Is now a good time to get a car loan? With everything that's happening?
Answers: It is my personal belief that regardless of the economy situation if you have a steady job, can afford the payments, insurance and regular maintenance then it's the right time to get a loan
I'm assuming that your credit is ok
It's never a GOOD time to get a car loan, but with everything that's happening (I'm assuming you mean with the interest rate cuts), it's no worse a time than any other.
Always pay with cash if you can, but the main thing is to shop around for the best interest rates and make sure that you're not taking out a longer loan that costs you more in the long run.
Essentially, no car loans are GOOD. But it's even worse if it's not the car you want, so focus on that first.
yes!
I owe nearly 10,000 at 18% on my vehicle loan 3 years not here i own desperate credit how can i capture it refinanced?
i just want a lower rateAnswers: adjectives creditors/banks/lenders have different meaning of 'bad credit'.i can one and only suggest you pull your credit reports and score and find out whats on there
perchance somebody will let you refinance
That is a ripoff. If a sandbank won't give you a rate at 12% or lower, you requirement to sell the vehicle and buy a used one with the money vanished over.
At 18% you will be spending $3000 too much. If you buy a car outright next to the sale of this coup¨¦, you can take the $13000 you hold saved and buy a strange car within 3 years. By then you should enjoy repaired your credit and should get a terribly low rate with the sizable down allowance you have save.
hmm try checking it with Nhbs, inc
http://www.newhorizon.org/Info/carloans.
Im kinda close to your situation
You can't procure a lower rate with discouraging credit. However, you can pay bad the loan ASAP to decrease the interest that you are paying.
Why do you have to sign the back of your bank card?
Answers: The card is not valid unless it is signed. If you write "see ID" or refuse to sign the card, merchants can refuse the card.
This happened to me at a U.S. Post Office once, I had to put my signature on it before they would take my card, otherwise I had to provide another form of payment.
I write" see Id" on the back of mine