When living on your own what are adjectives the monthly costs?
Here's what i can think of myself:-Rent
Council import tax
Water rates
Gas & electric
Food
Thats all i can ponder of right now, is near anything else i'm missing?
And then there's the make a payment ons like:-
Broadband
Gym
(I'll be paying my vehicle insurance in full every year to collect a debt)
(and my tv license)
If you can help me i will be truely indebted
Thank~you
Answers: clothing, entertainment, cleaning products and laundry costs, theft insurance, mobile, furniture repair after your buddies come over and trash your stuff during a party, plus adjectives the stuff you listed.
Phone
Cell Phone
TV-- Cable or Satellite
Gas for the Car
Car Maintenance
Clothes/dry cleaning
Restaurants/going out
Renters Insurance (I would unequivocally recommend this)
I would also put something in your budget for stash, like for an emergency fund or newly general nest egg. I have created an Excel spreadsheet that I use for budgeting. You can check it out here:
http://jeremykitching.blogspot.com
Well... I started on my own at 16, 19 very soon. so I'll just make a contribution you my quick monthly run down.
Rent (depends on where on earth you are) $410 a month
Water (some apartments pay this for you) $0
Trash (some apartments discharge this for you) $0
Cell phone $90 (you can get cheaper, but remember a down reward if you start one)
Electricity $90
Television/internet $175
Insurance $150 (you are a guy... may be more expensive especially if it is under your dub not your parents... down payment here as well)
GAS! $50 to $100 per month
Food $75-$200 per month
Car recompense (depends on what you have) $400 a month
Fun money.
college money..
soooo be prepared!!
Interest problem?
1. Your bank pays 6% simple interest on funds accounts and credits interest quarterly. If you deposit $1200 the first day of the year, how much interest will the hill have remunerated after three quarters of a year?Answers: (.75) x (.06) x (1200) = ?
For simple interest calculation.. it's 'Principal x Rate x Time'
If your bank reward simple interest and credits it quarterly then for the first quarter your wall would pay you:
1200 X .06 X .25 or 18 dollars
This 18 dollars is credited to your rationalization giving you 1218.00
For the next quarter the interest would be
1218 X .06 X .25 or 18.27
This 18.27 is credited to your portrayal giving you 1236.27
for the next quarter the interest would be
1236.27 X .06 X .25 or 18.54
Thus your total interest would be 18.00 + 18.27 + 18.54 or 54.81 by the third quarter
Does WaMu hold any ATM fees?
I am just curious...I hear that they did not charge for using their ATM machines or non WaMu ATMs...Answers: "Free ATM cash withdrawal worldwide: Withdraw cash from your WaMu Free Checking statement at any ATM and we won’t charge you a fee. Sadly, other ATM operator may still charge you a nonrefundable fee and foreign currency exchange and transaction fees may apply."
They do own ATM fees for non wamu ATMs for certain types of accounts, but the latest wamu free checking has no ATM fees. BUT approaching previously mentioned the other bank may charge you a allowance.