Shopping online?
So say if you're surrounded by the UK and you want to buy something that's on an American site can you pay directly near your debit card and it will automatically convert into dollars, or do you have to do it yourself? :)Answers: As per the answer above however I would voice it's not advisable to use your debit card online. Always use a credit card online because you've got protection against fraud. Someone run up lb1000 on my credit card but I got it hindmost from the bank. You wouldn't near a debit card.
It automatically converts the payment into dollars
I am a single mom with a minimum wage job and I can't seem to get ahead what can I do.?
Answers: If you're at a dead end job, I'd reccommend changing jobs and going some place where there's an opportunity for advancement. Once you find that job work hard at it and prove to management that you're responsible and are worthy of promotion.
1. i hope as a single mom your receiving child support for your children
2. possibly get some traiaing in a field your interested in, or go to college
3, maybe a 2nd job, but that would cut into your time with your child, which i hope all mothers would want not to have to do
the single best lever for getting ahead is learning.
people with more skills and more knowledge are generally paid more.
how can you go to school (preferably cheaply) or otherwise learn new skills??
get help. make a plan. work through the sacrifices so you can enjoy the rewards. don't give up. it will be hard. try a motivational speaker like zig zigler. you can get (see you at the top tapes) on ebay pretty cheap. it will teach you that you can do any thing you want, you just have to have a plan and set goals. once you figure this out the rest will fall into place.
good luck. stay motivated and be who you want to be.
get back to school. As a single mom you can go for free using a pell grant. Until you finish school do try for assistance, it is the only way to get out of a minimum wage job and get yourself on your feet. It will be worth the short term sacrifice of not getting to spend all your time with your child (you will have to study too, its not easy but definetely worth it) so that you can ensure that you and your child have a stable and happy future. There are millions of single moms out there doing the same thing. Good Luck!
I'm on minimum wage. I know what it's like. My partner and I, (also on minimum wage) are paying off our house with a goal to have it done in 5 years. If you like your job, and it fits in well with your lifestyle and your routine, there is no reason to get another second job, or a better job. You can live pretty well on a very low budget if you get really clever about money.
Basically, you need to cut down spending to free up money to save and invest. I know it sounds hard, but if you're not doing some of the following things already, they may really make a difference to the amount of available income you have. These are things that I do all the time. They save money, and often also time. I work 2 jobs and don't have much free time at all.
I always buy generic brands at the supermarket for basics. Sugar, flour, tampons, eggs, cooking oil, butter -- all perfectly good products at much lower prices. I also buy in bulk if they have cheap meat, and freeze it. I don't just shop at the supermarket. I also go to Kmart (I'm an Australian) when they have the 15% off sale, and get all the washing powder, toilet paper, light globes, and cleaning products I need at much cheaper prices. I buy in bulk so I don't have to shop as often, either.
I live near a few factories, which have factory outlets. One is a food cannery. I have a pantry full of canned food at half the price or less than what I would pay per can at the supermarket. It also means I have to shop less. I also get cling wrap, rubber gloves, spices, and other 'lunch' items cheaply there. I'd check out what factories are near where you live and find out if they have outlet stores. A monthly shop there can save you big dollars over the year.
I ALWAYS take lunch to work with me. I'm pretty busy, and I can't spare the time or the cash to buy my lunch. I make heaps of sandwiches and freeze them. I also freeze curries, fried rice, pasta etc in plastic microwave containers. Then, the night before, I take them out and defrost them in the fridge, and they're thawed by morning tea. It saves me heaps of money (at least $700 or more a year) and it means I get to enjoy my entire lunch time without the hassle of queueing, buying, and getting back to work with my lunch. It's good for kids' school lunches too. Any extra lunches I have frozen (like a curry) can also be used as an emergency meal to stave off visits to the Take Away shops nearby when I'm too tired to cook. That's a huge money saver, as fish and chips can really cut into your budget these days.
I car pool. I get petrol money from a colleague who has no car. There is no public transport at 6am when we start work, so this saves her a fortune on taxis, and pays my fuel money.
I grow my own vegies. Even silverbeet can be grown in a pot if you're short on space. We water our huge garden out of our shower recess. I can't remember when we last bought onions, potatoes, or zucchini. Some stuff keeps well in the shed, while others, like tomatoes, get cooked up into pasta sauce and frozen. It's saved us heaps of money at the supermarket and greengrocer, and it's all fresh. Tomatos, lettuce, capsicum, silverbeet or spinach, and even zucchinis can all grow well in pots. You can water them out of the shower with a bucket too if you're on water restrictions. We are, thanks to the worst drought on record. $2000 fine for unauthorised use of water outside the home. Makes you pretty careful.
I make home brewed beer. It's cheap as chips and the ginger beer's pretty good.
I suggest you go to your employer and have them deposit at least 10% of your income into another bank account. This will become your emergency savings, which prevents you resorting to credit cards. It might take a while on a low income, but you'll get used to living on less in a few weeks, and in 12 months, you should have a nice little nest egg. When you get about $2000, have a look at morningstar.com (add your country's internet suffix) and have a look at what managed funds are available. The website ranks managed or mutual funds according to different criteria, so you can find one you like more easily. Managed or mutual funds are a good way to invest money because you can get exposure to a lot of different areas (different kinds of shares, property, emerging markets) without a huge outlay of money. Then you find the fund you like, you call the company, get a prospectus, send a cheque for the minimum investment amount with the application form, and they do the rest. They take a tiny commission (usually less than 5%) for the initial set up, but you'll get that back soon enough if you choose to have your dividends reinvested. There is usually no commission on dividends being reinvested. This will grow your money over the long term, and you can do it ALL yourself. Pretty nifty. You don't even need a financial planner, but if you want to go through one, that's fine too. Sometimes they are on staff at your bank and a consultation is a free service.
I hope some of this helps. Saving money is hard, but once you have a little bit away (even a couple of hundred dollars) you're better off. If you want some specific advice, email me. I don't mind.
Best wishes.
I can appreciate your situation. I was raised by single mom and work with some now. Check this out it may or not be for you.
www. 777workfromhome. com
Paypal transfering money?
i put a bank side on amazon.com, and it says i will enjoy all the money transfered on monday. How in the order of paypal? How will i know that the money in my paypal reason will be transfered into my account? Or how can i verbs itAnswers: With Paypal , you can request a withdrawal to your Paypal information.