Finance & Business Question and Answers

Please extend the answer to my?


Question:
Please extend my question to another answer because the answer received do not say nothing due to the two fellow answer he is an scam the word scam do not exist the correct word is scamps. Looks to me donot resources the same.

Answers:
I'm sorry. But I don't know what you're chitchat about!




How can you bring up to date if a $100 bill is genuine or spurious?


Question:


Answers:
water imperfection (picture of president in corner INSIDE the paper), 100$ symbol runnign through from top to bottom on one side, use one of theose marker for money, if it stays yellow/brown it is real, black or red it is not. If you still ahve question, bring it to the bank, they can definatly transmit.
Hold it up to the light and nearby should be an imbeded water spot. (lower right corner ish)
Fibers and color.
Taste test. If it taste like palm sweat and smells approaching body odor then it is TRUE.
Look into the light and put emphasis on it and all and it shouldnt be distinct if it is then oh in good health.

Or just ask me, I am George Washington gone Salafi.
Not sure nearly dollars but here in England beside pound notes, you can hold the details up into the light and you will know how to see the queen hidden surrounded by the paper. Pretty cool in actual fact.

Give it a go next to dollars.


How do I know if singlenet received the donation I sent them?


Question:
My name is David Martin and I sent them a money decree the other day for 59.85 dollars the numbers on it are 10048335773 made out on 7-3-2007 and sent out one and the same day.

Answers:
Call Singlenet and ask them,

or

Call the issuer of the money demand and see if the money order have cleared.




Hello American People ! what do you deduce to france ?


Question:
i am franch and i would like to know how you considerate french populace and french culture ? Il you can, do you imagine to live within france ?
thank you

Answers:
A girl with a French articulation is sexy. Actually, I think a girl near just give or take a few ANY foreign language diction is sexy!
I like the 3 Musketeers!
I really don't know much something like French culture...
I don't know anything about France, but I'd love to progress there!
I've see pictures and it looks nice there, but I never thought of departure America to live anywhere else.
I will be honest, I think you guys are closet travel case racist sometimes.I understand you guys own the same problem as do the Americans hold on Immigration don't take this the wrong passageway, you guys make me screech when it comes to France handles Its political affairs.
I one-sidedly am not crazy about the French. Too much unpromising history between USA and France. I feel your country doesn't stand up and spar for things in this world resembling it should. Everyone there simply seems to want to stay contained by their own little happy place and not catch involved in the bigger issues that are prevalent within our world today. They should step up to the bat and play in the team game like the rest of the world's great countries.
0. Lance Armstrong is retired.
i cant reflect any things of france now but i did know that where on earth ones good inhabitants


Working near a charter bus company? Lower Prices vs. Newer Fleet?


Question:
I've done one charter on a 47 seat coach. Cost me $90 per hour for four hours driving and $30 per hour for six hours waiting, for a total of $540. I sold 46 places for $30 each on this trip, that's $1380. I run an ad within a local weekly paper for two weeks and that cost just about $100. I put an ad on a local radio station that cost $150 for 15 times played.
I made nearly $600 for almost 20 hours work. The bus was behind the times but rebuilt (1984). It be OK, but nothing to brag nearly. This company has two similar buses.
Another company I contacted have somewhat newer buses, most 1988-93. They also have a few 45' buses, which form 55, vs. 40' buses which seat lone 47. Some of their buses are 8' wide and some are 8'6" broad.The company I used only have 8' wide buses.
The costs next to the other company are about 25% better. The buses are still pretty old, but again rebuild and look OK. For future trips, what would you choose? Would slightly newer be worth slightly more money?

Answers:
what does your gut make clear to you
that is the actual answer to this question.




What is epistle of credit?


Question:


Answers:
It is an official notification issued by a bank authorizing a entity or company to take money from another dune. A simple example will explain it clearly. Suppose A in India requests to buy material from B within Japan. A will open a Letter of Credit contained by favour of B. B will ship the materials and convey copy of the documents to A's Bank. When A accepts the documents from the Bank, the Bank will be paid payment to B's Bank thus completing the recompense for the materials. The advantage here is that shipping documents sent to A's dune is proof of shipping the material and assumption of documents by A is guarantee for payment for the materials. Thus both party to the deal is protected.
Letter of credit, surrounded by business and commerce parlance, is a letter issued by a Bank wherein details are given as to how much money the Bank is holding within favour of a dealer set-up on behalf of a buying set-up, and what are the terms upon which the money will be released. To shorten adjectives this, B places an order on a supplier S for shipping an item to him F.O.B.
(Free on Board), afterwards B the buyer arranges to open a LOC (Letter of credit) within his favour through a Bank, and the Bank will release this donation on receipt of B/L - Bill of Lading - which is proof of despatch/delivery of stuff to the shipper. In this manner, the sum of the supplier remains secure.
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contained by that find the articles, there you can see Letter of credit and adjectives the banking vocabulary : learn more within: www.alibaba.com
A letter of credit is a document issued mostly by a financial institution which usually provides an irrevocable clearing undertaking (it can also be revocable, confirmed, unconfirmed, transferable or others e.g. spinal column to back: revolving but is most commonly irrevocable/confirmed) to a beneficiary against complying documents as stated contained by the credit. Letter of Credit is abbreviated as an LC or L/C, and often is referred to as a documentary credit, abbreviated as DC or D/C, documentary missive of credit, or simply as credit (as in the UCP 500 and UCP 600). Once the beneficiary or a presenting wall acting on its behalf, makes a presentation to the issuing mound or confirming bank, if any, inside the expiry date of the LC, comprising documents complying with the vocabulary and conditions of the LC, the applicable UCP and international standard banking practice, the issuing edge or confirming bank, if any, is indebted to honour irrespective of any instructions from the applicant to the contrary. In other words, the obligation to honour (usually payment) is shifted from the applicant to the issuing ridge or confirming bank, if any. Non-banks can also issue correspondence of credit however parties must set off potential risks.

The LC can also be the source of payment for a transaction, aim that an exporter will get remunerated by redeeming the letter of credit. Letters of credit are used these days primarily in international trade transactions of significant pro, for deals between a supplier contained by one country and a wholesale customer in another. They are also used contained by the land nouns process to ensure that approved public facilities (streets, sidewalks, stormwater ponds, etc.) will be built. The party to a letter of credit are usually a beneficiary who is to receive the money, the issuing hill of whom the applicant is a client, and the advising guard of whom the beneficiary is a client. Since nowadays almost adjectives letters of credit are irrevocable, (i.e. cannot be amended or cancelled in need prior agreement of the beneficiary, the issuing bank and the confirming ridge, if any). However, the applicant is not a party to the note of credit. In executing a transaction, letters of credit incorporate functions adjectives to giros and Traveler's cheques. Typically, the documents a beneficiary has to present within order to avail himself of the credit, are commercial invoice, bill of lading, insurance documents. However, the inventory and form of documents is open to imagination and negotiation and might contain requirements to present documents issued by a colourless third party evidencing the characteristic of the goods shipped.




Imagine that a business call the Acme Electronics from time to time imports computers from a business call Bangalore Computers, which banks near the India Business Bank. Acme holds an account at the Commonwealth Financials. Acme requests to buy $500,000 worth of merchandise from Bangalore Computers, who agree to sell the stock and give Acme 60 days to remuneration for them, on the condition that they are provided with a 90-day LC for the full amount. The steps to take the letter of credit would be as follows:

Acme go to The Commonwealth Financials and requests a $500,000 letter of credit, near Bangalore Computers as the beneficiary.
The Commonwealth Financials can issue an LC either on approval of a standard loan underwrite process or by Acme funding it directly with a deposit of $500,000 plus fees between 1% and 8%.
The Commonwealth Financials sends a copy of the LC to the India Business Bank, which notify the Bangalore Computers that payment is set and they can ship the merchandise Acme has ordered next to the full assurance of payment to them.
On presentation of the stipulated documents contained by the letter of credit and compliance near the terms and conditions of the memo of credit, the Commonwealth Financials transfers the $500,000 to the India Business Bank, which then credits the tale to the Bangalore Computers by that amount.
Note that banks operation only near documents under the epistle of credit and not the underlying transaction.
Many exporters have misunderstood that the wage is guaranteed after receiving the LC. The issuing hill is obligated to pay below the letter of credit one and only when the stipulated documents are presented and the terms and conditions of the missive of credit have be met accordingly.
Letter of Credit - Its an secondary credit (limit) extended by the Banker for procure materials/negotiation of Bills (exchange) It's of two types (Internal/Internation - within india & outside India) .For example if the Bank have sanctioned you 10.00 lacs as O.D Limit & 2.00 Lakhs as L/C Limit Your can operate up to 12 lakhs. Whereas as the 2.00 Lakhs L/C Limit is time bared debit. It have got its own legitimacy it 90 to 120 days & so on. After a transaction was over for in the order of 2.00 Lakhs thrio " L/c it has to be honoured on the due date. Other astute it will be debited within your a/c where you hv individual 10.00 lakhs as the ceiling.


If you have 80000 pounds to invest or collect in need risk where on earth would you put it?


Question:


Answers:
Nothing is without risk.
It depends on the level of risk you are prepared to take as to how you should invest the money.
In my experience, property is the best investment.
My wallet.
o defo the wall mate
Premium Bonds
Nationwide (Building Society) Guaranteed equity Bond - NO risk to your capital
a big interest bearing funds account which is FDIC insured similar to emigrantdirect.com or ingbank.com
under the floorboards until i find the time to dance and spend it
Ok, that isn't that $80 American? lol Why not get funds bonds or put it into a 401K...investmenting could cost you all your pennies.
I would invest the money on a clothed race horse or greyhound after doing a bit of investigating.Guaranteed moral investment.Either that i'd get my self on the property stepladder and start letting/renting.
in the box beneath my bed s**t i have merely told you where my stash is
30k buy maximum holding of Premium Bonds
20k pay cheque off mortgage and sit contained by a house worth 60k
10k on other debt
10k change sports car
5k to sister
5k holiday
behind the lump lol
Yes I know 80k seems seriously of money! It's not really
.Without risk?
The only place I would recommend is the building society paying the most interest.
After export tax you may get around 4k a year interest, but it have to be the safest bet.
If you want it all, or even some of it , out at any time you can draw from at it, no problems.
A cash deposit or compact disc is without risk. It is insured by the gov't. You can catch one through a bank.

Money Market funds through core houses like Vanguard, T-Row price or Fidelity are also risk free. Vanguard's is call Prime Money market Fund. 0% risk. Money Markets funds do not hold term commitments resembling CDs so your cash is availble anytime.

Treasury follow-up are guaranteed by the US govt and are risk free(they may fluctuate in price but they are guaranteed to be salaried in full on maturity). I would look for this contained by Brittsh denomination to avoid currency risk.

Along the vane, GNMA'sare also Govt guaranteed and carry a superior interest rate(about 5.3% now) ... Vanguard and Fidelity have obedient GNMA and treasury funds.. I would look for this in Brittsh denomination to avoid currency risk.
First of adjectives, keep at tiniest 2 months of your net income somewhere they are immediately accessible, such as positive no notice ISAs or accounts, to serve as an emergency fund. This will lessen the risk that you will need to borrow, on expensive interest, should problems arise.

Next, consider: Is it categorically essential to avoid all risk? 'No risk' investments can return a lower amount than more conventional ones, repeatedly to the extent of not keeping pace near inflation. Very few of us need to do away with all risk from our lives, and the attempt can be self defeat. If such is still your priority, read some of the other replies.

Do you currently own a house, and have a mortgage on it? If so, overpaying the mortgage to the sum allowed in need penalty is an excellent route to start, being toll efficient, dependable, and usually providing a better return than other cash base investments.

Consider buying a property to let out. There are risks at hand relative to what you asked for, but risk-free investment is an unrealistic hope, and should be viewed next to suspicion. Property balances its constrained risks against potential gains really well.

Many gratitude.
i would put 30000 into premium bonds because its tax free.
the 20000 into gold ingots tax free 30000 into lofty interest bank.
There is no such piece as a risk free investment, no matter what anybody tell you. In the UK the investments with the most minuscule risk of capital loss would be those guaranteed by the British policy and marketed as National Savings but in attendance is still a risk that the Government could default. Even if the British Government does not defaulting, there can be a loss surrounded by real expressions - lb80k in premium bonds will other be lb80k but its buying power will reduce over time because of inflation.

Consult an INDEPENDENT financial counsellor (IFA) - one who specialises in investment and stash. (You can find a local one through www.unbiased.co.uk) Spend time discussing your requirements and objectives (which should include a discussion roughly speaking your attitude to risk) and let the IFA put together proposals based on the information you afford him or her.

Also remember that deposits in bank and building societies are NOT 100% safe and if the deposit taker collapses you may not return with back adjectives your money. The current limits of the Financial Services Compensation Scheme for lolly deposits in recognised, regulated UK institutions are 100% of the first lb2,000 and 90% of the subsequent lb33,000 - lb31,700 maximum per individual depositor. More information on that at www.fscs.org.uk
in my movies ,,,mmmmmmmmmmmmmmm


Whats a accurate situation for a 14 year mature?


Question:
im 14 and i really wanna to get a living an earn a bit of money to get a unsullied bike anyone got any suggestions (apart from anyone a paper boy cos pays ****)

Answers:
When I be your age I worked weekends in a vehicle accessory shop.
You might be capable of find some holday work with a trades soul, like a plumber or sparky, or step around helping grannies with gardening or doing errands.
Its adjectives cash!
Do they still hold caddies at golf courses?
why dont you get a assignment in a cafe or something you wont own 2 wait on conceivably just valet up but most places now hold dishwashers so you only hold 2 put them in nd cart them out
get your mum to attend a sports car boot and have a clear out!

are you can do small screen work/modelling/adverts etc at www.eurokids.co.uk
get guidance from a proper school career place, jobcentre or the like. worthy luck!
lawn thoroughness, pool care, pet prudence, housekeeping work, hawking tabloids on the street corners.
Well, the easiest jobs are the supermarket ones. They won't hire you until you are 16.

Alternatively, you might want to try rag rounds. Ask at local newsagents.

Those are the obvious ones. Unless you are super super rich and can introduce yourself with parents to receive you paid work experience at the Civil Service, or somewhere.

Generally, the command discourages working before 16 because as a policy they enjoy it that its better workers under 16 be doing their studies. That's why there is no minimum wage for workers below 16 - so you've got to pay attention.


Ok, how much is 10 pounds within american dollars?


Question:


Answers:
Here's the converter.

It c anges constatly, so I hesitate to put down a dollar amt which may adaptation by the time you read this.
Good luck. GOOD question.
10 British pounds = 20.10600 U.S. dollars
10 pounds = $20.12
About $20 - the conversion change constantly, but is around $2 US to one British pound.


Reclaiming wall charges. Help?


Question:
For the past three months I've be trying to reclaim my bank charges (lb500 worth). I've sent my mound letters asking for the money final (templates from moneysavingexpert.co.uk) but I've not heard anything, and respectively time I ring up or go within, they just preserve asking for another copy of the original message. They now hold 4 copies of my letter.
The wierd point is that my boyfriend took my letter contained by at the same time as his (we are both near the same bank) however, not solitary has he have a response, but also got adjectives his money back. I don't know what to do presently, because I know all they will do is ask for another copy. It's my money, and if it be less than lb100 after I wouldn't bother, but its lb500!
Anyone got any suggestions please.

Answers:
First of adjectives, you should be using recorded nativity to send adjectives letters, so that you enjoy proof when the bank received it (you can track it using the Royal Mail website). All correspondance to the guard should be sent by recorded abdication.

You should also ignore the bank responses until you get to the court stage, as they will a short time ago try and put you off claiming.

There are strict timescales you should stick to, as if you don't it will really prolong your claim. If you`d stuck to the timescales you could be fundamental the end of your claim immediately! (not having a be in motion, just letting you know, undesirably a lot of sites don't mention this).

Heres what should own happened.

1) Send the ridge a letter asking for your charges hindmost by recorded conferral. You then skulk 14 days from the date the bank received it.

2) Send the ridge a letter formerly action giving the ridge a further 14 days to pay you your charges formerly you take them to court. Again, hang around 14 days from the date the bank received it.

3) File the claim surrounded by court.

Don't ring the bank at adjectives, everything needs to be contained by writing, so you can present it to the court if you have to, and also because you enjoy no proof of whats been said contained by a phone call and they can string you along.

Also look out with the Money Saving Expert template, people own had problems near them because the wording is not detailed enough, although this applies to the court claim and not the standard post.

Have a look at my site below, which had detailed step by step guides to claiming your edge charges back, along beside template letters and spreadsheets. There is also the most modern bank charge word and developments to keep you up to date, and forums for one to one aid and support through out your claim.

I would really recommend sitting down for an hour and reading all the guides on my site as they will really abet you out, and explain what you need to be doing and when, and how to counter to the banks responses. All the template are tried and tested, and will pass surrounded by court, and the site has help many inhabitants claim thousands from a range of bank and building societies (and I claimed back over lb1000 myself).

The site is completely free to use!
Most business do try to verbs this kind of stunts. What you should do is give the name one more time but this time story the call where on earth they ask you to send the note again and then distribute the letter via a registered messages.
What I think they are trying to do is drag this problem for long plenty until reach to a point where on earth they can legally throw out any money because "you didn't file the claim in first 6 months of the problem"

Let me know if this helps.
threaten them next to small claims court and see what happens and well brought-up luck


What can't money buy?


Question:


Answers:
happiness

love

sleep

time

creed


respect
It can't bring the late, great Dale Earnhardt put a bet on to an entire nation that still misses and loves him
My dad used to grow tomatoes in the hindmost yard. There are solely two things money can't buy, he used to say. Love and home-grown tomatoes.
safety
true love
time
Money can not buy you a unlimited life, adjectives sense, good form, world peace, the church, way into glory, love, sight if you are blind, audible range if you are deaf, youth if you are old, go of a dead love one, energy if you are dead, respect, honor if you are dishonorable, and masses other things.


Reclaiming wall charges Llyods?


Question:
I get charged lb10 everytime my explanation balance falls below lb1000. My article has be like this for as long as I can remember near Llyods TSB. Is this one of the types of unfair charges that I can claim rear legs or would it be in my contract?

Also whats the easiest bearing to reclaim these charges

Answers:
I haven't actually hear of this, and it does sound resembling a special case, and would enjoy to see the terms and conditions of the narrative to give a definitive answer.

However, as its a special description, and you would have have to have signed agreements for the lb10 levy, I don't personally assume that you would be able to claim it spinal column, as its not the same as a standard cost charge.

I would ask on the consumer action group forum for this, as they hold legal experts who should know how to give you a definate answer. Its the first time i`ve come across this, and would be interested to know what they say-so. Unfortunately, I think they would probably fund me up and say you couldn't claim, but its worth checking.
This sounds approaching you are on a special account, Lloyds TSB save offering it to me. It is something like Platinum or silver side. You may not know it but you get breakdown cover, phone and travel insurance and much more only just by having it. Go into your branch and merely ask for a classic account, freshly a standard account. Charges will afterwards only be incurred single if you go overdrawn or do something rebellious. If the bank enjoy put you on a silver or platinum account lacking you knowing then yes I suspect they would pass you all your money hindmost, ask them first and see if you can resolve it..I have agreed of examples where the sale staff will just sign up society for this account, signature not required. They work on commision and own very tough target.
when you opened the statement you would have signed to do this. surrounded by the terms and conditions it would enjoy included that if the balance did turn below 1000 then a payment would be levied, so on that font this is not a charge you can reclaim as unfair.
if you are dictum that this was never explained to you i.e. you thought you be signing to open a unusual 'normal' account afterwards your first port of call should be your branch. if they are unhelpful/unable to resolve your complaint afterwards you would need to grasp the contact details for their customer relations unit and bump up matters near them, the branch will have a handout. if they in turn provided you near an unsatisactory answer then you can cart it to the financial ombudsmen as a case of the branch miss selling you an depiction. without getting too personal, if it be a ridiculous account for you to own - i mean if the probability of your account individual over 1000 each month be slim - then it sounds approaching it is a case of miss selling. when you interested a normal vindication with a branch the staff appendage will not get any bonus for this. everything extra you filch out that has to be salaried for by you and they do get a bonus.


What do u connote by High-tech bank.What are the most up-to-date services available and how it is adjectives?


Question:
Relating to banking sector

Answers:
Different general public have different point of view as to the high tech bank and their respective high tech bank. Some tirelessly boast of a scenario as a high tech ridge where, alongwith traditional fixture and fittings, a few electronic gadget like computers, ATM machines, scanners and printers are placed minus even a least professional mindset for bank operations. The large tech banks unambiguously comprise of modern electronic gadgets to assist contained by carrying on banking operation with analogous "genuine customer friendly" policies, procedures, manpower and attitude.

The most modern facilities at the disposal of both bank and its clients being the updated electronic gadget and their applications, 24x7 working, anywhere-anytime banking at speed and financial cost, customised banking products, speedier grievances redressal, timely information..etc.

The usefulness of such ridge structures is evident from the phenomenal growth of the bank sector in times gone by 5 years. The more high tech bank have record multi-fold their own growth, growth of their clients and businesses, contribution to the economy, lofty collection of taxes-particularly service tax within financial services sector, launch-distribution-monitoring of useful and logical bank products to suit the demands are just a few more marked useful aspects.




What are the minimum documents required for a mound picture?


Question:
see, i m learning to drive from today and subsequent week this driving school guys will obtain me a learner's license BUT:
* motoring school guy told me that i ll involve my school permit for age proof [which i have] plus a new ration card [which i dont have] or a mound statement ...
* i have a wall account which as minor beforel; we submitted the application for getting it majored but zilch happened and i so, dont enjoy a passbook or statement in my identify... and i dont like this hill too...
** can i get another hill account ? close to some SBI or ICICI? all i hold is my age proof [school certificate] and old ration card [which immediately smart officials stay away from to take; havent tried surrounded by bank] and an affidavit as my address proof and character.

CAN I HAVE AN INSTANT BANK ACCOUNT WITH THESE SMALL DOCUMENTS?

pelase aid me!

Answers:
I believe you do have to own a form of id as powerfully as the items you mentioned above. If you don't want to wait through the time of year for your learner's license, you should still be able to progress to your local Dept of Transportation and have them issue you an designation card only. I know within are people next to no driver's license but have an authorization card. Best of luck to you Sunny!
Your question is for a while confusing but..

If you are under 18 a parent or guardian is required when exit a bank statement

If you are over 18 two forms of picture ID are required.
you will defiantly inevitability a photo id or you will not know how to get a wall account


Way to trademark $10 a daytime beside rewarded surveys? I should weave 10 sites?


Question:
im using treasuretroopers, sendearnings, and inbox dollars. TT pays .75 cents daily, sendearnings $1 day by day, and inbox dollars $1 daily for day by day surveys. So im saying if I merely do the daily surveys for 10 sites I would trade name $10 a day profit, although I wouldnt know how to cash out until read out 2 months but I would get resembling near $600 every 2 months. Does this put together sense or am I thinking too wishful? I know the 3 sites I listed reimburse and have day by day surveys, so doesnt it seem logical to find 7 more paying sites next to daily surveys that settle? If anyone knows of indisputable paying sites with on a daily basis surveys of around $1 please tell me, gratitude

Answers:
Your strategy is exactly what I am doing and I clear over $1500.00 a month just from 4 sites! Just use a 2nd email address when you do the surveys, clear cookies after contribute done and most important..put contained by the time and effort! (Currently, I spend more or less 12 hours a week)
Some helpful links timetabled below
Kudos to you for trying hard and staying buoyant.But I personally found that surveys are not worth my sensible time. I needed a way to produce more income. I would recommend signing up for Agloco. They pay you a short time ago to surf the web. But you mostly attain paid when others who you refer surf the trellis, and the people they refer. So if you refer 5 empire to Agloco, and each of them refers individual 3 other people, and they spend 5 hrs a month online surfing the trellis, your making $761.25/month. And all you enjoy to do is surf the web whenever you want, freshly try to surf 5 hours a month. That way you are going to the websites you want to, instead of wasting your time padding out $0.5 surveys, and making more money. And the best part is that it is free to merge and you have unlimited income potential. Just surf 10 minutes a sunshine at the sites you choose, and refer others. I hope this helps, because I too own spend hours on surveys, but they payed me pennies for all my thorny work. Please sign up under me so you can give support to me make money too, the best of luck to you! Click here: http://www.agloco.com/r/bbfc0373...
For a great catalogue of paid survey check out
http://www.survey-search.blogspot.com...
They are adjectives free to join and there's posted proof payments. Good Luck!!


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