What percentage of your monthly earning do you keep aside as savings?
Answers: I put away approx 14% into retirement investments and 10% for shorter term goals - ie House purchase / college savings for future children / boat / and possible early retirement.
We put in a little under 10%. If you can do over that great, if not any little bit helps.
It's hard not to spend what you have, so we have a % of our money automatically go into another account that is for savings only. We never see the money, so we never think to use it. Recently someone did a hit & run to our vehicle. It was better in the longrun to not claim it on our policy, we had it reparied & we were thankful for our savings.
The only time we used our entire savings was building our home or purchasing a decent car. Having debt paid is better than putting it in savings. This has paid off well for us. I think you're really on top of things, it will pay off in the future.
It's not always how much you make, but what you save! Look at all these rich granny's with loads in the bank!
I set aside 10% as soon as I get my paycheque.
I also make a budget and stick to it (much to my wife's chagrin)
The wife and I also throw all of our $1 bills in a jar every sunday and use those to buy all our Christmas gifts
I try to contribute 10% of my gross to an account to save for for any type of future unforeseen or emergency and I also contribute about 10% of my gross to a retirement fund.
What is that one thing you would buy first when you get money.?
Answers: My way OUT OF DEBT!!
lots of teen magazines and make up
Loan Company within Southern Illinois?
Does anyone know of a loan company in southern illinois explicitly cool about giving loans out to folks with bad/no credit.My husband and I want a home load of more or less 12,000.Answers: There are no "cool" lending institutions...
They will adjectives require means of loan repayment and collateral.
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