Personal Finance Questions and Answers

Prepaid Debit/Credit Cards-Walmart?

Ok so basically, I hold my own job, I clear a decent amount of money. However I cannot relish it because every single thing I purchase online beside my credit card my parents look at my billing statement online and criticize every single thing I buy no business how normal or far out or cheap it is. There are also some item I want to buy that I don't want my parents to know I am buying.

I have hear about citizens getting prepaid cards at Walmart or something of that nature and using those on internet sites, in attendance is not billing statement so the parents have no model.

However, when going to walmart or target or sometwhere to buy regular items I have never see these. Are they on display at the checkout? Am I blind? Do you have to ask first? Also whats the standard levy for getting one started etc etc. I need to know adjectives the details so I can go surrounded by and get one lacking fuss and without impression like an idiot.

Thanks a bunch.


Answers: yeah, they're right contained by the store---you just purchase the card ( i remunerated $4.95 for one), and put on the amount of money that u want right then and there-say 50 or 100 bucks to start (sometimes there's a minimum u hold to put on, but it'll say so right on the card)--they're within different spots sometimes-most of the time, they are located wherever they enjoy international calling cards or mobile phone refills-i've seen them within pharmacies and convenience stores-some have a monthly levy or per transaction fee, but it will read aloud so right on the card--make sure u read the back of the cardboard envelope it's contained by to see all the little fine print-i come up with Green Dot is one of the most popular ones-then u go online (at tiniest with mine i did) and register everything on the acount number surrounded by your name/address/etc...very uncomplicated....also, at some stores u do have to be in motion to customer service to get the prepaid debit card-so if i be u, i'd just any phone aread or ask customer svc when you're there-or just seize a free checking account w/ free Visa debit card----or can u only tell your parents to knock it rotten (don't know the particulars of your situation, but even the parent/child relationship requirements some boundaries!!)..
If you buy a gift card from a exceptional store, there is usually no charge associated with it. The bequest cards are either on display at a faddy location at the store and/or by the cash register. Just ask the bank clerk when you check out.

However, if you buy a gift card from Visa, Mastercard, or American Express, in that is usually a fee.

How antediluvian do you enjoy to be to catch a check book?

how old do you enjoy to be to get a check book??


Answers: Minors CAN initiate checking accounts in abundant cases.

To those nitpicking about spelling: This cross-question originated surrounded by the US. WE spell CHECK differently than you do in the UK.
No belief of the age.
but old satisfactory to be able to spell cheque.
To get hold of one alone, without parental cosigning, 18.
Older than you.....it's spelt cheque!

Now with the stock market at a low, how will it affect me?




Answers: It may or may not affect you at all. The stock market is a reflection of the economy. You could lose your job. You could lose money in the market if you own stocks. This is also a buying opportunity if you want to own stocks.
If you have stocks, bonds and funds then they'll take a hit.

If you sell and the price is less than when you bought it then you'll take a loss - but that can be written off on taxes.

If you want to buy in then the price will be lower and you can get more shares for the same amount of money.
Now you can buy stocks more cheaply.

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