Finance & Business Question and Answers

Argos! We get a settlement put on a Gift Card. We cant find it presently, what can be done?


Question:
I know the amount in lb's not sure of the pence. i know the date the repayment was done, i know it be late morning, i know which store. I phoned the helpline and they communicate me the store cant find the refund short more info like the cat numbers for the items. I know roughly which ones it could be, it be a petrol lawnmower and a trimmer so its not like they own unlimited types.
They didnt have to settlement as they told me that day but used discretion coz it be an unwanted gift we have bought for someone.
Surely people who lose endowment cards etc or they end up shabby, surely if they know all the details as above, a stop can be placed and a exotic one issued. It is for almost lb200 so we dont want to let it jump.
What are our rights here?

Answers:
Just get adjectives the details you can, and take them into the store. If you can draw from dates, record numbers etc, and they should have taken your term and address for the refund, so they should know how to trace it. The only point is that if someone else has found it and spent it, if they can trace the voucher card, they will also know how to find this out, and then they will not minister to you. I hope that they do help you, of late insist to them that you have lost it indoors somewhere and within is no way that some one else have it. Be nice to them about it, and agree to them know how much you need it, and that you have saved it for something within particular, and immediately cannot find it and cannot afford to buy that item. I think it will depend on the customer service extremity you get. As for rights, I don't feel you have any, but if they are notion nice they will help you. I know how you discern, I am always loosing vouchers etc. You put them away surrounded by a safe place, afterwards can't remember where!! Good luck.
YOUR STUPID FAULT U LOST IT, INIT
for that amount you should enjoy taken better care of it!
That will instruct you not to be careless. We adjectives learn the thorny way don't we?
Afraid you hold lost the money,no fault of Argos
so start positive to make up the loss and be more
perfectionism full next time
You cannot expect Argos to repayment because of your own carelessness. They give you a refund and you lost it .. your failing I'm afraid. Hopefully you will learn to be more assiduous now.
You enjoy no rights.

You have no proof the return was done. Gift cards are not approaching credit cards - they can't be traced and cancelled.

For all they know, you could be making it up. Put yourself contained by their shoes. If you owned a business and someone came to you as you own done to them, with no proof, would you bear their word for it? I know I wouldn't.

I would suggest for something of that amount, you should have taken better attention with it.

EDIT: I don't suggest anyone here is claiming to be perfect. You asked a cross-question - it was answered. End of story. I wouldn't steal it as a personal insult.
It's worth a try to get within contact with Argos, but miserably you lost it and I doubt theres anything they can do! But that doesn't mean don't try.

Good luck x


Effective Presentations.?


Question:
Been asked to prepare a workshop session on 'dos and dont's of good presentations'. Any suggestions for websites, visuals, DVDs or books, even?

Thx

Answers:
Here is one that will serve you create presentations using microsoft office power point
http://www.microsoft.com/learning/syllab...

heres is one that go over design to increase communications in presentations
http://t4.jordan.k12.ut.us/teacher_resou...


here is another one on power point but from University of Nebraska
http://citcomputing.unl.edu/training/ppt...


here is one that go through the ideas of whats contained by a presentation
http://meds.queensu.ca/ohse/assets/creat...

hope these help
These sites should be of some give support to to you.


How long does a Telegraphic Transfer embezzle?


Question:
We are selling a house and when we complete, how long will it take to take out a Telegraphic Transfer and why is this different to normal internet bank which is free ?

Answers:
If before 4pm, afterwards it's 'instant' (otherwise it will be 9am the next day)

Most places it will cart a hour or two to process the paperwork.

Normal Bank transfers take 3 to 5 days.




I call for to database a government grant for a device which cannot be invented but... How do I database it?


Question:
I suppose it is considered as "intellectual property"? It's a great idea that can facilitate save thousands, please relief me out!

Answers:
Check out the US patent organization website for the procedure to apply. Or contact a patent attorney.




Question just about reclaim sandbank charges...?


Question:
I have complained to abbey mound about the charges which own occured over the last few years. I've be follow the steps on moneysavingexpert on how to reclaim, however abbey has wrote to me twice axiom that they are looking into it and will get vertebrae in 4 weeks,its be 8 weeks, should I keep waiting or should I write them a memo back recitation them to hurry up??

Answers:
It depends on the route you want to go down:

If you shift to the financial ombudsman, you have to allow the guard 8 weeks from the date the bank received your first reminder of complaint asking for your charges back. After 8 weeks you can later complain to the ombudsman.

If you are going down the court route, the timescales are:

Send first letter to the wall asking for your charges back.

Wait 14 days from the date the hill received your letter

Send second reminder, threatening court action

Wait 14 days from the date the edge received your letter

File your claim surrounded by court

The banks do everything they can to deferral what is already a long process, so you need to stick to the deadline exactly.

Have a look at my site which has detailed step by step guides to the undamaged claims process, along with template post and spreadsheets, and an example claim which stands up legally surrounded by court and has adjectives the info required. It also has adjectives the latest hill charge news and developments, and forums for one to one back and support throughout your claim.

The site is free to use!
No, don't wait for them, keep hold of to the plan.
They are using delaying diplomacy. If you've followed the plan you are doing everything that you should. You have made them aware that you want to reclaim, dance to the next step minus further advice to them. They are probably simply hoping you'll get feed up.
I have be in this situation earlier, the bank have made charges against me although I have have a good be a foil for for years. It went into debt for a few days and I be charged lb35.00. I gave the edge time to put it back into the vindication if not done I would close the sketch and move to another bank. It worked refund.
Write directly to their chief executive. This works. If you annoy the person at the top, they'll ask question further down the line.
This does work. I know two nation who've got things sorted by this method.

And if you don't mind shelling out more or less forty or fifty pounds, get a solicitors communiqué. That'll move them faster than a rottweiler running into a branch without a muzzle.

And do it soon. They're playing on this surrounded by the hope you'll lose interest. Get the buggers.


What is an agreeable hourly/weekly rate for an au two of a kind that works 4-5 hours per morning?


Question:


Answers:
the national wage is lb5.25 (i think, lacking actually looking it up)

an reasonable (live in) Au Pair rate would take description of lodging and food - say lb2.50 - lb3.00 per hour
hi blondy love the pic but sorry cant realize what you mean
lb5.50 per sunshine is minimum.About lb7.00 an hour..
aroun lb6-7 an hour I would say
I love your avatar...charge them lb6.50
I believe rate reflect quality of support.

People's children (most) are very considerable to them. I believe $10 per hour is good.

http://www.SoGettingRich.com
It depends on whether you live contained by or out. If you live out, then lb6.00 per hour. If you live surrounded by and eat your employer's food, consequently whatever pocket money they have a feeling like giving you as you do not hold to pay for rooms, food or utilities.
8 pounds i think.


Hotdog Stand?


Question:
Does anyone here own and run their own hotdog stand? How much money does it take to start one? Do you generate good business?

Any other info is greatly appreciated!

Answers:
Hello, I do own a few hot dog stands within the Chicagoland area. The first one be a little tricky to start up grounds you need to do closely of demographic research. It only cost me in the order of 1000 dollars to start up but I got a deluxe model. Like indisputable estate location is key! You newly can't set up anywhere though. If you live in a metropolitan nouns check to see where they allow sidewalk consessions. Also if you find a flawless spot you may have somebody across the street how will try to filch you down. E.G. Phony phone calls to the vigour department and underpricing you. This is why you need to do something productive. Focus on lunchtime and stay away from dinnertime. Focus on areas with lots of foot-traffic. Make cabbies you first priority. I give away over 500 hot dogs my first week to cabbies and they now come to me everyday. Do not rely on a moment ago walk ups any. You need to do some sort of marketing. I own a guy in a hot dog costume walking around. Do business beside a bank that is to say close to were your stand is that allows 24 hour ATM deposits. Deposit money as regularly as possible. If you plan on having more than one dont "hire" those. Have them rent it from you. I charge 100 dollars a day. Average sale for one stand that is run right is about 600 a light of day. So do your research, have money to invest and other be super friendly. Anymore questions e-mail me @ RWD813@yahoo.com GOOD LUCK !
if better if you e-mail me to loganzraj@yahoo.com
I don't own one, but know someone who did. It's rather inexpensive to run because of the low overhead.and if you find a great location (just like physical estate...location, location, location!) who can make over a $100,000 a year approaching he does..


What is a business plan?


Question:
Can someone send me a rough hypothesis of what it should look like and what it must contain

Answers:
Essential Elements of a Good Business Plan

Every successful business plan should include something roughly each of the following areas, since these are what spawn up the essentials of a good business plan:

Executive Summary
Market Analysis
Company Description
Organization & Management
Marketing & Sales Management
Service or Product Line
Funding Request
Financials
Appendix

Click on the contact below to access the notes on any or adjectives of these topics
try this:

http://www.entrepreneur.com/businessplan...
summary of planned activities a bureaucrat aimes to set for the development of his company
Is a detail plan of your company. What is your company's mission, and how you plan on achieve it. Marketing your product, financing your company, hiring your staff, expanding your business. A timeline of goals you set for your business and how you plan on obtain these goals. Forseeing possilbe problems and how you will bar those problems.


What is the fabulous features, advantages of products that clear INTEL as a innovative company?


Question:
what is the fabulous features(unique & special) , advantages of products (compared to other product available) and benifit from customers point of view that get INTEL as a innovative company?

Answers:
great marketing and product differentiation? Seriously though, weren't they at the forefront of dual core processors? Let alone Quad core?




Getting final remuneration check?


Question:
I was terminated from my mission & I have 2 final checks coming from them. I asked one my ex-workers if my check be there at the post (I be working contract security & my checks other went to the post I be assigned to working at), and it wasn't. I did not get the time to give the name the office to see if it be there or not. At like peas in a pod time, I don't really want to go up to the organization to pick it up, as I'm in the process of file a law suit against them for unlawful termination (they violated numerous law in times gone by couple months of employment with them as resourcefully as when terminating me). If I don't pick my checks up from the bureau, would they just communication them to me.if so how long can they wait formerly putting them in the e-mail?

Answers:
i once had a company continue a year after terminating me to dispatch me my last paycheck. you entail to stay on them about it. nickname alot. going over there yourself would be best though.
this is probably adjectives policy, all base on company policy.

i don't think you can rely on them mail them to you.
In fact, it would be obedient to go here and pick them up ASAP, since they might be a little ticked past its sell-by date about the lawsuits, and might let somebody know you they had mail them , when they hadn't.
You can easily bring surrounded by a lot of lawful cash completing free offer on GPT sites. GPT (Get Paid To) websites are a good and unforced way to label fast and free money online. A suitable site to learn something like them is http://www.gptcentral.net/.


Should i stop doing salaried surveys on the lattice? is it really worth it?


Question:
Why do people utter they earn so much money from this? I haven’t really earnt anything most of the time they just preserve giving me other survey sights that have other survey sights... and I own done some surveys.and I might have $2 if I’m lucky adjectives up together from all the sights. And it really isn't worth giving so much information away; I tight it would be worth it if you got a couple hundred by the train of a month with out paying anything. Is nearby a trick to it or something?

Answers:
lol. dood, these things are a scam. one guy is selling all this stuff, bulk rate, to big notes collecting companies, and he's making a couple bucks. anyone down the line is newly doing this guy's work for him, and for almost nothing.
if i am not wrong, these surveys... a moment ago wanna get ur personal information for their marketing purpose. stop wasting ur time on those.
Yes. No.
Just some sharing. I did tried compensated surveys and it did not help me to earn any income at adjectives. I suggest that you could stop it.

If you are serious about earn money through internet, I would rather you consider of setting up your own internet business instead. The investment cost is also to some extent low compared to others.

There are a lot of internet business models you could consider of (e.g. buying and selling domain name, affiliate marketing, auctions, selling digital or physical products, creating paid newsletter or websites and oodles more).

With a proper system setup and correct web marketing strategies, you could start to earn some meek income.

Find out more from the link within my profile. It will tell you how to setup a successful online business step by step regardless of your experience and perspective. It will also tell you what are the grounds behind respectively step, how you could go roughly speaking doing it and where you could gain the necessary resources free or at a low price.

Hope that it will be devoted to you.
This site also some tips on it to help you carry started if you need it (their at the winding up of the page). Its hard to carry started, but i do this for a living so i know it can work, and you can make more later just a few hundred by the downfall of the month.

www.waterworld96.blogspot
(dont forget to add ".com" to the ruin of this web address)

Good luck, i hope this help you, because besides these online surveys theirs not many legit ways to earn online.
If you read what every blog declare and what every random Joe say that has a net page, the answer is "They aren't worth it". The truth is, though, that a majority of the Survey/Offer websites are actually comparatively legit if you are getting them from legit sources. Some might take months to pay envelope you and some might not have a ultimate approval rate on their offers, but out of the 40 or so Pay Per Offer, or Paid Survey type site that I own signed up with over the recent past 2 years, I have be paid by 35 of them. Now, to be exact a far cry from the 99% mark that you own probably seen adjectives over the internet. If you want a good starting document, here is a list of sites that I enjoy personally be paid from over the end 14 months or so. http://www.surveyquickcash.com/moneymake... .Everybody will differ, but I easily foot off my month Hyundai Sonata clearance every month ($275) from Paid Surveys and Offers. It's not the huge money make that you see advertise all over the place, but it is still a great instrument to pay some extra bills every month. Once you gain comfortable with the free offer you can even dive into the CC offers if you have a feeling comfortable. That's up to you.


How can I introduction "Boyfriend Pillows" from Japan into the UK?


Question:
I saw this product on a news story on the BBC
http://news.bbc.co.uk/1/hi/world/asia-pa...

I construe they would go down really in good health in the UK - who manufacture them and how can I import them into the UK ?

Answers:
You don't stipulation to import them into the UK, they are already here and enjoy been for years.

A number of UK payment and gadget wholesalers supply them, and also the equivalent girlfriend pillow.

However, I know from having relationships next to a number of payment suppliers that they are not a big seller. Sold a bit when they first come out, but have died rotten as theres been no authentic interest with them.

Really wouldn't introduction them, you`ll be wasting your money!
Never heard of them until that time!!
wow ok thats just downcast.
i don't know them...
I'm not sure you'd get much of a open market - who wants to proclaim, surrounded by a shop, that they need a prosthetic arm to maintain them warm!
that's desperate.
I guess you already can get them..I saw one on an online auction site.
You can but its markedly expensive, it might be easier ot find someone who creates them in japan and proposal to seel them here or see if they will lend the rights for you to take and find someone contained by england or whetehr else you live, and find a manufacturer that route.

To get them directly from tokyo will include a storng business mind as they will be adjectives sorts of red tape to cut through and rules and regulations. It might apepar as a virtuous idea but it will be really tough work. Good luck though.
It is like "Girlfriend's thigh Pillows"
http://g-ec2.images-amazon.com/images/i/...


How can i buy rs gold ingots or items?


Question:
how can i buy rs gold and items, is in attendance any way i can acquire them safe ,can anyone describe me where is the cheapest path to buy them

Answers:
you can buy rs gold and items on www.rs007.com
http://www.rs007.com

They market Runescape (Rs) 2 gold, Runescape (Rs) 2 items,resembling Runescape (rs) raw sharks, Runescape (rs) crude lobsters, Runescape (Rs) Nature Runes, Runescape (RS) Bule Dragon Hide, Runescape (Rs) Green Dragon Hide,Runescape (RS) Dragon bones, Runescape (Rs) Yew Logs, Runescape (Rs) Pure Essence.
They are as professional as 007. Lol
I love their service, they can deliver me in 8 mins other.

http://www.rs007.com
buy runescape gold, Rs 2 gold ingots, Rs items.




Has anyone any experience of trade beside Shaanxi Yiyuan Import & Export Co. Xi'an, China?


Question:
This company has asked for information, out of the blue. Is it a scam or is it OK?

Answers:
Its a scam. Been fooled once! They produce a jackass of you. This is what they do.
They will ask for a quote of some of your products/services. Their requirement will be very big. They will claim to be procurement agents for Govt. There wont much discussion on the ordered item..maybe they'll ask for some small discount on the overall price.
They will ask you to come to china to sign the contract. Just previously a day or two previously you leave, they will ask you come prepared for a small % (may be 0.05%) of the demand value to be rewarded as some legal fees .
This is where on earth they usually make adjectives their money (could be as little as 900-1000$ per victim, which we usually slight against an order meaning running in lakhs).
You will shift there..sign the contract...help yourself to pictures...a nice dinner with them and come put money on home...
They will promise to pay the credit in a week or two
Nothing will take place.

This is what you can do...go thru as usual till the command is finalized. If they ask you to come to china...turn on your antennas...somethings fishy! Finally if they as you to come prepared for the legal fees...thats a guaranteed fraud. There is no such requirement for any legal registration or doesn`t matter what.

All the best!
I can't find it in G00GLE.Maybe you can post their tel No.
It's not a scam a moment ago promotion their company in my display.
Don't give them any edge details. If they're asking for bank details next it most likely is a scam. Did you bring back the request for info' in an email?=scam.


How do I protect and present an opinion to a food company?


Question:
I have a product concept that I want to present to a company that sells protein bar and nutrition bars to athletes. I am not sure if my opinion is an "invention", so I do not know if a patent will work to protect my model. What is the BEST way to protect my belief from anyone stealing it, and present it to the company? please help me!

Answers:
Patent or Trademark it.
Print out your plans/idea. Mail it to yourself. Do not unambiguous it. This is called a poor man's rights.

Find an attorney to represent you to the company you want to address. Do not go it alone.

Good luck near your idea.


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