How to get rich?
Answers: Start out with specific goals and realistic timeframes. You cannot have money if you spend it. Set up an automatic savings plan. Live below your means. Give up some things today so you'll have them tomorrow. Start TODAY. Don't dream of success... live for it. Believe in yourself. Read books by and about rich people. Educate yourself. Consider your own business. Consider any and all tax advantages. Think about savings and investments. There are millionaires out there and you can be one of them. Grab a sheet of paper and start out with your top 5 goals and then work a little at a time of crossing them off. Stay away from debt. It makes no sense to pay interest to borrow money when you can make interest by not using it. Think about it. Once you have richness inside yourself you will have richness all around you.
what the first person said marry a rich man
or win at the casino's etc...
marry a doctor.
lemonade stand.
go to work instead of runeye.com.
Educate yourself; it is the single most important factor in becoming rich. There is no easy road to riches, though there are lucky roads to riches. However, the probability of that is slim to none.
Look at all the people holding high level positions in businesses, I guarantee you that they are all highly educated (either academically or through years of work experience). If you look at the entrepreneurs that started the Facebook, G00GLE, etc, they were all smart in their field. They were educated enough to code a website.
Not into coding? Don't worry, there are plenty of ways to get rich. Study what you consider to be a passion, and be the best at what you want to be.
Lastly, remember you have to want to be rich, to be rich.
Decide what "rich" means to you.
Decide how much money you want to make specifically.
Visualize yourself with that money.
Decide what you want to create, trade or offer as service or do for the money you want to make.
Set a time frame for when you want to make the money you want to make. For example: By January 17th 2009 I want to accumulate 100,000 dollars in savings, bonds, rets, gold and stocks.
Make a concrete plan for obtaining the money.
Do not take no for an answer. Keep going/trying even if it seems like you have failed.
Surround yourself with people who have the knowledge you will need and encourage you in pursuing your goals.
Do this with persistence and devotion.
If you need specialized knowledge either
a)
learn it yourself or
b)
hire people who have it.
Read books about making money i.e" Think and Grow Rich"- by Napoleon Hill.
Learn from people who are rich.
Ask them how they do it and what they did to become rich.
Spend your money wisely and learn some accounting and business.
Last but not least--
"Whatever you can conceive and believe you can achieve." - Think and Grow Rich.
Now that will be 20 bucks :-)
Thank you very much!
Live forever - or at least a very long time.
John Maynard Keynes said "In the long run we're all dead".
If we could solve that one economic problem we'd all be rich!
Read some tips about saving your money and do it. someday you will get rich.
How much are your bills monthly? buoyant, gas, cell phone and cell phones.?
mine areLights $75.00
Gas $100.00
Cell Phone $140.00
house phone $75.00
Answers: lights $550.00 gas $800.00 cell phone $120.00 HOUSE PHONE $230.00
electric 57
gas is around 85
cell phone 5.00 ( i work for a cell phone company)
house phone 0 i dont have one..
house phone: 24
cell phone:70-90
rent: 575
fluffy:180
no water bill and no gas or cable
Lights-5,000,000
Gas-89,000,000,000
Cell Phone-32,000,000,000
House Phone-none
Lights.75.00
Gas...200.00
Cell...50.00
no topography line
gas/electric: vary from 20-40 dollars
cell: varies from 35-40 dollars
no home phone
I live within Puerto Rico and here are my expenses
Lights $55.00
Gas $75.00 a year (We buy the big cylinders)
Cell phone $35.00
House Phone 17.00
Water 100.00
Electric 200.00 (give or take depending on temp)
Cell 60.00
House 120.00 (that includes my DSL)
electricity $69.30
gas (n/a)
cell phone $12.50
house phone $8.44
we share between 2 relatives
cable / internet = $67 / 2 people
rent = $695 / 2 relations
car insurance = $38 / month purely for me (i pay it adjectives up front so its cheaper)
heat + gas is approximately $125 / 2people contained by the winter... maybe 1/2 that much within the summer
food i spend about $250 / month on groceries, restaurants, and alcohol for myself.
lucky for me my parents pay packet my cell phone bill (although my mom calls me every sunshine!)
good luck harmonizing your budget!
i split everything in partly w/ my boyfriend so for me:
259.50-rent
35-cell phone
15-electric
30-cable/internet
0-gas bill
0-house phone
i live in an apartment
Rent $275
Electric between $50 - $75 (depending on how much the a/c or steam is run)
Water $40
Sewer $14
2 cell phones $110
Car payment $153
Car insurance $63
Cable $70 (for TV and internet)
Both of you phone bills appear to be awfully high to me. Maybe you should check into other option, like other phone companies or different calling plans, unless unsurprisingly you are happy near the bills and the service!
wow...are you really that bored? Pathetic.
Ways to fix discouraging credit?
My credit score is poor from a credit card I get a while ago (being stupid, didnt know what trouble it would get me into...) the debt is $750.my credit ranking is 582...what are ways i can build credit (along with secured credit cards presently that im older and working)...Id close to to start rebuilding it, so that when im done with university in 2 yeares and its time to buy another saloon or a house..ill own a little smaller number trouble
Thanks in credit...
Answers: First, Pay off the debt!
Next open out a checking account next to overdraft protection - BUT NEVER OVERDRAFT the account! To build credit, attain a credit card BUT DON'T USE IT ALL THE TIME. I would start with a Discover card. They will usually whip anyone as a customer, and the fees are low or maybe free. Buy simply one thing per month near the card - maybe one week worth of groceries, but ONLY 1 THING EACH MONTH - THEN PAY IT OFF every month. Don't tolerate any debt build up. Don't shop for mortgages, or other credit - this dings your credit score too. USE CASH FOR EVERYTHING - that approach you know how much you have disappeared. You cant overspend if you don't have any dosh!
If you do that for 1 year, your score will top 650 and lead toward 700, after 2 years -750 is possible. Do that your whole duration, and they ask you if you want to borrow any money.
don't use your credit cards and start paying off the go together. be sure you are making you payments on time every month. This will sustain you score dance back. Avoid taking out any trial credit - credit cards, personal or auto loans - for now as applications for credit can lower your credit chalk up. Examine your debt to available credit percentage - you want this number to be as low as possible as the higher the number the lower your credit mark.
Do not close any open accounts - this will drop off your availabe credit and therefore increase your debt to credit.
Here is how your FICO mark is figured:
35% - Your Payment History
30% - Amounts You Owe
15% - Length of Your Credit History
10% - Types of Credit Used
10% - New Credit
Pay ur return ontime