If I get overpaid and i get my paycheck direct deposited, can they take it back?
Answers: If your direct deposit has not completely finished the clearing process, then the company paying you, can take the full amount of your check back and redo the direct deposit for the correct amount.
If the direct deposit has completely finished the clearing process, then they cannot take it back out of your account. Your employer will probably deduct it from your next paycheck or you will be asked to withdrawl that amount from your account so that they can redeposit to their payroll account.
they will get it back but probably off of your next pay check
I doubt they can take it out of your account
above answered for me
Yes. If they catch it they will probably take it out of a future direct deposit.
usually they make the deduction from your next check
yes, and you should expect them to take it back. Don't move the excess money out of the account, or you'll end up with fees from your bank.
YES. It was an error and they correct it with the bank. I know because it happened to me once. Got double paycheck and within a couple of days it was corrected.
No ,they will first ask you for the money back and if you say you already spent it they will get it from your next check...
Yes. It happend to my wife twice. The deposit was make then there was a reverse deposit and then the correct deposit. The only problem was there were some deductions from her check to savings and loans that were made twice. All transactions were made the same day.
Depends on what you agreed to when you signed up for direct deposit. Often times, yes, its in the fine print that they have the authorization to withdraw any money that is overpaid.
Be honest...you could loss your job over a few bucks...
not from your account.
THE RIGHT THING to do is tell them. They are going to catch it and if you tell them first, you come out looking great.
I don't think they can go in your account and just take it with out talking to you about it!
if you didn't bring this error up to HR and they notice it they could dock your next pay check!
it's best to ask why who knows maybe you got a suprise bonus so they should tell you but communication lacks in the business world!
no they won't if they notice it there is nothing they can do is their mistake anyway.
Do you have to own a business to open a cd? If not what banks can I go to?
Answers: You can go to any bank to open a CD. You do not have to have a business. You have to be at least 18 years old.
Good luck.
A CD is a "certificate of deposit." Most banks have them. They are just another kind of savings. You give the bank money, they give you a "certificate" (sometimes), they pay you interest. At the end, you can renew or get your principal back.
P.S. You don't have to own a business. In fact, most businesses don't like CDs because your money is locked up until the end of the term. Most companies don't like their cash to be locked in like that.
As you see from the earlier answers, you do not need to own a business to get a CD. But you do have to have a minimum amount to open a CD. Each banking institution is different in the amount. I think the lowest I have ever seen is $500. Depending on what you are looking at doing you may actually want to look in a money market account. The interest rates have been a little better there lately, plus you can get check writing privileges to make the money more accessible. You will not be able to touch your CD money for 6 months to a year.
If someone is cohabitating, and sharing with the bills, should I count their contributions as income?
Answers: no, but your bills would be only what you pay. for instance if the rent is $1250 and you only pay $600 the rent should be $600.
Only if you want to pay more taxes.