Personal Finance Questions and Answers

What Physical Valuable have the Lowest Transaction Cost?

I heard that gold ingots coins only cost around 1% to transact in.

What other items of efficacy have a low transaction cost?


Answers: Gold coins hold quite a bit of markup over the spot price!
prayers

Banks beside soaring interest?

What bank (for savings) within the UK has a really large interest rate? Even if its just for 12 months, coz later ill switch it to another for another 12. xx


Answers: Northern Rock is paying the top interest and its deposits now are guaranteed by the political affairs.
norther rock, is paying good interest, and should be risk-free as us lot the tax payers is baling it out and so you should buy shares at 1 pound a piece and they are imagined to be bought back by this SUCKER parliament for up to four times that value.

ICICI wall is good but indian and you hold to wear a turban if you go into a glorious st bank but are nontoxic online to bank.
Nottingham building society enjoy a savings bond at 6.8%.
Most bonds you hold to leave surrounded by for a year or more.

My advice would be to check out the comparsion sites,or the money fragment in the the media,the Observor has a perfect financial page.
HSBC has a honourable 1 'online saver it's call better than isa's

What's the best type of stash report to approachable?

I want to open a nest egg account for the initial purpose of saving some spending money for my holiday.

After this, I hope to put something aside for a drizzly day.

I own had a look on miscellaneous websites, but there are so frequent different options, I really don't own a clue where to start.

I necessitate it to be fairly flexible - i.e. to know how to save for any long-term or short-term, and would like to earn some sort of interest on my money.


Answers: I live in the UK & I've get an ISA. It is very flexible & sometimes I reclaim in nearby but sometimes I have to draw money out for bills. There are no penalty for making withdrawals & the interest is export tax free.
ing orange reserves account looks appropriate...

we do all of our bank with wall or america, but we are thinking about introductory and ing account by the pause of the year.

good luck.
Sainsburys Bank hold an internet account that offer 6%,you can transfer funds via your current picture.
If you prefer a traditional 'walk into branch' reason than the Halifax do 5.25% .And don't forget the post office 5.75%.Both those require an minmuim amount.

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