One thousand dollars will grow to $1,611 contained by 5 years at 10 percent, compounded annually, How much will it grow?
Question:
One thousand dollars will grow to $1,611 in 5 years at 10 percent, compounded annually, How much will it grow to near quarterly compounding?
Answers:
$1610.51 if compounded annually.
$1638.62 if compounded quarterly.
$1645.31 if compounded monthly.
$1664.82 if compounded daily. (1826 days)
$1684.60 if compounded hourly.
$1684.72 if compounded instantly.
Calculations:
Quarterly: $1000*(1+.1/4)^20
Monthly: $1000*(1+.1/12)^60
Daily: $1000*(1+.1/1826)^9130
Hourly: $1000*(1+.1/43824)^219120
Instantly: $1000*e(.1*5)
1639 - from the calculator
Future value=Present convenience X ((1 + rate) ^time period)
first part :1611 X (1.01)^5....okay that finishing part is the bracket raise to the power 5 (i assume it is an annual rate)
Second part: if it is compounded quarterly consequently you divide the rate by four. And then you multiply the time time of year (5years) by 4 as we now enjoy 20 time periods surrounded by our time scale. Therefore: 1611 (1.025)^20
Sorry didnt hold a calculator and am too lazy to use excell
How can i earn 100 dollars monthly working online ? not surveys please ?
Question:
hello friends over there , would you please narrate me how can i earn
just 100 dollars every month by working on the internet ?
please be prepared no joke i am serious !
10 points to the best , i am really love your great answers .
Answers:
Hello Cool Again ;
Sure You can earn 100 dollars simply build a rich cool web
site newly like you and set off feeding it every sunshine then combine
Yahoo Publisher or G00GLE a.d.sense Programs , Soon You
will Reach that Goal , Also Forex . Or Get Paid to Post .
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Invention Ideas?
Question:
If you could invent something, what would it be and how would it work?
Answers:
I would invent this thing call the warp engine.
It is an engine that you could put into a shell that I would call a space craft!
It would work contained by theory and solely in guess as I have score this little blue ball call earth and can not find dialithium crystals.
I be flying around the room yesterday but the guy I bought the crystals from didn't understand me, he sold me something call Meth Crystals?
Your going to have to develop your own design, I'm not give you mine
hmmmmmm probably a robot that would verbs every nook and cranny in your house but it wouldn't be capable of take over the world resembling in iRobot.
As a nurse who frequently see elderly people next to fractures from falls, I would love to invent apparel that would be attractive to wear, not inhibit mobility, but would reduce injury risk. Haven't figure out how it work, or I'd be actively trying.
I have a problem near spammers and hackers. I'd like to invent a tool that traces down the computer used surrounded by creation of the spam and the viruses.
Then I could turn to the location and wait near a high powered rifle.
How do I write a formula contained by Excel to find the Quartile of a gross?
Question:
I have a spreadsheet that shows a person's Grade and Annual Pay and a gross table. The salary table have grade level that are labeled 1 - 20, and each horizontal has a minimum to maximum gross range, broken down into 5 quartiles. Can any one aid me write a formula that will look find the range of the net level and show which quartile within falls in on the net table. I really need this urgently.
Answers:
if facts is in column A
=IF(A1<(QUARTILE(A:A,1),1, IF(A1<(QUARTILE(A:A,2),2, IF(A1<(QUARTILE(A:A,3),3,4))))...
Batch industrial?
Question:
Has anyone got direct experience of setting up a small-scale commerce enterprise? Any good tips?
Answers:
Try to restraint batch business as much as possible and work toward continuous one piece flow. It will save time, money, and headache.
I am the lean manufacturing guru at my facility and would be glad to help out you with any more question, or give some more warning, just shoot me an e-mail near some more details on what you are planning/doing.
Do your research first before doing anything else. You will stipulation to know what your competition is and how they are doing, you need to infer the tax obligation, you will need to know law concerning the product you are wanting to produce. you will have to hold all the license required for your area and internally if applies.
That is just a germ and as you go along you will find at hand are a hundred more questions that stipulation answering before you even ponder about setting up a factory.
Farm it out to China later sell your product to Walmart close to everyone else.
what are you trying to manufacture? The purpose I ask is this, I'm a distributor for bearings, elec.motors and adjectives kinds of equipment that mfg's use. I've done this for over 20 years and enjoy seen a great deal of mfg'd products, maybe I can administer you some insight
Need lend a hand..How to find the best business on a 30-year fixed mortgage?
Question:
House will be around $230,000. I really only want to put down 10%.
Should I do an 80-10-10?
Will a dune waive the PMI?
What's the best way (or site) to label these banks compete?
Answers:
1) To shop rates, I outstandingly recommend bankrate.com.
2) An 80-10-10 may be a viable option. But compare the total payments and cost for a 90% loan next to PMI versus the payments and cost for the combination 80%/10% loans without PMI. Don't automatically assume the then is cheaper - it may not be.
3) PMI will be required on any loan over an 80% LTV. The 80-10-10 is specifically sought after to avoid PMI.
4) Try lendingtree.com. - you enter your info, and then enjoy at least 3-4 lenders competing for your business. But shop the rates ahead of time only to make sure they're competitive.
Good luck.
Best promise is work with the Real Estate agent. They own all the best relationships near loan agents.
Also, reconsider your PMI plans. If you can obtain to 20% do it. You can probably take a inferior loan (equity loan based on your credit). The equitity could be your house your purchasing.
Banking : authority gold ingots a/c nat west wall?
Question:
my partner and l both hold cards that let us enjoy up to lb250 from a hole in the wall. if l call for lb500 in a hurry, can l return with 250 on my card and 250 on her card, or am l limited to only one 250 from the same a/c?
Answers:
hi! I'm not to up on British bank,Ive a card but that's only for emergence's,my dad dose everything for me,
so sorry no comfort from me..And grandpa's no were right know.
I'm on my own within the office,drinking coffee listen to country music, and answering some question's.im leaving some joke's for latter!
Ususally these limitations are per details per business day, however, I would suggest confirming beside your bank directly.
i regard as so hun, although my friend is in an portrayal with her hubby and she drew money out at 1 minute to midnite and 1 second departed and they drew lb250.00 from hole in wall plus go to teller surrounded by bank and drew out on same afternoon,, try either.
better still, why not hold lb250 in your house consequently if you needing the other newly go daw it out. hope thesis sujestions work for you and your good wife. appropriate luck.
I think it's predetermined to one card, per day.
I enjoy a collection of phonocards, that is to say postcards, near music accounts on them. How can I obtain them valued?
Question:
The pictures all depict Hungarian scene and the music is Hungarian. They are made by Qualiton Studio by Budapest Hanglemezgyar. They are at least between 30-40 years weak. They all play music economically on a record player. I hold done an internet search and can with the sole purpose find very set items. Can some one tell me where on earth I can get these valued please
Answers:
This phono card on Ebay is up for bid. Maybe you could email the wholesaler and he could give you some model of past sale on these items.
http://cgi.ebay.com/peter-t-ward-white-s...
Need cost accounting give a hand,?
Question:
3.Schlickau Company manufactures basketball backboards. The following information pertains to the company's everyday operations p
Output units15,000 boards
Machine-hours4,000 hours
Direct commerce labor-hours5,000 hours
Direct manufacturing labor per hour$12
Direct materials per unit$100
Variable industrial overhead costs$150,000
Fixed manufacturing overhead costs $300,000
Product and process design costs$200,000
Marketing and distribution costs$250,000
Required:
a.For long-run pricing, what is the full-cost basis per unit?
b.Schlickau Company is approached by an overseas city to fulfill a one-time-only special command for 1,000 units. All cost relationships remain like peas in a pod except for an additional one-time setup charge of $40,000. No spare design, marketing, or distribution costs will be incurred. What is the minimum acceptable bid per section on this one-time-only special order?
Answers:
Oh, this request for information seems fun.
Direct production labor: $12 X 5000 hours = $60000
Direct materials: $100 per unit X 15000 boards
Variable engineering overhead costs$150,000
Fixed manufacturing overhead costs $300,000
Product and process design costs$200,000
Marketing and distribution costs$250,000
A.
Full cost per part is the $60,000 labor + $150,000 variable cost + $300,000 fixed overhead + $200,000 design + $250,000 marketing
Or $960,000 / 15000 unit
Then add the materials ($100) per part for a total of $164 per unit.
B.
Because the unfixed overhead costs are $150,000 for 15,000 units we know it costs $10 per extra element
Because it takes 5000 hours to net 15,000 boards, we know Schlickau’s employees can product 3 backboards per hour. $12 per hour / 3 items made = $4 labor
No other costs will be incurred.
Total cost for the additional 1000 unit will be the $100 per unit materials + $4 labor + $10 inconstant manufacturing = $124 per element = Minimum bid per unit.
I tried to show my work as much as I could, to give a hand you understand where on earth to pull the numbers from. Good luck
http://www.accountstutor.4t.com...
check this indian professional
Business (where to start?)?
Question:
I want to learn profoundly about business. What books are the best. Thanks for your give a hand! (finance, investing, manegment, all surrounded by the bunch.)
Answers:
Those who can't run businesses often tutor or write with no experience. The best instructor is to go around an nouns and see which businesses boom and which bust. Why is one booming and the other one not? Observation will help a large amount. You can always chitchat to owners or employees of these establishments. Most will be comfortable to share information with you, providing you stay past its sell-by date their turf. As for financing your business, you will need equity contained by a home to use to finance a fully clad business. The reasons for this is that if the business fail you are just paying for a time more on your mortgage and the interest will be tax deductible. Once you enjoy an established business banks will with pleasure allow you to borrow against a business. I recommend hiring a lawyer and incorporating your business as ably. Make sure the name of it is not trademarked. If it is, you will entail permission from the trademark owner(in writing) to use the moniker or find another one.
What does it imply to "sort partner"? I hear it adjectives the time but I've never couched what it channel.
Question:
Answers:
Law firms and accounting firms and other types of companies-usually professional- are organized as partnerships. "Making partner" process that you have be asked by the other partners (owners of the business) to become a partner. This usually ability more money as you will become an owner and will share in the profits.
It technique that you are essentially given an equity stake in a partnership such as within a Limited Partnership Law Firm or Accounting Firm. ie: Smith, Smith, and Jones L.P., Attorneys at Law
There is a benefit to this as you get a piece of the firms profits.
Value of 1955 wheat fund penny uncirculated?
Question:
I have a 1955 Wheatback Penny uncirculated,What is the advantage of this Penny?
Answers:
If your Lincoln Wheat 1955 has an obverse close to this :
http://www.coinfacts.com/small_cents/lin...
then you own the double die variety(note the obvious doubling on words) which is worth at most minuscule $2,000 in uncirculated. Else if the obverse looks typical then it's a adjectives cent worth about 25 cents respectively uncirculated.
about 2 cents.
Banking- if my direct debit are supposed to come out -paid on speak the 15th of every month?
Question:
(so of course u construct sure you money is always within for these dates.-but the guard starts paying them randomly read aloud 2 days early-then charges me for not having ample in my funds where on earth do i stand?
Answers:
Direct debits are dictated by the company that take the money, not the bank itself unless you are confusing it next to standing orders which are different.
So, the culture you need to pilfer this up with is the company taking the money. Photocopy your dune statements with the transactions clearly highlighted. Call them and find out who you obligation to complain too and send a reminder, with the statements explaining that the payments hold been taken rash. Unless there is something contained by the Direct Debit t&cs that says they're entitled to steal the money a few days early if the 15th falls on a weekend, you own every right to demand they earnings your charges.
Of course, the far better option is not to enjoy Direct Debits at all. Why put someone else contained by charge of your money? Unless you save significantly by paying bills this opening I would pay bills by cheque, over the phone by debit card or online. Take the control rear legs!
Claim them charges back!! Give em hell roughly it
Phone them and explain what has be happening. I have this happen to me near the Yorkshire bank and I grovelled greatly about the charges and they reimbursed me and changed the DD date.
Its a bit tricky. If, for example, the 15th falls on a Sunday they take it out the 13th (Friday) as DD payments don't come out of accounts on Saturdays or Sundays. Basically they try to lug the money on the nearest weekday and is more likely to arise on 13th because the 16th is after the date it was supposed to come out. Hope this make sense.!
Send the bank a reminder explaining you want all the charges dropped or refund!
You are covered by the direct debit guarentee. They should not take formerly the agreed date and incase of weekends should take after the agreed date.
I enjoy accounts with National City guard, and with them, when you set up a auto money through direct debit, you tell them what year you want the bill paid from your report and that is the year that they do it. I would think that if you asked the executive of the institution that you deal near, they will give you stern your money that they took for insufficient funds, and if you are real adament more or less it and threaten to take your business elsewhere, they may even take-home pay you a little interest. Also, put together sure that they do not report this to the credit bureaus so you don't get an unfavorable report.
I dont believe you stand anywhere, because if you read the bumf on direct debits it tell you that if the payment date falls on a weekend or mound holiday, they are entitled to take it impulsive, so you have to details for this sorry
Phone the bank and ask them to put you through to your local branch as you want to speak to a human mortal (this normally works) later tell the local branch roughly it. You may still only procure ' all I can do is apologise' which seem to be the only sentence they've be trained to say. In which skin threaten to change to another mound ( except halifax or lloyds, their charges are astonomical). I'm afraid you can't claim charges back that you've received from this year on as they've changed their small print to kind sure people can't claim within the future.
What are the worst job?
Question:
Is it working at a fast food restaurant next to a screaming, lousy boss? Is it cleaning up at an animal shelter or zoo? Is it hauling furniture at a moving company? What would you say is an awful career?
Bear in mind, everyone working at an honest opening (and not scamming or harming people) deserves respect and is to be commended?
Answers:
Bussing and telemarketing
I would say-so working in a hurriedly food place with a screaming & lousy boss. Been nearby and done that.
I would say that the those that put down animals have the worst opportunity there could be and Morticians that see misery and misery with adjectives their clients families. But someone have to do it and they get my respect.
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Hi,
I be watching a morning news program the other afternoon and the worst job be: Whale feces collector.
I imagine this must be a pretty awful errand...and complicated to boot. But kudos to the men and women that do it!
here is a website that has links for the Top Worst Jobs and the Top Best Jobs =D
The worst job are the ones with horrible, unsupportive manager and a general attitude of negativity. They're the ones where on earth NO ONE is nice to each other, no one's ready to help respectively other out.
I worked in a grocery store - a meat marketplace, quite literally - within college. It was smelly and gross, and our customers be often cranky, rude and picky. But I worked near people who be completely and totally fantastic - we always found ways to titter and joke and simply have a worthy time (or commiserate, if necessary), so it made the long hours on your feet better.
I also worked surrounded by an office - a to a certain extent "prestigious" or "cushy" position, that, on the surface, would appear to be infinitely better than slinging steaks all morning. However, the attitude of the office be horrible. Backstabbing, whining, sniping, flat-out RUDE people. Management provided no support and played favorites. If you made a mistake, you be yelled at and berated within front of EVERYONE (it happened to adjectives of us!).
It doesn't matter what you're doing. When you're physically under the weather at the prospect of going to work every day - that's a dire job.
How would you communicate minus email, SMS or mobile phones?
Question:
Example,
Your in the city waiting for a friend to arrive and you own no communication devices. How difficult would it make your go?
Answers:
Without these things ithink the life is totally incomplete.
And enthusiasm will be horrible.And i dont want to think in the order of it.
send out a messenger. or a short time ago be patient.
We would freshly have to do what we did since email, mobiles etc. Wait for a while, if they don't turn up use a pay phone or run home and ring them from there! It wasn't too difficult as I remember!!
By gesture 1.
By Land line phones 2.
Ordinary Post 3.
smoke signals okay untill july first that is
Ask your parents, they manage.
My life would be simply fine. I would communicate in finance via land-lines and mail.
Not really that difficult you purely wait rather longer if they are late!
Yes believe it or not at hand was a time when not a soul had a cell phone or a computer! It wasn't that long ago any. I am 26 and when I went to big school 10 years ago within weren't any of these things really. The cool thing after was pagers! Anyways as some one already stated we would only wait around for a while if that being didn't show use a pay phone or budge home and call them. Its really not adjectives that difficult to find a payphone even in today when cities are considering getting rid of them. I think thats a doomed to failure idea because not everyone have a cell phone.
it is the most awful moment when u want to communicate with someone and u enjoy nothing to do so. near is only one point that we can do: look for a public telephone booth to send for ur friend.
Ye Gods!
Try and imagine that you are contained by the deepest part of the Borneo jungle and be creative. How do you think the human see has survived adjectives these years?
Maybe neither you nor your friend have communication devices but you can use cyber caf¨¦ to send respectively other emails or arrange to meet at a designated place and preserve checking it at pre-selected times.
Just like we used too, if you were'nt gona trademark it somewhere on time you told the soul in mortgage. If this had'nt happened you'd hang about 15-20 mins then give for home and ring them to give them a mouthfull.
Its going to be a short time difficult, but you can wait for that your friend for a moment or two. If nought happens next give up.