Personal Finance Questions and Answers

Are the banks open today?




Answers: Today is a national holiday and traditional bank branches are closed. Major banks will have their customer service by phone centers open however. As well as ATM machines, and online banking options - those never take a break.
The actual banks themselves are not open because it is a Federal Holiday, Martin Luther King Day. That also means any branch of the government such as court houses, U.S. Postal Service, and anything under the jurisdiction are not open. As to whether the banks are open even in Wal-Marts and other big box stores, I rather doubt it. A Federal Holiday is exactly what it says. But you can pull your account up online if you are signed up for online banking. If you aren't signed up, your only other option is to call your bank's 800 number -- you can get automated service or a real live customer service person, if you have a problem that needs handling that cannot be done through the automated system.

Is $650.00 a month for groceries clad for two ethnic group?

That includes laundry soap...ect


Answers: That's really high and not looking for deal. I would look to spend for TWO people nought over 350 a month. Unless you are buying premium items. At any rate I would be living it up at 650 for two people.

Check these:
That is a pretty slim budget - especially if you live contained by a major city, but you could do it w/ sale, coupons & generic named products. Just be careful not to teem up on "macaroni & cheese" and high sodium can soups.You'll be $ savy, but as big as a house.

If you stock up on cooking basics (flour, sugar, saline, baking powder, and seasonings, etc.) you will also save more money by buying things and making them from mark, rather than buying abundantly of frozen/prepackaged goods.

Also, buy within bulk and don't forget your fruits and veggies ;)
First off, you want to state like where on earth you live because the standard of living in your nouns plays a lot on answering the cross-question.
For example, Person A lives in the weighty south of AL and their monthly income is only $2,000. That number is average for that nouns. But Person B lives in NYC and their income is $7,000.

Your grocery budget should single be 10-20% of your monthly income depending on your family size.
That is how much I spend on my mortgage.

Between my wife and I, we spend roughly $400 a month.
on groceries and toiletries.
It is more than decent, it is more similar to decadent. You guys must be eating lofty on the hog, so to speak.

If you can afford it, then fine. Although near a little adjustment contained by your menu, you could save a neutral amount of money.

Good luck
Its kind of greatly... my household spends $100-150 a week for three people, so its almost $500 for a month.

Unless you're including clothing, hardware-- things not grocery.

I am so behind on my bills and rent this month I need to get a loan. How can I get a unsecured loan for 25,000




Answers: So you are planning on getting into more debt to cover your debt? Bad move, you need to be getting rid of bills, not adding more. Get a second job, get rid of every bill you don't need. If you don't stop living beyond your means, you will never have enough money and the bills will always get the best of you.
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Goodluck

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