Finance & Business Question and Answers

I NEED more ANSWERS! PLEASE HELP IM REALLY SCARED!?


Question:
SERIOUS QUESTIOn! PLEASE HELP ME!?
okay see my boyfreind is a really bad pill addict(were gettn him help) so i took out a couple loans(about 10) to oblige him get by... all right he was working and making really virtuous money but he quit his job... economically all the loans are due and i dont hold the money to pay the places... so should i return with another big loan to tryn pay the loans rotten... or should i close my bank article and make payments to the places when i catch the money?? im scared to close the rationalization though because i dont want to be taken to jail! please provide me advice... and no rude comments please! i know what i did be stupid but its hard to sit within and watch the party you love go through so much throbbing... i seriously dont know what to do! heeeeeeeelllllllllppppppppp!... <3
i
Additional Details

16 minutes ago
thanks for adjectives your answers... i am going to tryn pay them rotten, but im wondering can they take me to send down?? im so scared... im lone 19 so i dont want to file bankrupc

Answers:
You can't stir to jail for not paying bad your loans. Thats called debtors prison and it be stopped hundreds of years ago. Worst case if you can't settle the loans off is you will hold to declare ruin, but don't do that unless you have to. For immediately just trade name minimum payments on most loans and pay anything is left on the one charing the most interest. Go ahead and consolidate them into one big loan if you can do this and the consolidated loan would be cheaper.

You may also want to attain help beside this. Typically many cities and counties contribute debt counseling for free, check the phone book.

Good luck and don't beat yourself up over the finding you made. You did what you had to do for your boyfriend and while I really acclaim you sticking by him. Still, you also may need to expect about moving on if the relieve he is trying to get doesn't work out or the drug problems come pay for - you can't do this again, next time he will own to face up to his problems himself (ie you bailed him out and while I truly venerate that I'm not sure he learned a lesson from this, so the problems may return).

PS - I read what someone else said around loan fraud. If you got some of these loans next to fraudulent data they are correct, you could be contained by bigger trouble. Still assuming you didn't misrepresent yourself to get the loans consequently prison is not an option.

PPS - Its not wrong in Kentucky to hold more than 2 loans out. You can have however heaps they will give you, so long as you win them legally.
technically if you own 10 loans it is loan fraud..you knowingly go to different co. knowing you didn't have the channel to pay them adjectives off...ill-fatedly, this is a hard lesson to swot..
You need to speak to a advocate...they usually will speak to you free the first time to discuss your issues...
consult a lawer pl
oh no, honey... its soudns like you hold gotten in relatively a pickle. how long has it be since you have taken these loans out?? a moment ago wondering cause sometimes, if you communicate to your lenders, they will defer the first few payments if you just money the interset... what i mean is, you wont be have to make the monthly payments on the loans, but, you will a moment ago pay the interest on the loans every month, which will be much smaller amount money than the amount of the monthly payments.. sometimes, if you just dance to your banks and transmit them the problem, they will try to find ways of helping in the mode of finding ways to defer payments til you figure out what to do, and perchance by then, your bf will own a job... but the best direction i can give you is to achieve it straightened out asap!! because youre only 19, its hugely important that this doenst progress on your credit report... it is very rugged t get angelic credit again after it has be ruined.. it takes years and years. and soon you will be wanting to buy a house or a saloon, and you wont be able to find financing for it... i hope you get everything straightened out.
Go to the local United Way - if you are surrounded by Louisville or Etown or Lexington they have several great ones near. They have credit councelors that can backing you make the right decision and may help you settle to them and even help your boyfriend achieve his life together. Call them asap.


What is a description of compensation?


Question:
I have a Human Resources Management course, which I own to create a description of compensation. What is that?

Answers:
Compensation is what is given to an employee within exchange for work. Money, vacation, insurance, vehicle, etc.
compensation can include, salary, bonuses, and company compensated benefits or retirement and any other perks allowed to an hand.


Why population DON'T LIKE TO right to be heard how much money they cause a yr?


Question:
is it because of ego problems, or why is it. WOULD YOU say how much you cause and what you do for a living?

Answers:
It is not Polite to ask how much money one makes. But , it is OK to ask What do you do for a living or What is your Profession.
Sounds, more Civilized,
Because its any going to be more or less than the othr party. Which can make both general public feel worse depending on if they made smaller amount or not.
Guess it is for multiple reasons. 1. They don't generate much money and are ashamed or 2. They make to much money and are disconcerted.

Either way it does not thing to me I am a Cost Accountant and make 60,000/yr.

Thanx
Teaspoon
Because if you generate more than the person you're describing, it may make them be aware of inferior, and if you make smaller quantity, you might feel inferior. It's also considered within bad drink to discuss your money matters, especially beside people next to whom you may not be very close.

But if you must know, I'm a credit officer for a edge. I ain't rich but I ain't broke either!
Pride is most probable the answer. When pride cometh, so cometh shame.


Does anyone know of a suitable instrument to trade name hasty money?


Question:
I need to find a track of generating an income with alacrity but without have to pay out any initial fees, any suggestions?

Answers:
None that are officially recognized!
Get a job.
Someone hires you - you don't repay out anything for that and they give you money every week or month!

Or try shining shoes, for a extraordinarily small outlay.
Hi,

Real estate biz might suit your expectations. But you need to develop some skills to be an expert within it. If you are keen on some home base biz, you may visit http://www.myhomebizguide.com and look for freelance subdivision time positions that meet your skill sets. Good luck!
oh yea but it comes next to a cost ...
If you're a chick, video chat could be the answer, but only if you don't own problems with that, as expected!
Hoging is perfectly permitted, I made lb1,600 in smaller quantity than 3 weeks,
and you can learn contained by under a week.
No not properly

But if you find one let me know
Sell your worldly goods* on ebay. I'm abiding like batty to change my coupé, and once i've got my free time rear legs in a few weeks, I'm going to enjoy a ruthless clear out of the abyss of that cupboard and all those drawers and market lots of it on ebay.

*crap that sits in a cupboard that you don't need/want, but you can't relatively bring yourself to just throw out.
professional beseeching looks easy
If I or anyone else have a definitive answer to this question, do you ruminate we'd share it?
write a book on how to make rapid money
Go here,

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-------------------


Has your employer practice any munificent of "empowerment"?


Question:
If so, what? If not, why not?

Answers:
Sure but mostly minor stuff and without really thinking roughly it. They did it to get things done and because it be easy. They didn't do it more because on the schedule of the top 100 things to do this probably falls at around 80-90th most important point to do (right after decide on lunch plans, and bear long nap)
As an employer I do to a certain extent. Empowerment can't come to aim entitlement however.


Is in that a Better Business Bureau to determine if a pattern site is legit?


Question:
I am wanting to purchase some vitamins on the net, (do abundantly of shopping there). Was wondering is there is anyplace to check out a company?

Answers:
FTC: http://www.ftc.gov/
The BBB website have a place where you can enter the pattern sites name and see if they enjoy a record next to the BBB.
The BBB is useless, I've tried to get performance from them in days gone by and they are more of an advocacy group FOR businesses than a watchdog group.

There be a website that went by the subtitle of "The BADDER business bureau" or something approaching that.

But NEVER trust the better business bureau.
Do a searchbyhttp://www.ripoffreport.com , http://www.siteadvisor
Why dont you just try Usana the company is #12 on Forbes best small business chronicle and they have amazing reviews

Kimberly Martinez
Usana Independent Associate
Associate Id: 3265234


Is RAIN - BIRD SPRINKLER going out of business ? ?


Question:
Their customer service lines are not taking any calls for the ultimate few days. My new sprinkler head are constantly failing and I am wondering if so many other customers are have the same problem that they are have serious corporate problems and are unable to fund adequate employes to handle adjectives the complaints.

Answers:
did you purge your system before you put the head on ,, most inhabitants get dirt into the lines and still quit the heads on and turn river on,
I've been using Rain Bird equipment for my drip nurture (I'm in Phoenix & drip nurture is often more streamlined than sprinklers). I've not had any tangible issues with them over the finishing few years.

But if your problem is simply the heads, it shouldn't be a big traffic - if it's the controller, that's a different matter. I have to have my controller replaced 4 years ago & it be pricey.
But the Rain Bird replacement has worked fine.

I do hope Rain Bird aren't folding.


If you won $10,000 dollars what would you do beside it?


Question:


Answers:
i would give my ten percent to the church and invest the rest into my childcare business pray tha come around soon
Travel!
Give it to the find madeleine mccann fund.
Pay past its sell-by date part of my debt, but $10,000 would not cover it adjectives.
Not tell my husband and consequently do some major clothes shopping.
Pay bad some debt with atleast partially, throw the other half within municipal mmkt mutual fund to collect tax free interest.
Buy a sports car because I don't have one.
I enjoy to rely on someone to take me everywhere.
And it's not commonly I get out of the house.
Add it to the down transfer of funds I'm putting on the new house I'm buying.
i would be debt free but the house. and put money surrounded by savings for emergency. ;)


What TQM requirements are adjectives between trade, service, rule, and non-profit organization?


Question:


Answers:
Total Quality Management requirements is a concept that we should work hard to be unshakable it does not gain acceptance. Stupid senate interference. The old Gales system is comparatively adequate between businesses.




How much is your monthly electricity bill should be if you live contained by and usefulness apartment?


Question:


Answers:
Depends on how many square foot in the apartment, geographically where on earth you are at (climate) etc., the electric company you use. Is your stove electric, how often do you use the stove. Could variety from $100-$300.




What are time deposits??


Question:
n wt is broad money and narrow money?

Answers:
Time deposits are funds accounts in bank. They consist of money that the owner does not intend to use immediately and collectively the money is invested to earn interest. They contrast with constraint deposits, which are checking accounts that owners can use immediately by drawing checks on the constraint deposit.

I can't answer your broad and narrow money grill. I never hear the terms past.
these terms are not Indian . how ever it seem you are refering to Fixed deposits with Banks or Financial Instituions or Industries where on earth you get monthly, quarterly interest , or your monthly interest get added to your deposits and when the maturity date comes same can be claimed

such deposits are range from 45 days to 5 years depending on the policy of the management
the time deposit is the deposit which is payable after a guaranteed period of time ancd it attracts more intt than sb ac and is similar to a contract./
broad money:

One measure of the money supply that includes M1, plus stash and small time deposits, overnight repos at commercial banks, and non-institutional money open market accounts. This is a key financial indicator used to forecast inflation, since it is not as narrow as M1 and still relatively smooth to track. All the components of M2 are very juice, and the non-cash components can be converted into cash immensely easily.

peter out money: One measure of the money supply that includes adjectives coins, currency held by the public, traveler's checks, checking account balance, NOW accounts, automatic transfer service accounts, and balance in credit union. also called M1.


10 points for the character who give me the best article on information technology attacks to bank?


Question:
Best if it is short.

Answers:
G00GLE it
TECHNOLOGY BRIEFING: SOFTWARE; NEW VIRUS ATTACKS SWISS BANK
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Published: August 18, 2000
UBS A.G. said a new electronic-mail virus be aiming at software used by its online-banking customers. UBS, the giant Swiss bank, said the virus could affect a few customers and that it have installed anti-virus software. No clients have reported vandalize, UBS said. Like the ''I love you'' virus that attacked computers worldwide in May, this one spreads through files contained by Microsoft Outlook e-mail software. Malicious e-mail messages bear an attachment name ''resume.txt.vbs'' with ''resume'' within the subject field. When the attachment is open, a resume written in German appears on the computer eyeshade. The virus then search the computer's files for passwords to UBS accounts, said Vincent Weafer, director of the antivirus research center at the Symantec Corporation, an Internet-security software maker base in Cupertino, Calif.
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How much does the supervisor or the boss within a clad cigar factory variety, not the owner but the boss?


Question:
How much money does he make an hour?

Answers:
If it is a huge Name Brand Cigar factory in the US it would be contained by the line of $85,000 - $180,000.

Problem is nearby aren't to many wearing clothes Cigars made in the US excluding smaller specialty shops. It is cheaper to pay laborers lower wages contained by other countries.

Decent Cigars are hand rolled and from Tobacco to be precise not from the US - so it is cheaper to have the factory located within another country where the foot is much lower.

Cheers,
~ Blue




How several american dollars does 4.50 euro convert to?


Question:


Answers:
4.5 Euros = 6.17355 U.S. dollars

Type "convert 4.5 euro to dollars" in G00GLE and it make the calculation automatically.
It is equivalent to 6.143 american dollars.


1 MILLION DOLLARS IDEA- (Who wishes to buy the notion for 50.000Euro?)?


Question:
If you have an view
that make you a profit
1.000.000USD contained by a year in baggage of the product become in the souk!

I have such an opinion an wants to put up for sale to the big companies and I will demand them 75.000USD!

I will afford all the rights of it to the buying company...

Is it too little or not?

WHAT WOULD YOU SAY?

HOW SHOULD I BARGAIN?

Answers:
The first point you need to do is government grant your idea. This is to protect yourself contained by any future debate.
I would not be interested in buying anything I couldn't see beforehand. With a government grant, you can show potential investors your idea in need giving up any legal rights to it.
Without a official document, I would not consider buying your box for no other reason than you speak there's something wonderful inside.
Once you patent your conception, then I might be interested surrounded by seeing what you have. Good luck!




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