Finance & Business Question and Answers

I own be told it is illicit for a company to ask for a postdated check does anyone know if this is true?

Question:

Answers:
No, it is perfectly legally recognized for a company to ask for postdated checks as payment as long as it is stipulated within a written agreement signed by you and the company's authorized representative. When a company accepts postdated checks, they fully adopt the risks involved, i.e. possible non-funding of the checks which would result to either non-attendance or delayed payment. They are more at risk than you. Although, when it comes to responsibility, it is YOUR responsibility to be paid sure the check is funded ON or BEFORE the check date. In case you go wrong to fund the check, the physical check itself with the wall stamp (DAIF or NSF) will serve as a strong evidence in court proceedings.

Other Answers:
If anyone should "ask" for a post dated check, that party is knowingly accepting a worthless check. If it bounces for insufficient funds, nearby is no recourse under the hot check imperative. True in any baggage.
All that one holds is legally, a promissory file. This can only be collected through civil behaviour, law suit. if it's a collection agency......they will contentedly accept a post-dated check....and next send through you information as soon as they receive it.....don't ever ever give anyone a post-dated check.


what is the impact of globalization on indian food procesing industry?

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This kind of examine should be answer by someone in India. Globalization can be suitable to India, because a lot of entreprises can unscrew factories here or not, move that factories to another place. Globalization doesnt show free buying without taxes contained by all world, that individual happen within countries in EU. Now Africa countries to export their produts hold great problems because taxes are high, that's one of the purpose of poverty in Africa. Globalization help or can make outstandingly bad situation surrounded by different country, its the democratization of all. Internet, for example is the globaliztion of information! A entreprise can take off one country bcs pay too much to their force and open a factory on India because is cheaper, and that will be appropriate to your country. Globalization is opening everything, nearby are people say is capitalism in his worse instrument. About food procesing industry u have to see within local in India.

Other Answers:
I have a sneaking suspicion that the industry will be more productive as the population grows


what is meet people marketing? is it practicable to start such a business next to one of such co.s next to binary plan?

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By repping a product, network marketing or multi stratum marketing (MLM) becomes a officially recognized parymid scheme. Just approaching paramid schemes, you enjoy to work the system and sign up other people to form any money. If you can sell, and the product attached to the meet people is not stupid, you can make seriously of money in meet people marketing. You just stipulation to find people to buy surrounded by under you.

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exchange cards marketing is making people do what u want to be done & they will do it becoz they love to do that..

yes it is practical to work with one of such co.s beside binary plan

and if u want to do that contact me on my id abhi_11_7@yahoo.co.surrounded by
Business is either innovation or marketing. That is, creating merit or delivering appeal.

Since most network marketing companies own already created the product, whether it's vitamins or cosmetics, etc. then grating marketers are basically within charge of selling or marketing.

The problem is when network marketers deny that they enjoy to do any selling and think they merely have to present the product. But the product cannot market itself.

You can succeed as a network marketer if you master marketing and selling. And that requires study and practice. Lots of practice!

Unlike selling a product for an commonplace or traditional company, you can actually bring about financial independence beside network marketing -- although this assumes you own a great capacity to revise fast while correcting your mistakes nippy.

The key is to identify population who are able and smart satisfactory to use the system in a passageway that will generate profits for them as well as residual income for you.

I'm not a see marketer, my observations come from experience and from rationally analyzing their marketing system.

Good luck!
Source(s):
http://realtimesuccesssecrets.blogspot.com


I have need of a chart of US dollar devaluation from 2002 through 2006, per year?

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Against which currency? This is the Euro, for example: http://finance.yahoo.com/q/bc?s=USDEUR=X&t=5y


How do wills and trusts work?

Question:A little information is in file here: Bob’s mother passed away this last September after a short encounter with brain, lung, kidney, and liver cancer. She be married 8 years ago to her third husband, Jim. Her father passed away 10 years ago and her mother, 3 years ago leaving their estate to her, a dutiful portion of it tied into a trust that she could not access until she reached a infallible age (we are not sure what age). Bob and Tammy (my sis-in-law) have never see a will from his mother or his grandparents since her passing. Jim tell us that the will is in a ’trust at the sandbank.’ Now, I always thought that the will is the lawful document that tells you WHAT go into the trust. He also informed us that he took Judy’s funds, added to his own, invested it and when he passes away it will be divided between his three children and Judy’s two. He have also moved in beside a new girlfriend already (that happen only 3 months after Judy died) , and as hastily as he moves with the ladies, will probably be married here inwardly the next few months. I don’t really want to nouns greedy, because I really am not, but where, I ask, does that depart from Bob and Tammy with any inheritance that should own been rightfully theirs through their mother and grandparents? I do know that they are both fit to be tied that Jim is spending their mother’s money on another woman. Do they own any legal recourse here? I am really concerned that what is rightfully theirs is anyone taken right out form under them. And as much as I love Bob and Tammy, they are both so na"ive and uneducated about such matter, that they would never know what is going on. And Jim knows this and also counts on the reality that they are both so afraid to offend that they will not speak up nearly it. Well, I am not, obviously, and so I invited him over tomorrow, along near Tammy and her husband, Terry, to find out what is up. I am getting the vibe from him, that he is somewhat concerned about it all… Any direction here?

Answers:
Good luck with this i found some stuff here. AARP have some retirement information and estate planning stuff that might help you out! http://www.mtpalermo.com/httoc.htm

Other Answers:
i dont even know wat i.e.
sorry


If $4,000,000 of 12% bonds are issued at 101, the amount of change received from the mart is:?

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$1.25.

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I think it would be $3,960,396 and the amount of interest would be irrelevant.


Does anybody know a right source of income online?

Question:Im from the philippines and Im wondering how I can make money on the internet. Can anybody serve?

Answers:
Learn how to use eBay and sell product form your home country online. It could be fun and rewarding. You could also build a website that sell a niche product you create locally. Be creative and have fun. There is zilch to stop you. Enjoy!

Other Answers:
There is a company on the internet that is looking Independent Contractors - Selling Merchandise or Selling Mag. Subscriptions

It is FREE unsurprisingly - www.gatewayunlimited.com Job Opportunities


what is haricotology?

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Haricotology literal means the study of beans. Accounting is recurrently called bean counting.

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So u resembling my hair huh??

haricots are beans in french. is it the art and science of creating recipe with beans? I don't regard it even exists. I've never heard it in the past.


ioioio

Can you clarify the spelling? I've looked every where on earth and couldn't find it.


When it comes to economics will someone explain inflation to me and how it affects the open market?

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let me try to hold on to this simple..

inflation is where the price of items go up, but people's incomes are staying the same. When this happen, the market go down, because people can not afford to spend money on purely anything.. they need to be paid sure that they are still able to buy items they truelly call for to survive, like food.

Example: next to gas prices inflating, people still call for to buy gas to get to work and to survive, but because of this they may no longer know how to buy little things they like but don't necessitate - like heading brand clothes or perfumes

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Inflation mode increase in price of commodities or other commodities due to various factor. It may be due to unavailability or scarcity of the product or due to flea market interventions by certain folks. Inflation can affect badly for adjectives the people as price increases.

inflation is the rising of prices. There is demand-pull inflation, when too much demand is chasing few stock, and supply-push inflation, when too much money is in the market(government is opperating inefficiently next to monetary policy) and people buy the stock at any price. To combat inflation money should be more expensive, meaning interest rates should jump up, so people will start making more nouns and rational decision. First the word Inflation is an increase in the price plane.

Inflation covers the economy approaching a fog, affecting everything and everybody, making it sometimes difficult to distinguish inflation’s victims from its non victims

Who loses from inflation?
Perhaps more than any other single group, people living on fixed incomes, such as retirees.

Who gain from inflation?

Borrowers




what impact does mergers and acquistion hold on companies?

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There are tons of reasons for mergers and I'm sure you can check out for them.

In general, if the nation of both companies are thinking clearly and aren't that affected by empire building and ego, the mergers occur for "good" reasons such as synergies or economy of scale that assist both companies.


How do I license an theory that can be used by a company for making money next to a fresh product?

Question:I have some inventive concept regarding topics resembling e-mail enhancements, adjectives appareils for home and fun, and makeup ideas.

Answers:
There is no path to protect an idea per se. After adjectives, the point of intellectual property is to foster ideas & creativity as in good health as protect people.

What you can do, however, is write up some of these things and win copyrights. Contrary to what the first poster said, copyrights are not expensive -- $30 an application.

Now patents can be expensive and whether or not you'll obligation one is a question that you should present to an intellectual property attorney.

I recommend reading up with reference to copyrights & checking out the US Copyright Office web page -- see links below.

Hope that help! I wish you much nouns & happiness surrounded by all your venture!

Other Answers:
That's too bad. You'd own to get copyrights or patent. they can be very expensive.
you can any talk to a consultant nearly developing your ideas. or you can travel right to who you think might buy your concept. But before you discuss any accepted wisdom, make sure you receive them to sign a Non Disclosure. This keeps anyone from stealing your theory. or you can go the long path around and get a government grant.


How are Japanese and Chinese sooo intelligent?

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From what I understand it's because they rob education especially seriously over there. I hear that once that some children study for hours at a time. They spend most of their adolescence studying to gain into a university.

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they don't have blonds..:)
coz, from what I see contained by television, they are extraordinarily serious in study and never bestow up to forget something
I think it it is due to the Culture present within these countries on the emphasis of Education, since their childhood
From IQ studies, both the Japanese and Chinese national I.Q. is above average. Coupled beside their cultural affinity for education (which within the Chinese case go back to Confucious), it make for very smart ethnic groups.
i'm chinese. contained by my opinion, complex working is the main rationale, cause the mate around me are mostly hard working, so i hold to study hard, which i will slickly join the group and be respected by the teacher as well as the other students.
It's not mortal smarter. It's a matter of their environment. For genereations, the culture hold rarely be distracted with inconsequential things like "anyone cool" or fitting in. When is the U.S., we are impelled to "be the jock" and not the nerd. The childhood program in Asia are mostly better than the U.S. In fact, the U.S. is one of the lowest even though they are a 1st world country! It is also a issue of pride. Plain and simple, education equals angelic career which equals respect. Without respect, you are no better than the pet dog you own. So you can see this is more than adequate motivation. Why do you think everyone snear at Americans and how apathetic they are. We all look similar to fat pet pigs.
Source(s):
I'm Chinese born within the states.
because they are very serious surrounded by thier life and their studies.they hold thier own aims
Not all Asians are smart..and not of late the Cinese and Japanese. Many of the parents who couldn't get a pious education push their children more. also they hold high exspectations. Most of them don't except anything better than an A, that also get the child to work harder. The previous information I said usually applies to more of the Asians here but also for the ones in China, Japan, Korea, etc. Like of of my teacher. She went to Japan for a mentor exchange and they are really strict there. If you ask a cross-question that's disrepect; questioning the don is like aphorism they aren't teaching in good health. They also need an superfluous teaching beside a tutor or something like that. And their institution hours are longer; but this sometimes, well most of the time puts too much pressure on the child..but that's how it go.


Are near any Ebay experts online? I entail some direction! :)?

Question:I bid and won on an auction. I won't mention the product but I won on Tuesday of this week. I've paid. Waiting to receive the product. The merchant said "it takes time to verbs my info into the dns-something, etc" Well, that was similar to 3 days ago... I emailed him yesterday about an update, etc. No answer and I saw that he added 4 more auctions so I know he be online... Just wondering how I should procede.

Please feel free to post or message me. Thanks.

Answers:
I get rid of things on ebay (and make my college $ from it), and I presume the guy is doing ok. Give him until the end of subsequent week, and if you don't get the product record a dispute (if it was through paypal or come cc processing site) and report them to ebay. That will hold given him enough time to distribute it.

Other Answers:
Give him a week, after that report him to Ebay
Contact ebay...It's only be 3 days though. Give it couple more. Did you check his ratings...or customer comments first? It is kinda suspicious that he didn't respond to your email. Hope you didn't buy anything too expensive.
Give him time if they dont answer emails in a week or so later I would reprt them to eBay. I wouldadvise that you wait till finishing to leave feedback because most empire out of spite will leave unenthusiastic feedback for you if you leave them distrustful feedback. I have be on eBay for a while now and own only have one item that I paid for and still enjoy not yet recevied so Ithink most on in attendance are good deal. And what in the world did you buy that you dont want to mention. LOL. Hope this help.
There is nothing you can do until you linger I week or maybe two, next if you don't get the item, claim a Item not received, where on earth it say to go away feedback. If you paid near paypay and insured the item, they hold to give you the money wager on or another item, if you didn't insurance it, then you are screwed.
Source(s):
Email me if you want more give a hand
Tuesday. I know you may be anxious but you want to chill. Sometimes you might get things this prompt, but 1 1/2 wks to 2 wks is not unheard of. Give it a few days.
Source(s):
Many ebay purchases
I agree with most of the answers here. I enjoy both sold and bought many items on eBay. Three days is a thoroughly short time to wait. If the entity sells lots of items at once he or she might own hundreds of emails to sort through before getting to yours. If you own not heard from the peddler or received your item after ten days, then you should try and contact the street trader again. If you are not satisfied after that, next contact eBay and PayPal if that is the service you used.
Source(s):
Long time eBayer.
Report him to ebay.
I buy and supply on ebay. The timeframe you are speaking of is not unheard of if he is mailing an item but it sounds approaching he is just transfering ownership of a website to you so I own no real experience beside how long this would take but my guess is that he is possibly collecting a few more subscription payments before transfering everything over? I would contact him and voice you expect ownership transferred today or he is going to get some serious unenthusiastic feedback. That is a serious threat to an ebayer, their reputation is vital to obtain people to conduct business next to them. I recently have a guy ignore my repeated requests to if he have mailed my item or not until I threatened to grant him serious negative feedback, consequently he replied that he had delayed shipment 3 - 4 days AFTER he received my money. It be not a check, it was paypal, so he should've shipped by the subsequent business day, so I did not afford him any feedback at all because if I did, it would be unenthusiastic and say "slow shipper" and to be precise very serious so I of late decided he won't win any feedback, although I could leave him a independent, that is not well-mannered either. Do you see what I connote? Feedback is all key on ebay. Threaten his feedback rating! (Did you check his feedback rating? Maybe it isn't so good surrounded by the first place.) Good Luck.
Aloha,
With Ebay purchases you must be patient. Give your vendor at least 10 days from the time you repay in lay down to send your item previously emailing them. Most people who deal in on Ebay are selling many items which hold to be packaged and sent out on confident days of the week. Whatever you do, do not give unpromising feedback to a seller until that time making every attempt to get a settlement if you are not happy next to your purchase. It is advisable to wait the full 90 days
previously giving any negative feedback. Sellers count on their feedback score to sell their items. You can use this to your power when talking to your dealer.
No sweetie there is not an expert on ebay to lend you some counsel instead of waiting around for an expert who will never come or show how bout you ask the pepole who you are asking this ? to right now we can make a contribution you more help than any expert adjectives they do is give you a unharmed bunch of jibber jabber speak! thank you for that qeustion! plus you should report him to ebay what a do-zie
Source(s):
common sense
eBay dealer vary. most achieve there stuff out swiftly. Read the auction carefully. If the supplier doesn't follow his own rules or eBay's you can file a complaint next to eBay.
Probably it will show up soon. It just take time.
The basic time frame is ten business days, but first ..How did you pay packet? check, money order, or use discharge pal, produce for certain greater amounts pay companion offer a get better insurance, but if after two weeks you haven't received your merchandise report it to ebay, and above all no out side Ebay contact next to this person, as no personal e mail, always budge through contact seller on e inlet.
You have to loaf atleast 7 days after the auction before you can wallet a report on him. The main problem dealing near eBay is that you entered a contract beside the seller and not eBay itself. Did you check out the seller's profile and feedbacks since you entered their auction? It really doesn't issue but it does tell you something more or less the seller and if they have any negative feedbacks.
As both a purveyor and buyer on eBay it really makes me sick how some seller's are ripping sour buyer's especally in postage costs. I tried to be as honest as possible near my auctions and never had a complaint but some that I deal with be real SOB's and took you for everything they could and eBay say they will help but you still bring to a close up on the loosing end if the vendor won't budge.
Your very inexact in your interrogate so there isn't much more I can make clear to you.
There is a toll free number of the Video Professor where he
will distribute you a free cd showing you how to make money from
ebay.
Source(s):
Television commercial


Cost for hiring a contemporary hand?

Question:I work for a staffing firm, I am putting together a sales collection to attract new clients. One portion is cost of hiring a new force, being a staffing firm we toy with it all. I own the cost info on Work Comp, but does anyone know what other costs are involved and how much is the employer responsible for? Such as SUTA, FICA ect.

Answers:
Depends on your state.

Employers must pay 6.2% on the first $94,200 of wages to respectively employee for social shelter (part of FICA) and 1.45% of all wages for Medicare (the other element of FICA). In addition, federal laying-off tax (FUTA) is due at the rate of 6.2% of the first $7,000 of wages for respectively employee, except that a credit is available surrounded by most states that brings that rate down to 0.8%.

State unemployment, disability, workers comp, etc is contained by addition to the above.


how can I go and get investment on my business plan?

Question:

Answers:
You may want to go and pitch your accepted wisdom where investors group. Here are some places where angel investors come and those looking for funding can come and pitch their business plans. Be sure to enjoy a strong business plan and describe what makes your business concept stand apart:

Angel Capital Association http://www.angelcapitalassociation.org
Angel's Forum http://www.angelsforum.com
Band of Angels http://www.bandangels.com
Common Angels http://www.commonangels.com
Keiretsu Forum http://www.k4forum.com
Launchpad Venture Group http://www.launchpadventuregroup.com
New World Angels http://www.newworldangels.com
New York Angels http://www.newyorkangels.com
Prairie Angels http://www.prairieangels.org (charges $125 to submit idea)
Robin Hood Ventures http://www.robinhoodventures.com (charges $250)

Other Answers:
You haven't explained your business idea at adjectives, so it is difficult to advise you.

Add some paper to your question and provide me an idea what you've get going.


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