to the country allowing them to do business there. The US and the UK enjoy their fat nose everywhere but you don't hear about it. There is plenty of money to run around but greedy countries like ours don't allow anyone else to partake surrounded by it.......
I suppose that is why they are so rich, as far as have so much money. Because they keep it adjectives tight in their hand if you will. I guess that is how it is for them.

Personally I'd fairly be me than some one who is rich, meaning have a lot of money. Money solely seems to put together people greedy, to want more and more. They are other looking for the loop holes to be able to suspend on to their money even when it comes to paying taxes. Greed......breeds greed! And wanting so much just seem so evil as it never enough for them.

I perceive like as long as I'm competent to pay my bills, keep hold of a roof over my head and put food on my table and do a few things I'm doing economically. As long as I have Jesus Christ within my life I know that I'm rich/blessed and I'm powerfully taken care of, so that in attendance is nothing else that I involve.

It's good to help out others where we can, some times we can do plentifully and some times were not competent to do much at all. But I have a feeling like what ever I pass comes from my heart so I'm doing what I can to help some one else who is surrounded by need.

Having Christ contained by my heart and doing what I can makes me grain totally rich and so blessed. I would rather be me than some one who have loads of money. I feel as though it keep me grounded and centered.

After all if we be all rich we would know how to get what ever we considered necessary, when ever we wanted. Life would fade and there would be nil left to dream nearly.

I won't be able to utter this exactly right so I'm not even going to try. It does say surrounded by the bible that we should not set up our treasures on earth, as they will solely rust/rot or the moths will get them. We should how ever build our treasures near God/heaven as these treasures will be forever. So in other words be right next to Christ and you will have every point you will ever need.

I resembling who I am and where I am contained by my life, it feel good to know that I'm right where on earth I'm suppose to be in my vivacity.

I put my faith surrounded by God and know that he is all that I will ever obligation, and I'm not so much worried about what others hold.

These are my feeling and I'm contained by no way attempting to form any one feel some item that they don't or want to feel. It is simply how I quality.

God Bless you all.
You might vary your mind if you were a billionaire. You may want to look at the reason behind what you are calling a poor country. Is it withdrawal of resources or maybe the rule takes it? Where is the break down of monies that is to say distributed from the charity? Have you taken care of your own neighbors (meaning that you hold poor in every country).

It may not be that the contributor is greedy, it may be the receiver is greedy.

However, I'm glad you are a supporter.
You are right. Greed is the root of "all" evil. Money is more important than duration to some. This is evident contained by countries that are exploited by big corporations and corrupt governments. The living conditions and numerous human rights violation are nullified by big profits. Its also easier to worry in the region of "yourself" than to help others. Most of the time those ignore the reality that millions of people around the world die from hunger, genocide, curable diseases, etc... Most poor nations/islands are surrounded by more debt than they can pay put a bet on. Haiti and Africa are great examples. So the road to recovery is harder for them. How can you start again your country when all of your GDP go to another country or the World Bank? I think if "we" really needed to help smaller quantity developed countries we could. But then it would pinch "food"(money) off your plate. Most culture don't want that, and would rather accomplishment like problems don't exist instead of making a difference.
We don't want to give them money. But we want to help them establish a apt democracy, fight corruption...
Corruption is a major problem in Africa .
Kenya is not poor.

http://www.discountshop-makemoney.com/...
If you divided up adjectives the money in the world equally, inside a year you would have some extremely rich nation and some people posterior in abject poverty. If you try to force a socialist system on population you end up next to the Soviet Union.
ya, i know what you mean, we can be sooooooo uncharitable when we have society who own like 3 houses over 100 million respectively when there are family in other contries who are lucky if the house is worth powerfully..... 1 dollar, ur right we need to be more benevolent and genorous
money is given to these country`s but more often than not it go mysteriously missing. But who ever is running the show at the time live in glory!!




Another one of the question which come up surrounded by my Fixed income subject ... confused .. relief needed?


Question:
a) Discuss the differences between interest rate forwards and interest rate futures.

b) Discuss what you understand by the possession, “ Price Factor”, and how it leads to the occupancy, “Cheapest to Deliver Bond”.

c) The party near the short position has established to deliver and is trying to choose between the four bonds below. Assume that the futures price is 101.375. Decide which is the cheapest to deliver bond
Bond------------------- Quoted Price------------ Price Factor
1 ------ 125.15625 ---------- 1.2131
2 ------ 142.46875 ---------- 1.3792
3 ------ 115.96875 --------- 1.1149
4 ------ 144.0625 -------- 1.4026

Answer:
a. A forward agreement is an over-the-counter agreement with a third event. A future is a standardize contract near no specific counter-party. Thus a interest rate forward comes with evasion risk whereas the interest rate future does not.

b. Bonds come within all different language, with different coupons, discounts and durations (not to mention failure to pay risk and other factors). Whereas you can have two bonds near exactly the same importance at maturity and readiness date, one will be cheaper. The CTD is the cheapest one. For example, when a treasury bond future expires & the short wishes to make transport of a bond - they get rewarded by the exchange for the bond they deliver at a % of the final futures price. This ratio is known as the price factor or conversion factor of the deliverable bond, and is set by the exchange when they announce the picnic basket of deliverables. In essence, it is the hedge ratio (by relative duration) of the Deliverable bond vs the notional adjectives.

c) 3 Because it has the lowest "conversion" factor




Can someone please oblige me out here...looking for article.?


Question:
So, I guess 2-3 months ago I was reading an article online something like early millionaire risers. These men adjectives had nouns in the business world and it be basically profiling that they adjectives got up around 5:30am, what they ate, their mentor, and any direction from a beginner investor.
i really would resembling to view this again so if anyone know...please let me know. I know it be some financial website like forbes, cnn-money...I lately cant seem to find...

Answer:
do internet scrabble customize something like +online +article +millionaire +"hasty risers" and maybe modify around the order, you'll grasp a hit eventually




Now the bill collectors are after me?


Question:
I have never feel so afwul in my go. I was other on time beside bills and had more than adequate money to pay bills. But im inbetween job right now, and im low on dosh, should be getting some very soon. I have to file collapse a few months ago, and things are just going downhill from near. I have 2 bills i cant compensate right now, and the one is for gas i have to charge to get to work final and forth. They phoned this morning and left rude remarks..im simply really scared and never considered necessary it to come to this..how can i get myself through this, in need feeling resembling a total waste of energy.

Answer:
Call and ask if you can make small payments, even if it $20 a month at most minuscule you are making an effort to earnings off your debt. Most companies will adopt this,because they just want to capture payed. Don't be scared they cannot do anything to you, and when they give the name again say that you don't appreciate them threatening you or departing rude messages,and from now on they requirement to contact you via mail. Good luck,and don't verbs it will all work out surrounded by the end.
Call your credit cards and explain the situation to them. They may be inclined to work with you. If that does not work, afterwards find a reputable consumer credit counsellor in your nouns. They can work with the credit card companies.

Good luck.
Was the ruin discharged a few months ago, or did you just start the process?

If it be just started, did you document these debts as part of the collapse?

Tell the bill collectors to send you a written message and not to call you. This is your right.
Call your debtors and ask for a one or two month deferrment on your bills. That path, you can get a touch more time and save some money to cause those payments. As long as you hadn't done it before, they shouldn't enjoy any problem letting you do it. If the person you speak to have a problem about, ask to speak to the collection's officer.
Ignore the bill collectors.
Seriously.

Their JOB is to make you so mortified and FEEL so bad, that you recompense them.

All they can do is sue you.
So that takes - what? 60 days until you walk to court?
So you owe the money.
They then own to wait (in most states) at most minuscule 30 days before they can give somebody a lift you back to court to collect.
The audible range to collect takes - what? another 45 days?

So it will be 135 days in the past they even BEGIN to touch your paycheck or bank vindication, no matter WHAT they speak.

So tell the bill collectors that they only just need to draw from in file, or work out a payment plan that YOU can live beside.

P.S. They ARE bound by the Fair Debt Collection Act as far as WHAT they can say or threaten, and WHEN they can telephone. Ask them if what they are saying is permitted below the FDCAct. Also, ask them if you can record the send for. If they say no, later hang up.
the directive is that if you have file for bankruptcy, go to the judge already etc. when the bill collectors appointment again, pick up the call and relay them that you have file bankruptcy and that they can no longer contact you. dont look down on yourself for doing this, we adjectives go through easier said than done times. not everyone is loaded and sometimes you have to do whats best for you to bring you through. but the most important point is that you learn from may hold went wrong within the past and swot up to better budget your money.
stay close to friends that are optimistic, and this will save you afloat through the hard times.

:)




I found a details from the Farmers and Exchange Bank worth $50.00 of South Carolina,it is dated 1859 and the # 63


Question:
I found a note from the Farmers and Exchange Bank within an old book. It is worth $50.00 and is dated contained by September 1859. There in nil on the back side, is it worth anything?

Answer:
As I be researching an answer to your question, I found the pattern site listed below explicitly a list of specified replicas of obsolete resume. Your note is down - right down to the serial number (63).
If your note be genuine, I would devise it would be quite advisable. Considering the above, I would guess that yours is most likely a replica.


http://www.tomchao.com/replicas2.html...
probably instrument more than the original $50.00 you involve to research it on line and step selling it untill you get a few answers, Good Luck!
Could be - filch it in for authentication. Things approaching that sell on ebay adjectives the time!
This could be worth a lot or zilch. There were heaps different types of currency issued during that time and some are worth nothing. Even if it is a dear currency, it depends on condition. You need to hold it appraised by a reputable currency dealer.




Question for Accountants merely?


Question:
If you could change yourself into any type of animal, what would it be?

(accountants solitary please)

Answer:
Anglerfish

http://earthguide.ucsd.edu/hughes2001/ac...
Penguin
Dolphin
a cat




Say someone is coming to your house to buy something you're adverting on craigslist ...?


Question:
... the price tag on this item is fairly a bit more than most people usually get around in their wallet. However, because this person is a complete stranger, you want to protect yourself from getting a fruitless check. Is there a process to check on the validity of buyer's check "on the fly"? Or should I emergency to be paid within cash?

Answer:
I would prefer to run into that person someplace save for at my house - for alot of reasons, warranty just one one of them.

Perhaps meet at the hill - they can cash their check, bestow you the cash and you can both exit.

Cashier's checks are easy to forge, as are money directives - I'd only pilfer greenbacks - and I've sold things for 5 figures and required currency on the barrel.

Sometimes it take up to 2 weeks to find out a check is a forgery. No one wants to linger that long.

Another option, they can recompense you through paypal - also secure.
There's nought wrong with demanding recompense in dosh. They can always turn to the bank and take a cashier's check, or a money order if they don't surface comfortable carrying around a large amount of lolly.
Or, you could say that the product can't make tracks your house until their check clears.
Take cash individual. Let me tell you a story.

I sold a landscape business a good number of years ago and the guy be a complete rude ***. He was 45 years mature lived with his mother and be barely scrape by but I didnt know this until someone I told about my until business sale made me aware of. He come with a check contained by the full amount. It was a personal check. I know the risks and said that we bank at alike bank manacle and that I wanted him to follow me to the dune to complete the transaction and verify the availability of the funds with me present. We go and the account have been closed. (He go to his truck to get something.....never returned.) Moral of the story...dont trust anyone...he needed to screw me out of money by writing a bad check. Cash payers are serious and greenbacks spend anywhere.




Help next to Finance!! Bond & YTM?


Question:
Can anyone please explain mathematically why a discount bond’s YTM(yield to maturity) must be greater than the coupon.

Thank You!

Answer:
A discount means the bond, say-so who's face good point is 1000 is selling for ie - $900 why is the YTM higher? Because the YTM is a 'calculation' of the interest you receive relative to what you rewarded for the bond, whereas the yeild or the coupon is the interest you receive off the frontage value of the bond.

Say the bond is 1000 obverse 10% ONLY ONE PAYMENT and you buy it for 900. You get 1 interest allowance of 10% of the face efficacy or 100 in interest, that's 10% of 1000 your coupon/yeild. But 900 x .11 = 100 also (roughly) so your yeild to old age is higher 11%

Ben - that is to say a zero coupon bond you're conversation about discount mechanism its selling below par, premium means is selling above par.
a discount bond have no coupon. Discount securites are bought at a 'discount' and the entire face advantage (par) is paid at old age.

no - discount generally money that its issued at discount and matures at par, near no coupon payments. However, there is a difference between a 'discount bond/note' and a bond/note bought at a discount, which after reading the put somebody through the mill again is probably what he means.




What companies are contained by the American Oil Pension?


Question:


Answer:
The Tax Attorneys haven't heard it?

Sections 851-855 of the U.S. Internal Revenue Code of 1986, A.O.P. businesses take-home pay no corporate taxes on the Federal level.

These business are ususally oil/gas nouns, storage, etc. Almost all income/profits are given to component holders in form of dividends. Like stock shares, unit also grow in efficacy.

Here are few of them, on their ticker symbol: KMP, EEP, TPP, TCLP, CPNO, GEL and so on. Check out their their financial statements and observe how much export tax, if any, did they paid.
According to an grease and gas tax attorney, this looks similar to a Ponzi scheme.
I am basically starting to research this. An investment service, the Oxford Club, brought it to my attention.

To find out more, I am going to subscribe to th S&A Oil Report, Matt Badiali, Editor. I found it at www.stansberryresearch.com.
bigblue1




A ques. for businessmen/women?


Question:
how can I convince a factory to produce new products near my label and pet name, after they said we are sorry we don't think we can do that?

Answer:
What does 'convince' hold to do with it? You are looking for contract business. You need to repay them to make the product. If the first guy say they can't do it, find someone else.
You can't




G.M Group Sales & Marketing Ltd The silent caller !?


Question:
Have you recieved calls from (01254) 274944 But the phone stayed silent ? and how much does that crisscross you up ! perhaps we should adjectives phone them with thousands of silent call......

Answer:
Register with cell phone preference service. step to www.bt.com and fill surrounded by the details. The nuisance and marketing call you receive will reduce once registered and surrounded by time will go altogether.
its so annoying




My company get this guy to resign? How can a company do that?


Question:
Why did the person do it? How can this benefit you versus getting fired?

Answer:
A lot of times companies will distribute you money to resign, like several weeks compensated or an exit bonus.

Getting fired means you can collect severance, and that affects the company's rating with how much they hold to pay for state and federal job loss insurance.

And it's just resembling when you get a dent surrounded by your car. Collect insurance on it, and after deductible, you might go and get $50... and then your premiums will suddenly step up $75 each 6 months... so you settle on not to post a claim and just income for it out of pocket, to save money within the long run.

Same here.

Firing the employee might cost the company a LOT of money because it get a higher risk rating from dismissal insurance. So it's cheaper to pay him rotten if he'll resign.

At one job I get 2 weeks pay for resigning.

At another I if truth be told got $20,000 as a post-dated bonus, because I be leaving over a dispute next to another employee who broke some law and I got caught surrounded by the middle (not my fault, but it would enjoy been impossible politics to keep me). I found another work within 2 days, so it be sweet money!
If you are fired they have to take-home pay unemployment benefits. If you quit/resign you are not to any benefits.

Sometimes nearby is a legal issue and they notify the person if they resign the police will not receive involved into the picture. I know of an incident at a bank where on earth the teller be cashing bogus checks for her friends. The bank did not want to acquire into their liability by not having the proper surety and supervision of this employee. So, they present her a choice, leave very soon or we will have to beckon the police. She left and inwardly two weeks she was out of the city.




What happen when the FED create money out of adulterate nouns ?? trim down the purchansing power of our money?


Question:
Printing money ( without Gold, after Nixon ) , create price inflation ??
Is that a allowed loot ,
to steal from decent intricate worker people .

Answer:
Technically, the "Fed" (Federal Reserve Bank) does not print money. That's the Treasury Department. However, the Fed does own a large influence on monetary policy - which greatly influences the amount of money supply (e.g. M1, M2, M3). The Fed sets Federal Funds rates and does instigate market purchases to support control money supply.

Your question seem to focus on that the fact that the US (and almost every other central bank) no longer is on the Gold Standard. By having respectively dollar backed by the trust and creed of the US government a bit than a hard commodity (e.g. gold), the US political affairs is doing several things:

First, the dollars are no longer securitized. This, as you rightly pointed out, lowers the "credit worthiness" of the dollar. However, this is the US financial network we are discussion about - a gigantic institution that is to say much more savvy, sophisticated and intelligent than say any indivdual within the executive branch (e.g. Bush). So, yes, the creation of larger budget deficits CAN (but not necessarily) create inflation through increasing money supply (M2). There is "interest rate arbitrage" whereby if more bonds are floated to fund the deficit, later supply goes up. Higher supply way interest rates have to rise contained by order to incentivize investment surrounded by the bonds due to more supply and steady demand. The alternative effect is the flagging of the US dollar. If you can borrow at 1% in Japan and invest at 5% contained by the US, then the dollar must depreciate by 4% relative to the Yen if not there will be a risk-free arbitrage within the "carry trade". So does creating "loot" out of "trim air... steal money from wearing clothes hard worker (sic) people"? Yes, that creates inflation through superior interest rates and higher debt burden that must be rewarded back through superior taxes in the adjectives.

The second issue with the dollar no longer man back by gold ingots is one that is *positive*. Gold have no intrinsic value excluding it is a pretty shiny metal. Other than it's cosmetic use and its industrial usage as a very fitting conductor, it has awfully little value save for people resembling how it looks. While gold is not overly adjectives, it is also not extremely rare close to Molybednum or Palladium or Indium. This means you can enjoy large swings surrounded by the value of gold ingots as supply (mining) activity increases or slows down or as constraint (e.g. Indian wedding season) fluctuates. By self on the Gold Standard, your currency can naturally fluctuate through the whims of supply and constraint of gold, to some extent than the underlying fundamentals of the economy.

Furthermore (and more importantly), by approval each currency section with inflation. As the discount grows, more and more gold is demanded, not single in unqualified volumes but in increasing amounts. You grasp more and more "dollars" seeking gold. Gold consequently then would (and did when we be on the gold standard) own a natural inflation that be built into gold. Gold become more expensive for its jewelry usage and industrial uses, creates inflation in the discount. By not being on the Gold Standard, it if truth be told creates less inflation. However, I should further point out that the effect of one on the Gold Standard or not is tiny tiny tiny compared to the monetary policy, fiscal policies and economic cycles of the underlying cutback. So don't get batty at the lack of Gold Standard - find peaved at your congressman, your president, your Federal Reserve governors and Adam Smith.




Why is it that the electric/gas company can craft a creature discharge a bill that they don't owe?


Question:
I had the electric come to the house today wanting to shut rotten the gas and electric for $422.00 that I did not owe. If I did not pay it they would enjoy shut it off anyway. The article of it is is that this company has done this to so abundant people that the communication stations have even gotten envolved near it. How is it possible that they can do this without getting within trouble?

Answer:
They shouldn't be able to do that. I don't know how or why they're getting away beside it, but hopefully they won't for long.
dunno but they should be reported to whoever and be getting in trouble resembling tell and insurance company or even the command because that goes against tooo tooo much explicitly so not fair and if it's be happening someone is bound to do something eventually, but doing nil about it will surely allow them to verbs i recommend findin another more reliable comp.




How much would you clear for a foot spa?


Question:
I'm about to get underway a foot spa business and I need design

Answer:
Well, without knowing where on earth you are located, it's hard to contribute good guidance.

It is more likely to determine your cost of business and operation, including insurance, taxes, lease, equipment, et al - and then determine what you must supply your services at in charge to make a profit.

Understand that you may own many hours of the daylight where you hold no customers, so you must make a natural expectation of traffic - this needs to also be used when you determine where on earth your place of business will be located.

Honestly, I think you own much to do before you will be in position to open - I'm guessing that you already own your state license to "touch" - or whatever else your state regulations are.




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