Personal Finance Questions and Answers

Does the interest I earn on my investments affect my FAFSA?

I am a college sophomore. I earned around $5000 last year surrounded by interest from savings and investments. My total income for the year, however, be still only roughly $18,000 including this interest. Even though my total income is low, will the high interest amount I earn adversly affect my chances of qualify for federal student aid next semester?


Answers: yeah, regrettably, it will affect it, your parent's income could also affect it, if applicable to you.

How do you refinance beside duplicate company you hold the loan through?

I have a loan through Wachovia for my truck. After a year 1/2 of have the truck the payments have become a strain, how or when could I refinance the truck using equal company? (I really enjoy Wachovia, they are great and enjoy helped us past. I would prefer to refinance through them)


Answers: just bring up to date them you want to refinance the loan
Unless they have identified that they will not refinance for you, only tell them you want to, if interest rates can be agreed to.

If they own said shove off, as expected there will be a necessitate to find someone else to refinance with.
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I required to pay packet rotten my credit card contained by full. i salaried what i thought be the be a foil for owed but own immediately realised?

that i have remunerated over what was owing on my card, and that it is contained by fact over what my credit factor on the card actually be. this now leaves me lb496 within credit with the card. the card is a vanquis visa. have anyone ever done this? will i be able to go and get the money back rotten them? i havnt cancelled the card or anything. will there be any consequences for this mistake? thankfulness in credit for any answers


Answers: be careful taking the money of at a electrical device like the ATM the CC company might still charge fees i've set them to do crazy things like that only just ask them for a refund by phone
Contact them and ask them to discount the balance - they should know how to do this really quickly and beside no fuss.
OR - just use the card up to that helpfulness!
the credit card company will not tell you you own overpaid Even if they are aware of it. but once you ring them and tell them and they check it out they will convey you a cheque in the post. it happen with me. don't verbs about it. ring them and ask for it stern.

EDIT ok thumbs down. you obviously know more roughly speaking my experience and life than i do. as a situation of fact they still kept taking the direct debit until i go to citizens advice. never mind. i am clearly wrong.i must enjoy fu3kin dreamt it...lmfao!
write to them and ask for a refund.

convey the letter record so they can't claim they haven't received it.

ask for it to be refunded from the source i.e. anything means you remunerated it by.

follow up with a phone name if you haven't heard from them inside say 7 days.

its your money - you enjoy the right to ask for it back.

if any doubts or problems budge to CAB and ask for advice - brand sure you keep copies of payments/credit card statements etc as proof.

shouldn't be any consequences - they'll only just get a bit of interest if they invest your money for however abundant days they have it :o)
NO, it's fine lots of relations do that. You can take the money out of a guard machine only like your debt card. If you use the card overseas you won't be charged for the transaction approaching you would with your debit card.

If you resign from it in at hand they will just use the funds to clear adjectives transactions.

You're safe.
You can any use the balance to purchase things or ring them up and ask them to income it back simple as that

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