Personal Finance Questions and Answers

What is the fast way for kids to find money?




Answers: By opening a small business. Depends on your area, just look around at the needs of your community for the answer.
Is it snowing where you are? Well you could shovel drive-ways. Is it still green where you are well, start mowing lawns, rake leaves, pull weeds. Have a bake sale, it really depends on where you are.
You can help other people or your family..or do some work...

Is it fair for insurance comp to set your rates according to your credit rating?




Answers: I HATE THAT and no, i dont think they need to be looking at my credit. This is why i feel like this:

1. you are paying the insurance company in advance; you are not asking for credit

when its time to pay for coverage...you pay before you get covered so its not 'credit'

2. some folks might say because they want to prevent insurance fraud..and that's cool HOWEVER.my credit history has nothing to do with insurance fraud...so again i say they have no business looking at my credit history

It is just my opinion that they do that as a way to make you pay HIGH monthly coverage
When they refer to credit, I'm not sure they mean your FICO score. I think they mean your CLUE report. The CLUE report is a report that shows how many accident claims you've had with other insurers.

Just like your entitled to a copy of your credit report, you're also entitled to your CLUE report and I'll bet you've never ordered it before right?

Get yourself a copy of your CLUE report. G00GLE it.

If the insurer does actually look at your FICO credit score to determine rates it's stupid, but that is their right.

It's also not fair for men to be charged more than women drivers. It's also not fair for first time drivers to pay higher rates based on the assumption that under 25 drivers get in more accidents. How about your rates dropping when you get married or have kids. That doesn't seem fair either. But they do it all the time.
Having good credit shows that you're a responsible person. Being responsible means you are less likely to file claims.

It is fair, and it makes good financial sense for the insurance companies. Remember they are businesses.

Finance option PC World?

I would like to draw from a laptop on finance at PC world. Id pull the wool over your eyes to know what the criteria is to be accepted for the nouns. Is the credit check as strict as the bankc ect.


Thanks i advance.


Answers: Yes and NO!

It's strict but contained by the end they don't keeping - they have made a public sale and leave it to the nouns company to sort out.

Try Dell online - their finance deal are not to bad if you win in at the right time - worth a try or a look.

Personally, I would not contract with PCWorld - their interest rates are through the roof and their support is crap - Oh! and don't buy a Packard Bell - their is no UK support except via PCWorld and their PREMIUM rate phone helpline.
They are matching

There credit companies check all your history
I intuitively would not buy off PC World again. I bought a notebook off them a while stern that was advertise as being a high spec than the pc I received. When I contacted them something like it via email they tried to fob me off. Now I find my emails don't progress through. They blocked my email address. Not exactly good business

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