Finance & Business Question and Answers

Can I return to USPS excess stamps that I've purchased?


Question:
I have stamps here purchased in the past 2 years surrounded by different demonimations. The total amount of all stamps should be around more than $500.

They be used in a business that not long closed. This is for a friend of mine.

Is there a canon in which you can return with a refund for these?

I dont own the receipts anymore.

Chris

Answer:
From the USPS web site:

Postal Products (stamps and other postage products) purchased at a local Post OfficeTM location may (based on the judgment of the local office) be exchanged for new postage (of matching value) under the following conditions:

The local organization was at bad habit because it sold damaged, defective, or otherwise unserviceable stamps, by exchanging stamps at full postage attraction.
A customer bought the wrong denomination stamps (or the wrong kind, size, or denomination envelope), and the following conditions are met:
Only full pane of stamps, coils of stamps in the inspired sealed wrappers, full boxes of stamped envelopes, or resourceful sealed pack of stamped cards may be exchanged.
A customer exchanging $250 or more of such stock must show proof of identity (e.g., a driver's license) and must present the stock for exchange to the postal unit from which his or her post is delivered.
Stamps that are destabilized or otherwise unusable for postage (because of humidity, moisture, or other causes) while in a customer's possession may be considered for exchange if the following conditions are met:
Unusable stamps official from a customer under these conditions must be those on public sale at local offices in 12 months before the transaction.
Quantities of equal denomination over $10 must be returned in impossible to tell apart configuration as when bought, i.e., sheets, coils, booklets.
Each such transaction is limited to $100 worth of postage from respectively customer.
The stamps presented for exchange must be in substantially adjectives condition, with the denomination adjectives.
The stamps may be exchanged only for an equal number of stamps of alike denomination.
Note: Stamps cannot be exchanged due to a rate increase since they are still valid for the total postage required. Instead, you should purchase additional stamps to construct up the difference between the old and trial rates.

The following postage items are not exchangeable:

Mutilated and defaced stamps.
Stamps cut from stamped cards, stamped envelopes, or aerogrammes (airletter sheets).
Parts and pieces of stamped cards.
Stamped cards, stamped envelopes, and aerogrammes received for reply.
Adhesive stamps, unless one of the following conditions is met:
Mistakes be made in buying (and the conditions stated above are met).
The stamps be defective.
The stamps were affixed to commercial envelopes and postcards.
The postage stamps be converted an advance deposit for charter imprint mailings (request for such a conversion is approved or denied by the district manager)
The postmaster at the local office make the final determination as to what postage items may actually be exchanged. For more information or for question about refund on other items purchased at a Post Office location, contact the local office directly.

So it sounds resembling you can exchange them for a different kind of stamps, but not grasp a cash settlement. Have you thought to try Ebay? Even if you sell the for 1/2 or 2/3 frontage value you enjoy SOME money back.
Wow, thats a bunch.
Typically the post organization will not refund postage stamps, especially if they are old, not current issue.
They will never go bleak, and you can use them with an part to make any postage amount.
Try sending out a massive mail for Christmas this year!!
GL
Dean.
I doubt that the Post Office will take them final. For one thing, the latest denomination stamps costing 41 cents go on Dutch auction very soon.Call your local Post Office, or stop contained by and ask>




What are the process contained by charge to bring money from outside of the US surrounded by explicitly more than 10,000 dollars?


Question:
My aunt from Vietnam won a lottery and she wants to hand over 27,000 dollars. But i want to know what i must do in establish to receive it and are there any special ways i enjoy to transfer it? I am thinking, I should basically go over near and pick it up. But i want to know how would i report to the IRS?

Answer:
Avoid making this transaction with actual bread money.It'll be too complicated.
Have your aunt make an electronic chain transfer from her mound account to yours.It's unproblematic enough to do.
If you run into difficulties afterwards consult your local bank for instructions.They'll be more than lively to make sure the funds flow into their clutches,especially if they go and get to charge you a hefty fee for the transaction.
As for the IRS....don't verbs about them not knowing roughly speaking it.
Your bank will trademark sure that Uncle Sam knows in the region of the transaction,and will send both of you the required paperwork.
It can be sent adjectives at once if you wish to compensate the taxes... You will file a 1099-R report next to the IRS. I recommend letting then impart you 4,999.99 a year to you for 5 years and then the remainder contained by year 6. If you do so...you avoid having any requirements beneath law to report it on your taxes..one and only interest earned by the sandbank.
You must declare it to the I.R.S. If you deposit a check for 10,000 or more dollars you will dispatch a red flag and be audited.

Can't she pay mate, western union, money establish.Divide it amongst your friends, hey I don't know.I never had 27,000 back.
sounds like a scam
to draw from money out of the usa to me

lots of those fake lottery scam abound on the web

relating people they won

If she really won the lottery
freshly let her line the money to your bank

and be done beside it taxes or not.

don't play around with the money

that is to say if its real

if its fiddle then no requirement in doing anything


you can other
setup and overseas account and draw money
from it next to an atm card




How long deos it give somebody a lift for somthing to draw from contained by the letters?


Question:
How long deos it take for somthing to procure in the letters, if I ordered it out of a catalouge?

Answer:
It all depends on the company you ordered from. There might hold been some fine print on the command form about shipping time.

Generally it is going on for 2 to 3 weeks. If you haven't heard anything from them by the 3rd week I would return with in touch near them to see what the status of your order is.
depends but self say 4 - 8 weeks but im not completely sure
This strictly depends on the company's shipping policy and routine. It should utter the estimated delivery time on the form or move about into G00GLE search and look-up their phone# and give the name and ask.




What is SWOT analysis? How can it support me?


Question:


Answer:
SWOT Analysis, sometimes known as the TOWS Matrix, is a strategic planning tool to evaluate the Strengths, Weaknesses, Opportunities, and Threats within a project, a business venture, or any other situation of an establishment or individual requiring a decision surrounded by pursuit of an objective. It monitors the marketing environment internal and external to the administration or individual. The technique is credited to Albert Humphrey, who led a research project at Stanford University within the 1960s and 1970s using data from the Fortune 500 companies.
SWOT analysis is a tool for auditing an managing and its environment. It is the first stage of planning and helps marketers to focus on push button issues. SWOT stands for strengths, weaknesses, opportunity, and threats. Strengths and weaknesses are internal factor. Opportunities and threats are external factors.
S-Strength
W-Weakness
O-Opportuinity
T- Threats

Just lift a paper, Write adjectives the possible factors lower than each title.
Then analyse them seperately. Check whether it is possible to convert the weakenss within to Opportuinity or strength and Threats to opportuinity.
Hello Friend! Of course, SWOT analysis is Strength, Weakness,Opportunities and Threat.

Everyone must do this analysis because it will help to everyone adjectives including their personal life.

Before doing anything we must know/understand our self. Then merely we can adjust / create situation according to our SWOT.

When we know some important persons(who may be surrounded by our personal life or within our business) SWOT , that will help us to appreciate themselves.
SWOT stands for the abriviated version of Strength,Weakness,Opportunties and Threat.

Organised sector, when thy want to be in business, engineer strategic plans. They first bring out a mission statement. Next, in charge to achieve the mission, they build strate.gic plans with respect to time. The plans are customarily two folds (i) long range and (2) short field. Both versions will enjoy set objectivs and goals.

In a business situations, competitions other exist. You may be a leader or a follower within the business. However, it is essential to evaluate one's strength, weakness, opportunity and threats. This is a vital involve and has to be carried out on a continuous foundation.

One's own strength will help within forming niche strategies. It may be in design, production, marketing, sales or a combination of such field. Assess your strength with respect to the comptiton and strategis can be suitably planned.

In a similar route the business enterprise has to thieve stock of its weaknesses. One can not survive surrounded by a loosing battle. The situation have to be remedied by strengthening such areas or taking a trade off conclusion. Protection before cure is the logic down this strategy.

Opportunities are plenty in an environment. Ambani of Reliance Textiles is a far-seeing who made use of the opportunities and diversified his busines various fold. You have to be on the look out what a customer wishes or what a busines situaion dictates. A busines enterprise will encash an opportunity and translate it into into viable goods and services. The emergency at that opportune moment will increase contained by many folds and the strategy will run the enterprise to a leadership position.

Threats refer to the environment which may arise from m:-ny billet :- (i) Goverment by way of taxes,rules and regulations, (ii) suppliers by road of prices, delivery, strikes (iii) Comptetors by their surprise moves contained by trades (iv) Consumers by their changing pattern of needs and preferences and (v) Territory where on earth natural calamity can begin, or unhealthy developments may prevail.

A business entrprise have to evaluate the threats suitably for corrective action.

" SWOT " analysis thus become a tool within the hands of a businss enterprise for adjectives deployment.
S-Strength
W-Weakness
O-Opportunity
T- Threats




How long does first class letters usually run?


Question:
large pallid envelope..

Answer:
First Class Mail generally take 1-3 days for auto-sorted mail. But probably 2-3 days given the distance of your notification. It can take longer (up to a week) if it is not autosorted. What is auto-sorted? That's for an envelope i.e. passes the machine-read minus a problem.

Your letter get rejected by the auto-sorter if:
a. It can't read your handwriting/typing
b. The mailing doesn't conform to standard address protocal (e.g. missing the state)
c. There is anything below the address line (This is why you should never write anything below the address line). Any stickers, stamps or writing will pop the communiqu¨¦ out for handsorting if you do.
d. The envelope is smaller than the minimum (5 inches by 3.5 inches) or weighs smaller number than one ounce.
It depends how far you're sending it. From TX to CA will most likely pinch 2-3 days. I live on the east coast and it took a letter I sent first class 3 days to get hold of to the west coast.




What type of phone number hold a unknown entitle but the actual number show up? Is that similar to a business number?


Question:


Answer:
Sometimes it is a business number, but i have some friends that ring and the thing say unknown name, but the number still shows up. Just taking a unrepressed guess i would assume that they have a unsullied number or they have never set up the adjectives caller self thing, so it basically says autograph unknown................

HAVE A NICE DAY!!




Aprroximately how much does it cost to purchase/lease/register an avaialbe domain pet name?


Question:
I found a domain name that I want to be precise available but I cant seem to estimate how much it will cost from one of those domain brokers (that's what I ring up them)

Answer:
You can purchase select domain names on mart on certain sites.
For instance 1 and 1 will supply you a .info domain name for $0.99 and godaddy have some sales thatll put up for sale you a domain name resembling .com for $1.99.

You can also buy domain names for as cheap as $8.88 on namecheap and they will throw within a whois guard.

But I would recomened searching around a bit, and compare the prices of different registrars.
Domain name usualy run for about $10-15 to lease in the order of 30 40 to register ( i would register)
Your just resembling me... At first I thought they had secret costs etc. but that isn't the case beside good registrars.

www.godaddy.com charges almost exactly $8.99 (this includes the $0.25 ICANN fee).

www.domainsite.com is $6.99 next to no extra charges (they take paypal)

It's around $6.99-$10 depending what "registrar" you register it at.
It depends where on earth you go to register and what type you register. Usually it's smaller amount than $10 a year. You can check prices at http://www.dakotawebhosting.com...




What happen to the free notary service at california bank?


Question:
i was trying to find a notary service today. so i go to a local bank of america, i hold done it once at another boa before. but the guy inside told me that they don't do notary service.

so i go to another bank close by, the entity told me that unless it is related to its bank document, they don't do it, any. so i went to another well fargo bank, same point!

I remembered a year ago, that I used a notary service at Miami bank of america, it be free of charge.

so finally i got it done at ups store, and that guy charged me $10 for the service, is that price common?! it used to be free! what is going on now?

Answer:
It's an era of lawsuits, my friend. At the edge where I work they stopped doing any notary services in a roundabout way related to our banking products after we get sued for notarizing somebody's will and it was contested contained by court that the man who the will belonged to was not mentally competent to sign it.

In veracity, a notary stamp just money the notary watched you sign the document and checked your self. In practice, people pocket a notary stamp to mean a document is adjectives legal and whatnot. I bet closely of places had similar occurances or hear of them, so they stopped offering notary service.




Is in that a Jack Smith who is director of treasury dept of a Barclays Bank contained by UK?


Question:
I have be contacted to send info to a Jack Smith claiming to be associated near Barclays bank within uk.

Answer:
DO NOT SEND INFO
No doubt a scam. Read this: http://www.joewein.de/sw/419-european-ga...




Can you narrate me what are the advantages and disadvantages of WTO?


Question:
if enybody give me website for such information i would be appreciative.
World Trade Organezation WTO

Answer:
This link might present you some info about it :
http://cbo.gov/showdoc.cfm?index=4458&se...




Can anyone bestow me an example of a "reporting device..."?


Question:
indicating the relation of the budget to actual income and expenses? Thank you for your time

Answer:
It can be a summary of spending and funding plans; performance goal and measures; project management plans, goal, and progress; and security
plans and progress.
vitally, it's just the method by which one reports findings. So if you're trying to indicate the ralation of the budget to the actual income and expenses, you might use the company's Income Statement, Trial Balance Statement, or (what may be the most adjectives to you) the Statement of Cash Flows or the Retained Earnings Statement.
More in-depth explanations of these can be found pretty much anywhere online, but I believe those would be examples of reporting mechanisms.




I Ordered something over the internet and did not recieve it..............?


Question:
Does the business that took my money off my card enjoy to refund it or not? It's a home base business and lots have ancestors I know have ordered from them beside no problem. They said my package be shipped out and they gave me the tracking info (it be shipped using USPS). I called the 1-800 number for USPS and they said they hold no info on it only the electronic sticky label saying the date they recieved info on it. They also told me if I don't recieve surrounded by 2 more weeks they'll investigate.

Does the company I ordered from have to compensation my money? I was thinking of calling the credit card company and see what they voice on the matter.

Answer:
Very simple - name the credit card company and do a "charge back". That will refund adjectives your money and put the burden of proof that you received the merchandise on the web base seller.
Depends on how it be shipped as to when you would get it. Those tracking numbers are vitally useless. How long ago did you order it? How long did they utter allow for shipping? Some places won't ship until they have the money. (safety network sort of thing) When you were charged and afterwards they got confirmation of salary then they may enjoy sent it. I would allow at least 2 weeks from the time it be shipped to inquire. Your credit card company will back after a unshakable time and refund you money. Try to be forgiving though. I know it is hard

Bob Laibach
www.gogreedy.com




What is DITM and GEIF's, see join.?


Question:
http://www.thestreet.com/_G00GLEn/newsan...

Are these futures and if so, how do I get into futures. I'm a childlike investor with a few hundred or a couple thousand to play next to, just so I can gain to know the game until I return with a finance post.

Answer:
buy real estate, much safer ;)




Is in that any somewhat locked bearing out at hand to earn 12+% interest?


Question:
Need retirement income. Would also consider loans against RE or anything of value.

Answer:
Not completely protected -- risk-free rate is currently somewhere around 5%. If you are willing to adopt moderate risk I'd look into a mutual fund based on the S&P 500 or another standard index. If the money is for retirement you can put it into a Traditional or Roth IRA (up to $4000/yr) and defer tax giving (traditional invests pre-tax money) or not pay levy on earnings (Roth invests post-tax money, but no due when you take it out). I'd suggest Roth IRA, since you'll be paying export tax on $4000 but avoiding tax on probably 100 or 200% return (depending on how far you are from retirement).

For greater risk you can invest in individual stocks, commission free at Zecco.com. Even more risk -- personal loans to B or C borrowers at Prosper.com. Your phone call -- risk and return are generally inversely proportional.
most population would define "somewhat safe" as guaranteed,, or federally insured against loss of principal.. contained by that case the answer is no
There is no undamaging investment that will pay much more than 5%. If it is much greater than 5%, nearby is going to be a catch. See the article below. If you are feeling like to take some risk, you can put constituent of the money in a no-load low-fee mutual fund. For your protected money, consider the Vanguard Money Market Fund with a current verbs of 5.10%:
https://flagship.vanguard.com/vgapp/hnw/...
Sometimes other institutions will have a greater teaser rate, but Vanguard tends to enjoy the highest yield I've found over the long run. (Vanguard money markets are not FDIC insured, however.)




Is here a route to look up an 800 number? I hold be trying to find a route to look one up. 18005272490?


Question:


Answer:
Call and ask who dis be??
Have you tried Reverse Phone lookup?




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