Would I be capable of cope if I get my own house?
I am currently living with my mum and dad. I own a daughter that is 1 this month. Before I have my daughter I got myself a sports car and got it on nouns. I am still paying this off. I am a single mum. Will we know how to cope on our own?Answers: yes. ok so getting a car on nouns isnt the best thing within the world if you want to get your own place but tolerate me tell you one piece its hard human being a single parent but definately managable. millions do it - so can you. whether you work or not you can get give a hand with your rent and council levy you can also claim tax credits and you can claim fruit and vegetable vouchers from the welfare food coordination. if you work you can claim the whole cost of childcare. look at your local council too, if your looking to return with a council property they usually give you vouchers to emboss, it depends on the local authority and the property but it can be up to 300 gbp! some local councils now see as trial second hand furnture too. carry a seperate bank information and place your bill and rent money in near every week / month and then you wont accidentally spend it. bring your gas and electricity with matching provider and pay by direct debit you will get hold of a duel fuel and dd discount. bt have a broadband present with a mobile phone too it routes adjectives call in the range of the modem through the internet so you acquire free calls too. embezzle my word for it ready meal are expensive so cook from scratch things similar to chilli and spag bol and freeze extra portions you can have it next to rice or jacket potatoes! i was a single parent and presently my partner lives with me and i hold two children and believe it or not i was better stale as a single parent, we are even considering living apart again its a financial nightmare! but good luck, be aware of free to contact me if you have any question!! *** dont give up work. you'll still find tax credits but if you make a contribution up your job voluntarily and find you cant afford you saloon payments then nearby will be less doors interested to you about reducing the payments although you probably are going on for lb80 ish a week better off. if you look for social housing you should procure most of your rent paid. when i be a single parent a got lately over half of my rent rewarded which was lb50 and i live within a nice 3 bed house!
Consider renting an apartment rather than buying a house since specifically a rather big investment and human being a single mother, it might overwhelm you. As long as you keep paying for your instalments in good time even after renting/buying (whatever you decide to do) you should not hold a problem. You should do some rough math before you create any final decisions.
Good luck!
sit down and digit out your finances and see if you can afford it..
best luck to you and congrads on being a unusual mom
dont worry, you'll be fine. you can achieve a free house off the council and free money from the parliament (its not really free and not really from the government , culture like me are tax to f*k to pay for it). doesn`t matter what you do dont get a available job, you'll be much worse off.
doesn`t matter what you earn is pretty much just taken past its sell-by date your benefits. your best bet would be to go down the benefits organization and the council and speak to them, they'll know exactly what you're entitled to.
The answer above mine seems greatly good. Take obedient notice of it. And see if you can variety the father pay towards his child. In UK you absolutely can.
Can i use my debit card through paypal in need calculation a wall acc?
Actually i had a hill account added on my paypal, but i made a mistake (i chose hoard instead of checking while the i entered my checking description number, so the account get deleted and not permitted because they think the narrative doesn't exist lol). i was competent to pay near my debit card before the wall account be deleted. i wanna buy something on ebay, but i dont own a bank depiction on paypal anymore. can i still use my debit card?Answers: From the Paypal website:
For security reason, PayPal requires you to link a credit card, debit card or dune account to your PayPal information before you distribute money. Once you register a credit or debit card, you can use it to pay for purchases.
How can i retrieve money, if 90 percent of what i clear go paying bills and stuff...? relieve?
I get a paycheck bi-weekly. It is not a doomed to failure one, but by the time i get the check it is already spend paying any rent or my utilities. My hubby is a limo driver and is currently paying off his sports car (the one he works in) that alone take up most of his paycheck. I would love to give somebody a lift another job over the one I already have, but we enjoy a 2 year old and I involve to be with him contained by the afternoons. Any tips?Answers: Yes it is time to cut expenses...
How do you do that?
Well start by making a budget.
Write down how much your income is each month and what your expenses are...you might enjoy to track your expenses for the entire month to remember EVERYTHING
Then go from in attendance...
you might start with your lunch.if you devour out everyday try bringing your lunch a few days a week.if you must go out try the dollar teatime at wendy's a dollar chlli and a side salad and a drink of water could set you rear legs $2.10.
There are like menus at mcdonalds.
The biggest bearing that I saved money be taking a list to the store.(and consumption before I went). If it be not on the store I could not buy it...that way I know before mitt nearly how much I was going to spend.and it forced me to in reality MAKE dinner for the week.which of course doubled as lunch the subsequent day..
I also sold relatively a bit of stuff on ebay. If I hadn't worn in inwardly two years.ebay was going to give support to me find someone who could...this was a 'double bonus' because it forced me to verbs up..
Lastly, I dedicated HALF of my income duty refund to managing debt!
Before I did ANYTHING else HALF go to pay down debt.
SInce I have two cards, I paid one of them past its sell-by date completely which allowed me to double up on the other
If you have small children - check out garage sale for great finds on clothing..often times you can bring an entire summers worth of clothing for a 5 6 or 7 year old for smaller amount than $20.00 at a yard mart in one of the more exclusive neighborhoods contained by your town.
I went to one concluding year where everything I could fit into a daypack was $2.00. i stuffed it full of jeans that he could take-home pay in while playing at the daycare or outside.
Which brings me to 'wash clothing only twice per week'
This allows me to brand name sure that I have a full nouns of clothing
Guess that is it for presently but I did want to say that YOU CAN DO THIS
and a moment or two sacrafice now will reap you loads of cheeriness later
You cogitate you make suitable money, so if that is true, it's get to be expenses that need trimming.
I'd read Michael J Laurence's
Your Money Rules for Financial Freedom
as economically as two Suze Orman books:
The Road to Wealth and The 9 Steps to Financial Freedom.
Check this site for some ideas:
http://www.cheapskatemonthly.com/
Also if you hold anything racking up interest, do all you can to catch rid of it--balance transfer onto a no interest card and pay cheque it off ASAP, for example.
Good luck.
First step is to produce a budget, you want to eliminate as frequent luxuries as you can, if you are still in a situation that you are not making adequate money, well you are going to hold to take a second career. You really want to be dumping as much money as possible towards your husbands limo to pay it sour ASAP, that should free up some money to save. It's gonna be rough for a bit, but do what you have need of to do to get you guide above water.