Personal Finance Questions and Answers

How do i receive a copy of a reception for a prepaid american express card/?

i bought a prepaid american express card for my brother for x-mas and put $100.00 on it and when he went to use it the match showed $00.00 and i already threw my receipt away


Answers: The travellers cheque card have been cancelled. You should beckon their customer support number.

I necessitate some financial counsel?

I'm trying to organize my bills, and I involve some help on doing so. Whats more esteemed from the least to the greatest to reward:
Carnote $147.20
Furniture $106
Loans, 44.85, 92.92, and one for 45.45 (I pay these amoutn every two weeks)
Capital One $20
Cox $51.85
ASAP class $375
Ticket $200
contact lens fitting and contacts $99
my spike done (it looks a mess) $25
bank credit card $20
cell phone $200



I own about $400 surrounded by my bank sketch andI get remunerated on Friday, so what things should I pay for first or should I hang about for my check on Friday to come in and next combine the total?


Answers: What type of loans are they?

Car loan is pretty important. (hopefully that's what you mean)
Capital One
Ticket
Bank Credit card.
Loans.

Furniture as within you have a file of credit that you bought your furniture with and owe monthly? if i.e. the case after it's pretty important.

The rest can keep on.

Cox & Cell phone usually take a while to report to credit bureau's so your undisruptive for a month or 2 of not paying. However they will hit you with slowly fees.

Stay away from personal loans (pay day, title loan).
The merely loans you should get are coup¨¦ loans, mortgages, and student loans!

Please get a cheaper phone plan or chitchat less!!
I settle up $70/mo for mine & my g/f's!
I'm assuming that the ticket is a traffic ticket, not a concert ticket.

Your priorities are Food, shelter, transportation.

But since you have a ticket surrounded by there, you call for to pay that to avoid young offenders` institution time. So that's on the top of the list.

Ticket $200
Car information $147.20
Class $375
Furniture $107
Cox $51.85
cell phone $200
Loans $44.85, $92.92, $45.45
Capitol One $20
Bank card $20
Contact lens $99
hair $25

Sounds close to you need to trim a few things from the budget.
What's the $106 for furniture? A furniture rental store?
Get rid of it.

Car entry $147.20. Pay it this month, but try to sell it and buy something you can afford (a $1,000 clunker still get you from school to the dorm)

How exactly do CD's work, are they a good investment? Why should I look into having one?




Answers: CD stands for Certificate of Deposit.

You deposit cash (just like in a savings account), but (unlike a savings account) you promise not to touch it for a certain period of time. In return for the promise, the bank pays a higher interest rate.

Remember, with all investments, you make the same amount after you adjust for risk. High risk means high rewards. Low risk means low rewards.

CDs are about as extreme low-risk as an investment can get, because you're guaranteed to get your money back. This is unlike a stock, which could drop in value dramatically.
Its a longer term deposit and you can't dip into it like a traditional savings account, but you do earn a higher rate of return over that period of time. I.e in 4, 6, 8 etc month increments.

Just remember compound interest is a powerful thing.
I agree with Jeff 100%. If you have a large sum, you can also get a high yield savings with a minimum of $10,000 and no charge if you withdraw but still have the 10,000.

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