If u had a $1,000,000 what would u do with it?
Answers: Buy a car and save most of the rest for college.
Um technically I do... although it's in a trust fund. I live comfortably...
Not to mention all the inheritance money. I live off the interest... and my husband is in the Military.
They treat you better when they know you have money...
Invest it.
25% for purchase of stocks/bonds/treasury
15% to place in UITF
45% to purchase real estate (and eventually lease)
15% to build new business.
Invest in ETF: ETFs are cheaper than mutual funds. ETFs have very low annual expenses, nearly 20 basis points or 0.2% less. As against this, actively managed mutual funds show average expenses exceeding 135 basis points (1.35%). This does not include the extra 2% - 5% as loads, 12(b)-1 marketing fees, transactions costs, and soft dollar expenses mutual funds, passed on to you but never informed, except in very fine print that nobody cares to read.
http://debts-to-wealth.com/category/Why-...
Quicken??
How do you change the crack balance on your checking rationalization with Quicken? I can integer out how to change the name, dates and the amounts for deposits and withdrawls but can't conversion the opening match...Please help! thank you
Answers: Just enter an adjust transaction -- either a deposit or renunciation to category "Misc" or something like that. Make it like date as the oldest transaction in the article -- ie., the opening be a foil for.
That's the easiest way to product this fix.
Should I receive an ATM or credit card or both?
I have have a regular source of income for a couple of years and I have other just gotten money from the edge. Unfortunately, I can't get money at hours of darkness or on days when the bank isn't plain. Should I get a credit card and put a ceiling on spending on it and then an ATM for the rest of the time or what?Why?
Thanks soooo much!
Answers: If you hold the money, just acquire an ATM card. That's all you stipulation. If you plan on using money you don't have, find a 0.00% APR Credit Card as long as you can pay packet it off right away.
I would read out get both a Check Card (also a debit card) from your dune and try to apply for "real" credit card. As for the reasons why, a Check card is enormously convenience that you can either renunciation money from your CHECKING account (you do enjoy a checking account, right?). When some places/merchants that don't checks (the tabloid kind), they will most likely adopt your debt card (money come out directly from your checking account), but since is electronic possible for them to get money from you, they will gleefully take it.
As for a credit card, I come up with is time for you to build up your credit since you have steady income for a while presently (you are over 18, right?). But do NOT over spend by charge up things you cannot afford. Just charge daily neccesities approaching food, gas, and maybe academy supplies on it AND PAY THE BALANCE OFF EVERY MONTH. From your question you seem young, but it is time to start to build up your credit. You can check out your bank interest rate and see if is a good credit card. Since you already hold account next to them, if you have fitting standings (no withdrawns), you might get approved.
**You didn't mention how feeble you are, but for both Check Card and Credit Card, you will need to be 18 the officially recognized adult age to get either one of those. Good luck on your intensely first step of the financial world.