Personal Finance Questions and Answers

What is a well-mannered interest % on reserves depiction?

I was wondering what a correct interest rate on savings accounts are?

I lately opened 2 money accounts, after looking at the interest percentages I notice a big difference. one says
Annual Percentage Yield
APY 0.50%
nominal interest rate 0.50%

and the other is
apy 3.0%
rate 3.0%

i know the second looks better but what is the difference when you break it down to the dollars/cents


Answers: The difference is 2.5% (3.0 - .5). You can draw from more in a money souk account. Check this knit for available rates: http://www.money-rates.com/mmarket.htm

or search Money Market Rates.
First of adjectives, closed the account that one and only pays .50% APR. That is not even one percent. Ridiculous. Plus you have to report that meager interest on your income taxes as capably. A double hit. Check out bankrate.com for better deals. You best bet is an on-line nest egg account such as ING.Direct. Overhead is profoundly lower because they do not have oodles branches to maintain resembling some local banks own.

Iam on SSD and i know there is a form i can file and get money back, what is the form.?




Answers: Here is what I found..it doesn't say anything about getting money back unless you have another income and then you might owe taxes. http://www.hcvadvocate.org/hepatitis/hep...

On the electric bill symbolic why is my December column show black and January shows gray?

Does gray mean the cost is estimated? My bill this month is three times more than second month, it just seem excessive. Customer service is closed now. If it is estimated how do they compensation?


Answers: I don't know what power company you use, but on my bills, the past months are shown as black bar and the current month is shown as gray. It helps you see how your power usage is fluxuating month to month.

As for January's bill mortal a lot better. were you surrounded by your residence for a full billing cycle for December? If not, that would account for the sophisticated amount in January. Also, have it been a great deal colder or hotter this month? That would be more power usage running the heat or the AC... or hold guests for the holidays? have holiday lights on? be doing more laundry that month? Think about adjectives of these things or anything else that changed in your "routine". It should sustain you see where the exta power go.

PS. If you water bill get a lot complex, always check for leak!

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