Personal Finance Questions and Answers

Financial Issues....Seriously...please facilitate...?

Any ideas on how to variety just a couple hundred dollars within the next 12 days or so?!?!? (legally and morally by the way) Some astonishing bills came up and I am a full time student beside only 2 weeks gone of school and working 7 days a week to earnings bills, grandmother got completely ill and have to take some time stale work to go be beside her...back immediately and bills are coming in.necessitate advice.any warning is greatly appreciated..


Answers: there is no course you can make that amount surrounded by just twelve days or beneath (like you said, legally and morally).
however, since you're a student you can try financial or rule aid or student loans.
maybe a loan from a friend?
best wishes to you!!
I will get that delivering Pizza. If you are a full time student and already own a job, I don't see how you will enjoy time to do any more. Unless you can sell something, in attendance are no options that don't require time.

Daily compounded interest vs. APY?

I currently have a money account at US Bank nominated as earning 0.10% interest compounded day by day. I'm interested in switching to ING Direct which offer 4.10% APY. How much more will I make contained by interest in a year if I preserve (for example's sake) $1000 in the depiction for the full year?


Answers: APY is the Annual Percentage Yield. It refers to the rate AFTER accounting for compounding. $100 at 4.10% APY would be worth $104.10 if left alone for one year. I don't know what 0.1% compounded day by day means. If they propose 1/10th% annual rate, compounded daily (most rates are annual rates), the APY is a down over 0.1% and $100 would be worth $100.10 after 1 year.

If they mean 0.1% day after day, the APY comes to 44%. I seriously doubt that is the luggage.
It depends on how often ING compounds the interest.

Joint money picture?

My girl friend and myself have a pooled savings justification, she withdrew a substantial amount of the money and spent it on herself.(almost adjectives of it) Do I have a decriminalized recource against her?


Answers: A joint depiction means EITHER of you have the right to the FULL account stability. You could TRY to sue her, but I doubt you would win. Legally , it was HER money.
No. That's the "beauty" of a collective account. Equal access to as little of or as much of the tale as you like. Ask her to join into the account when she can - if you regard as she took too much.

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