Why be I denied debut Savings story?
I've just moved to the US near my husband who is a US Citizen, I have a green card and a moment ago got my social shelter number. My husband has a ridge account of his own... but we fixed to open up a united Savings account online beside Bank of America and they said that I was denied. WHY?what does this be set to? how can a bank deny a Savings tale?? does this have something to do next to my credit? I don't have any credit here but because I haven't been competent to work but now I call for a bank vindication for a job.
How can I amenable up a bank narrative? and would this denial have a unenthusiastic impact on my credit rating now?
THank you
Answers: I don't ponder it has to do near your credit if it is a savings tale. I think it have to do with your citizenship status. I agree lately ask the bank I don`t know the online application didn't understand your situation.
The denial will not hurt your credit. If at hand is a local credit union within your area run there and start on an account.
Good luck.
Did you ask the hill?
They should give you a point
Has any one had any dealings with zenith-loans? Ive never heard of them but they offered me a loan by email?
Answers: You sound like you're considering taking out a loan. If you have a good credit rating, have a look at this:
http://www.zopa.com/member/The%20Hulk
It's a lending and borrowing exchange that allows investors to lend directly to borrowers, cutting out the banks so both parties benefit from good interest rates. There's an offer available if you apply via the above link where you get £30 if you borrow money, or lend more than £500.
Hope this is of use to you.
Avoid - never trust a loan company that does not display it's interest charges on it's web page - very high interest.
They sucker you in with email approaches - use at your peril
http://www.zenithloans.co.uk/
Unless it's an organisation you know something about it's wise to be cautious.
I had a quick look on the website below: www.zenithloans.co.uk
don't know if that's the company you've heard from. They've got a freephone number but please note that their offers refer to secured loans i.e. secured against your assets which you could lose if you default on the payments.
There's another website:
www.zenith-bank.co.uk for an organisation based in Nigeria. I notice that the name is hyphenated like the zenith-loans you've heard from. Coincidence??
Respond to their email offer with the following questions:
1) What is your company's phone#? (They'll tell you it is out of order temporarily, or give you a mobil#)
2) what is your company's website (They'll tell you it is under construction)
3) Are any fees necessary to be paid in advance of receiving the loan? (They'll say yes, with some bogus reason)
GUARANTEE they are scammers.
Can UK banks transfer my money from one of my accounts to another without asking me?
Answers: in the UK yes they can, if you are overdrawn on one account they have the right to recoup it from any other account you have with them. You wouldn't really expect them to allow you to owe them money on one account whilst you keep funds in the other. Why should they.
Im in US and I know i signed if one of my accounts gets lowits called over draft protection.That way they can just switchmoney over its cheaper than the overdraft fee.
Thats the only way i think they are able to here.Not sure aboutover there.
Good Luck!!
dont think so unless there is a special account where this is agreed in advance eg i worked for a company where they had a n account think it was called sweep where the bank swept anything above an agreed limit every night into a call account which got interest. maybe if u have a loan with them and not enough in yr current account but enough in yr savings theres something in the small print that says they can do that. best thing is to check with them.