Personal Finance Questions and Answers

Are there any banks that allow 12 year olds to open a personal checking account?




Answers: Why would they need a checking account? They would be too young for the id needed to write a check anyhow. Why not get them a prepaid Visa card and then the two of you can monitor and get text alerts to watch spending. I found my son's at http://debit-card-guide.com/prepaid_bank... and he never had to worry about bouncing a check or fees. It only has a set amount of money on it.
I would also check with local credit unions, most of them have Jr. accounts. But to be honest i wouldnt do a checking account for someone that young. I would do a savings account!

How much should i gain rewarded?

Ok well I'm a recruiter for a temp service I hold been near for going on two years and I have singular have gotten one dollar lift how much should I be making?? this is my first real assignment where I enjoy alto of responsibility... how much does an average recruiter make? my duties are sending out temps to work.. interviewing temps when i purloin there applications .cuting and signing the checks. answering the phone at adjectives times including after busness hours. when i whoudl have the call transfered to my cell and they whold hardly retribution me for taking the calls... I'm really considering quiting but i cant i own too many bills and i dont trade name enough money.


Answers: the work you do ,is a organization clerk job,you do not explain if it is temp or unchanging,full time with adjectives the benefits? even it is temp without any benefit,later you are suppose to be paid at tiniest $10/hr.the good companies payment good money but it is completely hard to return with in a reputable company,because usually they hire the society who have worked for them as a temp,that be the way i be hired and after working three years as a temp i finally got the everlasting job for one and the same data entry/front desk associate.when temp,i be getting $7/hr,without any benefits,afterwards got perm/the rate dropped to $5.20 with salaried vacation,form and life insurance.so contained by fact i did not loose any item but later, near very severely hard work and as a impressively dedicated member of staff i recovered the $7/hr in two years.and worked for alike company for 22 years till they laid off me due to let-up of their task force and relocation.
usually organization work job start $7/hr.if you are tricky working then you necessitate a raise.speech with your supervisor.do not go off the job,till you find a better paying errand,otherwise you will loose this job and will not achieve any other job after what? the bills will be keep on coming and not a soul will help you to pay packet your bill.
be smart.cut as much as possible to your bills. good luck
This sounds more close to a manager than a recruiter. I would look into how much manager are getting payed in your nouns. This should reflect the recompense grade you should find. If your work requires you to get phone call after you designated work schedule later you should be getting payed compensation for your phone line and your time and overtime wages.

You should be unloading a salary not a per hour settle as you are required to take call at your home. You should have a secretary beneath you to take call thought the day, and a voicemail service to pocket calls after hours. I don't know your compensate grade but I am sure you should negotiate beside the company as how your pay level should increase in the adjectives. You are current with two years of experience.

This is a rarity today surrounded by a society of staying with a company. If you sign checks for wages later you should get payed for office services. What is your job title. because you are doing the work of more or less 3 people.

Either find a living more suiting for the pay category and put down manager experiences or renegotiate next to your current company and resolve you issue. Tell the company what you expect you should be payed in a proposal and agree to them know you need a secretary to whip some of the load. You are surrounded by a position of great importance and they would own a hard time finding someone to stay as long as you enjoy and do as good of a brief for your pay order.

And good luck. Be assertive, but not belligerent surrounded by negotiations.

Budgeting and personal nouns?

can anyone recommend a free download and free to use money management software?
beside a link please.
thankfulness


Answers: Bank of America has a nice little web-based leader. You can keep track of adjectives your accounts online in one place and track your spending and net-worth. Only problem is, you hold to have some sort of report w/ the bank. I enjoy a credit card issued by them. The card is free and so is the "My Portfolio" portion of their website.

Quicken is not free but I like it and they presently have an online just version for $2.99/month. MSN and Yahoo! used to enjoy nice online tools, but I think they both get rid of them.

I'll be curious to see if anyone else has a honest option for you.

Good Luck!

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