Personal Finance Questions and Answers

For a family circle of 5, how much money should be spent on groceries monthly?

I'm trying to budget for my family: 2 adults, 1 teen, 1 teen 1-2 weekends per month, 2 small children, 3 cats & 1 small dog. I in recent times wanted a ballpark amount to see what the average range is.
Thanks!


Answers: I am a ancestral of 4. 2 Adults, 2 children. I spend about 300 a month on everything...food, toilet weekly, paper towels, etc. I also use greatly of coupons and shop the sale ad. I probably save nearly 50 a month on coupons alone.

So my guess without using coupons it would probably be around the 500 collection for you.
start getting the coupons from the Sunday paper and put them surrounded by zip lock lots on what they are for , like can produce, pasta, cleaning goods, personal produce and so on, and go to a store that give you 2times the coupon price and get the product when it is on mart for you can save more on that product, i own been know for to move about for groceries and get in the region of 100$ worth of groceries for about 25$, my own mom call me the Coupon King

To add to my last question how will getting a car loan affect my chances of getting a mortage in 6 months .?




Answers: Most likely it will decrease your chances of getting a mortgage and the amount.

They use a 28/36 rule. No more than 28% of your gross monthly income on a housing payment and no more than 36% of your gross monthly income on all monthly debt (including credit card minimums, car payments, student loans, etc.). Either ratio can limit your mortgage.

good luck!
the last answer is correct. also if you are late at any payments can effect it. plus for every credit card or item you apply for and gets denied will drop your credit score around 2 points. that free item may be cool, but the credit it effects is not good. the more debt the worse the more negative direction in a mortgage direction. talk to people in your area about a budgeting class that help people understand their credit and wok toward a home habitate for humanities sends people for homes to take such a class. you could contact them on where they send their clients.

How to verbs money from PayPal to your own vertebrae tale?

How do you transfer money to be precise in your PayPal side to the bank narrative that is connected to your PayPal side?
Someone paid me for something on Ebay, and the money go to my PayPal account, but I want it within my bank article.


Answers: you can answer this question surrounded by Paypal help and answers.

https://www.paypal.com/helpcenter/main.j...

I freshly go into my sketch and use the withdrawal function "annul to your bank" account risk. it takes a few days, but no fees is the process to go..
Dee W is exactly right - Log into your paypal narrative and click the withdraw tab - you can chose to own the funds automatically transferred at no cost to your bank description - there are other option as well, but paypal will charge a duty for those options.

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