Personal Finance Questions and Answers

Car giving problem?

i bought a car 6 month ago, can't afford sports car payment any more 600 a month total 45.000...i be late a couple of times ...i call the dealer asked if i can trade contained by for a cheaper car he said yes ...is this my best choose ...what should i do please hlp ...thank you ..my loan is from the toyota fin.


Answers: It adjectives depends on what they will give you for the coup¨¦ and the price of the 2nd car you will buy.
You may own to bring some cash to the concord to cover any negative equity.
For example, you owe 45,000 they hand over you 40,000.
The new (or used) sports car you buy is 16,000, you may not be able to bring a loan for 21,000, so if you bring 2,000 cash, you can attain the loan for 16,000 + 3,000 = 19,000.

Someone mentioned a private sale, you can try that. But at lone 6 months old closely of those buyers would just buy foreign. Also if they offer you 41,000 and you owe 45,000 you would hold to come up with 4,000 change.
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You will nearly always grasp more in a private Dutch auction than though the dealership. If you trade at the dealer, they will probably roll the 'unenthusiastic equity' into a new loan. You will coil up with much smaller number car but not much smaller number payment. For a replacement buy a CHEAP but functional 'garage sale' saloon until you can afford to pay CASH.

Anyone ever received a check within the post from Jet Financial?

Hello Has anyone ever received a check from them and cashed it? The more and more I read it it sounds fishy to me but I dont want the risk of something bad to evolve and i called them and they told me I will be audible range from someone in roughly 20 min it has be over an hour. I called put a bet on and now near is no answer.


Answers: I received a check for $3,987.85, too. I checked with Jet Inc. of Cleveland, OH and lwas told that this is a scam.

I also checked next to the Eastgate Branch of the National City Bank in Cleveland, OH. Curiously, the woman who attended me was from Calgary, AB, and she have never heard of Jet Financial. She also informed me that the story no. on the check was honourable (for Jet Inc.) and that there be funds in the explanation.

The phone number given in the memorandum is a Saskatchewan no. When I called the number I spoke to an answering apparatus and was never call back.

The check itself appears to be simply fine--all the watermarks in place and no "fine print" that would give the impression of being to implicate the bearer. However, the phone number for Jet Inc., which is printed below the address within a smaller font, is NOT from Cleveland, OH but from Ontario, Canada. When I called that no. I hear a lady beside an East Indian accent announce that the voice mailbox be full.

The letter itself is not of completely high level printing and contains several spelling errors, which seem to indicate that it be written by someone whose first language is not English.

After speaking beside Jet Inc., National City Bank, my local bank, the U. S. Postal Service fraud division and a local accountant friend, I verbs that this is a case of foreign e-mail fraud. You should definitely NOT try to deposit or dosh your check, as you could be responsible for paying back the entire amount and/or hold your identity compromised. Whoever is perpetrating the scam would hold access to your bank statement and could easily steal from you.
There are 2 possibilities here.
1. It is an outright SCAM.
2. It is a scam loan. Look for something stating that by cashing the check you agree to discharge it back at 21%.
Its a scam, I call National City Bank.888-622-4932 and its a new information, opened today...checks are no apt...The customer service rep from the bank said shred it, up to that time it gets you within trouble.:)
Hope this helps...
I also recieved duplicate check of 3,987.85. I talked to the woman, and she said it was valid. No way shred it!
I only just got a check for $3,987.85 from Jet Inc. I call and there be no answer. If this was tangible, I would think that in attendance would at least be a company message. It sounds close to a message from a cell phone no longer in service near dual notification in French.
yea u guys i get one 2 and i was really hoping it be 4 real. it come wit a letter axiom i won the grand prize of 57,000? anybody else draw from dat letter?

If my parents die beside balance on their credit cards will I hold to payment them even though I am not planned?

as a card holder??


Answers: No you will not. Whoever is executor of the estate will handle what is owed. And it is individual paid if here is money in their estate.
No, their estate will own to pay, if you are the executor of their estate after their creditor can come to you and request a payment.

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