Finance & Business Question and Answers

Are palm woldwide sweepstakes and lotteries legit?


Question:
from Ontario Canada

Answers:
If you are referring to contests and sweepstakes run by Palm, Inc., the mobile computing products company, I would have to influence yes, they are legal save prohibited by local laws.

"Contests and sweepstakes
If we run a contest or sweepstakes, please refer to the rules that we provide contained by connection near such contests or sweepstakes. The rules for each contest or sweepstakes will also detail how the information gather from you for entry into the contest or sweepstakes will be used. We will share your personal information with third party sponsoring the contest or sweepstakes. In addition, we will inform you surrounded by the contest or sweepstakes rules whether your personal information will be disclosed to any categories of companies not described within this Privacy Policy."

If you are referring to a different company, then I own no information.
Any worldwide lotteries are scams. It's against the law to sell lottery tickets across international borders, so you can be sure if you see something similar to that that it's not legitimate. They're individual trying to look more legitimate by using Palm's given name. They probably target Palm because everyone knows them, and because they do run lawful sweepstakes as well.


What do i do beside a fraudulent certified check?


Question:
Selling some furniture on craigslist...I feel check is fraudulent because the bearer is at least possible 700miles away from me and wants the furniture verbs unseen.He also wants me to remove hoarding immediately. Holding check for very soon, not depositing in hill until I can be sure it isn't bad.

Answers:
Ask the local sandbank; also check with the ridge that drafted and the local police.

Good catch on your module; there are like mad of counterfit "certified" checks going on now for nation who don't understand that "ANYTHING" can be a virtual.
Call the issuing bank and verify rationalization, account holder and funds available.

Just because he lives 700 miles away doesn't brand name him fraudulent. he may have considered necessary the ad removed so you don't provide it back out from underneath him for a higher bidder.
If the check is certified, next how can it be fraudulent? You sound over paranoid to me. All you enjoy to do is call the edge that is be sent from to make sure that it is a valid certified check, and if so, for how much. The guy could a short time ago want the furniture really bad. Next time you don't want to flog something, don't list it to be sold.
walk to police station


Ebay bidding..?


Question:
as a seller, im ecstatic to see it,,,but i CANNOT understand why nation bid on ebay when there days gone on the auction. all you are doing is letting others know that within is interest in the item that YOU want, and near each bid you are driving the price up. why not freshly sit back and bid towards the extraordinarily end, or in recent times bid your final price? im just trying to know the reasoning behind it.

Answers:
yes, i other bid at the last min. But, some citizens are just stupid lol!
When you bid on ebay you are, surrounded by a sense, bidding your final price. You put in the maximum you will spend on an item and ebay bids for you contained by increments up to that point. (If the bidding for the item is set to start at $1, and you put in $50 as your max, ebay will start the bidding for you at $1. If someone else comes along and puts $20, ebay will bid for you at $21, and so forth up to your max.
As for why not loaf til the end, some folks do that, but you are taking a chance that you will be outbid at the tremendously end.
Because relations will not always be around when the date is up, or maybe because they will automatically get a follow up email if someone else bids on it.

I can't build my energy around an auction.
I do it all the time.

I don't really own time to watch rocks stack.


How do I write a formula to work out how much annual give up respectively member of staff earn base on years of service.?


Question:
I need to know how to write the formula for empl that earn annual check out of based on years of service:
For ex: up to 5 years earn 4 hours check out of
5 yrs earn 5 hours leave
10 yrs earn 6 hours depart from
etc.

Answers:
=if(years>5,4,if(and(years<10,...
Is this for an Excel worksheet? If so there are numerous ways to create formulas, depending on how creative you want to be. One simple example...

IF("Years of Service" > 0, IF("Years of Service" < 5, 4, IF("Years of Service" <= 5, 5, IF("Years of Service" <= 10, 6))))
if you own a copy of your local labor unions contracts, the formulas are already written down, and to be precise a highly exchangeable changeable item from one trade or craft to another one employer to another, what works resourcefully for one may or may not work elsewhere ie. in our craft, its a graduate system of time merits until ten years, then thereafter its 21 days per year, next to an allowable accumulation up to 40 days use it or lose it by 1/1 respectively year. even in the military, they are allowed to assemble up to 60 days unless in a combat zone, after it must be all liquidate upon return home. in deeply of places some employers balk at any time anywhere, and those job are always posted promently surrounded by the daily papers
I have an idea that you a missing some information. Only 4 hours of leave after 5 years of service does not nouns reasonable. Do you show 4 hours annual leave for respectively month worked during the year? Are you trying to write a spreadsheet formula or just next to pencil and paper?

For a spreadsheet you could use "if" statements or a table look-up. If you are taking going on for pencil and paper try something similar to this.

Hours earned per month times number of months worked.


What benefits could accrue from merging Virgin express next to Sn brusells??


Question:
can u help me near this question as i necessitate a answwer in detail plz, or any send me a relationship..

thnx

Answers:
Mai provato su G00GLE? I criceti sono stupidi!




WHAT is the best track to invest? PRIMERICA? INTERNET?


Question:
Question Details: i am a first time investor. i have a few stocks and a 401k. i want to scheme out, but i don't know the best way. should i unify and investment club? go beside Primerica? try the internet for companies like ING?

what do you suggest?

Answers:
If you dance with Primerica, you carry a professional expert to help you pick suitable mutual funds for you. They own lots of quality mutual fund family that has low annual expenses.

If stir on the internet, you have to pick your own mutual funds, which is a put money on with your money if you don't know what to look for.
Go ING - Primerica have problems and has be linked to scamming


Can I use like peas in a pod reminder of quotation general public contained by the citation cubicle of my undertaking application?


Question:
This position requires letters of quotation along with the generic application. On the application it is asking for three reference they can call. Do they want matching people or different ancestors?

If it matters: its for an elementary tuition position. the application states that the best references are master teacher, supervisors, etc; but that is who my junk mail of reference are from. I usually include my post and use current co-workers as application references; however, my employment now have absolutely NOTHING to do beside education. What do you ponder?

Answers:
Yes, you can use the same population. More than likely they won't telephone call anyway




Any aid is much appreciated!?


Question:
Name one internal and three external ways that someone can recruit a exchange cards administrator. What are the advantages and disadvantages of each recruit method?

Answers:
An internal way to conscript a network administrator is to pile it on the job passage to your current employees. Spell out what you are looking for, gross, etc just as if you would running an flier in the the Fourth Estate.

Advantage of this method is that it is inexpensive, helps member of staff morale, you already have first foot knowledge of the character you hire.

Can't think of a disadvantage bar you will not get any qualified applicants. Also you might enjoy to hire someone from the outside and any internal applicants might be a bit upset on not being chosen.

Outside ways:

Newspaper advert
Hire a recruiter
Advertise online

These are going to cost more especially a recruiter. And take more time checking reference, etc.

The advantage is you should catch plenty of applications(resumes) to choose from thereby increasing the chances of hiring a great member of staff.




How roughly speaking CEOs?


Question:
i'm 18 & still exploring my options when it comes to profession opportunities. not so much what i'm in the order of to ask, but i'm still curious. i had be wondering about the position of individual a CEO. can anyone tell me what exactly CEOs do.

and my biggest examine is: what do you think is the most successful job/career for a CEO to be working surrounded by? what business someplace down in North Carolina for example?

Answers:
CEO is short for Chief Executive Officer. He (or she) is the Boss. The Captain of the ship, they receive to "steer" the direction of the firm. Their vision & business accumen will guide the direction of the company. They can run it very well, a la Hank Greenberg at AIG or like the HMS Titanic (think, oh how give or take a few Enron, Worldcom, etc, etc.) I don't really understand the 2nd member of your question. There are succesful companies adjectives over the country & the world. Do a G00GLE search for Fortune 500 companies contained by your state and see what you come up with. All the big pharmaceutical co's enjoy offices surrounded by NC.
The pay for one a CEO is great but the work is hard. I be an Admin. Asst. for our CEO for several years. She attended a lot of meeting with executive directors of varied departments she headed. Authorizing things involved profoundly of reading, she took things home with her abundantly. I believe her hardest thing for the post was have to deny people, departments and executive directors for doesn`t matter what reasons, it be hard. Have to be a inhabitants person.


Life budget?


Question:
I am creating a budget and wanted to know if my pricing is contained by the ballpark and if I have disregarded anything.I am single so I expect my costs to be a short time lower with electricity and dampen but would like someone who know more about it to give an account me if it looks legit.

Thanks :)

1 Bedroom Home = 500/mth
Food = 200/mth
Cable w/ Internet = 90/mth
Electric = 100/mth
Water = 50/mth
Haircut = 10/mth
Gasoline = 150/mth
Automobile w/ Ins = 203/mth
Cellphone = 40/mth
Tivo/Music = 30/mth
Dentist = 15/mth

Answers:
Water bill too high and too masses things have be left rotten

Doctor/Health Insurance
Savings/Investment
Entertainment - out of house

Money Schooled just did a post on this. Get it below
Water bill seem high to me but I guess it could diverge from where I'm from. Dentist every month?
A lot of it depends on where on earth you live and where you work. $500 a month for a one bedroom won't gain you very far within some communities and will be plenty in others. I would set aside a specific amount respectively month so you're building a little bit of a funds for those unexpected things resembling your car dying or surprise medical bills etc. I have Dish/DSL as challenging Cable/Internet. It's a little cheaper and I suppose you get more for the $. Good luck getting a $10 hackle cut. Even if you don't tip your a couple bucks low.


Can You Help Me Create A Name For My Salon Business?


Question:
I'm going to be registering a business name for my quill business. I will be renting a chair contained by a salon, and I need a moniker for my DBA (Doing Business As). It needs to be effortless to remember and pronounce, and has to be catchy. Any concept?

Answers:
A Cut Above .




I stipulation to transport 4letters to the UK next to CanadaPost. On their website it say nearby is a processing duty that?


Question:
is 5$. dollars per manual decree. Does this mean that I own to spend 20$for 4 letters of if I distribute the mall at once it is simply 5$

Answers:
what!




Problems near a E-bay buyer PLEASE HELP!?


Question:
Ok I recently sold a cd player on July 17th. The buyer have paid and I shipped the bunch very all right mind you. When I took pictures of it on July 10th in my coup¨¦ it was correct. Then he writes me on July 23rd and says it be broken so I told him to ship it back and will see from near but I just looked at the shipping confirmation number for it and it shows he get it on July 21st so he has have it in his possion for 2 days formerly he wrote and told me. So in other words what should I do know. I am kinda thinking that he broke those peices when he be installing it. PLEASE HELP 10 points...

Answers:
It is possible to sign for a package and not enlarge it for two days. Also it might take a daylight to get the time to write you nearly it since a person's life is not entirely centered around eBay purchases.

I don't know the character of cd player or the damage to it so I can't enunciate if it's possible it was broken while attempting to install it or not. There is vandalize that would or could happen contained by transit mostly based on how you brimming with it and then within is damage i.e. not likely to come up in transit.

If you stated that insurance be not included and that if the buyer wanted insurance they would want to pay etc that would give you some protection. You should have him filch pictures of the device, and the packaging if you intent to try and engineer it right. From there you can look at the covering and see if there is any haphazard with the bearing you packed it if the ruin in the pictures could be attributed to the injury on the packaging.

I would stand by the policy that if the buyer did not salary for or ask for insurance then they are a moment ago out of luck. I'd have be clear on it one way or the other, any I pay for it or it's part of a set of the s&h fee near them having no choice within getting insurance or if I make it open they are on their own if it arrives damaged.
Nothing. He didn't buy insurance, so if it be broke in transit, it is not on you. If he did break it himself, explicitly not on you either. He can report a claim with Paypal if he wishes, but most credible he won't and even if he did, most likely it would be denied. If he is lying just about it being broken, later he is fishing for a discount or a refund and be hoping you would do so without requiring him to return it. If that's the armour, he isn't going to return the item anyway.

As to him having it two days...not everybody open packages as soon as they arrive, so it could actually be shipping ruin that he has lately discovered. I know I stack boxes that come in during the week and unequivocal them on the weekend so I can haul adjectives of the boxes to the dumpsters that day and not own empty boxes and packing materials around the house for a week. So, supply him that benefit of the doubt. Don't assume he broke it himself.
Tell that clown to eff off. If he looked-for the stereo installed sans breakage, he shoulda ponied up the cash and have a pro do it.
there is a online mediation service that you can use that ebay recommend -- or else you can only just explain to him that he had it for a few days already, etc,, give somebody a lift the - feedback from him -- and respond to his feedback as to why u didn't accept return -- next it will not look as bad!
If the pictures you posted be time stamped and you can prove to Ebay if was surrounded by the condition you described you are cool. Ebay is pretty good around situations like this. I would distribute it back to him and see if he reports you to Ebay. If he does, explain your shield to them.


Does any1 no how long sumfin should catch here if a cheque cleared on tues nd they posted it tues?


Question:
neeed 2 knoww :D

Answers:
Posted it from where? To where on earth?
First or second class? parcel or letter?

Lol sorry but it make a difference!
it would depends where its coming from and what class post they own paid, first class will be quicker than second class
I read some of these question and despair at the state of modern education.
Hopefully it will be an English sentence structure and spelling text book.
First amend your language after ask Queries..


What is a grouping and why would a company budge through a association if they didnt own to?


Question:
i have hear of a hvac company where the body are union. What exactly does that be determined, like who do they work for really? and why does the company enjoy union workers if they dont enjoy to? I mean it raise the cost and union workers tend to own a different approach to thier work that seems to be unfavorable to everyone but them, including thier wages, as i already mentioned. Its close to a double whammy, they take too masses breaks and they cost more to have on the employment...?

Answers:
Actually, JinTexas closed shops (which is what you described) are illegal since the Taft-Hartley Act of 1947.

In my husband's industry, the Union Contractors are in truth doing better and can bid larger jobs than the non-union contractors.

I'll use the Union that I know best to explain:
The Boilermakers are a Full Referral Craft (aka Skilled Trade) Union. This routine when guys (and some gals) are out of work they sign the Out of Work list. When a Contractor desires to man a job, the workers are dispatched sour that list. It is not seniority as frequent assume; it's by who got let go first. This is called using the services of a Hiring Hall, companies voluntarily barter a contract with the Hall for workers. Workers who ride the inventory AND look for their own work at non-union jobs are not righteous and will have a reputation for going rat.

The companies own the following advantages over non-union:
- basically unlimited pool of trained, tested, and certified workers to draw from. If within is too much work for one Local Hall to man everything, workers come out from other Halls -- booming.
- they don't have to maintain hundreds of people on their payroll. they capture the Hall to send out more workers when they are needed.
- they don't hold and be in charge of the health insurance and income funds; the Union does this. the company doesn't have the direction costs; they only earnings into the fund during the time of employment.

Our checks come from the contractors, the contractors pay into insurance and income. BUT, we don't depend on the contractor for work. This is one of the things that can prevent safety issues. A worker who is not dependent on the company will not shift into an unsafe area lately because they are told to by the company. Had a real existence instance of this a couple of years ago. SO2 leak surrounded by a confined space, company told workers to go final in minus testing the heavens. The company hands be going back surrounded by, Union workers refused until the company followed OSHA regulations and tested it. Good piece they didn't go within, the air be well above OSHA PELs (permissible exposure level) of SO2. They found that the dribble hadn't been fixed completely any.
Unions are a wonderful thing and companies are within many cases forced to adopt their existence. Unions are a mechanism for the workers to come together to assure they are not taken good thing of by the employer. By doing this, they assure better wages, productivity, reasonable hours and employment security. Some folks may be setting a bad example contained by your situation but without union the "weekend" would not exist, many would be working a squalor, sweat shops would still be around and heaps would be working in company towns (see http://en.wikipedia.org/wiki/company_tow... for more info)
Some states hold regulations requiring employers to use Union labor. A Union is a group of workers who blend together to gain bargaining power when it comes to their working conditions, foot, benefits, etc. Every few years, the head of the Union will join with the executives of the Employer and they will sit down and negotiate a Collective Bargaining Agreement that spells out surrounded by writing the terms of the worker-employer relationship. The CBA will ultimate for a predetermined period of years, approaching a contract, and when it expires, they will negotiate to write a new one. That time is typically when strikes transport place, because workers don't like the proposals contained by the new CBA. The CBA will also explain how grievances between workers and the Employer are handled.

It can be a moral thing, as the CBA clearly define many costs to the Employer so they can more realistically conduct financial analysis and budgeting. It also take some of the guesswork out of managing human resources because it sets the rules.
Your way of looking at it is one method. The other way is too vote that union workers are getting their dues. Decent wages and work conditions. Management is against union because it takes money out of their pockets. Nothing more. After adjectives they all want to be as rich as Bill Gates.

In veracity it doesn't take anything out of their pockets because they elapse the cost on to the consumer and if the company fails they'll blame the union instead of their greed. Honestly, how many millions does one necessitate in the sandbank? On the other hand I believe workers are entitled to clothed pay and working conditions.

True, it would be nice if those could learn that they don't call for all the most up-to-date toys but shouldn't that apply to the rich people too. When I hear what some rich individuals spend in a month (2-3 times what I product in a year sometimes) I can't assistance but shake my head.

There would be no union if companies didn't have to hold them. But, so far, if a majority of employees want a alliance to represent them they can vote one in. From personal experience I can put in the picture you that companies do everything they can to have the vote read out No to the union.

I tried to acquire a union contained by one of my companies and the management broke so may law in trying to pursue the employees to vote No that it be absolutely ridiculous. But I be also disappointed by the union when they didn't do anything going on for it. We were probably to small a fish for them to contemplation that much.
That's a whole lot of question.

What does "the employees are union" miserable? It means the majority of the workers own voted to unionize and affiliate with a extraordinary union. The process is legalistic and complex but that's the undeveloped idea.

"Who do the workforce work for really?" The workers are hired by the company and work for the company, of course.

So what does the grouping do? The union represents the workers. Representatives from the federation sit down at a fixed period (say once a year or every 3 years) near representatives with the company, and together they tack hammer out a contract for the next interval. The contract regards things such as wages, benefits and working conditions.

You are lawfully entitled to the exact same breaks as any other worker, union or not. (The one and only exception would be if unionized workers and their employer set a different break schedule within their contract, and presumably they'd have some drive for that, e.g. a physically demanding job be resulting in injuries from fatigue and consequent giant workers comp insurance premiums for the employer, so both sides agreed to more breaks in the contract).

Why do workers approaching unions? Many reason. The most obvious is that statistically, unionized workers savour higher wages and better benefits. (Women and minorities, who statistics show frontage wage discrimination surrounded by the workforce, are particularly ably served by the fact that grouping contracts guarantee exactly what the pay rate will be for a unmistaken job; companies can't obtain away with underpaying them.) Also, if an employer mistreats a worker within a way to be precise against the law, the federation is there to backbone the worker up, all the route to court if need be.

Why might employer gain from a union too? The reason are many:

For one point, union workforces tend to hold have lower turnover. Turnover is incredibly expensive to companies, requiring mobilization costs, training costs, and a triple whammy of lost productivity (while they're without the worker, while someone else is diverted to training the worker, and while the modern worker's productivity is low as they learn).

For another, regular workers have a better concept what "really" goes on at the ground floor than family in the suites. Union contracts may set up a formal process for worker input, ensure that it is collected, heard and followed up on. In this route, for instance, Saturn brought reliability of their S series to Toyota levels, despite the Saturn's comparatively inferior engineering.

One process that unions can be beneficial for both workers AND employer is that many union have apprenticeship and training programs. In other words, you're not an electrician because you influence you are; you're an electrician only if you've undergone a level training curriculum with a definite amount of supervised on the job research, and been certified as competent to button specific tasks. For workers, union training provides a skill stepladder to better paying jobs. For employer, it lowers training costs, and provides certainty that workers are competent, productive, and less credible to screw up a brief or get injured. They can also boast to clients just about their skilled workforce and the consequent quality of the work.

I should supply that unions serve adjectives workers, not just those who belong, because they set a standard that other employer must match if they don't want to lose empire to union employer.

Although the point of a union is to benefit the human resources, not the employer, at the end of the light of day, the company often benefits as all right.


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