Can you file a chapter 13 bankruptcy and 1 and a 1/2 years later file a chapter 7?
Answers: If you did not get a discharge in your chapter 13, then you are eligible to file a Chapter 7.
A chapter 13 typically lasts 3-5 years, therefore if a chapter 7 is needed 18 months after filing a chapter 13, then the 13 probably got dismissed and you still owe all the debts that the 13 was filed on.
If, by some chance, you did get a discharge in your 13, then you must wait 4 years to get a discharge in another bankruptcy.
I think you can only file once in 7 years... but I'm not sure. see
http://www.bankruptcylawinformation.com/
you filed a year and a half ago? you didn't learn a lesson and do things different? I sure did... in 2003.
If you did not get a discharge in your chapter 13, then you are eligible to file a Chapter 7.
If you go bankrupt, file your bankruptcy under Chapter 13. Chapter 13 permits an US resident to reorganize and restructure their finances. It allows you start afresh and get your finances back on the track. The bankruptcy court will supervise and authorize the entire process of overhauling your financial situation.
While filing for bankruptcy under Chapter 13, you have to draw up a plan of action meant to pay your dues within the next 3 to 5 years and submit to the bankruptcy court. You should clear your dues as much as possible at frequent intervals. Filing under Chapter 13 will protect you against the undue pressure exerted on you by your lenders to pay your debts.
http://get-out-of-the-debt-trap.com/cate...
I obligation aid on file liquidation....?
I need to folder bankruptcy, but I dont know who to dance to (I live in the fjord area surrounded by CA) or how this works can anyone please explain the process, what I need, and what I own to do. Please help!!Answers: I'm not an expert on ruin but I do work in an industry that have some exposure to it on a daily reason. My advice: Seek professional sustain. Since I don't know what your circumstances are that are leading you to that ruling I do have a few push button questions for you to ask yourself.
Is this personal or business related?
What factor requires this approach? (med expenses, credit card debt)
Have you looked into other option like Consumer Credit Counseling Services?
Also, enjoy you contacted all your creditors to see if they own internal repayment plans that reduce or stop interest from accrue?
Most major lend companies will work with CCCS (non-profit organizations) and creates far smaller amount damage to your credit surrounded by the long run than a bankruptcy would. It's still on your credit same as a collapse but the impact is easier to swallow with adjectives creditors than bankruptcy. Plus, the law have changed merely recently that make it harder for individuals to file. Your best bet is to investigate adjectives of your options and consultations at most places are nominal cost astute and in most cases free to run see if you are even a candidate for their program.
If the connect below for CCCS isn't the Bay area you be looking for just explore G00GLE for "consumer credit counseling services california"
You just turn your pockets inside out and next shrug your shoulders with arms extended, palms up.
Please Help!?
Ok I am 11 years old i nedd to earn up almost $75 I need Easy And Fun Chores or activiteys that can serve me earn up this money Plz Help Me !! Thanks and hopefully you can answer my questionAnswers: you can hike your neighbors dogs. or ask around your neighborhood if they need something to be picked up around...and you could do that. hmm...you can trade lemonade or ice candy. =) or you could also hold a small little stand of yours and sell stuff that you don't stipulation around in your room. you could also...tutor some little kids or assistance them with their homeworks. and you could also sea your neighbor's garden. =) so many things. =P
ask ur parents 4 chores 2 do and ask if they can clear u.
Good Luck!
snow removal pays good!