Finance & Business Question and Answers

Does anyone know how much the Largest Auto companies spend on computer hardware annually?

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i saw on a mag that gm spent 600milion to upgrade its hardware facilities in2005


why downloading of songs on internet is free,if they can earn money by selling?how do they receive profit?

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Answers:
downloading of songs is not free for copyright-protected songs.
So they can sell it close to they sell compact discs.
Some artist supply "away" free songs from time to time, to gain more publicity, mostly bands that enjoy just started or sometimes as a promotional deed for the launch of a new cd/dvd/... etc.
You can check the websites of your first choice bands or copy labels to find out whether they submission free downloads also.

Other Answers:
They don't, if its free you are getting it illegally.
tons a times ur net providers clear for it
that is why they enunciate you steal when you download songs, the only bearing the band get paid is if you shift to their concerts or buy the cd
Peer to Peer networks earn money by bundling spyware and adware along with their software. The company to be exact advertising contained by the adware and spyware pays them to include it in the installation of the P2P software. A lot of P2Ps also give a PRO version of their software that costs around $30 a month and doesn't enjoy the bundling software.
Hey see, When you are watching TV, all the Serials & Movies are free to see, there you are not supposed to repay any charges direct to the Channel.They show their all the warren programs free ,Because they don't expected money from you ,They already get from Sponsers who giving their Product's Advertisements.....
You don't suggest more about that free downloading songs because in that are so many Addvertises beside it,......& that product's details can spread through Internet ,
That's Why Mostly Songs are Free............
You have Enjoy don't consider why that's free.


cant find website www.sckclc.,com for sckc lotto corporation dont know why?

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can't find it either get the check. was your check any flawless the one they sent you about the taxes for canada? and did you follow their instructions for the rest of the money? Please contact me roughly speaking this we may have a fruud casing.

Other Answers:
I've got alike question. My guess is that it's adjectives a sham


How does an Investment guard contributes contained by worldwide arena?

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The original purpose of an investment edge was to bump up capital and push for on mergers and acquisitions and other corporate financial strategies. As bank firms have diversified, investment bank have come to plague a variety of roles (list taken from the Swiss Banking Institute):

* Underwriting and distributing unsullied security issues
* Offering brokerage services to public & institutional investors
* Providing financial counsel to corporate clients, especially on security issues, M&A deal
* Providing financial security research to investors and corporate customers
* Market-Making, surrounded by particular securities.

Investment bank have also moved into foreign exchange market, private banking, asset government and bridge financing.
[edit]

Raising capital within the capital market
[edit]

The main events and units

Large, intercontinental investment banks typically hold several business units, including Investment Banking, concerned beside advising public and private corporations; Research, concerned beside producing reports on valuations of financial products; and Sales and Trading, concerned near buying and selling products both on behalf of the bank's clients and also for the bank itself. Banks attempt risk through Proprietary Trading, done by a special set of traders who do not interface with clients and through Principal Risk, risk undertake by a trader after he buys or sells a product to a client and does not quibble his total exposure. Banks seek to maximize profitability for a given amount of risk on their symmetry sheet.

An investment bank is split into the so-called Front Office, Middle Office and Back Office. The individual comings and goings are described below:

FRONT OFFICE

* Investment Banking, is the traditional aspect of investment banks which involves helping customers angle funds in the Capital Markets and advise on mergers and acquisitions. Investment bankers prepare conception pitches that they bring to meetings beside their clients, with the expectation that their action will be rewarded with a mandate when the client is in place to undertake a transaction. Once mandate, an investment bank is responsible for preparing adjectives materials necessary for the transaction as ably as the execution of the deal, which may involve subscribing investors to a protection issuance, coordinating with bidders, or negotiate with a merger target. Other language for the Investment Banking Division include Mergers & Acquisitions (M&A) and Corporate Finance.

* Financial Markets is split into four key divisions: Sales, Trading, Research and Structuring.
o Sales and Trading, is repeatedly the most profitable area of an investment dune, responsible for the majority of revenue of most investment banks. In the process of flea market making, traders will buy and sell financial products beside the goal of making an incremental amount of money on respectively trade. Sales is the term for the investment bank sales force, whose primary mission is to call on institutional and high-net-worth investors to suggest trading accepted wisdom (on caveat emptor basis) and take directives. Sales desks then communicate their clients' advice to the appropriate trading desks, who can price and execute trades, or structure new products that fit a specific call for.
o Research, is the division which reviews companies and writes reports about their prospects, commonly with "buy" or "sell" ratings. While the research division generate no revenue, its resources are used to assist traders in trading, the sale force in suggesting design to customers, and investment bankers by covering their clients. In recent years the relationship between investment banking and research have become highly regulated, reducing its necessity to the investment bank.
o Structuring have been a relatively recent division as Derivatives hold come into play, with outstandingly technical and numerate workers working on creating complex structured products which typically offer much greater margins and returns than underlying brass securities.

MIDDLE OFFICE

* Risk Management involves analysing the risk that traders are taking onto the balance sheet surrounded by conducting their daily trades, and setting limitations on the amount of capital that they are competent to trade in demand to prevent 'bad' trades having a detrimental effect to a desk overall.

BACK OFFICE

* Operations involves data-checking trades that hold been conducted, ensure that they are not erroneous, and transacting the required transfers. Whilst it provides the greatest job financial guarantee of divisions within an investment hill, it is widely known to involve the most monotonous work at relatively low recompense [1].
* Technology - Every major investment wall has considerable amounts of in-house software, created by the Technology squad, who are also responsible for Computer and Telecommunications-based support.

Other Answers:
i don't know


How do you determine the importance of your allowance plan? Plant closing and pension will be rewarded to organization.?

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numbe of woking years left multiplied by the ammount of retenchment bonus the company decide to give, plus the ammount of benefits foregone,


i want to know the web-site.i hold one and only the address?

Question:RASSI TRADING EST
AL-QUDS TRADG MARKET
OFFICE-B-400, P.O. BOX:35660
RIYADH 11498
SAUDI ARABIA

Answers:
http://www.arabbankers.org/download/123321_U127360__67668/Atlas+PSE+Market+Brief

Other Answers:
wish u luke
411.com
lol
in that isnt one, you will have to use the letters

Sorry
have you tried doing G00GLE search for this company?

Here are a few links I got when I run a search

http://weatherhead.luggage.edu/mba/alumniConnection.cfm

http://www.ameinfo.com/db-862934.html

The second of the 2 actually have something about that company label only beside AL infront of it.

Give them a try and let me know
http://www.the-saudi.net/


I involve I nouns class for non nouns relatives? do you suggest any site that donate this at no cost?

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I would suggest Strategies for Life Blog http://strategiesforlife.blogspot.com also I like Yahoo Finance and Fool.com.


Explain the word budget?

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It means anticipating your Incomes and consequently planning your expenditure.

Other Answers:
Budget- a sum of money allocated for a precise purpose; "the laboratory runs on a budget of a million a year"
Source(s):
G00GLE (bugget definition)
Budget = Its a future plan of your business or flurry. Everyone wants to expend his/her business. So growth surrounded by business can increase expenditure and earns revenue. To estimate or control expenses we brand a projection statement called expenses budget. How the business should grow within the given time frame and earn money. To make it systematically is call a revenue budget. Budget is budget.... A businessman must be a calculated person.


Price for software I'm developing?

Question:How much do you think this piece of software would be worth?
It is a dual blind presentation software for Windows that has various features. It operates contained by dynamic order a bit than linear order, includes over 35 transitions, facility to play video, audio, and pre-sequence slides. You can also include charts. The software has a exceedingly user-friendly interface and is very graphical. A lot of thought go into this software and I would like to vend it for a reasonable price, but still spawn a good profit from it.

Answers:
You can deal in your software for a dollar and still make a million. It adjectives depends on its demand. Who would necessitate it and who would want it? Many people buy things they don't entail if it's enticing enough. Heck several people buy things simply because the marketing strategy be outstanding. The best person to determine it's worth is you. Is here another product out there resembling it? How much is that other software? Is yours better? Have you removed all the bugs? Buddy I suggest you present it as a Beta Version. Give out a trial text with an expiration date. Ad some public relations to it to at least bring surrounded by some small change. Create a feedback survey consequently determine it's worth. It is not possible to put a $ significance on your software at this time. In my opinion, until you demonstrate a greater call for for it or explain more as to how I can benefit from your software sell it at $3.99


Does the Uniform Commercial Code apply to a public sale of products when both buyer and hawker are non-merchants?

Question:Assume price of goods is $600.
Would answer change if amount were one and only $400?

Answers:
The Uniform Commercial Code (UCC) is one of the uniform acts that have been promulgated contained by attempts to harmonize the imperative of sales and other commercial transactions contained by all 50 states inside the United States of America.

The UCC was the first of the Uniform Acts to be proposed, and is the longest and most highly wrought of such acts. It is a unified project of the National Conference of Commissioners on Uniform State Laws (NCCUSL) and the American Law Institute (ALI). The Code, as the product of private organizations, is not itself the directive, but only have the force of law if enact by states. The ALI-NCCUSL has also established a unalterable editorial board for the Code which has issued a little official comments and other published papers concerning the Code. Although these commentaries do not enjoy the force of law, courts interpreting the Code will recurrently cite them as persuasive authority in determining the effect of one or more provisions.

The Code, surrounded by one or another of its several revisions, has be enacted contained by 49 of the 50 states, as well as within the District of Columbia and Guam. Louisiana, the sole state that is a holdout, have enacted most of the Code, but because that state's commercial decree is based on civil directive and the Napoleonic Code rather than on adjectives law, it is difficult to make tally procedure and terminology next to the UCC.

The Uniform Commercial Code deals near the following subjects under consecutively numbered Articles

General provisions, (including most definition and rules for interpretation)
Sales of goods
2A. Leases of commodities
Negotiable instruments
Bank deposits
4A. Funds transfers
Letters of credit
Bulk transfers, (recommended for repeal)
Bills of lading, warehouse receipts and other documents of title
Investment securities
Secured transactions (liens and security interests surrounded by personal property)
In 1989, the National Conference of Commissioners on Uniform State Laws recommended that Article 6 of the UCC, dealing with bulk sale, be repealed as obsolete. It remains surrounded by force in several jurisdiction.

The controversy surrounding what is now term the Uniform Computer Information Transactions Act (UCITA) originated surrounded by the process of revising Article 2 of the UCC. The provisions of what is now UCITA be originally meant to be "Article 2B" inwardly a revised Article 2 on Sales. As the UCC is the only uniform imperative that is a amalgamated project of NCCUSL and the ALI, both associations must agree to any revision of the UCC. The proposed final draft of Article 2B met with controversy in the ALI, and as a consequence the ALI did not grant its assent. The NCCUSL responded by renaming Article 2B and promulgating it as the UCITA. As of October 12, 2004, lone Maryland and Virginia have adopt UCITA.

The overriding philosophy of the Uniform Commercial Code is to allow people to put together the contracts they want, but to fill contained by any missing provisions where the agreements they bring in are silent. The law also seek to impose uniformity and streamlining of routine transactions similar to the processing of checks, notes, and other routine commercial thesis. The law frequently distinguishes between merchants, who customarily operation in a commodity and are presumed to know resourcefully the business they are in; and consumers, who are not.

It also seek to discourage the use of legal formalities contained by making business contracts, in establish to allow business to move forward without the intervention of lawyer or the preparation of elaborate documents. This finishing is perhaps the most questionable cut of its underlying philosophy; many surrounded by the legal profession own argued that legal formalities discourage litigation by requiring some concerned of ritual that provides a clear dividing line that tell people when they enjoy made a final deal they could be sued over.

Other Answers:
the UCC is a huge code

you necessitate to be more specific with good opinion to the product being sold, the jargon of sale, and whether credit is human being extended and whether or not that credit is secured or unsecured

contact me with a specific press, include the state where the transaction is occurring and i will do what i can to minister to you
Source(s):
im a paralegal and notary in louisiana Yes, it applies and no, the amount doesnt business. you still have to database a UCC-1


17.If a project's initial investment is $500 and the bread inflows are $200 for 3 years, what is the IRR?

Question:17.If a project's initial investment is $500 and the cash inflows are $200 for 3 years, what is the IRR?

Answers:
If you G00GLE for

add IRR

you will find a site that lets you divide IRR's online. Near the top of the list be:

http://www.datadynamica.com/irr.asp

Putting in

1. -500
2. 200
3. 200
4. 200

it said the internal rate of return be

9.7010%


i want to know just about multi plane marketing business and how is it possible ,shall i do it?

Question:

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It is the best form of self employment, helping yourself and helpint others. First you have to find out a company who is surrounded by the Multi level marketing enclosed space. Study the company. Try to use the products. Once you are satisfied near the creditworthiness of the company, enrol yourself. Enrolment fee will not be much highly developed. Then find out your like minded those and enrol them as you did. There will be lot of people contained by the hierachy to help you. Once you brand name an impressive group of your own, y;ou started earn. The earning will be surrounded by geometrical progression You will find that your personality improve, lyour communication skill improves and you yourselves will convert to a marketing expert and starts seeing duration from a diferent angle. You become positive. Even if you fail, you earn profoundly of experience and self confidence. The mantra in multilevel marketing is "never quit". Continue to do it tillyou pull off. Another plus point of multilevel marketing is that you can start it as a side business short affecting your existing profession. Most of the Multilevel marketing company have their own enriching system, road shows. Attend one or more such programmes and decide.

Other Answers:
There are various multi-level marketing companies out there. First know your interests and find your strength and something that you relish doing, and can benefit from as well. Know the ins and out's of the company back sharing any information.

Just some helpful hints from a researcher of Network and Affiliated marketing of over 2 years.

contact me james@bettermember.com
Source(s):
http://www.bettermember.network It's a load of bullshit. The solitary way to take home money at it is to be somebody people want to politely confer a small bribe to.

Every multi level marketing company say they're the fastest growing one in the country. In an previously life it be known as pyramid selling, which is in a minute illegal. It is around two things, selling goods and recruit others to sell products, then edification them to recruit others to put up for sale goods etc etc. The hypothesis being the more inhabitants you have within your organisation selling goods the more volume going through your business, the more of a bonus you receive.

If you become the big guy at the top of the tree you could do alright, but most remain little guys for a while, make bitter and quit.

Two tips, if you are going to try it, only be inclined to invest your time and effort. Do not section with sizeable sums of money, and do not incur lots of expenses in travel or mobile phone, which is easy to do.

Good luck, anything you do


What business requires the smallest amount of money to inaugurate?

Question:

Answers:
Babysitting Service

Other Answers:
candy or chocolate business.
real estate business, you newly basically own an office; contained by fact, you can work at home while keeping your full time assignment
PIMP
That is seriuously a near impossible examine to answer. But i would say a business that you can start from home, such as a phtography business or an arts and crafts store.
In offline environment you can do lots of businesses which requires minimal infrastructure (small bureau space, phone line etc). and money. Travel agency, employment beareu, media hype agents, fashion model agency etc etc.


No comparison next to the businesses which can be done on web. Almost free, intercontinental reach and multiplicy of products. E_bay of the world own already proved points.

Incidently I happen to communicate next to a small time sculpture
http://nitinpotnis.blogspot.com/
who is not doing great in artwork, but found a clean way of enthusiasm on his free website by inviting people to bring together him under his citation and make money by reading e-mails / taking surveys. He also asks ethnic group to make money by asking them to go in G00GLE a.d.sense.

All this cost him nothing, but get lots of hits from countries such as Chile, US, Spain, Brazil, Singapore,UK, Ukrain (and it seems inventory is growing)
I would recommend you start most profitable LEGITIMATE online business which is fully automated. This homebased business is very much different from other business which requires lot of time,punch and money. This incredible system allows you to earn fortune without selling, hype, prospecting, closing or answering questions. It works 24/ 7 and you can earn profit for respectively automatic sale, sitting within your home, enjoying enthusiasm with family connections and friends or on vacation. . This system allows you to earn $3000 everyday.
Visit the website and afterwards place the CALLBACK request to see how powerful the system is.
Source(s):
Visit the website for full details.
http://www.best-automatic-wealth.com


why reporters r available on internet ? how weekly cmpny go and get profit from it?

Question:

Answers:
Advertising, classified ads, and some brand name you pay to see the entire newspaper and scan their archives.

Plus, it saves the cost of article, which isn't cheap. Good for the environment, and saves us from that pesky obligation of recycling used journalists!

Other Answers:
those are old communication articles.
They still sell ad to advertisers and some newspapers tender content that is available to paying subscribers with the sole purpose.
they dont have to print anything so it save them $$$, plus people remuneration to read some news sites for up to date stuff
if they considered necessary u know that then they would close their doors
Newspapers clear more money from advertisement. If they are on the internet, i.e. more advertising out here.
When you click on the site they install a cookie on your computer and that cookie makes them millions. Figure it out!!
hi
from advertisement placed by add companies
Just for polite will.
Still people could not seize rid of reading from paper. So newpaper do not loose business.
Some the media only allow you to read partial articles on the internet and you own to pay to read adjectives articles in full.
through adervertising which is unachievable on internet
There's still people that own newspaper deliver to their door, trust me, it seems to me that I'm the merely one in the neighborhood that uses Internet 9just kidding) The truth is family still like it. You can split it, women unit, sports, news, something for kids. They adjectives sit together at the breakfast, read the paper and chat about plans for that daylight. It still happens. Some will never offer up their Sunday paper, I bet they label more money of of Sunday paper advertisers and subscribers than everything else adjectives together. That's why you can subscribe to Sunday paper singular. Those valuable coupons you can't find on the Internet. I do everything on the computer and Internet, but even I wouldn't hand over up my paper when the hours of daylight is over I get a chalice of wine, sit in my backyard and flip thru the page.


how can i produce relations tender me money for no apology?

Question:

Answers:
Hypnosis!!

Other Answers:
BEG!:)
Learn the art of psychic mind control!
Run for a political office
consult them into thinking they owe you a dollar...
take past its sell-by date your clothes and start begging


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