Personal Finance Questions and Answers

How much income on 500K?

How much annually could be made from 500k with brokers? Is 44k crap for 1/2 million? I judge so. This is annual income. Thanks,


Answers: The rule of thumb is that you can count on 4% a year if invested conservatively in a mix of stocks and bonds -- this is for retirees who inevitability to ride through the ups and downs in the open market.

If you can afford to lose it (like you are young and its viable to replace the income with a job), you can step for something more risky. The stock market have averaged 8-10% over long periods, but do do take some crappy years. You can go for broke and shoot for 20% near super-aggressive funds -- but you might lose that much, too.
9% would be 45k

feel free to look at what interest rates are surrounded by your country.

my guess is that 9% is well above what giant grade corporate bonds are paying.

so, to bring back better than that, you have to clutch more risk than with corporate bonds.


hold you seen the stock flea market lately? seems to me the highest averages have adjectives lost about 10% from their recent high and those were single 10 weeks ago or so.

that's what i mean by "more risk".


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victorious the higher risk for more income team game usually requires more knowledge ... abundantly more
I think that almost 9% is a wonderful return for an investment. I tend to be a bit conservative so I stay away from the riskier investments. I would rather own preservation of my capital beside a smaller return then to risk losing my means.

Have you read the Debt Cures book? Does it work 100% effectively. Rids you of your cc debt?

I view the informmercial on tv for $29.95 plus a few freebies.


Answers: I don't know nearly 'Debt Cures', but I DO know 'Total Money Makeover' by Dave Ramsey works. It is NOT a 'magic formula' to seize rid of anything. It is about shifting your lifestyle to LIVE debt free. It requires WORK of your part, but once you modify your behavior, you will NEVER borrow again.
Go find a few books on getting out of debt at the public library. It's affordable!

The later thing you want to do is spend buy something more :-)

To multiply guard symmetry i involve?

To calculate your in synch bank stability, you’ll need to locate adjectives of your

A. outstanding checks and add them to the subtotal to seize the statement balance.
B. outstanding checks and subtract them from the subtotal to get hold of the statement balance.
C. deposits and subtract them from the subtotal.
D. service charges and make the addition of them to the checkbook balance to draw from a subtotal.


Answers: b is the only correct answer given. You also want to subtract any service charges and add any deposits not shown on the statement.
Get your recent dune statement and look at the reverse side. There you will find out to balance your checkbook or do your homework problem.

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