Is anyone still trying to get bank charges back?if so how is the best way to do it?
Answers: G00GLE Money Saving Expert. I think its money saving expert dot com..it tells you there
Ask your account manager, usually they can give good tips on how to save on your charges depending on your situation.
Are you under 18?
Do you go to school?
Do you have many accounts?
It will depend on lot of factors. Your banker might be able to help you so they can keep you as their customers.
As a banker I am gonna go ahead and say that they rarely refund fees unless you have a long-standing relationship with the bank. It's worth it to ask...a lot of times if it is your first offense they will refund some...sometimes even all! Make sure that you keep a register of everything you spend then you won't have fees. Also, you have to realize that banks are businesses, we don't just pay our employees with free coffee and cookies, those fees are our revenue, this is how we make money. If you don't like it maybe you should consider a Credit Union (not FDIC insured though) and take your chances, but with the economy the way it is, I wouldn't recommend it.
EDIT: If you are referring to morgage fees and the like due to lateness and possible forclosure you will have to speak with them. With Bush's 30 day extension for people it may change some things...I was talking generally.
EDIT: You can always go and talk to someone about the fees, especially if it's your first time. They may refund one...you never know, but I wouldn't count on it.
Bills Bills Bills Bills - Goooo Awayyyyyyy?
: (Answers: you had the shindig -- time to pay the trimming!
:c (
turn that frown upside :c >
file liquidation chapter 7 and all your bills walk away,but so does your ability to grasp anything that you don't pay lolly for!
oh and forget about finding a place to rent :(
You created them; you income them.
Pay them and they will...until ....NEXT MONTH. Geex its like they are some horror villian and you deduce you beat them but simply like that another sequel comes along, but I agree beside the previous statement, you create some of these bills that you dont have to
Do I Have A Case? Can I Take A Collections Agency To Court?
What I want to know is, can I take them to court? Can you set aside me any personal advice or suggestions?Here's the unfinished run down of what we're going through:
In Feb 2007, my husband and I were planning a move from Hawaii to California. When we get our bonuses in Feb, we call up our credit card company and asked what the final payout balance be if we want to close our account. They told us that we owed $2796.95. While we be on the phone with them, we made the gift online and told them we wanted the portrayal closed.
From that moment on, we thought it was closed, done, finished. We go on our move, went on near our life, and didn't muse twice about it.
We purely got a bid from a collections agency saying that our credit have been reported to the agencies and we owe them $213 within late fees for this details.
There's a lot more details, but I'm running out of room. Anyone who have any knowledge of our rights, please write stern! Thanks!!
Answers: Find the final statement for that account that indicates a nil balance. Forward that to the collections agency beside a detailed letter. Call the credit card company and find out what happen. Did you receive any further statements with a be a foil for?
Pay the $213. But make sure a discount will be issued if in certainty the credit card company is at fault and reported the commentary in error.
In the adjectives when closing an account, other, always do it surrounded by writing and ask for a letter that states the vindication is paid surrounded by full and closed at the request of the cardholder.
i have just this minute gone through the exact same thing near capital one. it took 18 moths to catch the acct closed. what we ended up have to do was write correspondence and mail them certified, return getting to the credit card company and the 3 credit bureaus. it took forever, but finally the acct got closed BUT i did enjoy to pay the charges. adjectives you're going to get from the credit card company is "we enjoy no record of that" and since you didn't do it contained by writing, there's no proof. when you send the reminder to the credit bureaus, they will attach them to your credit report so anyone checking your credit will see that you are trying to close the acct. it such a hassle!! good luck.