Finance & Business Question and Answers

Dear Friends,?


Question:
Dear Friends,


I worked with a company for nearly 5 years and moved out the job surrounded by the month of June 2006. I want to take put money on my PF [Provident Fund ]Can you all please permit me know how much time does it to get PF the from the date of application?

Plz counsel.

Regards,

Alok

Answers:
hi buddy,
As u have asked abt the time factor which is involved within the processing of the form is min 3 months....since it is to be done from the govt end so the working of the member of staff in PF department also makes a huge different....
My PF A/c took took 4 months to return with processed, i advice you to of late fill the form and submit and relax.it will be done.
There is one waif point to tell you that if you hold SBI A/c them the Amt could be transferred in Your A/c dirctly short any cheque processing for other banks....
so best of luck
and relax....
sorry, cant answer that one!


Is this a SCAM? Please Help?


Question:
I recieved a check and a letter within the mail stating that I won a prize from Marketing for the Future, Inc. They enunciate I won a prize out of their database because my state made more money than expected. This company is listed at an address within Canada and the check comes out of Kansas.

Has anyone heard of this as a scam?

Answers:
Very discreetly read ALL the fine print on the check and any documentation that came beside it. Sounds very much close to a scam to me. You can also try checking out the company with the Better Business Bureau.
Yes. Once you lolly the check you are giving them your acct number and bank signature. They'll cealn your acct out before you even know it.
Check next to the BBB and your government fraud and scam agencies. If your state made more money than anticipated and to be precise where the money is from- you should know how to verify with the state.
I haven't hear about this, but most expected it is a scam as most things these days are. I would emphatically check into it thoroughly before going for it. In my feelings, it's a scam.
Yes. THROW IT OUT. If you didn't enter any contest, let it be. The minute you brass that check, they will have your hill information and that is unbelievably bad report. My sister got delayed in a similar lottery scam but lucky for her, the hill caught it before any damage was done.

You NEVER receive anything for free, there is other a catch. This is lately another way that these places use to phish for personal information so they can wipe you out.

Just throw it away.
No, but do not believe what you seize in the correspondence
If it looks too good to be true, it is too moral to be

true.

A fool & his/her money are easily part.

In the end you will retribution dearly for your greed.


What are some simple or creative ways to release money?


Question:
I am a medical student who also takes consideration of my elderly grandparent on a fixed income and handle his finances, and I stipulation and want to know ways on how to save money substantially. Phone, electricity, internet, groceries, etc. Please share next to me your tips and as always I greatly appreciate your comfort. Thank you kindly. :-)

Answers:
You can also check out these 2 websites as they will enjoy even more and better suggestions for you. Daveramsey.com and clarkhoward.com.

Before jumping contained by and buying, renting, obligating check near at least 3 other places to see if you can take it cheaper or more services etc. For the grandparents always express that they are seniors and would similar to the Senior discount. Now for them ask for everything from Utilities to Real Estate Taxes to Eating out and so forth. Same goes beside there medical expenses clear a case near the person you natter to that there on fixed income and don't hold much money many times you could gain 20-40% off at hand bills. Turn the a/c up a few degrees and the grill down a few degrees surrounded by the wintertime. combine trips out for supplies groceries and such.

Keep studying and someday you won't have to skimp by but you'll delight in the game of getting a better concordat than the others that don't try for a better deal and enjoy much more than the rest.
lots of tips at

http://www.cheapskatemonthly.com...
get your gas and electricity from duplicate company.You usualy get a better promise
write up a daily menu of meal for the whole week including snacks and the ingredients needed for respectively meal. This help if you tend to buy spontaneous items when shopping
Cook all your own food from fresh, don't buy ready-cooked meal. There's more goodness contained by lentil and carrot soup than in a packet of nippy food. Sardines are cheap and healthy. Stores get rid of off yesterdays bread and veg at reduced prices as soon as they embark on in the morning.
Save on sea heating by boiling kettles instead of using immersion heaters and rinse out with a facecloth instead of showering, at lowest possible every second day.
Switch past its sell-by date all lights and electrical appliances as soon as you've finished using them. Wear more clothes and cut down on heat. Fill the electric kettle with just enough wet for your needs. Grow your own veg. Haunt charity shops and vehicle boot sales for necessities similar to clothes and household goods: buy nought new. Cut out booze and confectionary, cake, and fancy biscuits. Change into old clothes when you come surrounded by from work. Use the washing device only when you hold a full load and set it at 30-40 degree. Hang up your clothes to dry instead of using the dryer (which is V exoensive.) Don't buy books, get them from the library. Learn to delight in free hobby's like walking. Shop surrounded by cut price stores like Lidl.


Sara Rankin is the assistant chief information at Hokey Company, a businesswoman of computer chips and cellular?


Question:
phones. The company presently has total sale of $20 million. It is the end of the first quarter .Sara is hurriedly trying to prepare a standard ledger trial balance so that quarterly financial statements can be prepared and released to government and the regulatory agencies. the total credits on the trial exceed the debits by $1,000. In charge to meet the 4 p.m. deadline ,sara decide to force the debits and credits into go together by adding the amount of the difference to the Equipment. She chose Equipment because it is one of the larger tale balances percentage-wise, it will be the tiniest misstated. Sara plugs the difference. She beleives that the difference will not affect anyone's decisions. She wishes that she have another few days to find the error but realised that the financial statements are already late.
a) Who are the stakeholders surrounded by this situation?
b) What are the ethical issues involved in this travel case?
c) What are Sara's alternatives?

Answers:
$1000 out of a $20m dollar turnover is insignificant.
There are no ethical issues at stake, the stakeholders are not going to go sleepless in the region of this and Sara doesn't have an alternative. It will look far worse if the company can't carry it's financial statement out than worrying about a piddling $1000 !!
In reality, not getting the statement out on time may unsettled some investors and the spatter in stock efficacy could be millions of dollars.So I don't see an issue with a misplaced $1000


AY AY AY - HOW COME IVE GOT A THUMBS DOWN? AT LEAST I TRIED TO ANSWER THE QUESTION UNLIKE THE MORON ABOVE ME!
So, roughly you want us to do your homework for you then huh?

Who are the stakeholders surrounded by this scenario? What are the ethical issues? What are your alternatives?

I mean, wow great cross-question, I bet you came up near that one off the top of your skipper.


What is more powerful income helpful or cowed and why?


Question:
."The Cashflow Quadrant," concept entails 4 groups, split next to 2 lines (1 vertical & horizontal, Active Income left E-S & Passive Income right B- I). dispatch representing a way within which an individual may earn income. .E: Employee-Working for someone else S: Self-employed or Small business owner -person owns his own job and is his own boss. B: Business owner — Where a soul owns a "system" of making money, rather than a work to make money. I: Investor — Spending money surrounded by order to receive a larger payout surrounded by return. 20 % wealth distributed on the disappeared quadrant (E and S),. Conversely, 80% wealth distributed on the right quadrant (B and I) and are supposedly following the simply road to true. An income stream falling into this category is one where money is received usually on a regular idea, without continuing crack.This does not mean no hard work at all; most compliant income streams require great effort to start near..So, passive income is more powerful and hence we should hold it.

Answers:
Well Khan sab you got lot of erudition in this grazing land why you asking a question i hope you know the better answer ,the description which you give has done lot of study

As far a concerned i resembling active income
i prefer restrained.
The active income is most powerful it is dependent on the involved and intelligence of the earner whereas the passive income is generate on its own whether the earner takes involved action or not similar to the interest on the deposit it is dependent on the rate and period of deposit individual or rent it is dependent on the agreement between the tenant and land lord.


I own a earnings of $1500.00 a month how much is it hourly?


Question:


Answers:
9.38 an hour approximately. Assuming you work 160 hours a month (40 hour weeks). Divide 1500 by 160.
$8.66
18K per year
2080 hours in 52 weeks
18,000/2080=8.66
Is that for February ( 28 days ) or December ( 31 days ) ?
If you do as you enunciate, then you would know how masses hours you worked, right? Divide # of hours into $1500..That'll give you $/hour
Divide your $1500 by the number of hours you work surrounded by a month and you will have the answer.
$8.65 an hour.
it appears you're over salaried.
Around $9.38 if you work 160 hours a month.
Be careful of stipend jobs. Usually you must work 40 hours a week to gain full pay. However if you work more than 40 hours a week (and you are going to), you still carry the same compensate. So then you may be making ALOT smaller amount an hour. Be wary. Ask question. You obviously do not follow this situation.


How infirm do u hold to be to work at petco?


Question:
help plz

Answers:
most job are hiring at age 16 , but you will also need working papers, that you can grasp from your school and the commission needs to crowd it out for you, there are law that peratin to how many hours a daylight you can work while attending school, these law change when its summer break slightly, pious luck
According to Child Labor Laws, the minimum without work security is 16.


British gas?


Question:
I am a disgruntled ex online customer.(Click Energy).
I have immediately moved to another provider.
What is the address of British Gas for me to send a memorandum of complaint.
It makes a quotation on its website to "write to the address opposite". But there is no address.Typical.

Answers:
You are fairly right, British Gas don't seem to enjoy an address to which customers can write, only receiver, email or online forms.

I did find an address for their parent company (Centrica) office here contained by UK, maybe you could try that:

Centrica plc
Millstream
Maidenhead Road
Windsor
Berkshire
SL4 5GD

Also worth informing energywatch, the independent electricity and gas supervisor, of your grievance:

http://www.energywatch.org.uk/help_and_a...

Hope this helps.
https://www.britishgas.co.uk/help_advice...

here is the cooperation to customer services
Always write to the Managing Director when complaining, it saves time and basis them hassle which is passed down the line. You might be capable of get a detail of Director's and their addresses from Companies House Web-site.

Not much oblige to you but as I am in the gas industry and because of my interest contained by CO issues I have a contact intensely high up surrounded by British Gas. When my mum had a problem and I mentioned it to this contact it be sorted in two days, and I finished up getting cheque after cheque sent to me for exactly the same complaint. I did return the unnecessary ones. LOL.
British Gas are a nightmare. I wrote to: Customer Relations, 80 St Mary's Road, Southampton, SO14OWA several times to no avail - within fact they stated on the phone that it is not policy to answer packages.
Finally I wrote them with a copy to: Energy Watch, 9th Floor, Civic House, 156 Great Charles St., Birmingham, BS3HN. attn. Ann Rowe.
AS a result of this I finally received an apology and lb10 compensation for 20+ post I had written, countless phone call, and lb5 I had to take-home pay to provide a copy of a cleared cheque.
So much for privatisation giving "better customer service." British Gas don't know the meaning of the word service - but I dream up they may make a profit from their definitely useless 0845 "Questions?" phone number.
British Gas have an APALLING website.

See: https://www.britishgas.co.uk/help_advice...
The contact boxes are only just adequate for users to be capable of express even the rage of have to contact British Gas in this route. They restrict the number of words for querying/contacting them, there are no address, no clear structure of the company given, confusing sections upon section of FAQs...An absolutely APALLING company

I would simply contact Energy Watch (The controller of British Gas) immediately.
The website is:
http://www.energywatch.org.uk/
And click on "Contact Us"

and cc' your complaint to the British Gas Managing Director and stipulate you want an on the spot response.

Phil Bentley
Managing Director, British Gas
Centrica
[Insert Centrica HQ Address here]

The link roughly speaking Phil Bentley being appointed MD of British Gas by Centrica, the company which owns British Gas, is here: http://www.centrica.co.uk/index.asp?page...

The Centrica Address is:
CENTRICA
Millstream
Maidenhead Road
Windsor
Berkshire
SL4 5GD

You find more contact numbers and interesting email address to cc your complaint to at this link:
http://www.centrica.co.uk/index.asp?page...
Note the house@britishgas... email address.


Do CDs count as "printed matter" for postal purposes?


Question:


Answers:
Hi.The answer is no. Printed matter are books, magazine, pamphlets etc. If you option to send a cd to a friend overseas, dispatch it by Airmail Small Packet Rate rather than Airmail Letter Rate. If you choose to transport it Small Packet Rate, you must not enclose a message! On the customs label you must stress it as a 'Music CD' and put the value surrounded by the last box as a lb1.00. I do it when I go my cds overseas.It's perfectly decriminalized. All the best.Alan L.
Not in memo form..
Not as printed matter...but you can still letters them media messages if thats what youre asking
Cd's are considered "media mail" like peas in a pod rates as mailing a book.





Media Mail(R) service is a cost streamlined way to communication books, sound recordings, record video tapes, printed music, and record computer-readable media (such as CDs, DVDs, and diskettes). Media Mail can not contain media hype except for incidental announcements of books. The maximum weight for Media Mail is 70 lbs.
No, but they do count as"media".
No they are classed as multimedia substance.
If you are referring to being competent to send CD's, or DVD's, by using Media Mail at the Post Office, yes you can. I be sure this was the armour, but I double-checked to make sure what I thought be true, was accurate. I checked on the post Office's net site, and found out that these ARE included to send via Media Mail. Here is the connect to read it for yourself:
http://www.usps.com/send/waystosendmail/...
I hope this is the answer you were looking to find.
Well as far as I know yes, as long as they are not contained by bulk


What is more powerful income busy or downcast and why?


Question:
."The Cashflow Quadrant," concept entails 4 groups, split next to 2 lines (1 vertical & horizontal, Active Income left E-S & Passive Income right B- I). dispatch representing a way surrounded by which an individual may earn income. .E: Employee-Working for someone else S: Self-employed or Small business owner -person owns his own job and is his own boss. B: Business owner — Where a human being owns a "system" of making money, rather than a opportunity to make money. I: Investor — Spending money within order to receive a larger payout surrounded by return. 20 % wealth distributed on the gone quadrant (E and S),. Conversely, 80% wealth distributed on the right quadrant (B and I) and are supposedly following the with the sole purpose road to true. An income stream falling into this category is one where money is received usually on a regular principle, without continuing physical exertion.This does not mean no endeavour at all; most downcast income streams require great effort to start next to..So, passive income is more powerful and hence we should own it.

Answers:
It is more powerful to have a pliable income. However, some hard work are to be put contained by place.

I like internet business as it will allow me to work anytime and anywhere. With current technology, the process could also be made automated. With a proper system setup and correct network marketing strategies, you could easily earn some cowed incomes.

Find out more from the link contained by my profile. It will tell you how to setup a successful online business step by step regardless of your experience and conditions. It will also tell you what are the point behind respectively step, how you could go just about doing it and where you could achieve the necessary resources free or at a low price.

Hope that it will be practical to you.




Does anyone know of a indisputable work @ home program. Not looking to procure rich only take home extra money?


Question:


Answers:
I do it all the time, as a business of fact explicitly how I support my 2 girls. There are links in my profile if you are interested and you can email me any question from there too.

I'd utter the best one is My Power Mall.

Hope this helps!
Alicia
Are you looking for a available job or a business?

There are a number of things you can do for extra money (Avon, Pampered Chef, Premiere Jewelery.) that are tried and true. Be sure that you are comfortable next to that type of sales situation and live in a polite area to enjoy a good customer foundation.

Sell things on eBay, child care, courtyard sales.

I own an on string travel agency through a great company. I love it! The commissions are awesome and so are the tax benefits and travel agent credentials. The parent company have excellent support, mentoring and training. It is really helping out at home.

Before getting into any job or business opportunity, do your research. There are a ton of scam out there. Good luck and hold a wonderful day.
If a company requires initial pay-out from you in instruct

to work for them, they are not legitimate.

DO NOT give somebody a lift any offers or click any links from citizens

that post on this board... they are ALL SCAMS.
Hope these job websites can lend a hand you.
http://hotjobs.yahoo.com
http://www.craigslist.org
http://www.usejob.com
i have a relation on my RunEye.com profile of my blog which has plentifully of great opprotunities and also a link to a forum contained by which they give you 5 bucks to start and 1 buck for respectively person you refer. here is no limit to how various posts you can make or reply to. worthy luck.
Go here,

> http://moneytreetips.blogspot.com...

> http://affiliatestag.blogspot.com...

> http://paidforwritedown.blogspot.com...

> http://professionallab.blogspot.com...

-------------------


International business?


Question:
ok am 15 right now and i want to work contained by international business when am older. i want to know how do i do it. what i stingy is what degree should i procure and should i go for minor or highest? are there cons if so what are they? same for pros. can you relay me your experience if you do IB? Is it a good view to go for IB or should i be in motion for being a doctor?

i speak english and spanish fluently read and write. i am erudition fluent french. understand italian and i know some russian and german,little greek. I other wanted a brief where i can travel so its approaching i been trying to prepare my unbroken life for this. i want to work surrounded by europe, even though the major trade is contained by asia. Do i get to choose which country i can turn to or do they make it for me?

Answers:
Ideally you should attain your undergraduate degree contained by a business related field close to: Accounting, Finance, Management, Supply Chain Management, etc.

After undergrad look for business schools that donate a Masters in International Management. If you can, bring a joint MBA/MIM amount.

The area of the world most companies will convey you depends on your language skill set. Since you are fluent surrounded by Spanish, it is most likely you will be sent to Latin America or Spain.

Try to also nouns up on certificates relating to International Business and lexis.




Stock option?


Question:
My company is offering it's employees stock option that we have to leeway to exercise in a few months. My co-workers be saying that the pro of the stock will drop when we can exercise the options because of seriously of people selling the option and getting the cash. I expect that the stock will go up because since we dont in fact have the stock nonetheless, nothing will be lost when the option are sold...plus some people will choose the leeway to buy the stock. Who's right?

Answers:
I am an economist and have be a professional investor. Your question cannot be answered. There are too plentiful factors that are unknown. Your coworkers own oversimplified the markets, but you also are ignore sudden supply.

You should only end your answer on whether or not you want to own this stock because its underlying value make it a good investment over a long time of time. What happens within the next month really does not business.

If it does drop from mass selling, you should consider buying more.




N.L.N.G (NIGERIA LIQUEFIED NATURAL GAS) JOB REF: ARI 67/21563 is this tangible or falsified as usual ?


Question:
This is an affirmation that your experience and qualifications where on earth found successfull for the requirements of NIGERIAN LIQUIFIED NATURAL GAS, GAS FLARING PROJECT IN NIGERIA.

DR MUMARMED BELLO
HEAD OF OAKTREE RECRUITMENT SERVICES
TEL:234,8055342319
Tel:234,8058214923

Answers:
fake. Like usual. Why are they other from Nigeria?
Fake
Yeah, it's fake - anything from Nigeria is made-up. Actually few even realize that Nigeria itself is fake - at hand is no such country. The whole "country" is base out of a warehouse in New Jersey.
Why they pick on Indians other? Is it because they think the Indian workers are the best or they are simply stupid to trap slickly? Make sure it is genuine. Phone them, if they emergency money, it is fake otherwise prolong the situation a bit further, ultimately you will know it.
ITS FAKE. IF YOU GOT THIS OFFER WITH OUT AN INTRVIEW, IT IS 200% FAKE. NORMALLY NIGERIAN COMPANIES VISIT YOUR COUNTRY TO INTERVIEW. SINCE THE SALARIES ARE NORMALLY GOOD, THEY WILL NOT SELECT YOU UNLESS YOU ARE DIRECTLY INTRVIEWED BY THEM.
This is pure cheating. Just answer them. At one point they will ask you to send some money for visa and some other entity and they will vanish once they receive your dollars.


Do you work somewhere approaching I do where on earth near seem to be a collection...?


Question:
...for just going on for anything. I'm not talking only just about birthdays and leavings etc, it seem to me at my place that if you walked out of the toilets, arms outstretched within the air, declare you'd just done a 'mighty panblocker', a collection would instantly whisk its bearing around the office along beside a fitting 2ft card to go beside it to be signed by people that you never know worked there tolerate alone spoke to!
I'm not a meany but working in a rather large bureau it seems to me there's one every time. How about you? What do you focus?

Answers:
Start your own random collections. ( and do it on a on a daily basis basis ), Pocket the takings.
Then it's sour down to the pub to get s**t-faced at their expence !!
I don`t know the other people are of late followers
Today an envelope landed on my desk for a donation to somebodies matrimony collection.... i had no concept who this person be. ... apparently it was Jenny "surrounded by the other room" ?? in the second two weeks i think our company own had 44 weddings.... 16 birthdays.... 24 funeral's....84 retirements..and 700 "response back from your holidays did you enjoy good weather/great hotel/ blah blah blah. I in a minute do not give to any collection for any intention. miserable git maybe but enjoy now get money to buy lunch.
Yes! Who are most of these people we've given money to? I stopped 'donating' and started giving excuses similar to I don't have money on me or it's my lunch money. One woman who be leaving after 10 years have a cheek to ask someone in the hours of daylight shift to actually do a collection for her while she go around doing her own collection in hours of darkness shift!!

They make you be aware of selfish and guilty if you don't administer!

I think whoever is doing the collection esp if it's a surprise should at least possible know who the person speaks to and who their friends are formerly they go around asking for our strong earned currency!
haha... random collections sounds approaching if your started your own no-one would question it!
Yes - Was surrounded by my job a month and be expected to dish out fourty quid for two leavers and two engagement pressies!! I was resembling ??
no problem just slight the collection unless it is actually a close friend or colleague, cos if you offer to every collection it will cost a fortune and the recipient wont appreciate the offering cos they don't actually know who you are, and if they don't know who you are so what sod em


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