Do I obtain a daytime stale?
I have of late been hired at a fledgling company. Although we singular work for 25 hours out of the week we get remunerated for working 40. Recently I have be asked to work on one of my days off, and not go and get paid or receive a hours of daylight off within lieu. Is this fair? or am I human being unreasonable in wanting to capture the day support at a later date?Answers: Whether or not it is "fair" depends on the contract you signed near the company.
Personally, if you believe in the company and the product, I would jump in and work the extra daylight, to show you are both motivated and/or reliable to make money for your firm. A time is really not so much for them to ask. If they start making that request a regular practice, though, thats when I would start negotiating for more pay cheque or more time off.
If you are getting compensated for working 40 hour a week, 'fair' means you work 40 hours a week. Your request would be sensible if you accept 15 hours a week smaller amount pay.
MATH HELP please ?
16: A man receives a net of $5000 a month plus 5% com"i?mission on all sale if they are over $30,000. One month his sales be $45,000. What did he receive that month?$7250
$5270
$5880
$6500
17: Joe works part time and receive $10.50 an hour. During one week he worked 3 hours 20 minutes, 4 hours 30 minutes, 2 hours 40 minutes, 3 hours 15 minutes, 3 hours 30 minutes, and 7 hours 45 minutes. What pay did he receive that week?
$245.00
$280.80
$301.00
$262.50
18: $200 is invested at 4% compounded semiannually. After 2 years what is the amount of the investment?
$210.12
$216.49
$221.34
$206.55
19: A man buys 100 shares of Eastern Electric at 64 3/8 . The brokerage duty is $40. What is the total cost?
$6552.42
$6477.50
$6390.89
$6605.46
20: Fire insurance has a rate of $.28 for $100 on a one-year policy and $.70 for $100 on a three-year policy. How much is save on $8000 of insurance by taking a three "i?year policy?
$15.45
$16.80
$11.20
$13.42
Answers: MATH HELP please ?
16: A man receives a stipend of $5000 a month plus 5% com"i?mission on all sale if they are over $30,000. One month his sales be $45,000. What did he receive that month?
$7250
$5270
$5880
$6500
ANSWER: 5,000 + 5% of 45,000. 5,000+2,250 = 7,250.
17: Joe works part time and receive $10.50 an hour. During one week he worked 3 hours 20 minutes, 4 hours 30 minutes, 2 hours 40 minutes, 3 hours 15 minutes, 3 hours 30 minutes, and 7 hours 45 minutes. What pay did he receive that week?
$245.00
$280.80
$301.00
$262.50
ANSWER: 25 hours x $10.50 = $262.50
18: $200 is invested at 4% compounded semiannually. After 2 years what is the amount of the investment?
$210.12
$216.49
$221.34
$206.55
ANSWER: I did this contained by Excel, but it was $216.49. Use the FV function.
19: A man buys 100 shares of Eastern Electric at 64 3/8 . The brokerage allowance is $40. What is the total cost?
$6552.42
$6477.50
$6390.89
$6605.46
ANSWER: 3/8 is .375. So 100 * 64.375 = $6437.50. Add 40, and you get $6477.50.
20: Fire insurance have a rate of $.28 for $100 on a one-year policy and $.70 for $100 on a three-year policy. How much is saved on $8000 of insurance by taking a three "i?year policy?
$15.45
$16.80
$11.20
$13.42
ANSWER: Do a compare and contrast.
Yearly insurance: 80 (8000 / 100) * .28 * 3 years. That equals $67.20
3-Year Insurance is 80 * .70, which is $56.00. Your nest egg is $11.20
$7250
25 hours x 10.50 = 262.5
216.49$
16. $7250
5000+(45,000x.05)=5000+2250=$7250
17. $262.50
3:20
4:30
2:40
3:15
3:30
+7:45=25 hours
10.5x25=$262.50
19. $6477.50
64 3/8=64.375
100x63.375+40=$6477.50
20. $11.20
8000/100=80
.28x80=$22.40
.70x80=$56.00
22.40x3 years=$67.20
67.20-56.00=$11.20
#16: $7,250 (45,000*.05=2250, so 2250+5000=7250)
#17 $262.50 (25hours total * $10.50 = $262.50)
#18 $216.49 ((200*1.02)*(1.02)*(1.02)*(1.02= $216.486)
#19 $6477.50 ($64.375*100)+40=$6477.50
#20 $11.20
Should i go against a 401k to release on payments final on a loan from that 401k?
My husband borrowed against his 401k, Now we are paying back the loan at $225. every 2 wks. We r still financially strapped and would approaching 2 end the $224 payments. Can we do that in need hurting the balance of the 401K. or would it be better 2 verbs into another retirement plan such as Roth IRA. Really do not want to lose balance of 401K but no longer can afford 2 remuneration back loan. Thanks! DJBAnswers: If you non-attendance on your 401K loan, then the amount of the loan is treated as an "rash distribution", which means the amount of the outstanding loan will count as income this year for your income taxes (at the top marginal rate), plus you'll be hit next to a 10% "early withdrawl" cost.
The net result is that you'll owe the IRS just about 38% of the amount of the outstanding loan on April 15.
The rest of the 401K (the money that was never quantity of the loan) is not affected by whether or not you non-attendance on the loan. It stays in the 401K as investments, and you do not forfeit it by defaulting.
That's not really an prospect which is why it's a bad notion to borrow from a 401(k).
"Loan defaults can be adverse to your financial health. If you quit working or adapt employers, the loan must be salaried back right away. It's not extraordinary for plans to require full repayment of a loan within 60 days of termination of employment. If you can't repay the loan, it is considered default, and you will be taxed on the outstanding match, including an early deduction penalty if you are not at smallest age 59 1/2 . "
http://www.401khelpcenter.com/loans.html
How much did you borrow? What was the language? Why did you borrow it? Did you use 100% of the proceeds of the loan to pay stale other debt? How much did your payments lower from that? How old are you? How various loans does your husbands 401k plan allow him? How much does he still have available for loan (ie what's his total depiction balance)? Without that information we can only guess at the impact of what you are trying to do.
Without a doubt I can explain to you that not paying it back DOES hurt the be a foil for. It becomes at once due and taxable and depending on your age you may also have to repay the IRS a 10% penalty. You can't verbs a loan to an IRA so that's not an option.
Right presently I am guessing that you borrowed 25,000 and it's payable over 5 years. If that's NOT the case afterwards you need shield then you can disregard the numbers and provide us near accurate information. But, $25,000 will result in a levy bill of about $7,500.00. If you're have problems paying back $225 every two weeks afterwards I'd have to guess a $7,500 duty hit is not something you want to see.
The loan will become taxable, but is your husband still employed with the company? You may not know how to stop payments and default the loan.
Some plans will consent to you default and stop making payments. Check on the rules to see how to defaulting or if you can.
Bottom line is here will be tax consequences, thats why loans from 401(k)'s are doomed to failure. Even if you are paying yourself backI currently use Tcf and only open an account because my they have a sign up booth at my previous job, but very soon I'm kind of tired of the $7 a month checking fees. Ive have the account nearly a year and a half beside no overdrafts, and the best thing something like Tcf is they are open 7 days a week but they don't process transactions on weekends so if I deposit my paycheck at 2pm on friday I can't it until Tuesday(or conceivably Wednesday). Can anyone suggest any good bank with locations here contained by town?
Answers: 1stBank is good.
www.efirstbank.com
Locations:
Cascade & Pikes Peak
19th & Uintah
Centennial & Garden Of The Gods
Broadmoor Bluffs & Academy
Constitution & Powers
Rockrimmon & Vindicator
Stetson Hills & Powers
Briargate & Union
Baptist & Jackson Creek
BofA