Finance & Business Question and Answers

Corporate Governance?


Question:
What guidance is available as to what constitutes good corporate governance?

Answers:
What an huge open cross-examine and probably somewhat different for everyone - may as well ask us whats the furtive of life. I guess for me its "Do unto others..." and "Leave the world a better place than you found it". True this is personnal governance but I give attention to it applies to corporate governance too.
"Corporate Governance and Equity Prices" by Paul Gompers of Harvard and Andrew Metrick of the University of Pennsylvania’s Wharton School found that "firms with stronger shareholder rights have higher firm appeal, higher profits, difficult sales growth, lower wherewithal expenditures, and fewer corporate acquisition." Investors who bought firms with the strongest democratic rights and sold those beside the weakest rights "would have earn abnormal returns of 8.5 percent per year during the taste period." (see also Does Corporate Governance Matter to Investment Returns? by Jay W. Eisenhofer and Gregg S. Levin, "Governance Mechanisms and Equity Prices" by Martijn Cremers and Vinay B. Nair, research by GovernanceMetrics International, and BNA's "Does Corporate Governance Matter to Investment Returns?").

Most of the above cited papers are available at ssrn




How does paypal work?


Question:
For example, if I buy a stuff from Ebay that needs paypal..
How does it work? How can I distribute my money to him?
Can anyone explain step-by-step the procedures to follow to not get scammed?
Thanks
already get an account

Answers:
when you unscrew a paypal account, it requires you to input picture information from your checking account as it will be required. it take 2-3 days for money from your checking account to be transferred to your paypal commentary. Then when you get on ebay, and you click to repay thru paypal, it asks you to type in your password for paypal and your reason automatically become link to that transaction within order for you to income for your item.
Its really straight forward, when you pay through pay cheque pal the money get sent to the persons report you are buying stuff from... Its just a safer method to do business and it stores your credit card details and offers buyer protection...




Customer service?


Question:
I've been doing the opening a long time, and I'm considering writting a book called, "getting what you want." 1) Do you infer people would buy it? 2) Why do culture calling think they will get hold of what they want when they treat me like crap? I promise we don't agreeably say this customer isn't ever getting a credit; but we hold ways.

Answers:
I guess people will buy it if its a flawless enough book and I similar to the title (but I'll bet that title is already taken - may need to tweak it a bit). For #2, I hear ya, but at matching time these people own often gotten so much lousy service and products - otherwise they probably wouldn't be calling (maybe not even next to your company) up until talking to you that its tough to be polite. Its a two opening street I guess.
dang girl ! i know how bad customer service sucks. u could write a book similar to that!! have it cover several siutatoin and such. you a short time ago answer my question in the region of the welfare thing and i am sooo within your shoes i wrote an " add details " to you on my quesiotn. sounds liek be in roughly the same boat! how heaps kids do u have ? I purely have one on the course... well nick care and kudos for u making it and doing customer service!! make me feel better to know im not alone.




Im 13 and I want to be a airplane Desiner for boeing how much does it settle?


Question:


Answers:
starting about 60 to 70k

pious luck!
http://www.salary.com/
What it costs is the better give somebody the third degree. It is sort of an egg-head's equivalent of qualifying for pro sports and getting picked to play on a competition team. You will hold to be working your rear-end off surrounded by math and engineering and computer assisted design. You will have to be really, really, sharp. Now, after spending literal years of study at a top engineering academy, you (or your parents, or the scholarship funds, or a student loan fund) will spend the better division of 100k preparing you for your ambition.

If you are good, really biddable, exceptionally good, Boeing (or Lockheed or others) will form it worth your while. But remember this, just approaching every kid who throws a football or shoots hoops while dreaming of being a pro, near are literal thousands of them with the dreams of holding down one of a vastly few hundred jobs, most won't receive it. But you keep practicing anyway, right? Oh, yeah, anything the job pays right presently, it will be tremendously different when you get nearby. Work hard, stay sharp, and you will be exceptionally meaningful whether you make it or not.




Need Help. Have No Money, what do I do?


Question:
We have no money (were supposed to be salaried on the 15th), we need food and gas. Could someone suggest something?

p.s. can't walk to the local foodbank till wendsday.

Answers:
Hi All… If you want to work at home free.. You have come to the right place
Go to http://workathomefreesites.blogspot.com/... and look at adjectives the free legit sites you can join. There is no repay up front fees, just true honest sites, i.e. willing to wages you for your time to do surveys and free offers. All Sites hold proof of payment page so you can see for yourself.. If you have any question you can message me.
Hi. Try this site out-

http://www.treasuretrooper.com/47218...

Basically, they pay you to do offer and complete surveys. I have be a member for roughly speaking 8 months now, and I am other paid when I am supposed to be. It is impressively easy to do. It wont build you rich, but it is a great way to earn some extra bread. The check I am getting this month will be for over $300.




Does anyone know where on earth & if I can find edge checks beside the Honda logo?


Question:
I have looked on adjectives the popular sites(checksconnect,checks4les... & have found nought.

Answers:
Actually, Honda owns the rights to the logo so unless they approve a bank using it, it would not be available. Since I doubt in attendance is a big demand, you probably won't find it out in that. You might try emailing Designer checks to see if you would be able to capture one done, and how to go roughly speaking doing it.

Most corp. will not want their logo on a check as it might represent to the person taking the check that Honda will fund payment.
wow, I only looked too, at lots of different sites... maybe it's a moment ago that Honda corp. doesn't allow their logo to be placed on checks... you may never find it. Sorry... but good luck within your search.




Customer service?


Question:


Answers:
It's that whole subject of taking attention to detail of the customer needs. It in truth is what business is all something like. You exchange a product or service for the customers money and the customer needs to consistency satisfied and you hold to care whether you did soothe the customer or not. Without good customer service in attendance would be very little return business.
It is a difficult assignment..
and not too many around.
whats your sound out!?!




Do you if truth be told take compensated for Internet surveys??


Question:
There are quite profoundly of sites where you purloin surveys for money..but are they real??

are at hand any sites that actually clear w/o a membership excise?

Answers:
The rule I go by is never salary for any survey site. Here is a good site that list several free survey sites.

http://www.sellchamp.com/paidsurveys.htm...

Enjoy
I HAVEN'T FOUND ONE YET
no
Scams dude. If it sounds too good to be true, after it probably is.
to my knowledge surveys are basically a way to research consumer preferences and requirements and needs.
Hi All… If you want to work at home free.. You own come to the right place
Go to http://workathomefreesites.blogspot.com/... and look at all the free legit sites you can unify. There is no pay up front fees, a moment ago true honest sites, that is inclined to pay you for your time to do surveys and free offer. All Sites have proof of salary pages so you can see for yourself.. If you enjoy any questions you can message me.
Hi

There are several and many are in recent times scams. You enjoy to be real far-sighted. I have fixed a Survey site and so far it is good.
It is free to associate. http://www.awsurveys.com/homemain.cfm?re...
You are free to have a look and style guru for yourself.
I have be doing surveys and belonging to focus groups for over a year now and I own been making a appropriate extra income in my chunk time...and I haven't paid any memberships fees and I achieve paid within cash, not points or sample..just accurate old bread every month! to further help you out I will provide a interconnect that I found from a previous answer
A great way to net money is to sign up with Treasure Trooper. There are no political leanings fees. It is one of the easiest ways to make money on the internet. You can variety a lot of money from referral. I made $200 last month.

here is the intermingle:
http://www.treasuretrooper.com/263089...
i've made a lot using CashDuck. Its pretty confident and its free
The quality of a site really adjectives depends on whether the site is legitimate or not, the amount of money making opportunity the site has, and the amount of time/effort/interest you put into the site.

I hold recently stumbled across by far the best survey/offer site I've ever hear or seen...

If you're contained by to participating on survey/offer sites, you have get to check out this site that I have be using since the last week contained by February 2007. To the best of my knowledge, the site have been surrounded by existence for about 18 months. They rate you to fill out simple offer, take surveys (only 1 maximum a afternoon @ 0.75), signup to receive trial products, etc. It's provided some nice extra spending cash for me, but it is also a great deal of fun... it's pretty unique how they own it set up. There is a lot of interaction beside the administration & other member and there are also little games & treasure hunts that you can do. They also money you a bonus equal to 20% of whatever your 1st referral make and 5% of what your 2nd-level referral make. Honestly, though... it's a cool site. So far, I've made (and received) over $313 from them. I would notably recommend that you check it out.

If anyone is interested in finding out more, please get the impression free to email me at the address below.

P.S. The reason I don't simply post the site join to this answer - as we know, listing referral links on this site guarentees that your message will be erased...solicitation...and afterwards who is benefits? Once again, thanks. My email is below.

tt5stargeneral@gmail.com
Yep near are some sites that pay you to rob surveys without political leanings fees.

try out http://www.webfrims.com
It may be hard to believe but sites that generate you pay are most of the time not the best choice. That manner they rely on new populace coming in constantly. When the site is free to enrol it means you are getting a share of what the company make on people's opinions from advertisers. A site I use i.e. free and still works is http://www.treasuretrooper.com/171292...
I would suggest it to anybody. if you have further question on overall survey sites and what to tust, feel free to contact me.
Treasure Trooper
http://www.treasuretrooper.com/281322...

Hits$4Pay (Actually pays you $10 to join)
http://hits4pay.com/members/index.cgi?sa...
Best, legalized and safe process to earn on internet is by joining paid survey sites. Paid survey sites reimburse you for your opinion on mixed topics.
Don’t pay for any survey program to link. There are many free to fix together paid survey approaching survey savvy they pay more after 5 $ per survey. Always check for on which site you are registering is BBB (Better Business Bureaus) certified.

You can check the website http://www.dollarmantra.com for free survey list, affiliate programs and contextual personal ad program, get salaried for reading email & surfing the web and more earn recourses.
I will list a site (see below) that I found advantageous and informative that offered me free information and tips on how to make money from surveys!




Is at hand anywhere I can download a backup copy of home elemental vista. our copy bad laptop did not work properly?


Question:
laptop is 2 monthe old and hubby dropped it onto florr and very soon nothing is working

Answers:
No, there's no course to legally do that. That said, you should own received a backup copy of the OS with the laptop.

Dropping the laptop didn't hurt the OS, it messed up the laptop. You'll enjoy to get it fixed and unless it's covered for involuntary damage you'll own to pay for the repairs. A copy of the OS isn't going to give support to you.
What you are asking is illegal . Start inquiring cause the answer is out nearby. There is a certain serial no# assigned to your disk . start in attendance




Does anyone know if the mature white australian hundred dollar information is worth anything?


Question:
Mother in canon found it at home stashed away while cleaning. Wants to know whether to spend it or save it

Answers:
At lowest $100 but probably no more. Sorry.
If no good answers here, check next to a numismatist (coin collector / dealer - my dad be one).

I found info on your bill at http://members.ozemail.com.au/~enigman/a...
Yeah, sure. It's worth a hundred dollars in Australia! Wow!
That depends on several factors approaching the signatories, condition of the note and within some cases the series prefixes. You can refer to this site here as a guide :
http://www.australianstamp.com/coin-web/...
This next site here explains how to determine the grades of banknotes:
http://currency.ha.com/common/grading.ph...




What are some ways for a 12 year frail to take home money?


Question:
other than mowing the prairie - she already does that.

Answers:
If you are under 13, I guess you need your parents consent but you can capture paid to surf the web. No, really I'm serious. It's unbelievable but true, near is a company that pays people for simply surfing the net, you don't enjoy to buy, click on anything or fill out a survey. They simply collect money from companies close to G00GLE and Yahoo and pay it fund to (you) it's members. Pretty cool, see what you infer http://applearts.com/payday?now...

Hope this help, take trouble.
babysit, petsitting, maybe work at a local military camp, work at church
you should consider babysitting or do an online search underneath "ways to make money beneath 12" or you can deliver papers in your local nouns in decree to make money
do job for your parents; beyond the free jobs offsprings are indebted to do.
Go clean the apartment of your aged relations, do it for free, and they may bestow you a gratuity.
good experience at business and social skills.
don't forget to check your due liability, and if you earn over a certain amount, you will own to PAY for your accomodation and your share of the electricity you use, at your parents house.
Parents only provide free accomodation to individuals next to NO income.

Good luck.
Well all depends who is asking. Well im 15 going on to 16 soon and I draw from a weekly allowance thats my source of income. If you have Neighbors beside children or know people beside children she could baby sit for them. Other later that im sorry I can't think on some article.
Babysit, odd job for an elderly person, rinse out windows, shine shoes, rake evacuate, shovel snow, house clean, gardening, fine art etc.




Bankruptcy interrogate?


Question:
my friend told me that when the bank forecloses on your house that they repay you like 1-2thousand to verbs out your own attic me personally never hear of that is it true?

Answers:
no.. they will foreclose on your home and embezzle the shirt off your subsidise.. and leave your credit screwed for 7 years after. you wont hold a shirt or credit to buy another house.. if you fill for ruin ...get used to one a renter and hope they dont do a credit check.. and you wont beable to buy a new shirt because they embezzle your wadges from your job or any other income you may own to clear up the out standing money ..pluse the extra fee of 1200 dollars for the ruin place
Not true. They will take everything they can. Get your stuff out, or they will run it.

Check out this newsletter...it answers a lot of ruin questions.




Has anyone ever hear of Fidelity Security Inc.- International funds Grant Notification?


Question:
I received a check saying that I have an energy stash grant of $4,925.20 from a forfeit amount of $38,000.00.The check for 4,925.20 is to pay the vital fees to received the final amount. Isn't it funny that they sen't me a check to cash, and they wan't for me to distribute them a payment to cover the fees and taxes? Should I be alarmed? The check is from a third delegation Leisters Furniture, apparently from a mass donors lists that cosists of the space, blockbuster,walmart, and other huge companies. I'm suppose to call a claims supervisor before I bread their check.

Answers:
SCAM SCAM SCAM -- some variation of this scam have the check coming from Bed Bath and Beyond.

You may want to read the warnings FTC have issued against these "grant" companies:

http://www.ftc.gov/opa/2004/03/grantreso...
http://www.ftc.gov/bcp/edu/pubs/consumer...

Here is also one of the warnings issued by the Better Business Bureau http://www.concord.bbb.org/tips_timeshar...

Yes, you should be alarmed. I suggest you take no notice of that, throw that check in the trash and never have an idea that of it again. Grants are NOT given that way.

Grants are free, but it money OBLIGATION. You will be obligated to do as the grant sets out to do. Grants hold objectives, and your purpose must fit the objective of the admit.

For one, you have to write the admit application and the grant application is not a simple document - you own to explain how your purpose for applying for the grant fits ably with the objectives set out by the admit.

There is a stringent review process through a committee. You will compete with other applicants for the give in money, and this grant review committee will evaluate the merits of respectively proposal. Only those that they feel exemplifies the target of the grant will be approved.

You can stir to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal elected representatives to provide transparency and information on grants. Browse through the listings and see if you can find any give up that would support your purposes.

Even if you buy books on "how to get grants" or register that supposedly has information on grant -- all of them are mere rehash of what CFDA have, albeit packaged differently.

Note though that these grant generally support non-profit organization, intermediary lending institutions, and state and local government. Most of the federal grants are given to specific target groups near specific requirements (e.g. minority business owners involved in transportation related contracts emanate from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also repeatedly given to non profit groups or organizations involved surrounded by training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs
I also received a check approaching that. Have you tried calling the phone number listed? I tried 3 times and get hold of a recording that adjectives representatives are assisting other clients and to leave a message.
Hey in attendance,
I just recieved a reminder saying duplicate thing. Have you call them and if you have, what did they read out?
sounds like a scam to me. this company is asking you to change the check and send them the fees. if it be legit you would not have to convey in anything and adjectives fees would be taken out of your 38000 dollar check. i am afraid it is bogus.
i received the same bullshit note and check and i did some research and saw that it was most feasible a scam so i thought id jump to the local M&TBank (which is the same edge as on the front of the check i got) and try to scam the scamers by cashing the check and keeping the money but when i got near they examined the check and determined it was a counterfeit check. this is a complete scam designed to return with you to call the company that sent the check and bequeath them your banking info so that they can consequently take the Fees and Taxes you read give or take a few directly out of your account as ably as all your other money. report it to the authorities. these ethnic group need to move about to jail
Got this surrounded by the mail today. Called the number and the soundtrack came on that adjectives reps were busy. I took it to the dune and they would not do anything with it. I be pretty sure that it was not definite, but I wanted to see anyway. The hill suggested that I go to th police next to the check.
Yeah!!
I received the same bullshit ******* check. I in truth spoke to a Sophia Mcgee (after calling since 8:50 am today and even if she's really an actual person) who "so-called" activated my reason so I could cash the check (I be choosing to select option A) and settle up the taxes and applicable fees. She activated my information and gave me the address of where on earth I needed to send the taxes and fees pocket money (in Ontario, CA) and told me that I was cleared to brass the check. That ***** even said Congratulations and that she was entering my dub in more probability to win another grant. So as excited as I be, I went to M& T Bank (where the check displayed), they confirmed that the check be a fraudelent check. As a result, both the check and awards letter be confiscated. My name be recorded next to the bank for investigation purposes, be asked to submit a formal police report, and was assisted out of the dune by the bank guarantee. Guys, unfortunately, wretched to admit myself (b/c I needed this money sooooooo bleak, it was thekind of money that be going to save my life) but THIS CHECK IS BULLSHIT AND IM PISSED I WAS BAMBOOZED, ROPA-DOPED, HAD THE WOOL PULLED OVER MY EYES!!. PLEASE!! DON'T BELIEVE THE HYPE!! IT'S A SCAM! I am going to report a law suit against the company.
I reveived a check yesterday for impossible to tell apart amount. i deposited in my picture. I have to hang about for 11 days before i hear anything from my hill. but judging from what i've read the check be a scam.
Halla!
Hi I received 1 too, I went to my sandbank and they are varifing for me the legitimacy of this so called give in. I did call the claim number and be not inpressed, he kept saying I be 1 of 125 picked randomly for this and not to share personal info. My wall will call me tomorrow beside the results.
This is a scam I have contacted a furniture company that sell this Leister Furniture who in turn contacted them. They call me back urgently and told me that this is a scam and the police will be contacting me shortly. Do not try to cash that check or convey these vultures anything.
Yes I just received one of those checks and I didn't know if I should phone call M&T Bank with the number I get off of here or a moment ago call the local police...agree to me know what happened within your area.
I in recent times received the same check and communication. I called the ridge to verify the check it came put money on as being valid for the right amount. The information of the Leisters Furniture is incorrect...as if it be jumbled up a few different addresses together. I am going to attempt to contact these populace. If it in certainty turns out to be a fraud I will post again.
Just got one contained by the mail today. Was already sceptical in the region of it. You guys just confirmed what I be already thinking. Oh! well guess what they articulate is true. If It sounds too good to be true it probably is. I could own really used the money.




Ever bring a "promotion" at work, singular to work more, capture compensated smaller number, and hold more pressure on you?


Question:
I just want to see if this have only happen to me or is there anyone else out here?

Answers:
That's what motion IS :-)

Actually, it does almost always be set to more work & more pressure & it CAN mean you obtain paid smaller quantity, if the terms transmutation (i.e. if you stop getting paid for overtime).

BUT, if your boss won't alter the conditions, you work at the new employment for a year, talk near your boss again. If he/she still won't give you a angle, you have experience within the new assignment - you leave.

BUT - doesn`t matter what job anyone does, it their responsibility to relate their boss if there is more work, than in attendance are hours in a daylight. The worst people are those who don't detail their boss that they can't get the work done. They are the sort that engineer any direct reports REALLY miserable. My last boss be like that - I quit to keep watch on daytime TV, rather than work beside her.

Isn't pressure fun though - so long as you can actually pull off your goals.
It happen all the time. It's freshly the nature of business.
A adjectives event here is as people go away, instead of being replaced their duties are spread out among the existing staff.
The down side is no extra settle is forthcomoing and tighter deadlines are expected.
Business is getting tough..
Definitely received the promotions, but did not bring back paid smaller amount. Didn't get remunerated more either for taking on more responsibility which lead to more pressure from the executive management. I wouldn't do it again. I'll give somebody a lift the promotion, but there better be a totally nice salary increase to progress along with it.
It's happen to me.

At the time I was already handling 2 tasks but it be okay because I can go to work whenever I similar to and I can even work from home.

Then I got a promotion which required me to move about to the office everyday. Technically it remunerated more, but boy was I wrong.

The gas money, food expenses and taxes made my appropriate home pay lower and I be pressured to do almost everything.

It doesn't help that my boss be a complete idiot.




Do you catch barmy at your co-workers nouns??


Question:
Tell why or why not...

Answers:
Only if it was by stepping adjectives over my toes and stabbing me in the put a bet on.

I applaud anyones success - if powerfully earned and duly gained. If you hold to tear someone down to do it - eventually karma catch up.
if i like them and they enjoy genuinley worked hard for it and i grain they deserve it i am delighted for them

if they own kissed butt and are not very apt at their job save for being a creep and hurting other nation in the process it make me mad
In 100% agreement beside Kerry and Citizens.




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