Personal Finance Questions and Answers

Credit card examine?

I am 24 years old i own my own house the final time i checked my credit score it be 836. I have nearly 7 credit cards, most of them have a 10 thousands dollar constrain, one with a 20k rein in, and a 22Klimit, is this bad, i never asked them to administer me a hight limit, Should i close some of these accounts, Would have 7 credit cards affect my score? Should i ask them to dwindle my credit limit?


Answers: its really solitary going to affect you if you are trying to get a big dollar amount loan - basically some creditors will consider ALL of your spending potential up to your stricture of all your cards versus your income height and see what's left for them - if, you hypothetically maxed out adjectives your cards after getting a loan from them. So, if you make 75K per year, enjoy 60K in speding potential on your cards and also enjoy a 1200 per month mortgage, plus a $400 per month car pmt... and next maxed out your cards, you can see where this is going. I'd save ONE open near the highest hamper for emergencies and consequently have an AMEX. thats it - no gas cards, no dept store cards. your credit gain is GREAT. I'm jealous!
Sometimes it is better not to enjoy so many credit cards. But it will backing your score if you save them and make sure they are compensated off on the dot. Credit card companies make their money by charging nouns rates. the longer it takes you to pay cheque then the more the credit card company make. you pay the set off in full amazingly quickly afterwards they don't make any money and they will sometimes ask you to start charging more contained by the cards.

Any good ideas to earn money fast?




Answers: yeah.sell a kidney.u will earn alot depending on its viability and ur health!
To earn money fast you can do some online jobs like data entry, medical transcription, online tutors.

You can also do online marketing also

For doing above jobs you can just visit

http://www.workfrmhome.org/joomla

Can i get a loan for £500 at any bank? (UK)?




Answers: not really, no


depends on your work circumstances
Your best bet would to be to apply for an over draft of £500 and pay that back,It would be much less hastle and the interest a much better rate.
You can apply to your bank for a loan but they would probably not want to lend you £500 although each case is considered on its own merit and is relevant to your particular circumstances.
you can get loan in sbuk bank.
Honestly no. But you can have it from your boy friend.
Banks generally only look at loans on or above the £1000 mark. I think the only company that used to were Lombard Direct but they may well have changed as well. Your better off getting yourself onto egg.com or some one else like that who offer 0% interest and other tempting offers on credit cards or even better still would be to get yourself an overdraft. Paying back the £500 shouldnt be too bad as long as you keep up regular payments.
Hope that helps a bit more than people just bragging/lying about heir weekly wage!!
I borrowed £500 from HSBC a few years ago, but I was banking with them then, I'm with Natwest now so I'm not sure if you can borrow from just any Bank. Give HSBC a go though :)

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