What do you have to have to be able to get a car on finance?
Answers: My son just got his license last friday. Went to a dealership the next and bought his 1st car on his own. He is 18 and has excellent credit (didnt need a cosigner)which cought the saleman by surprise because of his age. He got a low interest rate because of it too. I made sure he started to establish a credit history as soon as he turned 18 with a visa with only 200.00 limit. He never abused it and it has paid off for him. He was telling me some guys at work have an interest of 18% and they are in there late 20's. So in short get good credit,(NEVER late on payment or over your limit) hold a job for at least 6 mos (as in his case) you should have no problem getting a loan. When you do never be late on your payments and it will help you later in life.
"Always respect your credit and it wont let you down when you need it most"
Good credit.
Income.
A fixed address, regular income, ok credit rating, and a deposit.
I work for a honda dealership and wat we require here is a valid DL and a job with proof of income & a credit check and if u plan to finance alone then your credit score mut be more than 600 for it to qualify if not then your payments will be high and you would need a co-x.. and a huge down payment...basicly your payments are defined by how good your credit is if its bad then your payments will be high.
Heres a novel idea pay cash. Start with a beater and save $80 or more dollars each month. Once a year go pay cash for a better car, keep working up the line and in a few years you'll have a nice car.
I don't buy new cars, even though I pay cash, the depreciation is just too great. I buy 3 year old cars with 30K miles keep them about 5-6 years and trade at 150 K. I lived within my income saved and invested and retired at 60 with a 7figure net worth. Literally any one can do it if they just live on a budget and invest the difference.
good credit history and also eligible to repay the loan amount.
some of the who help you to get a best deal.
http://www.ask4loan.co.uk/cheap-loan.htm...
http://www.loans-park.co.uk/personal-loa...
Lifeline/Safeline, Basic or Careks?!?!?
Hi,Recently I've discovered a series of charges to a bank information I hadn't really been using until in the region of a month ago.
It started in October as a charge to "Careks" next to a 866 number. Then from November - January it seemed to morph into "Basic" beside a different 866 number. Both of those numbers listed are disconnected.
Now this month I enjoy been charged from a company call "Lifeline Group". I called the number they provided and be disconnected 12 times before getting someone on the column. They have no details associated with my describe I was told. The customer service rep be extremely rude. I mean I've never encounter someone that got my blood boiling more than he. I've be searching the internet soaring and low looking for information about this company and enjoy come up completely empty. The guy wouldn't even put in the picture me what their company does!!
So my question is, have anybody ever heard of this company or have any experience with them??
Answers: This why you should other check bank and credit card statements on a monthly foundation. There are a lot of these scam that charge a small amount in the hopes not a soul will notice. If you don't dispute the charges right away, you'll be stuck next to them. Banks and credit cards only allow 60 days for disputes.
You should also check your phone bill. The most up-to-date thing is for these scam charges to show up on your phone bill.
Can HSA (Health Savings Account) be used for spouse's medical expenses?
My husband has mode more money in his HSA statement than is in mine and we are currently paying bad (in advance) the costs of the birth of our child in August. It would be really convenient if we could use both of our accounts to repay on this since mine will be about $700 short of the total bill. Thanks within advance!Answers: Larey,
Congratulations on the unmarked Baby!
It sounds like you are married and that both of you own HSA accounts. The money can thus be used for either of you and any dependents that you own or will have!
Good luck beside the new arrival!
Jeff
Seattle, WA
P.S. OK, something come to mind over the last afternoon. I might consider moving your money from your HSA bank to his (or the other road around depending on your situation.) I don't know how you are set up right now, but taking my HSA mound account, once I hit a unquestionable amount in the details ($2,500 I think) the $2.50 monthly fee go away. On top of that, the higher the amount surrounded by the account, the superior interest rate percentage I receive. Within a week, I will have gotten to the 3.50 percent rate!
So, if the two of you can pool your money together (up to $5,800 this year) you might procure into better rates and fewer rates. If you HSA sandbank does not work for you, you can transfer it also into a better one. It's resembling an IRA - as long as you transfer from one qualified HSA wall to another, then near is no penalty. (But you might hold a small closing fee and pipe fee.)