HELP. I'm 20 years dated, looking to start preparing for my retirement. What is the best route to start good
I have be looking into I.R.A's but there is approaching 50 of them and idk anything about them, which are right. whats good nearly them, what should i expect, what should i look out for, any help would be appreciated. THANKS oh and i'm looking to put contained by about atlease 1500 a year or 1000 a year, idk if that matter but i was looking at a roth i.r.a so i'm not sureAnswers: if your employer offer a 401k plan your first and best option is to fix together and contribute automatically through payroll deduction. most companies that extend a 401k will match a persuaded percentage of your contribution so it is a real starting point and extra money for your retirement.
Roth IRA's are another virtuous option assuming you don't own a 401k to contribute to. as you know there are several solid funds available i wouldn't offer specific recommend as to which one on this board but do some research (much available on the web and free). you may want to hope advice from a trusted source.
the switch thing is you are thinking nearly this seriously at age 20. for that i congratulate you!
I woulod suggest an IRA. You also can look at 401K's, but from what I have see, companies can close down and take your 401K beside them, leaving you beside nothing. An IRA will not be available to you until you are 59 1/2 years ripened and you have to earnings 2000 dollars a year into it. So if you are 20 and will save 2000 dollars per year for 29 years you already get 58.000 and with the interest and compounded interest could you shutting down up with a nice sum. We open an IRA for my grandson already(he is 3 1/2).
Another option is portfolios(mutual funds). They bring better returns but are riskier. Personally, I would buy gold and stash that away because I do believe that money will not be worth anything surrounded by the future..
ok a ira is only just a investment platform -- yes a roth ira is great and you can start one with as little as 25 dollars at your local sandbank === once your get some considerable money in the information over 5K than your can start thinking about different investments such as stocks bonds and mutual funds!
Where is the best place to get a personal loan even if you have a BK?
Answers: Because of your BK, any rate you get is going to stink. But, you could try http://www.prosper.com
If you're BK is very recent, I wouldn't try borrowing more than 5K-10K. Most Prosper listings I've seen over 10K for borrowers with bad credit usually don't get funded (but, if your listing doesn't get funded, you don't need to pay the 1% origination fee).
Also, if you live in a state that put a low cap on interest rates, you might have trouble getting funded (lenders are going to demand a high interest rate due to your history).
It might be a good way to get back on track and get your credit score back in order.
The best place is the bank where you have your accounts. And I would stay away from the Jones solicitation in the second answer. Yahoo address indeed! .2%? Ha! No one lends at such a low rate. Even 2% would be ridiculous.
Red and blue 25 cents?
I have a red and blue canadian quarter.. on the queen elizabeth's side, its blue, and the writing and the outline of the queen's obverse is silver.. on the other side, its a big maple leaf beside 3 little maple leafs in it, beside other little festive symbols. that side is red... Its from the year 2000, it sais pride on it, it also has the correspondence DFW written small on it..also, the little ridges on the side form a blue and red little wave..this is the solely quarter like this I've ever see.. my question is does anybody know if this quarter is special or one and only or if its worth anything more than 25 cents.. or if you know why its red and blue?
Answers: sounds like you hold a rare coin or a phony -- i would whip it to a coin dealer and chat to them!!
hey awesomeness =]