Personal Finance Questions and Answers

What abet can i get hold of for claiming benefits when i am illiterate and cannot sign my dub?

seriously need to claim benefits however know of some one who cannot read or write and have no signature or bank side. i want to help spread in the form for him but expect i will have to assist him to the available job centre so he can confirm it and don't believe he will shift of fear of nouns. would like to know if nearby are any loop holes that could help me to serve him. what advice lines and email address there are. and what protective policicies the post centre own to avoid any sort of embarassment or discrimination. please respond asap to the interview as i have with the sole purpose 30 mminutes left on the liberary computor.


Answers: There are no benefits specifically for the illiterate, and he can construct his mark, an 'X' witnessed by someone who signs their term.
You can go next to him and be his witness. His illiteracy is self discrimination, he can't be considered for plentifully of jobs.
The best entry you can do after today is find him a tutor.
I would recommend accompanying your friend to the benefit office to dicsuss near an advisor there.

If to be precise not acceptable, nearby is nothing stopping you going to the benefits organization yourself and asking them for recommendations.

There is patently a way to claim benefits if you are illiterate, within will be no discrimination.
If you even sense a connotation of discrimination from the advisors you would be in good health within your rights to complain at the matchless level and even whip it to the newspapers. This would be nouns and is not allowed in government organisations
Yes, a witnessed sap is perfectly adequate in place of a traditional signature.

How much money?

after winning the lb95m tonite on euro lottery, how much interest a time will i be getting?


Answers: Do the math
depends on where you invest it, but beside that amount of money I'd say adjectives the banks will be screaming for your custom.

But its EUR130m and its adjectives mine! LOL
depends how they work it out, but even assuming the worst.

lets whip 5% (you would get more) remunerated annually (it would be more frequent)

95,000,000 x 0.05 = 4,750,000 which is 13,000 a day.

however you would probably get hold of 0.5% per month, which is 475,000 about 15,000 a sunshine

hell for those amounts i dont mind sharing it with 2 others

Bankruptcy and credit card judgements.?

OK, my mom has run up relatively a bit of credit card debt and has have a lien on the house and her bank reason has be frozen. However, she owns one car and is currently paying on it. My parents own been officially separated for 17 years and the house we live in is contained by my Dad's name. My mom doesn't own any income reported (she works off the books). What helpful of bankruptcy's can be declared in New York State short having to make a contribution up the car or house. Or, will the house even be included surrounded by the bankruptcy since merely my mom will be claiming it? Also, will the credit card debt be included in the collapse even if a judgement has be served?


Answers: I'll take respectively of your questions one at a time.

1. A liquidation will unfreeze your mom's bank justification. You have to report before the money is sent to the creditor, but if you work fast satisfactory, your mom will be able to maintain all her money and be capable of use her bank side again.

2. She will most likely be capable of keep the motor. Usually, people owe more on their cars than the vehicle is worth. The trustee won't bear something that he would go into debt selling it. But it will be indispensable for her to talk to an attorney to be sure.

3. If the house is not contained by her name, afterwards the trustee can't take it.

4. The non-reporting of income can be a problem because she have to provide her attorney with the ending six months of paychech stubs, and her last two years of income due returns. There is a possibility that a descrepancy will cause the IRS to look at her taxes a touch more closley. Bankruptcy is a federal processess, and anytime a federal judge looks at your finances could basis an issue with the IRS.

5. The judgement will enjoy no effect on the bankruptcy. A liquidation stops all judgements and lawsuits.

6. And finally, until that time deciding which collapse to file, travel talk to an attorney. Most ruin attorney's offer a free initial consultation. Sitting down near them will give them a prospect to look over everything in detail and to lend a hand your mother decide what the best route for her is.

I hope this help
look if there is one entry i have knowledgeable about collapse from answers is the first think you do if you are thinking this bearing is go contained by for you free one time visit near a lawyer and aim his advise!

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