Personal Finance Questions and Answers

What should i buy beside birthday money?

got 500 dollars to spend , i enjoy a comp, ps2, other than that i necessitate ideassssss


Answers: You should put it in the ridge for 5 years... and by then it'll be closer to 750$.
clutch up guitar
you can buy a decent guitar rig for 500$
and you won't catch tired of it after a while like video games
Clothes, a fresh phone, a Wii?

It depends!

If I were you, I would rescue it. You never know what you might want later.
Open a funds account.

Pay mate ask?

i set up my pay mate account on my debit card.
i own 0.00$ (zero) on my pay chum account but i hold 1600$ on my debit.

i want to buy a CPU thats 100$ and im wondering how to pay.
do i want to transfer the 100$ from my debit to my payment pal?
OR
will income pal steal 100$ from my debit when i click 'purchase'?

thanks


Answers: they will whip it out of your account,,,but be carefull paypal is not as sheltered as it seems,,,tons of experiance to dela next to them
If there are insufficient funds contained by your Paypal account next they will take the funds from one of your inferior funding options. If you hold registered a debit card then they will steal the funds that way, alternatively, if you hold your bank explanation details regiestered then can request funds direct from your vindication via a one of direct debit.

Good "Personal Finance 101" type of book for untimely profession types?

Just looking for a decent book that's sort of a 'nouns 101' type of thing. There's a ton of these types of books out near, just wondering what's a dutiful one so I'm not wasting my time.

I'm in my 20's and own some of the basics covered (IRA, 401k, high-interest checking/savings) and am immediately starting to get more serious going on for this stuff (just opened a Schwab statement, looking to do more than simply put money in the bank). Hopefully that help give you a better perspective of where on earth I'm at.


Answers: Go check out Suze Orman's site, or watch her on CNBC. She's one of the best personal nouns people I've ever see...
i am reading the wall st journal complete personal nouns guidebook right now and it is really apposite. it is an easy read and have GREAT detail and industy lingo.
i also just read suze orman immature, fabulous and broke. that was a appropriate one as well but this other book sounds similar to it would be right up your alley.
"Investing For Dummies."
I know everyone hate mentioning Dave Ramsey, but he is a good guy to listen to dependant on your smooth of fitness awareness. Dave Ramsey has a radio show on each day as does Suze Orman. I would also consult any literature that you are able to pick up from your financial planner.

You're started on the right track if you're within you're young and investing.
the "dummies" series should comfort you, because they are not for dummies at all. they are fun to read, informative and trouble-free reads.

personal nouns for dummies
mortgages for dummies
taxes for dummies
etc

they are all put together especially well, and confer a good overall judgment of the subjects they discuss. congrats on the early start.
I have an idea that suze orman's books are terrible, I resembling warren buffet, I think the black swan is a great book to read something like the markets, give you a little different perspective. I thought rich dads prophecy be interesting on the downside of mutual funds. There are a few more good ones on www.novelwagon.com. I would also suggest reading books roughly how the market certainly works, like gruesome americans and wolf of wall street.

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